# Abacus Global Management, Inc. > Shaping the Future of Longevity-Based Investments > Generated by All in One SEO Pro v5.0.3, this is an llms-full.txt file, used by LLMs to index the site. ## Posts ### [The Importance of Accurate Participant Data for Retirement Security](https://abacusgm.com/the-importance-of-accurate-participant-data-for-retirement-security/) **Published:** October 20, 2026 **Author:** Admin **Content:** When discussing retirement security, investment performance and funding levels usually take center stage. At Abacus Intel, we know that accurate participant data is just as essential. Without it, plans may struggle to protect assets, reach participants, and deliver promised benefits efficiently. Participants move, change jobs, retire, and experience other life changes. Each change presents pension administrators with the same challenge: keeping participant records accurate. When information becomes outdated, plans may lose contact with participants, leading to missed communication and delays in delivering the benefits they have earned. The importance of those benefits should not be underestimated. Research summarized by the Alliance for Prosperity and a Secure Retirement found that guaranteed lifetime income represented approximately 43% of total income for Americans age 65 and older in 2022, down from just over half in the early 2000s.\[1\] As access to guaranteed income declines, public pensions remain an important source of financial stability for millions of workers and retirees. **Delivering those benefits depends on having reliable information behind them.** Abacus Intel helps pension plans strengthen participant records, identify potential data gaps, and reduce the manual work of administrators. Our [**mortality verification solution**](https://abacusintel.com/death-audit/) delivers U.S. mortality event data with **99% verified accuracy**, while our location and beneficiary research services help plans find the people connected to their benefits. **How Data Gaps Affect Retirement Security** Pension administrators manage large participant populations while balancing limited resources, aging systems, and growing reporting and compliance responsibilities. Even a small number of unresolved records can create significant financial and operational challenges. Outdated or incomplete records may contribute to: – Continued payments following an unreported mortality event – Delays in locating participants or beneficiaries – Returned mail and missed communications – Inaccurate participant counts and administrative records – Difficulty documenting search efforts during an audit These issues do more than create additional work for administrators. Participants have placed their trust in the retirement system and planned their futures around the benefits they have earned. Keeping their information accurate helps protect that trust and supports the timely delivery of benefits. Data gaps can also affect a plan’s financial and operational health. Continued payments following an unidentified mortality event can reduce plan assets and require lengthy recovery efforts. At the same time, outdated contact or beneficiary information can prevent benefits from reaching the appropriate individuals. **Addressing Data Problems Earlier** Many plans wait until a participant applies for benefits to validate their information and resolve inconsistencies. Principal Financial Group notes that addressing inconsistencies before benefits begin may reduce administrative bottlenecks, limit manual work, and allow staff to focus on higher-value priorities.\[2\] Abacus Intel helps plans take a more proactive approach. Rather than relying on a single database, our team cross-checks multiple trusted sources to identify mortality events, locate missing participants, and research beneficiaries. This comprehensive approach provides a clearer view of the participant population and helps administrators resolve potential issues sooner. We also provide documented findings that support internal reviews and audit preparation. Plans can establish a regular review schedule, track unresolved cases through completion, and maintain a clear record of the research performed and actions taken. With the right data partner, administrators can spend less time searching across disconnected sources and more time serving their participants. **A Stronger Foundation for Promised Benefits** Investment performance and funding policy will always be central to retirement security. But delivering on those promises also depends on a plan’s ability to maintain accurate records, protect plan assets, and get benefits to the right people at the right time. Participant data may operate behind the scenes, but it supports nearly every part of effective pension administration. Addressing gaps earlier can help plans reduce administrative burdens, strengthen data integrity, and remain focused on what matters most: serving their participants. **Are your participant records up to date?** Abacus Intel helps pension plans strengthen their data through mortality verification, participant location, and beneficiary research. Contact us today at <info@abacusintel.com> or request a demo [here](https://abacusintel.com/contact/). **Sources** \[1\] Alliance for Prosperity and a Secure Retirement, “[New Data: Two Keys to Retirement Security](https://www.prosperityretirementalliance.com/new-data-two-keys-to-retirement-security/),” July 16, 2026. \[2\] Principal Financial Group, “[Why Pension Data Quality May Be One of the Most Overlooked Drivers of Cost, Efficiency, and Risk](https://www.principal.com/businesses/trends-insights/why-pension-data-quality-may-be-one-most-overlooked-drivers-cost),” June 24, 2026. **Categories:** Blog --- ### [From Transactions to Revenue](https://abacusgm.com/from-transactions-to-revenue/) **Published:** October 19, 2026 **Author:** Admin **Content:** ![Jay Jackson](https://abacusgm.com/wp-content/uploads/2025/04/JacksonJ.png "JacksonJ - Abacus Global Management, Inc.") #### Jay Jackson Chairman & CEO This week, I participated in a [virtual fireside chat](https://players.brightcove.net/2197926683001/default_default/index.html?videoId=6405967590112) with Autonomous Research’s Patrick Davitt to talk in depth about Abacus’s near-term outlook and longer-term strategic plan. The purpose of this fireside chat was to build on the themes covered in our July Investor Day, but focus more concretely on how we are evolving from a balance sheet-driven life settlement business towards a recurring fee-driven asset and wealth management business. As I [discussed](https://jayjacksonabx.substack.com/p/the-market-validates-the-model) last week with respect to our $400 million securitization, most of Abacus’s earnings have traditionally come from origination: the spread between what we pay for a life insurance policy and what we sell it for. It’s a transactional business with one deal garnering one profit. But we have been working intentionally to shift that model and are committed to an ambitious five-year target of 70% fee-related earnings. This matters because it transforms the value of our business. You can’t always forecast transactions cleanly, whereas recurring revenue compounds. Every client you add generates fees year after year, and those fees scale with assets. ![](https://substackcdn.com/image/fetch/$s_!5gJC!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd30acce8-8d1a-4917-bb6c-ba53304f4f2e_5472x3286.jpeg) ## **Where the Recurring Revenue Comes From** Our recurring revenue model starts with **management fees** from our asset management business, where we are paid to manage longevity-linked assets. In three years, we’ve grown AUM from $50 million to $3.5 billion today. Next (as I [wrote](https://jayjacksonabx.substack.com/p/the-market-validates-the-model) about last week), we have **securitization servicing fees**. When we package life insurance policies into securities and sell them to pension funds and insurance companies, we retain the right to service those policies. That’s recurring revenue that looks and feels like a management fee: predictable, annual asset fees that compound. Then we have **interval fund fees**. In the fireside chat, I talked about our first interval fund dedicated to longevity assets. Individual investors and institutions buy shares and we, in turn, charge asset management fees on money invested. Beyond these fees, we also have **Abacus Intel**, which provides pension funds and other clients with the most comprehensive mortality data available under multi-year contracts. These contracts provide recurring revenue for three to five years, with fees increasing each year. Finally, we have **LifeARC platform fees**. We’ve already signed two major RIA firms to agreements where they pay us a fee to access our lifespan-based financial planning platform. And we’re in daily conversations with some of the largest advisory firms in the country about similar arrangements. Every one of these revenue streams is recurring, contractual, and scales with the business. ## **Why This Changes Everything** A fee-based business is durable. Every policy you originate and securitize generates fees for years. Every advisor who signs on generates fees on their entire client AUM. Every pension fund contract generates at least three to five years of revenue. It must be said that our origination business isn’t going away. In fact, it’s growing at 20% annually. But instead of just keeping our business as a transaction-based model, we’re leveraging the origination business to supercharge our ability to collect fees year after year. Asset management fees compound as AUM scales. Securitization servicing fees scale with every securitization, and we’re planning three per year. Interval fund fees grow as custodian platforms activate and advisors get access. Abacus Intel contracts grow in dollar value over time. And platform fees climb with advisor adoption. The path to 70% isn’t heroic growth in a single channel. It’s all of them working together. **Categories:** Blog --- ### [Walking Together](https://abacusgm.com/walking-together/) **Published:** October 15, 2026 **Author:** Admin **Content:** ![Jay Jackson](https://abacusgm.com/wp-content/uploads/2025/04/JacksonJ.png "JacksonJ - Abacus Global Management, Inc.") #### Jay Jackson Chairman & CEO Recently, many of us from Abacus gathered at Lake Eola to participate in the Walk to End Alzheimer’s for Greater Orlando. Our employees, along with their families and friends, came together for a cause that touches so many of us. ![](https://substackcdn.com/image/fetch/$s_!mgAu!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb7619e38-de8c-499f-8cf5-5249689022b5_1024x636.jpeg) We were honored to serve as the Blue Flower Presenting Sponsor, and our Chief Marketing Officer Jeff Smith delivered remarks on behalf of Abacus at the opening ceremony. Walking alongside thousands of others in support of Alzheimer’s care, research, and support was deeply gratifying and another example of how Abacus continues to find ways of actively participating in our community. **Why This Matters** Across the flywheel, Abacus’ different businesses all depend on a deep and accurate understanding of longevity. We study how people age and then help people plan for their futures. But longevity without health (without cognitive function, independence, or the ability to know and love the people around you) is not the future anyone envisions. When you’re in the business of helping people live longer, you can’t ignore the question of how they live. With a diagnosis that is both devastating and common like Alzheimer’s, the more research, care, support, and attention, the better. And the Alzheimer’s Association is leading the way in fighting on behalf of people with Alzheimer’s and their families. **Community** Just as important as investing in research is being in community. The Walk welcomed thousands of people, some walking in memory of someone they loved, some walking in support of someone currently struggling, and some walking in solidarity with friends and family impacted by Alzheimer’s. We were proud that so many members of our team showed up and demonstrated our support for this cause. It goes to show, yet again, that we’re not just in Orlando because it’s a good place to do business. We’re happy to call Orlando home, raise our families, and give back to our local community. Thank you to the Alzheimer’s Association for leading this fight and to everyone who organized the walk. And thank you to everyone from Abacus who came out to Lake Eola. You made us proud. **Categories:** Blog --- ### [Jay Jackson on Moore Money — AI, LifeARC™ & Personalized Retirement Planning](https://abacusgm.com/jay-jackson-on-moore-money-ai-lifearc-personalized-retirement-planning/) **Published:** October 3, 2026 **Author:** Admin **Excerpt:** Chairman & CEO Jay Jackson returned to Stephen Moore’s Moore Money to discuss how artificial intelligence and personalized longevity data are transforming retirement planning. He explained how Abacus Global Management’s LifeARC™ platform uses AI-powered medical analysis to help individuals better understand their projected lifespan and make more informed decisions about retirement income, asset allocation, and long-term financial security. The conversation also explored why traditional financial planning often falls short by relying on population averages rather than individual health profiles. Jackson highlighted how personalized longevity insights can help retirees balance maximizing their income with preserving wealth for future generations, while also making more informed decisions about Social Security timing and adjusting financial strategies as their health and circumstances evolve. **Content:** Share    *This interview originally aired on October 3rd, 2026.* Chairman & CEO Jay Jackson returned to Stephen Moore’s *Moore Money* to discuss how artificial intelligence and personalized longevity data are transforming retirement planning. He explained how Abacus Global Management’s LifeARC™ platform uses AI-powered medical analysis to help individuals better understand their projected lifespan and make more informed decisions about retirement income, asset allocation, and long-term financial security. The conversation also explored why traditional financial planning often falls short by relying on population averages rather than individual health profiles. Jackson highlighted how personalized longevity insights can help retirees balance maximizing their income with preserving wealth for future generations, while also making more informed decisions about Social Security timing and adjusting financial strategies as their health and circumstances evolve. Share    *This interview originally aired on October 3rd, 2026.* Chairman & CEO Jay Jackson returned to Stephen Moore’s *Moore Money* to discuss how artificial intelligence and personalized longevity data are transforming retirement planning. He explained how Abacus Global Management’s LifeARC™ platform uses AI-powered medical analysis to help individuals better understand their projected lifespan and make more informed decisions about retirement income, asset allocation, and long-term financial security. The conversation also explored why traditional financial planning often falls short by relying on population averages rather than individual health profiles. Jackson highlighted how personalized longevity insights can help retirees balance maximizing their income with preserving wealth for future generations, while also making more informed decisions about Social Security timing and adjusting financial strategies as their health and circumstances evolve. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on The Big Biz Show — Longevity, Financial Confidence & the Power of Time (Interview)](https://abacusgm.com/jay-jackson-on-the-big-biz-show-longevity-financial-confidence-the-power-of-time-interview/) **Published:** October 9, 2026 **Author:** Admin **Excerpt:** Chairman & CEO Jay Jackson returned to The Big Biz Show to discuss why it’s never too late to take control of your financial future and how time remains one of the greatest advantages in building long-term wealth. He explained how uncertainty surrounding retirement savings and life expectancy can create financial anxiety, and why understanding the power of compounding can help individuals make more confident investment decisions. The conversation also explored Abacus Global Management’s LifeARC™ platform and its personalized approach to longevity-based financial planning. Jackson previewed the company’s “What’s Your Number?” campaign, emphasizing how understanding your projected lifespan can help reduce financial uncertainty, improve asset allocation, and create more informed retirement income and wealth transfer strategies. He also highlighted how Abacus is making personalized longevity insights more accessible to individuals looking to improve their long-term financial outcomes. **Content:** Share    *This interview was originally published on October 9th, 2026.* Chairman & CEO Jay Jackson returned to *The Big Biz Show* to discuss why it’s never too late to take control of your financial future and how time remains one of the greatest advantages in building long-term wealth. He explained how uncertainty surrounding retirement savings and life expectancy can create financial anxiety, and why understanding the power of compounding can help individuals make more confident investment decisions. The conversation also explored Abacus Global Management’s LifeARC™ platform and its personalized approach to longevity-based financial planning. Jackson previewed the company’s “What’s Your Number?” campaign, emphasizing how understanding your projected lifespan can help reduce financial uncertainty, improve asset allocation, and create more informed retirement income and wealth transfer strategies. He also highlighted how Abacus is making personalized longevity insights more accessible to individuals looking to improve their long-term financial outcomes. Share    *This interview was originally published on October 9th, 2026.* Chairman & CEO Jay Jackson returned to *The Big Biz Show* to discuss why it’s never too late to take control of your financial future and how time remains one of the greatest advantages in building long-term wealth. He explained how uncertainty surrounding retirement savings and life expectancy can create financial anxiety, and why understanding the power of compounding can help individuals make more confident investment decisions. The conversation also explored Abacus Global Management’s LifeARC™ platform and its personalized approach to longevity-based financial planning. Jackson previewed the company’s “What’s Your Number?” campaign, emphasizing how understanding your projected lifespan can help reduce financial uncertainty, improve asset allocation, and create more informed retirement income and wealth transfer strategies. He also highlighted how Abacus is making personalized longevity insights more accessible to individuals looking to improve their long-term financial outcomes. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on Broadcast Retirement Network — Longevity & Rethinking Retirement Planning (Interview)](https://abacusgm.com/jay-jackson-on-broadcast-retirement-network-longevity-rethinking-retirement-planning-interview/) **Published:** October 6, 2026 **Author:** Admin **Excerpt:** Chairman & CEO Jay Jackson joined the Broadcast Retirement Network to discuss why longer lifespans are challenging traditional approaches to retirement planning. He explained how planning around averages—including conventional withdrawal strategies—can overlook significant differences in individual health and longevity, and why understanding your personal “life arc” can lead to more informed decisions about retirement income, asset allocation, and when to begin drawing benefits. Pasted text The conversation also explored the risks of becoming overly conservative too early, when annuities may fit within a retirement strategy, and how potential long-term care and memory care expenses should factor into financial planning. Jackson highlighted how Abacus uses personalized medical data and AI to better understand longevity, helping individuals replace one-size-fits-all assumptions with data-driven strategies designed around their unique health, financial goals, and retirement timeline. **Content:** Share    *This interview was originally published on October 6th, 2026.* Chairman & CEO Jay Jackson joined the *Broadcast Retirement Network* to discuss why longer lifespans are challenging traditional approaches to retirement planning. He explained how planning around averages—including conventional withdrawal strategies—can overlook significant differences in individual health and longevity, and why understanding your personal “life arc” can lead to more informed decisions about retirement income, asset allocation, and when to begin drawing benefits. The conversation also explored the risks of becoming overly conservative too early, when annuities may fit within a retirement strategy, and how potential long-term care and memory care expenses should factor into financial planning. Jackson highlighted how Abacus uses personalized medical data and AI to better understand longevity, helping individuals replace one-size-fits-all assumptions with data-driven strategies designed around their unique health, financial goals, and retirement timeline. Share    *This interview was originally published on August 25th, 2026.* Chairman & CEO Jay Jackson joined *The Big Biz Show* to discuss Abacus Global Management’s position in the life settlement market and why the company views itself as a data-driven asset manager rather than an insurance company. The conversation highlighted Abacus’ role in providing liquidity to life insurance policyholders, managing longevity-based assets for institutions, and leveraging the data generated across its platform to inform smarter investment decisions. The discussion also explored the growing momentum behind LifeARC™ and how personalized health and longevity data could change traditional retirement planning. Jackson explained why conventional actuarial models and one-size-fits-all assumptions can overlook meaningful differences between individuals, and how a more personalized understanding of lifespan can help investors avoid becoming overly conservative too early, improve retirement income, and make more informed long-term financial decisions. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on Larry Kudlow Show — Financial Products (Audio)](https://abacusgm.com/abacus-ceo-jay-jackson-featured-on-larry-kudlow-show-financial-products-audio-recording/) **Published:** June 21, 2025 **Author:** Admin **Content:** Share    *The interview originally took place on June 21, 2025.* Chairman & CEO Jay Jackson was featured on The Larry Kudlow Show to explore the life insurance sector's financial products. Larry Kudlow's radio show, titled "The Larry Kudlow Show," focuses primarily on economic and political topics, reflecting his background as a broadcast news analyst, economist, columnist, and former Director of the National Economic Council. Share    *The interview originally took place on June 21, 2025.* Chairman & CEO Jay Jackson was featured on The Larry Kudlow Show to explore the life insurance sector's financial products. Larry Kudlow's radio show, titled "The Larry Kudlow Show," focuses primarily on economic and political topics, reflecting his background as a broadcast news analyst, economist, columnist, and former Director of the National Economic Council. **Categories:** Interview, WABC **Tags:** video, interview --- ### [Jay Jackson on Larry Kudlow Show — Protection During Volatility (Audio)](https://abacusgm.com/abacus-ceo-jay-jackson-featured-on-larry-kudlow-show-protection-during-volatility-audio-recording/) **Published:** July 12, 2025 **Author:** Admin **Content:** Share    *The interview originally took place on July 12, 2025.* Chairman & CEO Jay Jackson was featured on The Larry Kudlow Show to share insights on wealth protection strategies amid economic uncertainty. Larry Kudlow's radio show, titled "The Larry Kudlow Show," focuses primarily on economic and political topics, reflecting his background as a broadcast news analyst, economist, columnist, and former Director of the National Economic Council. Share    *The interview originally took place on July 12, 2025.* Chairman & CEO Jay Jackson was featured on The Larry Kudlow Show to share insights on wealth protection strategies amid economic uncertainty. Larry Kudlow's radio show, titled "The Larry Kudlow Show," focuses primarily on economic and political topics, reflecting his background as a broadcast news analyst, economist, columnist, and former Director of the National Economic Council. **Categories:** Interview, WABC **Tags:** video, interview --- ### [Jay Jackson and Steve Grasso Post Investor Day Interview (Audio)](https://abacusgm.com/jay-jackson-and-steve-grasso-post-investor-day-interview/) **Published:** July 15, 2025 **Author:** Admin **Content:** Share    *The interview originally took place on July 15, 2025.* Chairman & CEO Jay Jackson sat down with CNBC market analyst Steve Grasso for a post–Investor Day debrief on Abacus Global Management—covering key takeaways from the event, strategic priorities, and the outlook ahead. Steve Grasso is a CNBC market analyst and longtime “Fast Money” contributor, a veteran NYSE floor trader, and the CEO of Grasso Global. He previously led institutional sales at Stuart Frankel & Co. Share    *The interview originally took place on July 15, 2025.* Chairman & CEO Jay Jackson sat down with CNBC market analyst Steve Grasso for a post–Investor Day debrief on Abacus Global Management—covering key takeaways from the event, strategic priorities, and the outlook ahead. Steve Grasso is a CNBC market analyst and longtime “Fast Money” contributor, a veteran NYSE floor trader, and the CEO of Grasso Global. He previously led institutional sales at Stuart Frankel & Co. **Categories:** Interview **Tags:** video, interview --- ### [Jay Jackson on Larry Kudlow Show — Financial Planning for Loved Ones (Audio)](https://abacusgm.com/abacus-ceo-jay-jackson-featured-on-larry-kudlow-show-loved-ones-financial-planning-audio-recording/) **Published:** July 19, 2025 **Author:** Admin **Content:** Share    *The interview originally took place on July 19, 2025.* Chairman & CEO Jay Jackson was featured on The Larry Kudlow Show to discuss how financial planning and retirement discussions are essential, particularly for older individuals and their children. Larry Kudlow's radio show, titled "The Larry Kudlow Show," focuses primarily on economic and political topics, reflecting his background as a broadcast news analyst, economist, columnist, and former Director of the National Economic Council. Share    *The interview originally took place on July 19, 2025.* Chairman & CEO Jay Jackson was featured on The Larry Kudlow Show to discuss how financial planning and retirement discussions are essential, particularly for older individuals and their children. Larry Kudlow's radio show, titled "The Larry Kudlow Show," focuses primarily on economic and political topics, reflecting his background as a broadcast news analyst, economist, columnist, and former Director of the National Economic Council. **Categories:** Interview, WABC **Tags:** video, interview --- ### [Jay Jackson on Larry Kudlow Show — Customer Trust (Audio)](https://abacusgm.com/abacus-ceo-jay-jackson-featured-on-larry-kudlow-show-customer-trust-audio-recording/) **Published:** July 26, 2025 **Author:** Admin **Content:** Share    *The interview originally took place on July 26, 2025.* Chairman & CEO Jay Jackson was featured on The Larry Kudlow Show to discuss the significance of education in fostering customer trust. Larry Kudlow's radio show, titled "The Larry Kudlow Show," focuses primarily on economic and political topics, reflecting his background as a broadcast news analyst, economist, columnist, and former Director of the National Economic Council. Share    *The interview originally took place on July 26, 2025.* Chairman & CEO Jay Jackson was featured on The Larry Kudlow Show to discuss the significance of education in fostering customer trust. Larry Kudlow's radio show, titled "The Larry Kudlow Show," focuses primarily on economic and political topics, reflecting his background as a broadcast news analyst, economist, columnist, and former Director of the National Economic Council. **Categories:** Interview, WABC **Tags:** video, interview --- ### [Jay Jackson on WABC Moore Money with Stephen Moore — Life Insurance Market (Audio)](https://abacusgm.com/abacus-ceo-jay-jackson-on-wabcs-moore-money-show-with-stephen-moore-audio-recording/) **Published:** July 26, 2025 **Author:** Admin **Content:** Share    *The interview originally took place on July 26, 2025.* Chairman & CEO Jay Jackson was featured on Moore Money to discuss how life insurance is considered personal property in the U.S. and how Abacus aids clients in understanding their policies' value. Stephen Moore’s radio show, titled “Moore Money,” centers on economic policy, markets, and government spending, reflecting his experience as a economist and Wall Street Journal columnist. Share    *The interview originally took place on July 26, 2025.* Chairman & CEO Jay Jackson was featured on Moore Money to discuss how life insurance is considered personal property in the U.S. and how Abacus aids clients in understanding their policies' value. Stephen Moore’s radio show, titled “Moore Money,” centers on economic policy, markets, and government spending, reflecting his experience as a economist and Wall Street Journal columnist. **Categories:** Interview, WABC **Tags:** video, interview --- ### [Jay Jackson on Larry Kudlow Show — Retirement Funds (Audio)](https://abacusgm.com/abacus-ceo-jay-jackson-featured-on-larry-kudlow-show-retirement-funds-audio-recording-2/) **Published:** July 26, 2025 **Author:** Admin **Content:** Share    *The interview originally took place on July 12, 2025.* Chairman & CEO Jay Jackson was featured on The Larry Kudlow Show to highlight the importance of retirement funds and the common fear of depleting savings. Larry Kudlow's radio show, titled "The Larry Kudlow Show," focuses primarily on economic and political topics, reflecting his background as a broadcast news analyst, economist, columnist, and former Director of the National Economic Council. Share    *The interview originally took place on July 12, 2025.* Chairman & CEO Jay Jackson was featured on The Larry Kudlow Show to highlight the importance of retirement funds and the common fear of depleting savings. Larry Kudlow's radio show, titled "The Larry Kudlow Show," focuses primarily on economic and political topics, reflecting his background as a broadcast news analyst, economist, columnist, and former Director of the National Economic Council. **Categories:** Interview, WABC **Tags:** video, interview --- ### [Jay Jackson on WABC Cats Roundtable with John Catsimatidis (Audio)](https://abacusgm.com/abacus-ceo-jay-jackson-on-wabcs-moore-money-show-with-stephen-moore-audio-recording-2/) **Published:** July 27, 2025 **Author:** Admin **Content:** Share    *The interview originally took place on July 27, 2025.* Chairman & CEO Jay Jackson was featured on WABC’s *Cats Roundtable* with John Catsimatidis to explain how seniors can unlock the hidden liquidity in their life-insurance policies and bolster their retirement security. *Cats Roundtable*, hosted by billionaire businessman and philanthropist John Catsimatidis, airs every Sunday morning on 77 WABC and features candid conversations with top political, business, and civic newsmakers. Share    *The interview originally took place on July 27, 2025.* Chairman & CEO Jay Jackson was featured on WABC’s *Cats Roundtable* with John Catsimatidis to explain how seniors can unlock the hidden liquidity in their life-insurance policies and bolster their retirement security. *Cats Roundtable*, hosted by billionaire businessman and philanthropist John Catsimatidis, airs every Sunday morning on 77 WABC and features candid conversations with top political, business, and civic newsmakers. **Categories:** Interview, WABC **Tags:** video, interview --- ### [Jay Jackson on Larry Kudlow Show — Future of the Economy (Audio)](https://abacusgm.com/abacus-ceo-jay-jackson-featured-on-larry-kudlow-show-future-of-economy-audio-recording/) **Published:** August 2, 2025 **Author:** Admin **Content:** Share    *The interview originally took place on August 2, 2025.* Chairman & CEO Jay Jackson was featured on The Larry Kudlow Show to discuss the current state of the economy and its future outlook, highlighting the role of liquidity in fostering growth and investment. Larry Kudlow's radio show, titled "The Larry Kudlow Show," focuses primarily on economic and political topics, reflecting his background as a broadcast news analyst, economist, columnist, and former Director of the National Economic Council. Share    *The interview originally took place on August 2, 2025.* Chairman & CEO Jay Jackson was featured on The Larry Kudlow Show to discuss the current state of the economy and its future outlook, highlighting the role of liquidity in fostering growth and investment. Larry Kudlow's radio show, titled "The Larry Kudlow Show," focuses primarily on economic and political topics, reflecting his background as a broadcast news analyst, economist, columnist, and former Director of the National Economic Council. **Categories:** Interview, WABC **Tags:** video, interview --- ### [Jay Jackson on Public's Leading Indicator — Turning Lifespan Into an Investable Asset](https://abacusgm.com/jay-jackson-on-leading-indicator-turning-lifespan-into-an-investable-asset/) **Published:** August 6, 2025 **Author:** Admin **Content:** Share    *The interview originally took place on August 6, 2025. This video contains logos which were revised at the close of December 2025.* Chairman & CEO Jay Jackson was featured on Public's *Leading Indicator* podcast to discuss the innovative approach of transforming life insurance policies into investable assets. He emphasizes the importance of lifespan data in reshaping retirement planning and wealth management, particularly in light of the aging population. Public App's podcast, titled "Leading Indicator - Conversations from the C-Suite," focuses primarily on in-depth interviews with leaders in business, finance, and technology. Share    *The interview originally took place on August 6, 2025.* Chairman & CEO Jay Jackson was featured on Public's *Leading Indicator* podcast to discuss the innovative approach of transforming life insurance policies into investable assets. He emphasizes the importance of lifespan data in reshaping retirement planning and wealth management, particularly in light of the aging population. Public App's podcast, titled "Leading Indicator - Conversations from the C-Suite," focuses primarily on in-depth interviews with leaders in business, finance, and technology. **Categories:** Interview **Tags:** video, interview --- ### [Jay Jackson on Larry Kudlow Show — Artificial Intelligence (Audio)](https://abacusgm.com/abacus-ceo-jay-jackson-featured-on-larry-kudlow-show-artificial-intelligence-audio-recording/) **Published:** August 9, 2025 **Author:** Admin **Content:** Share    *The interview originally took place on August 9, 2025.* Chairman & CEO Jay Jackson was featured on The Larry Kudlow Show to explore the role of AI in financial planning, emphasizing its value in decision making while highlighting the need for human oversight. Larry Kudlow's radio show, titled "The Larry Kudlow Show," focuses primarily on economic and political topics, reflecting his background as a broadcast news analyst, economist, columnist, and former Director of the National Economic Council. Share    *The interview originally took place on August 9, 2025.* Chairman & CEO Jay Jackson was featured on The Larry Kudlow Show to explore the role of AI in financial planning, emphasizing its value in decision making while highlighting the need for human oversight. Larry Kudlow's radio show, titled "The Larry Kudlow Show," focuses primarily on economic and political topics, reflecting his background as a broadcast news analyst, economist, columnist, and former Director of the National Economic Council. **Categories:** Interview, WABC **Tags:** video, interview --- ### [Jay Jackson with Finseca CEO Marc Cadin — Future of Financial Security (Interview)](https://abacusgm.com/abacus-ceo-jay-jackson-featured-on-larry-kudlow-show-future-of-economy-audio-recording-2/) **Published:** August 10, 2025 **Author:** Admin **Content:** Share    *The interview originally took place on August 10, 2025.* Chairman & CEO Jay Jackson sat down with Finseca CEO Marc Cadin to discuss how AI, health and mortality data, and modern analytics are reshaping financial security. Jackson outlined how Abacus uses mortality verification and lifespan insights to build individualized retirement solutions—moving beyond traditional life insurance and annuities toward plans aligned to each client’s health, longevity, and financial goals. He also described how Abacus aggregates mortality-driven data for institutional clients and is now applying the same approach directly to individual retirement planning. Finseca, led by CEO Marc Cadin, is a national association representing financial security professionals. Cadin regularly hosts conversations with industry leaders on policy, practice, and innovation shaping the future of advice. Share    *The interview originally took place on August 10, 2025.* Chairman & CEO Jay Jackson sat down with Finseca CEO Marc Cadin to discuss how AI, health and mortality data, and modern analytics are reshaping financial security. Jackson outlined how Abacus uses mortality verification and lifespan insights to build individualized retirement solutions—moving beyond traditional life insurance and annuities toward plans aligned to each client’s health, longevity, and financial goals. He also described how Abacus aggregates mortality-driven data for institutional clients and is now applying the same approach directly to individual retirement planning. Finseca, led by CEO Marc Cadin, is a national association representing financial security professionals. Cadin regularly hosts conversations with industry leaders on policy, practice, and innovation shaping the future of advice. **Categories:** Interview, WABC **Tags:** video, interview --- ### [Jay Jackson on Larry Kudlow Show — Making Money in Retirement (Audio)](https://abacusgm.com/abacus-ceo-jay-jackson-featured-on-larry-kudlow-show-making-money-in-retirement-audio-recording/) **Published:** August 16, 2025 **Author:** Admin **Content:** Share    *The interview originally took place on August 16, 2025.* Chairman & CEO Jay Jackson was featured on The Larry Kudlow Show to discuss how individuals nearing retirement can boost their income through alternative investments. Larry Kudlow's radio show, titled "The Larry Kudlow Show," focuses primarily on economic and political topics, reflecting his background as a broadcast news analyst, economist, columnist, and former Director of the National Economic Council. Share    *The interview originally took place on August 16, 2025.* Chairman & CEO Jay Jackson was featured on The Larry Kudlow Show to discuss how individuals nearing retirement can boost their income through alternative investments. Larry Kudlow's radio show, titled "The Larry Kudlow Show," focuses primarily on economic and political topics, reflecting his background as a broadcast news analyst, economist, columnist, and former Director of the National Economic Council. **Categories:** Interview, WABC **Tags:** video, interview --- ### [Jay Jackson on Larry Kudlow Show — Traditional Retirement Models (Audio)](https://abacusgm.com/jay-jackson-on-larry-kudlow-show-traditional-retirement-models/) **Published:** August 23, 2025 **Author:** Admin **Content:** Share    *The interview originally took place on August 23, 2025.* Chairman & CEO Jay Jackson was featured on The Larry Kudlow Show to discuss how traditional retirement models are becoming outdated due to longer lifespans. They also emphasize the importance of recognizing life insurance policies as valuable personal assets rather than just estate planning tools. Larry Kudlow's radio show, titled "The Larry Kudlow Show," focuses primarily on economic and political topics, reflecting his background as a broadcast news analyst, economist, columnist, and former Director of the National Economic Council. Share    *The interview originally took place on August 23, 2025.* Chairman & CEO Jay Jackson was featured on The Larry Kudlow Show to discuss how traditional retirement models are becoming outdated due to longer lifespans. They also emphasize the importance of recognizing life insurance policies as valuable personal assets rather than just estate planning tools. Larry Kudlow's radio show, titled "The Larry Kudlow Show," focuses primarily on economic and political topics, reflecting his background as a broadcast news analyst, economist, columnist, and former Director of the National Economic Council. **Categories:** Interview, WABC **Tags:** video, interview --- ### [Jay Jackson on Larry Kudlow Show — Customized Retirement Planning (Audio)](https://abacusgm.com/jay-jackson-on-larry-kudlow-show-customized-retirement-planning/) **Published:** August 30, 2025 **Author:** Admin **Content:** Share    *The interview originally took place on August 30, 2025.* Chairman & CEO Jay Jackson was featured on The Larry Kudlow Show to highlight the significance of personalized retirement planning, stressing the necessity to adjust traditional financial models to individual lifespans. Larry Kudlow's radio show, titled "The Larry Kudlow Show," focuses primarily on economic and political topics, reflecting his background as a broadcast news analyst, economist, columnist, and former Director of the National Economic Council. Share    *The interview originally took place on August 30, 2025.* Chairman & CEO Jay Jackson was featured on The Larry Kudlow Show to highlight the significance of personalized retirement planning, stressing the necessity to adjust traditional financial models to individual lifespans. Larry Kudlow's radio show, titled "The Larry Kudlow Show," focuses primarily on economic and political topics, reflecting his background as a broadcast news analyst, economist, columnist, and former Director of the National Economic Council. **Categories:** Interview, WABC **Tags:** video, interview --- ### [Jay Jackson on Proactive — Russell 2000/3000 Inclusion (Interview)](https://abacusgm.com/jay-jackson-on-proactive-russell-2000-3000-inclusion-interview/) **Published:** September 22, 2025 **Author:** Admin **Content:** Share    *The interview originally took place on September 22, 2025. This video contains logos which were revised at the close of December 2025.* Chairman & CEO Jay Jackson joined Proactive’s Steve Darling to announce that, effective at the opening of U.S. equity markets on September 22, 2025, Abacus Global Management was added to the Russell 2000® and Russell 3000® Indexes as part of the 2025 Russell reconstitution—a significant milestone that enhances visibility with institutional investors and underscores our focus on delivering shareholder value. Administered by FTSE Russell, the Russell U.S. Indexes are among the most widely tracked market benchmarks, underpinning both index funds and active strategies with approximately $10.6 trillion benchmarked to them; membership can broaden our shareholder base, strengthen liquidity, and align us with the appropriate growth and value style indexes. Share    *The interview originally took place on September 22, 2025.* Chairman & CEO Jay Jackson joined Proactive’s Steve Darling to announce that, effective at the opening of U.S. equity markets on September 22, 2025, Abacus Global Management was added to the Russell 2000® and Russell 3000® Indexes as part of the 2025 Russell reconstitution—a significant milestone that enhances visibility with institutional investors and underscores our focus on delivering shareholder value. Administered by FTSE Russell, the Russell U.S. Indexes are among the most widely tracked market benchmarks, underpinning both index funds and active strategies with approximately $10.6 trillion benchmarked to them; membership can broaden our shareholder base, strengthen liquidity, and align us with the appropriate growth and value style indexes. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on Proactive — AccuQuote Acquisition (Interview)](https://abacusgm.com/jay-jackson-on-proactive-accuquote-acquisition-interview/) **Published:** October 6, 2025 **Author:** Admin **Content:** Share    *The interview originally took place on October 6, 2025. This video contains logos which were revised at the close of December 2025.* Chairman & CEO Jay Jackson joined Proactive’s Steve Darling to announce that Abacus Global Management has acquired AccuQuote, a leading online life insurance brokerage that lets consumers compare quotes from multiple carriers in one place. The deal strengthens our growing financial services ecosystem by improving access to coverage and integrating advanced, technology-driven solutions. With more than 40 years in the industry, AccuQuote has helped nearly 350,000 families, written $156 billion in policy benefits, and generated $340 million in lifetime premiums. By pairing AccuQuote’s digital distribution with Abacus’s financial planning, alternative assets, and longevity-based solutions, we’re positioned to guide clients through every stage of their financial journey—from protection to preservation to growth. Share    *The interview originally took place on October 6, 2025.* Chairman & CEO Jay Jackson joined Proactive’s Steve Darling to announce that Abacus Global Management has acquired AccuQuote, a leading online life insurance brokerage that lets consumers compare quotes from multiple carriers in one place. The deal strengthens our growing financial services ecosystem by improving access to coverage and integrating advanced, technology-driven solutions. With more than 40 years in the industry, AccuQuote has helped nearly 350,000 families, written $156 billion in policy benefits, and generated $340 million in lifetime premiums. By pairing AccuQuote’s digital distribution with Abacus’s financial planning, alternative assets, and longevity-based solutions, we’re positioned to guide clients through every stage of their financial journey—from protection to preservation to growth. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on Proactive — Earnings Momentum & Dividend Debut (Interview)](https://abacusgm.com/jay-jackson-on-proactive-earnings-momentum-dividend-debut-interview/) **Published:** November 7, 2025 **Author:** Admin **Content:** Share    *The interview originally took place on November 7, 2025. This video contains logos which were revised at the close of December 2025.* Chairman & CEO Jay Jackson joined Proactive’s Stephen Gunnion to highlight Abacus Global Management’s tenth consecutive quarter of earnings and momentum into 2026. Powered by a 124% year-over-year increase in third-quarter revenue and 60% growth in adjusted net income. He noted that six of the last ten quarters delivered earnings beats above 30%, underscoring a durable trend. Jackson outlined key drivers: active management and resale of contracts at nearly 37% margins, more than $500 million raised this year to meet demand for uncorrelated yield, and the company’s first dividend, slightly over 20% of adjusted net income, alongside recurring revenue now at 15%. He also discussed the AccuQuote acquisition, new digital origination capabilities, and a $50 million securitization as the start of a scalable funding platform. Share    *The interview originally took place on November 7, 2025.* Chairman & CEO Jay Jackson joined Proactive’s Stephen Gunnion to highlight Abacus Global Management’s tenth consecutive quarter of earnings and momentum into 2026. Powered by a 124% year-over-year increase in third-quarter revenue and 60% growth in adjusted net income. He noted that six of the last ten quarters delivered earnings beats above 30%, underscoring a durable trend. Jackson outlined key drivers: active management and resale of contracts at nearly 37% margins, more than $500 million raised this year to meet demand for uncorrelated yield, and the company’s first dividend, slightly over 20% of adjusted net income, alongside recurring revenue now at 15%. He also discussed the AccuQuote acquisition, new digital origination capabilities, and a $50 million securitization as the start of a scalable funding platform. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on WABC Moore Money with Stephen Moore — Longevity Based Financial Planning (Audio)](https://abacusgm.com/jay-jackson-on-wabc-moore-money-with-stephen-moore-longevity-based-financial-planning-audio/) **Published:** November 15, 2025 **Author:** Admin **Content:** Share    *The interview originally took place on November 15, 2025.* Chairman & CEO Jay Jackson was featured on Moore Money to discuss financial planning and longevity. They cover life insurance, retirement planning, and the significance of managing health costs in later years. Jackson stresses the need for tailored financial solutions based on personal mortality data. They also address common misconceptions in media regarding health issues, particularly heart disease and cancer, and invite further discussion on secure financial strategies. Stephen Moore’s radio show, titled “Moore Money,” centers on economic policy, markets, and government spending, reflecting his experience as a economist and Wall Street Journal columnist. Share    *The interview originally took place on November 15, 2025.* Chairman & CEO Jay Jackson was featured on Moore Money to discuss financial planning and longevity. They cover life insurance, retirement planning, and the significance of managing health costs in later years. Jackson stresses the need for tailored financial solutions based on personal mortality data. They also address common misconceptions in media regarding health issues, particularly heart disease and cancer, and invite further discussion on secure financial strategies. Stephen Moore’s radio show, titled “Moore Money,” centers on economic policy, markets, and government spending, reflecting his experience as a economist and Wall Street Journal columnist. **Categories:** Interview, WABC **Tags:** interview --- ### [Jay Jackson on The Money Levels Show — Path to Financial Freedom (Interview)](https://abacusgm.com/jay-jackson-on-the-money-levels-show-path-to-financial-freedom-interview/) **Published:** December 13, 2025 **Author:** Admin **Content:** Share    *The interview originally took place on December 13, 2025.* Chairman & CEO Jay Jackson joined The Money Levels Show with host Darrell Thomas to simplify complex financial topics and share practical insights for building long-term, resilient wealth on the journey to financial freedom. Hosted by Darrell Thomas, The Money Levels Show engages everyday investors by breaking down complicated ideas, fostering community, and offering professional guidance. Nothing on the channel is financial advice; the show’s motto is “Think, Act, and Prosper.” Share    *The interview originally took place on December 13, 2025.* Chairman & CEO Jay Jackson joined The Money Levels Show with host Darrell Thomas to simplify complex financial topics and share practical insights for building long-term, resilient wealth on the journey to financial freedom. Hosted by Darrell Thomas, The Money Levels Show engages everyday investors by breaking down complicated ideas, fostering community, and offering professional guidance. Nothing on the channel is financial advice; the show’s motto is “Think, Act, and Prosper.” **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on NYSE Listing — Growth Strategy & Market Positioning (Interview)](https://abacusgm.com/jay-jackson-on-nyse-listing-growth-strategy-market-positioning-interview/) **Published:** January 15, 2026 **Author:** Admin **Content:** Share    *The interview originally took place on January 15, 2026.* Chairman & CEO Jay Jackson sat down with Kristen Scholer during Abacus Global Management’s media day to discuss the company’s transfer to the NYSE and what the listing means for long-term growth and brand recognition. He shared how Abacus leverages lifespan data and differentiated asset management strategies to meet rising demand for uncorrelated, yield-focused investments during periods of market volatility. The conversation also highlighted Abacus’s expanding assets under management, growing interest from institutional and private wealth investors, and the firm’s distinct position within the alternative asset management landscape. Share    *The interview originally took place on January 15, 2026.* Chairman & CEO Jay Jackson sat down with Kristen Scholer during Abacus Global Management’s media day to discuss the company’s transfer to the NYSE and what the listing means for long-term growth and brand recognition. He shared how Abacus leverages lifespan data and differentiated asset management strategies to meet rising demand for uncorrelated, yield-focused investments during periods of market volatility. The conversation also highlighted Abacus’s expanding assets under management, growing interest from institutional and private wealth investors, and the firm’s distinct position within the alternative asset management landscape. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on FinTech TV — Longevity & Data-Driven Financial Planning (Interview)](https://abacusgm.com/jay-jackson-on-fintech-tv-longevity-data-driven-financial-planning-interview/) **Published:** January 15, 2026 **Author:** Admin **Content:** Share    *The interview originally took place on January 15, 2026.* Chairman & CEO Jay Jackson joined FinTech TV host Remy Blaire for a wide-ranging discussion on longevity-based asset management and how data and technology are reshaping financial planning. He explained how Abacus Global Management operates as both an originator and market maker in the life insurance market, overseeing nearly $3 billion in assets and focusing on uncorrelated investments supported by advanced analytics. The conversation also explored the scale of the life insurance industry, the role of real-time health and longevity data in more personalized planning, and how lifespan-based insights can help institutions and individuals better manage risk, improve outcomes, and build long-term financial confidence. Share    *The interview originally took place on January 15, 2026.* Chairman & CEO Jay Jackson joined FinTech TV host Remy Blaire for a wide-ranging discussion on longevity-based asset management and how data and technology are reshaping financial planning. He explained how Abacus Global Management operates as both an originator and market maker in the life insurance market, overseeing nearly $3 billion in assets and focusing on uncorrelated investments supported by advanced analytics. The conversation also explored the scale of the life insurance industry, the role of real-time health and longevity data in more personalized planning, and how lifespan-based insights can help institutions and individuals better manage risk, improve outcomes, and build long-term financial confidence. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on Moore Money — Financial Security, Longevity & Retirement Planning (Audio)](https://abacusgm.com/jay-jackson-on-moore-money-financial-security-longevity-retirement-planning-audio/) **Published:** January 24, 2026 **Author:** Admin **Content:** Share    *The interview originally took place on January 24, 2026.* Chairman & CEO Jay Jackson joined Stephen Moore on *Moore Money* to discuss the critical intersection of longevity and financial security, emphasizing why individuals should view themselves—and their life insurance policies—as tangible financial assets when planning for retirement. The conversation also explored how proactive health management, accurate medical records, and healthy lifestyle choices can serve as powerful financial strategies, helping reduce late-life medical costs and preserve long-term wealth for families and heirs. Share    *The interview originally took place on January 24, 2026.* Chairman & CEO Jay Jackson joined Stephen Moore on *Moore Money* to discuss the critical intersection of longevity and financial security, emphasizing why individuals should view themselves—and their life insurance policies—as tangible financial assets when planning for retirement. The conversation also explored how proactive health management, accurate medical records, and healthy lifestyle choices can serve as powerful financial strategies, helping reduce late-life medical costs and preserve long-term wealth for families and heirs. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on Connect Money — NYSE Transfer & Dynasty Partnership (Audio)](https://abacusgm.com/jay-jackson-on-connect-money-nyse-transfer-dynasty-partnership-audio/) **Published:** February 5, 2026 **Author:** Admin **Content:** Share    *The interview originally took place on February 5, 2026.* Chairman & CEO Jay Jackson discussed Abacus Global Management’s recent NYSE transfer and its partnership with Dynasty Financial Partners, outlining how the company is adapting to new expectations from institutional investors. He shared how management is prioritizing operational discipline, governance, and clearer shareholder communication to strengthen credibility and position the platform for long-term growth in the public markets. Jackson also addressed capital return initiatives including dividends and share repurchases, the role of AI in aggregating and summarizing medical and underwriting data, and Abacus’s strategy to scale securitized longevity-based assets while continuing to educate investors on the strength and consistency of the underlying life insurance market. Share    *The interview originally took place on February 5, 2026.* Chairman & CEO Jay Jackson discussed Abacus Global Management’s recent NYSE transfer and its partnership with Dynasty Financial Partners, outlining how the company is adapting to new expectations from institutional investors. He shared how management is prioritizing operational discipline, governance, and clearer shareholder communication to strengthen credibility and position the platform for long-term growth in the public markets. Jackson also addressed capital return initiatives including dividends and share repurchases, the role of AI in aggregating and summarizing medical and underwriting data, and Abacus’s strategy to scale securitized longevity-based assets while continuing to educate investors on the strength and consistency of the underlying life insurance market. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on the NYSE — Longevity Data & the Future of Financial Planning (Interview)](https://abacusgm.com/jay-jackson-on-the-nyse-longevity-data-the-future-of-financial-planning-interview/) **Published:** February 8, 2026 **Author:** Admin **Content:** Share    *The interview originally took place on February 8, 2026.* Chairman & CEO Jay Jackson joined *Einstein of Wall Street* from the New York Stock Exchange trading floor to discuss how longevity data is reshaping life insurance, asset management, and retirement planning. He shared how Abacus Global Management has grown from $100 million to $3.5 billion in assets under management in just three years by combining mortality data, proprietary technology, and a vertically integrated business model. The conversation also covered Abacus’s recent uplisting from NASDAQ to the NYSE, the scale and inefficiencies of the $14 trillion life insurance market, and how longer lifespans and the emerging longevity movement could fundamentally change how individuals and institutions plan for the future. Share    *The interview originally took place on February 8, 2026.* Chairman & CEO Jay Jackson joined *Einstein of Wall Street* from the New York Stock Exchange trading floor to discuss how longevity data is reshaping life insurance, asset management, and retirement planning. He shared how Abacus Global Management has grown from $100 million to $3.5 billion in assets under management in just three years by combining mortality data, proprietary technology, and a vertically integrated business model. The conversation also covered Abacus’s recent uplisting from NASDAQ to the NYSE, the scale and inefficiencies of the $14 trillion life insurance market, and how longer lifespans and the emerging longevity movement could fundamentally change how individuals and institutions plan for the future. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on Inside the ICE House — NYSE Move, ABX & Growth Strategy (Interview)](https://abacusgm.com/jay-jackson-on-inside-the-ice-house-nyse-move-abx-growth-strategy-interview/) **Published:** February 9, 2026 **Author:** Admin **Content:** Share    *The interview originally took place on February 9, 2026.* Chairman & CEO Jay Jackson joined *Inside the ICE House* to discuss Abacus Global Management’s move to the New York Stock Exchange under the ticker ABX, including the strategy behind the listing and rebrand as the company enters its next chapter of growth. In the conversation, Jackson also highlighted how Abacus’s data-driven, vertically integrated model differentiates the firm in the alternative asset management space, and how proprietary technology and analytics are positioning the platform to scale and expand over the long term. Share    *The interview originally took place on February 9, 2026.* Chairman & CEO Jay Jackson joined *Inside the ICE House* to discuss Abacus Global Management’s move to the New York Stock Exchange under the ticker ABX, including the strategy behind the listing and rebrand as the company enters its next chapter of growth. In the conversation, Jackson also highlighted how Abacus’s data-driven, vertically integrated model differentiates the firm in the alternative asset management space, and how proprietary technology and analytics are positioning the platform to scale and expand over the long term. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on Moore Money — Financial Literacy & Longevity Planning (Audio)](https://abacusgm.com/jay-jackson-on-moore-money-financial-literacy-longevity-planning-audio/) **Published:** February 21, 2026 **Author:** Admin **Content:** Share    *The interview originally took place on February 21, 2026.* Chairman & CEO Jay Jackson joined Stephen Moore on *Moore Money* to discuss the intersection of financial literacy, longevity, and personal assets, including why life insurance policies should be viewed as valuable property rather than allowed to lapse unused. The conversation explored how medical profiling and longevity data can help seniors better understand their “life arc,” manage retirement costs more effectively, and reduce the fear of outliving their savings by unlocking liquidity from underutilized policies. Share    *The interview originally took place on February 22, 2026.* Chairman & CEO Jay Jackson joined Stephen Moore on *Moore Money* to discuss the intersection of financial literacy, longevity, and personal assets, including why life insurance policies should be viewed as valuable property rather than allowed to lapse unused. The conversation explored how medical profiling and longevity data can help seniors better understand their “life arc,” manage retirement costs more effectively, and reduce the fear of outliving their savings by unlocking liquidity from underutilized policies. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on FinTech TV — Longevity Data, AI & Earnings Growth (Interview)](https://abacusgm.com/jay-jackson-on-fintech-tv-longevity-data-ai-earnings-growth-interview/) **Published:** February 26, 2026 **Author:** Admin **Content:** Share    *The interview originally took place on February 26, 2026.* Chairman & CEO Jay Jackson joined FinTech TV host Remy Blaire to discuss the current earnings season and Abacus Global Management’s triple-digit growth in 2025, highlighting the firm’s performance in a challenging environment for alternative asset managers. The conversation also explored how Abacus leverages longevity data and artificial intelligence to analyze medical histories, improve lifespan forecasting, and deliver more customized financial solutions. Jackson introduced the firm’s proprietary LifeArc program and emphasized the growing importance of health and longevity insights for RIAs and investors navigating longer life expectancies. Share    *The interview originally took place on February 26, 2026.* Chairman & CEO Jay Jackson joined FinTech TV host Remy Blaire to discuss the current earnings season and Abacus Global Management’s triple-digit growth in 2025, highlighting the firm’s performance in a challenging environment for alternative asset managers. The conversation also explored how Abacus leverages longevity data and artificial intelligence to analyze medical histories, improve lifespan forecasting, and deliver more customized financial solutions. Jackson introduced the firm’s proprietary LifeArc program and emphasized the growing importance of health and longevity insights for RIAs and investors navigating longer life expectancies. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on The Greg Kelly Show — Lifespan Data & Retirement Planning (Audio)](https://abacusgm.com/jay-jackson-on-the-greg-kelly-show-lifespan-data-retirement-planning-audio/) **Published:** February 26, 2026 **Author:** Admin **Content:** Share    *The interview originally took place on February 26, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss how Abacus Global Management is redefining financial planning through the use of lifespan and health-span data. He explained how the firm leverages medical analytics to estimate mortality ranges, helping individuals and institutions make more informed decisions around retirement and Social Security planning. The conversation also highlighted Abacus’s use of artificial intelligence to transform longevity insights into actionable financial strategies—positioning time, health, and lifespan as central components of long-term wealth planning. Share    *The interview originally took place on February 26, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss how Abacus Global Management is redefining financial planning through the use of lifespan and health-span data. He explained how the firm leverages medical analytics to estimate mortality ranges, helping individuals and institutions make more informed decisions around retirement and Social Security planning. The conversation also highlighted Abacus’s use of artificial intelligence to transform longevity insights into actionable financial strategies—positioning time, health, and lifespan as central components of long-term wealth planning. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on Proactive — Manning & Napier Strategic Investment (Interview)](https://abacusgm.com/jay-jackson-on-proactive-manning-napier-strategic-investment-interview/) **Published:** March 19, 2026 **Author:** Admin **Content:** Share    *The interview originally took place on March 19, 2026.* Chairman & CEO Jay Jackson joined Proactive’s Steve Darling to announce that Abacus Global Management has entered into a definitive agreement to acquire an approximately $53 million minority stake in Manning & Napier, alongside forming a strategic alliance to drive growth across distribution, referrals, and product development. The conversation highlighted how the partnership strengthens Abacus’s evolution into a fully integrated, longevity-focused asset management platform, combining LifeARC data and actuarial capabilities with Manning & Napier’s $18 billion wealth advisory business to expand client reach, enhance product innovation, and accelerate long-term growth. Share    *The interview originally took place on March 19, 2026.* Chairman & CEO Jay Jackson joined Proactive’s Steve Darling to announce that Abacus Global Management has entered into a definitive agreement to acquire an approximately $53 million minority stake in Manning & Napier, alongside forming a strategic alliance to drive growth across distribution, referrals, and product development. The conversation highlighted how the partnership strengthens Abacus’s evolution into a fully integrated, longevity-focused asset management platform, combining LifeARC data and actuarial capabilities with Manning & Napier’s $18 billion wealth advisory business to expand client reach, enhance product innovation, and accelerate long-term growth. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on Moore Money — Market Volatility & Unlocking Life Insurance Value (Audio)](https://abacusgm.com/jay-jackson-on-moore-money-market-volatility-unlocking-life-insurance-value-audio/) **Published:** March 21, 2026 **Author:** Admin **Content:** Share    *The interview originally took place on March 21, 2026.* Chairman & CEO Jay Jackson joined Stephen Moore on *Moore Money* to discuss navigating market volatility through a long-term lens, emphasizing the importance of longevity planning and uncorrelated assets. He highlighted that individuals over 65 now have a greater than 50% chance of living to 90—reshaping how investors should think about retirement timelines and financial strategy. The conversation also explored how life insurance policies can serve as a valuable, often overlooked asset, providing liquidity and flexibility in retirement. Jackson explained how individuals can unlock present value from their policies while still preserving wealth for heirs, offering a more dynamic approach to financial planning in uncertain markets. Share    *The interview originally took place on March 21, 2026.* Chairman & CEO Jay Jackson joined Stephen Moore on *Moore Money* to discuss navigating market volatility through a long-term lens, emphasizing the importance of longevity planning and uncorrelated assets. He highlighted that individuals over 65 now have a greater than 50% chance of living to 90—reshaping how investors should think about retirement timelines and financial strategy. The conversation also explored how life insurance policies can serve as a valuable, often overlooked asset, providing liquidity and flexibility in retirement. Jackson explained how individuals can unlock present value from their policies while still preserving wealth for heirs, offering a more dynamic approach to financial planning in uncertain markets. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on The Greg Kelly Show — Longevity, Health Span & Retirement Risk (Interview)](https://abacusgm.com/jay-jackson-on-the-greg-kelly-show-longevity-health-span-retirement-risk-interview/) **Published:** April 8, 2026 **Author:** Admin **Content:** Share    *The interview originally took place on April 8, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss how longer lifespans are reshaping traditional retirement models, emphasizing that many financial plans fail to account for the significant costs that can arise in the final years of life. He highlighted that individuals over 65 now have a 50% chance of living to 90, underscoring the need to rethink how retirement is structured and funded. The conversation also explored the importance of health span alongside lifespan, with Jackson noting that maintaining physical health—such as muscle mass—can have a meaningful financial impact later in life by reducing medical costs and preserving long-term wealth. Share    *The interview originally took place on April 8, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss how longer lifespans are reshaping traditional retirement models, emphasizing that many financial plans fail to account for the significant costs that can arise in the final years of life. He highlighted that individuals over 65 now have a 50% chance of living to 90, underscoring the need to rethink how retirement is structured and funded. The conversation also explored the importance of health span alongside lifespan, with Jackson noting that maintaining physical health—such as muscle mass—can have a meaningful financial impact later in life by reducing medical costs and preserving long-term wealth. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on The Greg Kelly Show — Health Span & Family Financial Planning (Interview)](https://abacusgm.com/jay-jackson-on-the-greg-kelly-show-health-span-family-financial-planning-interview/) **Published:** April 15, 2026 **Author:** Admin **Content:** Share    *The interview originally took place on April 15, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss the importance of shifting financial planning conversations toward health span, emphasizing the need for families to proactively address care, lifestyle, and costs in later stages of life. He highlighted how focusing on physical health, connection, and proactive planning can significantly impact long-term financial outcomes. The conversation also explored the importance of open dialogue between generations, particularly around the rising costs of late-life care, and how Abacus Global Management is reshaping financial planning by incorporating lifespan data and helping individuals better understand the value of their life insurance policies. Share    *The interview originally took place on April 15, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss the importance of shifting financial planning conversations toward health span, emphasizing the need for families to proactively address care, lifestyle, and costs in later stages of life. He highlighted how focusing on physical health, connection, and proactive planning can significantly impact long-term financial outcomes. The conversation also explored the importance of open dialogue between generations, particularly around the rising costs of late-life care, and how Abacus Global Management is reshaping financial planning by incorporating lifespan data and helping individuals better understand the value of their life insurance policies. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on The Greg Kelly Show — AI & the Future of Financial Planning (Interview)](https://abacusgm.com/jay-jackson-on-the-greg-kelly-show-ai-the-future-of-financial-planning-interview/) **Published:** April 22, 2026 **Author:** Admin **Content:** Share    *The interview originally took place on April 22, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss how artificial intelligence is shaping the future of financial planning, emphasizing that while AI enhances analytics, data processing, and access to information, it cannot replace the need for personalized financial advice. The conversation also highlighted the importance of customization in retirement planning, with Jackson noting that key factors like lifespan and risk tolerance must be defined by individuals—not algorithms—positioning AI as a powerful tool to support, but not replace, human-driven financial strategies. Share    *The interview originally took place on April 22, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss how artificial intelligence is shaping the future of financial planning, emphasizing that while AI enhances analytics, data processing, and access to information, it cannot replace the need for personalized financial advice. The conversation also highlighted the importance of customization in retirement planning, with Jackson noting that key factors like lifespan and risk tolerance must be defined by individuals—not algorithms—positioning AI as a powerful tool to support, but not replace, human-driven financial strategies. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on Moore Money — The $14 Trillion Life Insurance Opportunity (Audio)](https://abacusgm.com/jay-jackson-on-moore-money-the-14-trillion-life-insurance-opportunity-audio/) **Published:** April 25, 2026 **Author:** Admin **Content:** Share    *The interview originally took place on April 25, 2026.* Chairman & CEO Jay Jackson joined Stephen Moore on *Moore Money* to discuss the $14 trillion life insurance market and why nearly 90% of policies never pay a claim—highlighting a massive, often overlooked financial opportunity for consumers. The conversation focused on how life insurance should be treated as a tangible asset, with Jackson explaining how individuals can unlock liquidity by accessing the present value of their policies rather than allowing them to lapse, and how lifespan data can be applied across broader financial planning to improve retirement outcomes. Share    *The interview originally took place on April 25, 2026.* Chairman & CEO Jay Jackson joined Stephen Moore on *Moore Money* to discuss the $14 trillion life insurance market and why nearly 90% of policies never pay a claim—highlighting a massive, often overlooked financial opportunity for consumers. The conversation focused on how life insurance should be treated as a tangible asset, with Jackson explaining how individuals can unlock liquidity by accessing the present value of their policies rather than allowing them to lapse, and how lifespan data can be applied across broader financial planning to improve retirement outcomes. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on The Greg Kelly Show — Gen Z & the Future of Investing (Interview)](https://abacusgm.com/jay-jackson-on-the-greg-kelly-show-gen-z-the-future-of-investing-interview/) **Published:** April 29, 2026 **Author:** Admin **Content:** Share    *The interview originally took place on April 29, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss how Gen Z is reshaping financial planning and investing, highlighting their data-driven mindset and willingness to explore alternative assets like life insurance as part of a broader portfolio strategy. The conversation also explored how younger investors are leveraging technology to access information, compare options, and plan over longer time horizons—signaling a shift in how financial services firms must engage, educate, and deliver value to the next generation of investors. Share    *The interview originally took place on April 29, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss how Gen Z is reshaping financial planning and investing, highlighting their data-driven mindset and willingness to explore alternative assets like life insurance as part of a broader portfolio strategy. The conversation also explored how younger investors are leveraging technology to access information, compare options, and plan over longer time horizons—signaling a shift in how financial services firms must engage, educate, and deliver value to the next generation of investors. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson at the Milken Institute — Private Wealth & the Future of Financial Security (Panel)](https://abacusgm.com/jay-jackson-at-the-milken-institute-private-wealth-the-future-of-financial-security-panel/) **Published:** May 4, 2026 **Author:** Admin **Content:** Share    *This panel discussion originally took place on May 4, 2026.* Chairman & CEO Jay Jackson joined a panel at the Milken Institute Global Conference to discuss the future of private wealth, retirement planning, and financial security in an era defined by longer lifespans, evolving investor expectations, and rapid advances in AI and healthcare. Jackson emphasized that longevity and health span are becoming central pillars of modern financial planning, arguing that understanding how long individuals are likely to live should fundamentally shape how portfolios are built and assets are allocated. The discussion also explored the growing role of alternative assets, private markets, and personalized advisory services, alongside how AI and longevity data are transforming underwriting, investment strategy, retirement income planning, and the broader wealth management landscape for both institutions and individual investors. Share    *This panel discussion originally took place on May 4, 2026.* Chairman & CEO Jay Jackson joined a panel at the Milken Institute Global Conference to discuss the future of private wealth, retirement planning, and financial security in an era defined by longer lifespans, evolving investor expectations, and rapid advances in AI and healthcare. Jackson emphasized that longevity and health span are becoming central pillars of modern financial planning, arguing that understanding how long individuals are likely to live should fundamentally shape how portfolios are built and assets are allocated. The discussion also explored the growing role of alternative assets, private markets, and personalized advisory services, alongside how AI and longevity data are transforming underwriting, investment strategy, retirement income planning, and the broader wealth management landscape for both institutions and individual investors. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on The Greg Kelly Show — Maximizing Assets & Retirement Income (Interview)](https://abacusgm.com/jay-jackson-on-the-greg-kelly-show-maximizing-assets-retirement-income-interview/) **Published:** May 6, 2026 **Author:** Admin **Content:** Share    *The interview originally took place on May 6, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss how retirees can maximize the value of their assets, including life insurance, by taking a more holistic approach to financial planning. He emphasized the importance of understanding economic opportunity at different life stages and leveraging time as a critical financial asset. The conversation also explored the role of uncorrelated, insurance-based assets in navigating market volatility, with Jackson highlighting how these investments can provide stability, income, and diversification within a broader retirement strategy. Share    *The interview originally took place on May 6, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss how retirees can maximize the value of their assets, including life insurance, by taking a more holistic approach to financial planning. He emphasized the importance of understanding economic opportunity at different life stages and leveraging time as a critical financial asset. The conversation also explored the role of uncorrelated, insurance-based assets in navigating market volatility, with Jackson highlighting how these investments can provide stability, income, and diversification within a broader retirement strategy. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on The Greg Kelly Show — Retirement Timing & Investment Strategy (Interview)](https://abacusgm.com/jay-jackson-on-the-greg-kelly-show-retirement-timing-investment-strategy-interview/) **Published:** May 13, 2026 **Author:** Admin **Content:** Share    *The interview originally took place on May 13, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss how individuals approaching retirement can make smarter financial decisions in the face of short-term market volatility. He emphasized the importance of aligning investment strategy with retirement timing, noting how early losses can significantly impact long-term outcomes. The conversation also highlighted the value of focusing on a two- to five-year planning horizon, incorporating uncorrelated assets, and making forward-looking decisions around technology, income needs, and overall portfolio resilience. Share    *The interview originally took place on May 13, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss how individuals approaching retirement can make smarter financial decisions in the face of short-term market volatility. He emphasized the importance of aligning investment strategy with retirement timing, noting how early losses can significantly impact long-term outcomes. The conversation also highlighted the value of focusing on a two- to five-year planning horizon, incorporating uncorrelated assets, and making forward-looking decisions around technology, income needs, and overall portfolio resilience. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson at the NYSE — Abacus Global Management’s Growth Strategy (Interview)](https://abacusgm.com/jay-jackson-at-the-nyse-abacus-global-managements-growth-strategy-interview/) **Published:** May 18, 2026 **Author:** Admin **Content:** Share    *This interview was originally published on May 18, 2026.* Chairman & CEO Jay Jackson joined Jane King from *GenWealth* on the floor of the New York Stock Exchange to discuss Abacus Global Management’s transition from NASDAQ to the NYSE and the company’s broader evolution into a diversified financial services platform focused on longevity and lifespan data. The conversation highlighted Abacus’s four core business pillars—Life Solutions, Asset Management, Private Wealth, and Data & Analytics—and how the company is leveraging medical and lifespan insights to reshape retirement planning, asset management, and financial security for both institutions and individual investors. Share    *This interview was originally published on May 18, 2026.* Chairman & CEO Jay Jackson joined Jane King from *GenWealth* on the floor of the New York Stock Exchange to discuss Abacus Global Management’s transition from NASDAQ to the NYSE and the company’s broader evolution into a diversified financial services platform focused on longevity and lifespan data. The conversation highlighted Abacus’s four core business pillars—Life Solutions, Asset Management, Private Wealth, and Data & Analytics—and how the company is leveraging medical and lifespan insights to reshape retirement planning, asset management, and financial security for both institutions and individual investors. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on The Big Biz Show — Longevity Data, AI & the $14 Trillion Opportunity (Interview)](https://abacusgm.com/jay-jackson-on-the-big-biz-show-longevity-data-ai-the-14-trillion-opportunity-interview/) **Published:** May 19, 2026 **Author:** Admin **Content:** Share    *This interview was originally published on May 19, 2026.* Chairman & CEO Jay Jackson joined *The Big Biz Show* to discuss Abacus Global Management’s strong growth outlook, the rising institutional demand for uncorrelated assets, and the company’s unique position as a vertically integrated longevity-focused asset manager. He explained how Abacus combines life insurance origination, asset management, and proprietary mortality data to help investors and consumers better understand the financial value of lifespan-based planning. The conversation also explored the scale of the $14 trillion life insurance market, the growing role of AI in accelerating medical underwriting and data analysis, and how longevity insights can reshape retirement planning, improve financial outcomes, and help individuals maximize both their wealth and health span over time. Share    *This interview was originally published on May 19, 2026.* Chairman & CEO Jay Jackson joined *The Big Biz Show* to discuss Abacus Global Management’s strong growth outlook, the rising institutional demand for uncorrelated assets, and the company’s unique position as a vertically integrated longevity-focused asset manager. He explained how Abacus combines life insurance origination, asset management, and proprietary mortality data to help investors and consumers better understand the financial value of lifespan-based planning. The conversation also explored the scale of the $14 trillion life insurance market, the growing role of AI in accelerating medical underwriting and data analysis, and how longevity insights can reshape retirement planning, improve financial outcomes, and help individuals maximize both their wealth and health span over time. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on The Greg Kelly Show — Retirement Planning & Financial Freedom (Interview)](https://abacusgm.com/jay-jackson-on-the-greg-kelly-show-retirement-planning-financial-freedom-interview/) **Published:** May 20, 2026 **Author:** Admin **Content:** Share    *The interview originally took place on May 20, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss how individuals approaching retirement should rethink financial planning by focusing on personal goals, income needs, and the true meaning of financial freedom. He emphasized that understanding how long you’ll be in retirement is one of the most critical—and often overlooked—factors in building a successful plan. The conversation also explored key decisions such as Social Security timing, the role of medical profiling in estimating lifespan, and how incorporating longevity data can help individuals better align their assets—including life insurance—with long-term financial outcomes. Share    *The interview originally took place on May 20, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss how individuals approaching retirement should rethink financial planning by focusing on personal goals, income needs, and the true meaning of financial freedom. He emphasized that understanding how long you’ll be in retirement is one of the most critical—and often overlooked—factors in building a successful plan. The conversation also explored key decisions such as Social Security timing, the role of medical profiling in estimating lifespan, and how incorporating longevity data can help individuals better align their assets—including life insurance—with long-term financial outcomes. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on The Greg Kelly Show — Life Insurance as an Asset (Interview)](https://abacusgm.com/jay-jackson-on-the-greg-kelly-show-life-insurance-as-an-asset-interview/) **Published:** May 27, 2026 **Author:** Admin **Content:** Share    *The interview originally took place on May 27, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss where real economic opportunity exists today, emphasizing that life insurance policies should be treated as personal property and a tangible financial asset—not something to be overlooked or allowed to lapse. The conversation focused on how policyholders can better understand the value of their coverage by evaluating its net present value, using lifespan as a key factor, and making more informed decisions about how to maximize the financial potential of assets they already own. Share    *The interview originally took place on May 27, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss where real economic opportunity exists today, emphasizing that life insurance policies should be treated as personal property and a tangible financial asset—not something to be overlooked or allowed to lapse. The conversation focused on how policyholders can better understand the value of their coverage by evaluating its net present value, using lifespan as a key factor, and making more informed decisions about how to maximize the financial potential of assets they already own. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on The Greg Kelly Show — Why Life Settlements Remain Overlooked (Interview)](https://abacusgm.com/jay-jackson-on-the-greg-kelly-show-why-life-settlements-remain-overlooked-interview/) **Published:** June 3, 2026 **Author:** Admin **Content:** Share    *The interview originally took place on June 3, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss why the life settlement market remains significantly underpenetrated despite the size of the $14 trillion life insurance industry. He explained that many policyholders fail to recognize life insurance as personal property and a legitimate financial asset, leading millions of policies to lapse without realizing their potential value. The conversation also explored the importance of education and awareness in helping consumers better understand their policies as equity rather than debt, and how broader understanding of life settlements could unlock meaningful financial opportunities for retirees and families. Share    *The interview originally took place on June 3, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss why the life settlement market remains significantly underpenetrated despite the size of the $14 trillion life insurance industry. He explained that many policyholders fail to recognize life insurance as personal property and a legitimate financial asset, leading millions of policies to lapse without realizing their potential value. The conversation also explored the importance of education and awareness in helping consumers better understand their policies as equity rather than debt, and how broader understanding of life settlements could unlock meaningful financial opportunities for retirees and families. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on The Big Biz Show — Lifespan Data & the Future of Retirement Planning (Interview)](https://abacusgm.com/jay-jackson-on-the-big-biz-show-lifespan-data-the-future-of-retirement-planning-interview/) **Published:** June 4, 2026 **Author:** Admin **Content:** Share    *This interview was originally published on June 4th, 2026.* Chairman & CEO Jay Jackson joined *The Big Biz Show* to discuss how Abacus Global Management is helping individuals unlock value from life insurance policies while using proprietary longevity data to improve retirement and wealth planning. He explained how personalized lifespan analysis can help investors better understand how long their assets may need to last and make more informed decisions around retirement income, inheritance planning, and long-term financial security. The conversation also explored the growing role of health and lifespan data in financial services, the scale of the $14 trillion life insurance market, and how Abacus is leveraging technology and actuarial insights to help clients optimize both their financial outcomes and quality of life. Jackson also highlighted the company’s continued growth, industry recognition, and expanding opportunities to apply longevity data across the broader wealth management landscape. Share    *This interview was originally published on June 4th, 2026.* Chairman & CEO Jay Jackson joined *The Big Biz Show* to discuss how Abacus Global Management is helping individuals unlock value from life insurance policies while using proprietary longevity data to improve retirement and wealth planning. He explained how personalized lifespan analysis can help investors better understand how long their assets may need to last and make more informed decisions around retirement income, inheritance planning, and long-term financial security. The conversation also explored the growing role of health and lifespan data in financial services, the scale of the $14 trillion life insurance market, and how Abacus is leveraging technology and actuarial insights to help clients optimize both their financial outcomes and quality of life. Jackson also highlighted the company’s continued growth, industry recognition, and expanding opportunities to apply longevity data across the broader wealth management landscape. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on The Greg Kelly Show — Why Life Insurance Policies Go Unused (Interview)](https://abacusgm.com/jay-jackson-on-the-greg-kelly-show-why-life-insurance-policies-go-unused-interview/) **Published:** June 10, 2026 **Author:** Admin **Content:** Share    *The interview originally took place on June 10, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss why millions of Americans allow life insurance policies to lapse without recognizing their financial value. He explained that many policyholders fail to view life insurance as personal property or as an asset tied directly to the value of their lifespan and long-term financial security. The conversation also explored how behavior, education, and mindset influence financial decision-making, with Jackson emphasizing that understanding lifespan as a core asset can reshape how individuals think about retirement planning, health, and preserving wealth over time. Share    *The interview originally took place on June 10, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss why millions of Americans allow life insurance policies to lapse without recognizing their financial value. He explained that many policyholders fail to view life insurance as personal property or as an asset tied directly to the value of their lifespan and long-term financial security. The conversation also explored how behavior, education, and mindset influence financial decision-making, with Jackson emphasizing that understanding lifespan as a core asset can reshape how individuals think about retirement planning, health, and preserving wealth over time. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on The Big Biz Show — AI-Powered Longevity Planning & LifeArc (Interview)](https://abacusgm.com/jay-jackson-on-the-big-biz-show-ai-powered-longevity-planning-lifearc-interview/) **Published:** June 11, 2026 **Author:** Admin **Content:** Share    *This interview was originally published on June 11th, 2026.* Chairman & CEO Jay Jackson joined *The Big Biz Show* to discuss how Abacus Global Management is using artificial intelligence and longevity data to transform financial planning. He explained how the company’s LifeArc platform analyzes medical histories and lifespan trends to help individuals better understand how long their assets may need to last, creating more personalized retirement and wealth strategies. The conversation also explored the growing importance of health and lifespan data in retirement planning, the role of AI in accelerating medical underwriting, and how lifestyle choices can influence both longevity and financial outcomes. Jackson highlighted how these insights can help investors make more informed decisions about retirement income, wealth transfer, and long-term financial security. Share    *This interview was originally published on June 11th, 2026.* Chairman & CEO Jay Jackson joined *The Big Biz Show* to discuss how Abacus Global Management is using artificial intelligence and longevity data to transform financial planning. He explained how the company’s LifeArc platform analyzes medical histories and lifespan trends to help individuals better understand how long their assets may need to last, creating more personalized retirement and wealth strategies. The conversation also explored the growing importance of health and lifespan data in retirement planning, the role of AI in accelerating medical underwriting, and how lifestyle choices can influence both longevity and financial outcomes. Jackson highlighted how these insights can help investors make more informed decisions about retirement income, wealth transfer, and long-term financial security. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on Proactive — LifeARC™ & the Future of Financial Planning (Interview)](https://abacusgm.com/jay-jackson-on-proactive-lifearc-the-future-of-financial-planning-interview/) **Published:** June 15, 2026 **Author:** Admin **Content:** Share    *This interview was originally published on June 15th, 2026.* Chairman & CEO Jay Jackson joined Proactive to discuss Abacus Global Management’s AI-powered LifeARC™ platform and how longevity data is reshaping traditional financial planning. He explained that by leveraging more than 20 years of mortality, medical, and lifespan data, LifeARC™ helps individuals better understand how long they may be in retirement and make more informed decisions about income, asset allocation, and long-term financial security. The conversation also explored how artificial intelligence is accelerating the analysis of health and lifespan data, allowing Abacus to deliver personalized insights in minutes rather than weeks. Jackson highlighted the platform’s potential to improve retirement outcomes, support wealth transfer planning, and help investors align their financial strategies with their unique longevity profile. Share    *This interview was originally published on June 15th, 2026.* Chairman & CEO Jay Jackson joined Proactive to discuss Abacus Global Management’s AI-powered LifeARC™ platform and how longevity data is reshaping traditional financial planning. He explained that by leveraging more than 20 years of mortality, medical, and lifespan data, LifeARC™ helps individuals better understand how long they may be in retirement and make more informed decisions about income, asset allocation, and long-term financial security. The conversation also explored how artificial intelligence is accelerating the analysis of health and lifespan data, allowing Abacus to deliver personalized insights in minutes rather than weeks. Jackson highlighted the platform’s potential to improve retirement outcomes, support wealth transfer planning, and help investors align their financial strategies with their unique longevity profile. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on The Greg Kelly Show — Lifespan-Based Financial Planning (Interview)](https://abacusgm.com/jay-jackson-on-the-greg-kelly-show-lifespan-based-financial-planning-interview/) **Published:** June 17, 2026 **Author:** Admin **Content:** Share    *The interview originally took place on June 17, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss how lifespan-based financial planning is reshaping the way individuals think about retirement, savings, and long-term financial goals. He emphasized that traditional retirement planning often focuses only on dollar amounts, while overlooking one of the most important factors: how long someone is likely to live and what they want their later years to look like. The conversation also explored how incorporating longevity data into financial planning can help reduce the fear of running out of money in retirement, while allowing individuals to better align their wealth, health, and personal goals over the course of their lives. Share    *The interview originally took place on June 17, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss how lifespan-based financial planning is reshaping the way individuals think about retirement, savings, and long-term financial goals. He emphasized that traditional retirement planning often focuses only on dollar amounts, while overlooking one of the most important factors: how long someone is likely to live and what they want their later years to look like. The conversation also explored how incorporating longevity data into financial planning can help reduce the fear of running out of money in retirement, while allowing individuals to better align their wealth, health, and personal goals over the course of their lives. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on The Big Biz Show — Longevity Data, Wealth Transfer & Retirement Income (Interview)](https://abacusgm.com/jay-jackson-on-the-big-biz-show-longevity-data-wealth-transfer-retirement-income-interview/) **Published:** June 18, 2026 **Author:** Admin **Content:** Share    *This interview was originally published on June 18th, 2026.* Chairman & CEO Jay Jackson joined *The Big Biz Show* to discuss how Abacus Global Management is leveraging longevity data, AI, and actuarial insights to help individuals make smarter financial decisions. He explained how personalized lifespan analysis can reshape retirement planning by helping investors better understand how long their assets need to last and how much income they can confidently generate in retirement. The conversation also explored the historic $120 trillion wealth transfer expected over the coming decades, the importance of time as an investor’s most valuable asset, and why customized financial planning should account for an individual’s health and longevity rather than relying on one-size-fits-all retirement models. Jackson emphasized that understanding lifespan may be one of the most important factors in maximizing both wealth and quality of life. Share    *This interview was originally published on June 18th, 2026.* Chairman & CEO Jay Jackson joined *The Big Biz Show* to discuss how Abacus Global Management is leveraging longevity data, AI, and actuarial insights to help individuals make smarter financial decisions. He explained how personalized lifespan analysis can reshape retirement planning by helping investors better understand how long their assets need to last and how much income they can confidently generate in retirement. The conversation also explored the historic $120 trillion wealth transfer expected over the coming decades, the importance of time as an investor’s most valuable asset, and why customized financial planning should account for an individual’s health and longevity rather than relying on one-size-fits-all retirement models. Jackson emphasized that understanding lifespan may be one of the most important factors in maximizing both wealth and quality of life. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on Moore Money — LifeARC™, Retirement Income & Longevity Planning (Audio)](https://abacusgm.com/jay-jackson-on-moore-money-lifearc-retirement-income-longevity-planning-audio/) **Published:** June 20, 2026 **Author:** Admin **Content:** Share    *This interview originally aired on June 20th, 2026.* Chairman & CEO Jay Jackson joined Stephen Moore on *Moore Money* to discuss how Abacus Global Management’s new LifeARC™ platform is helping individuals make more informed retirement decisions by incorporating personalized longevity data into financial planning. He explained that understanding how long someone is likely to be in retirement can significantly impact asset allocation, income strategies, and overall financial outcomes. The conversation also explored the limitations of traditional age-based investment models, the role of AI in analyzing medical and lifespan data, and how customized planning can help retirees maximize income while reducing the fear of running out of money. Jackson emphasized that time is an individual’s most valuable asset and that longevity insights can fundamentally reshape how people prepare for retirement and build long-term wealth. Share    *This interview originally aired on June 20th, 2026.* Chairman & CEO Jay Jackson joined Stephen Moore on *Moore Money* to discuss how Abacus Global Management’s new LifeARC™ platform is helping individuals make more informed retirement decisions by incorporating personalized longevity data into financial planning. He explained that understanding how long someone is likely to be in retirement can significantly impact asset allocation, income strategies, and overall financial outcomes. The conversation also explored the limitations of traditional age-based investment models, the role of AI in analyzing medical and lifespan data, and how customized planning can help retirees maximize income while reducing the fear of running out of money. Jackson emphasized that time is an individual’s most valuable asset and that longevity insights can fundamentally reshape how people prepare for retirement and build long-term wealth. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on Cats Roundtable — Unlocking the Value of Life Insurance (Interview)](https://abacusgm.com/jay-jackson-on-cats-roundtable-unlocking-the-value-of-life-insurance-interview/) **Published:** June 21, 2026 **Author:** Admin **Content:** Share    *This interview originally aired on June 21st, 2026.* Chairman & CEO Jay Jackson joined John Catsimatidis on *Cats Roundtable* to discuss how life insurance policies can serve as a valuable financial asset rather than simply an expense. He explained that many policyholders are unaware that their coverage may have significant market value today, creating opportunities to access liquidity, enhance retirement income, or fund other financial goals. The conversation also explored how Abacus Global Management uses more than two decades of longevity and mortality data to help individuals better understand their lifespan and make more informed retirement decisions. Jackson highlighted how personalized longevity insights can improve financial planning, asset allocation, and retirement income strategies by helping people better understand how long they may be in retirement. Share    *This interview originally aired on June 21st, 2026.* Chairman & CEO Jay Jackson joined John Catsimatidis on *Cats Roundtable* to discuss how life insurance policies can serve as a valuable financial asset rather than simply an expense. He explained that many policyholders are unaware that their coverage may have significant market value today, creating opportunities to access liquidity, enhance retirement income, or fund other financial goals. The conversation also explored how Abacus Global Management uses more than two decades of longevity and mortality data to help individuals better understand their lifespan and make more informed retirement decisions. Jackson highlighted how personalized longevity insights can improve financial planning, asset allocation, and retirement income strategies by helping people better understand how long they may be in retirement. **Categories:** Interview, WABC **Tags:** video, interview --- ### [Jay Jackson on The Greg Kelly Show — Longevity Data & Life Expectancy (Interview)](https://abacusgm.com/jay-jackson-on-the-greg-kelly-show-longevity-data-life-expectancy-interview/) **Published:** June 24, 2026 **Author:** Admin **Content:** Share    *The interview originally took place on June 24, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss how decades of mortality and longevity data are reshaping the way individuals think about aging, health, and financial planning. He explained that one of the most common reactions people have when presented with their projected lifespan is disbelief—highlighting the emotional and psychological disconnect many individuals have with their own longevity. The conversation also explored the importance of embracing discussions around mortality and health data, with Jackson emphasizing that understanding lifespan earlier can lead to better medical decisions, more proactive planning, and stronger long-term financial outcomes. Share    *The interview originally took place on June 24, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss how decades of mortality and longevity data are reshaping the way individuals think about aging, health, and financial planning. He explained that one of the most common reactions people have when presented with their projected lifespan is disbelief—highlighting the emotional and psychological disconnect many individuals have with their own longevity. The conversation also explored the importance of embracing discussions around mortality and health data, with Jackson emphasizing that understanding lifespan earlier can lead to better medical decisions, more proactive planning, and stronger long-term financial outcomes. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on The Greg Kelly Show — LifeArc™, Longevity & Living Healthier Longer (Interview)](https://abacusgm.com/jay-jackson-on-the-greg-kelly-show-lifearc-longevity-living-healthier-longer-interview/) **Published:** June 26, 2026 **Author:** Admin **Content:** Share    *This interview originally aired on June 26th, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss how Abacus Global Management’s LifeArc™ platform is helping individuals better understand their lifespan and apply personalized longevity insights to retirement planning. He explained how AI-powered analysis of medical records and more than 20 years of proprietary mortality data can help people make more informed decisions about retirement income, asset allocation, and long-term financial security. The conversation also explored practical ways to improve health span, including exercise, strength training, sleep, community, and lifelong learning. Jackson emphasized that understanding longevity is about more than predicting lifespan—it’s about making healthier choices today that can improve both quality of life and financial outcomes throughout retirement. Share    *This interview originally aired on June 26th, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss how Abacus Global Management’s LifeArc™ platform is helping individuals better understand their lifespan and apply personalized longevity insights to retirement planning. He explained how AI-powered analysis of medical records and more than 20 years of proprietary mortality data can help people make more informed decisions about retirement income, asset allocation, and long-term financial security. The conversation also explored practical ways to improve health span, including exercise, strength training, sleep, community, and lifelong learning. Jackson emphasized that understanding longevity is about more than predicting lifespan—it’s about making healthier choices today that can improve both quality of life and financial outcomes throughout retirement. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on Stocktwits' Boardroom Exclusives — LifeARC™ & the Future of Longevity Investing (Interview)](https://abacusgm.com/jay-jackson-on-stocktwits-boardroom-exclusives-lifearc-the-future-of-longevity-investing-interview/) **Published:** July 1, 2026 **Author:** Admin **Content:** Share    *This interview originally aired on July 1st, 2026.* Chairman & CEO Jay Jackson joined Boardroom Exclusives, presented by Stocktwits and hosted by Katie Perry, to discuss how Abacus Global Management is building a next-generation alternative asset management platform centered on longevity, life settlements, and proprietary medical data. He explained how the company's AI-powered LifeARC™ platform helps individuals make more informed retirement and financial planning decisions by incorporating personalized lifespan insights. The conversation also explored why life insurance represents a unique, uncorrelated asset class, how Abacus manages more than $3.5 billion in assets, and why the company believes its combination of life settlements, AI, and longevity data can reshape financial planning for both institutions and individual investors. Jackson also shared Abacus' long-term vision of becoming the data infrastructure powering the future of wealth management. Share    *This interview originally aired on July 1st, 2026.* Chairman & CEO Jay Jackson joined Boardroom Exclusives, presented by Stocktwits and hosted by Katie Perry, to discuss how Abacus Global Management is building a next-generation alternative asset management platform centered on longevity, life settlements, and proprietary medical data. He explained how the company's AI-powered LifeARC™ platform helps individuals make more informed retirement and financial planning decisions by incorporating personalized lifespan insights. The conversation also explored why life insurance represents a unique, uncorrelated asset class, how Abacus manages more than $3.5 billion in assets, and why the company believes its combination of life settlements, AI, and longevity data can reshape financial planning for both institutions and individual investors. Jackson also shared Abacus' long-term vision of becoming the data infrastructure powering the future of wealth management. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on The Greg Kelly Show — Turning Life Insurance Into Long-Term Wealth Planning (Interview)](https://abacusgm.com/jay-jackson-on-the-greg-kelly-show-turning-life-insurance-into-long-term-wealth-planning-interview/) **Published:** July 1, 2026 **Author:** Admin **Content:** Share    *The interview originally took place on July 1, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss how Abacus Global Management is transforming life settlements from a one-time transaction into a long-term financial planning relationship. He explained how the company helps clients unlock liquidity from life insurance policies and then apply personalized longevity data to build more customized retirement and wealth strategies. The conversation also explored how traditional mortality tables often fail to capture the full picture of an individual’s lifespan, and why more accurate, data-driven longevity planning can help retirees make more confident decisions around income, asset allocation, and long-term financial security. Share    *The interview originally took place on July 1, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss how Abacus Global Management is transforming life settlements from a one-time transaction into a long-term financial planning relationship. He explained how the company helps clients unlock liquidity from life insurance policies and then apply personalized longevity data to build more customized retirement and wealth strategies. The conversation also explored how traditional mortality tables often fail to capture the full picture of an individual’s lifespan, and why more accurate, data-driven longevity planning can help retirees make more confident decisions around income, asset allocation, and long-term financial security. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on The Greg Kelly Show — Consumer Demand for Life Insurance Education (Interview)](https://abacusgm.com/jay-jackson-on-the-greg-kelly-show-consumer-demand-for-life-insurance-education-interview/) **Published:** July 8, 2026 **Author:** Admin **Content:** Share    *The interview originally took place on July 8, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss the growing consumer demand for education around life insurance policies and their potential market value. He explained how thousands of individuals each month use Abacus Global Management’s online calculator to better understand what their policies may be worth today, highlighting a broader need for transparency and financial awareness in retirement planning. The conversation also explored how longevity and lifespan data can help individuals make more informed financial decisions, with Jackson noting that many consumers seeking this information are proactive investors looking to better align their assets, retirement goals, and long-term financial outcomes. Share    *The interview originally took place on July 8, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss the growing consumer demand for education around life insurance policies and their potential market value. He explained how thousands of individuals each month use Abacus Global Management’s online calculator to better understand what their policies may be worth today, highlighting a broader need for transparency and financial awareness in retirement planning. The conversation also explored how longevity and lifespan data can help individuals make more informed financial decisions, with Jackson noting that many consumers seeking this information are proactive investors looking to better align their assets, retirement goals, and long-term financial outcomes. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on The Big Biz Show — Why Time Is Your Greatest Financial Asset (Interview)](https://abacusgm.com/jay-jackson-on-the-big-biz-show-why-time-is-your-greatest-financial-asset-interview/) **Published:** July 9, 2026 **Author:** Admin **Content:** Share    *This interview was originally published on July 9th, 2026.* Chairman & CEO Jay Jackson joined *The Big Biz Show* to discuss why understanding longevity is one of the most important factors in building a successful retirement plan. He explained that traditional financial planning often treats retirees the same, despite significant differences in health, life expectancy, and financial needs, leading many investors to become overly conservative too early. The conversation also explored the power of compounding over time, why personalized longevity data can help investors make more informed asset allocation decisions, and how understanding an individual's projected lifespan can improve retirement income, maximize long-term wealth, and help policyholders better recognize the value of their life insurance assets before making financial decisions. Share    *This interview was originally published on July 9th, 2026.* Chairman & CEO Jay Jackson joined *The Big Biz Show* to discuss why understanding longevity is one of the most important factors in building a successful retirement plan. He explained that traditional financial planning often treats retirees the same, despite significant differences in health, life expectancy, and financial needs, leading many investors to become overly conservative too early. The conversation also explored the power of compounding over time, why personalized longevity data can help investors make more informed asset allocation decisions, and how understanding an individual's projected lifespan can improve retirement income, maximize long-term wealth, and help policyholders better recognize the value of their life insurance assets before making financial decisions. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on The Greg Kelly Show — Social Security, Longevity & Retirement Costs (Interview)](https://abacusgm.com/jay-jackson-on-the-greg-kelly-show-social-security-longevity-retirement-costs-interview/) **Published:** July 15, 2026 **Author:** Admin **Content:** Share    *The interview originally took place on July 15, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss how longevity data can help individuals make more informed decisions around Social Security timing, retirement income, and long-term care planning. He explained that many people make critical retirement decisions without fully understanding how their health and projected lifespan may impact the financial outcome. The conversation also explored the rising cost of long-term care and how healthier lifestyle choices can influence both lifespan and retirement expenses, with Jackson emphasizing that longevity should be viewed as an evolving “arc of possibilities” rather than a fixed timeline. Share    *The interview originally took place on July 15, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss how longevity data can help individuals make more informed decisions around Social Security timing, retirement income, and long-term care planning. He explained that many people make critical retirement decisions without fully understanding how their health and projected lifespan may impact the financial outcome. The conversation also explored the rising cost of long-term care and how healthier lifestyle choices can influence both lifespan and retirement expenses, with Jackson emphasizing that longevity should be viewed as an evolving “arc of possibilities” rather than a fixed timeline. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on Moore Money — LifeARC™ & Maximizing Retirement Income](https://abacusgm.com/jay-jackson-on-moore-money-lifearc-maximizing-retirement-income/) **Published:** July 25, 2026 **Author:** Admin **Content:** Share    *This interview originally aired on July 25th, 2026.* Chairman & CEO Jay Jackson joined Stephen Moore on *Moore Money* to discuss how Abacus Global Management’s AI-powered LifeARC™ platform is helping individuals align their retirement planning with their projected lifespan. He explained how personalized longevity insights can help retirees make more informed decisions about asset allocation, retirement income, and wealth transfer by understanding where they are on their unique “LifeArc.” The conversation also explored practical ways to improve both health span and financial outcomes, from exercise and lifelong learning to AI-powered medical analysis and personalized planning. Jackson emphasized that time is an individual's most valuable asset and that understanding longevity can help people enjoy retirement more confidently while preserving greater wealth for future generations. Share    *This interview originally aired on July 25th, 2026.* Chairman & CEO Jay Jackson joined Stephen Moore on *Moore Money* to discuss how Abacus Global Management’s AI-powered LifeARC™ platform is helping individuals align their retirement planning with their projected lifespan. He explained how personalized longevity insights can help retirees make more informed decisions about asset allocation, retirement income, and wealth transfer by understanding where they are on their unique “LifeArc.” The conversation also explored practical ways to improve both health span and financial outcomes, from exercise and lifelong learning to AI-powered medical analysis and personalized planning. Jackson emphasized that time is an individual's most valuable asset and that understanding longevity can help people enjoy retirement more confidently while preserving greater wealth for future generations. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on The Greg Kelly Show — LifeARC™ & Smarter Retirement Planning (Interview)](https://abacusgm.com/jay-jackson-on-the-greg-kelly-show-lifearc-smarter-retirement-planning-interview/) **Published:** July 28, 2026 **Author:** Admin **Content:** Share    *This interview originally aired on July 28th, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss how Abacus Global Management is helping people make better financial and health decisions by incorporating personalized longevity data into retirement planning. He explained how the company's LifeARC™ platform uses AI-powered medical analysis and actuarial underwriting to help individuals better understand their projected retirement timeline, optimize investment allocations, and avoid becoming overly conservative too early. The conversation also explored the evolving value of time as a financial asset, the importance of updating retirement plans as health changes over time, and why personalized longevity insights can help individuals increase retirement income while making more informed decisions for themselves and their families. Jackson also shared how Abacus re-evaluates clients annually to ensure financial strategies continue to reflect their changing health and life circumstances. Share    *This interview originally aired on July 28th, 2026.* Chairman & CEO Jay Jackson joined *The Greg Kelly Show* to discuss how Abacus Global Management is helping people make better financial and health decisions by incorporating personalized longevity data into retirement planning. He explained how the company's LifeARC™ platform uses AI-powered medical analysis and actuarial underwriting to help individuals better understand their projected retirement timeline, optimize investment allocations, and avoid becoming overly conservative too early. The conversation also explored the evolving value of time as a financial asset, the importance of updating retirement plans as health changes over time, and why personalized longevity insights can help individuals increase retirement income while making more informed decisions for themselves and their families. Jackson also shared how Abacus re-evaluates clients annually to ensure financial strategies continue to reflect their changing health and life circumstances. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on The Big Biz Show — Why Personalized Retirement Planning Matters (Interview)](https://abacusgm.com/jay-jackson-on-the-big-biz-show-why-personalized-retirement-planning-matters-interview/) **Published:** July 30, 2026 **Author:** Admin **Content:** Share    *This interview was originally published on July 30th, 2026.* Chairman & CEO Jay Jackson joined *The Big Biz Show* to discuss why Americans are living longer than ever and how that is fundamentally changing retirement planning. He explained that longer lifespans create greater opportunities for wealth creation through compounding, but only if investors avoid becoming overly conservative too early and instead align their portfolios with their individual health and longevity outlook. The conversation also explored why traditional financial plans often fail by relying on age-based averages rather than personalized longevity data. Jackson highlighted how Abacus Global Management's LifeARC™ platform helps individuals build retirement strategies based on their unique medical profile, enabling more informed investment decisions, higher retirement income potential, and stronger long-term financial outcomes. Share    *This interview was originally published on July 30th, 2026.* Chairman & CEO Jay Jackson joined *The Big Biz Show* to discuss why Americans are living longer than ever and how that is fundamentally changing retirement planning. He explained that longer lifespans create greater opportunities for wealth creation through compounding, but only if investors avoid becoming overly conservative too early and instead align their portfolios with their individual health and longevity outlook. The conversation also explored why traditional financial plans often fail by relying on age-based averages rather than personalized longevity data. Jackson highlighted how Abacus Global Management's LifeARC™ platform helps individuals build retirement strategies based on their unique medical profile, enabling more informed investment decisions, higher retirement income potential, and stronger long-term financial outcomes. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on Mornings with Maria — How Longevity Is Reshaping Wealth Management (Interview)](https://abacusgm.com/jay-jackson-on-mornings-with-maria-how-longevity-is-reshaping-wealth-management-interview/) **Published:** August 4, 2026 **Author:** Admin **Content:** Share    *This interview originally aired on August 4th, 2026.* *Video credits: [Fox Business News](https://www.foxbusiness.com/video/6402764655112)* Chairman & CEO Jay Jackson joined Mornings with Maria on Fox Business to discuss how longer life expectancies and the coming $124 trillion generational wealth transfer are transforming retirement planning and investment strategy. He explained how Abacus Global Management’s AI-powered LifeARC™ platform uses more than two decades of medical and longevity data to help individuals better understand how long they may be in retirement and make more informed decisions about asset allocation, income, and estate planning. The conversation also explored why personalized longevity insights are replacing one-size-fits-all financial planning, the growing role of AI in wealth management, and how Abacus’ proprietary mortality data is creating new opportunities for investors, financial advisors, pension funds, and retirement planning. Jackson also highlighted the company's vision for helping improve long-term financial outcomes by aligning investment strategies with each individual's unique lifespan. Share    *This interview originally aired on August 4th, 2026.* *Video credits: [Fox Business News](https://www.foxbusiness.com/video/6402764655112)* Chairman & CEO Jay Jackson joined Mornings with Maria on Fox Business to discuss how longer life expectancies and the coming $124 trillion generational wealth transfer are transforming retirement planning and investment strategy. He explained how Abacus Global Management’s AI-powered LifeARC™ platform uses more than two decades of medical and longevity data to help individuals better understand how long they may be in retirement and make more informed decisions about asset allocation, income, and estate planning. The conversation also explored why personalized longevity insights are replacing one-size-fits-all financial planning, the growing role of AI in wealth management, and how Abacus’ proprietary mortality data is creating new opportunities for investors, financial advisors, pension funds, and retirement planning. Jackson also highlighted the company's vision for helping improve long-term financial outcomes by aligning investment strategies with each individual's unique lifespan. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on The Big Biz Show — Why Time Changes the Retirement Equation (Interview)](https://abacusgm.com/jay-jackson-on-the-big-biz-show-why-time-changes-the-retirement-equation-interview/) **Published:** August 19, 2026 **Author:** Admin **Content:** Share    *This interview was originally published on August 19th, 2026.* Chairman & CEO Jay Jackson joined *The Big Biz Show* to discuss why longer lifespans are changing the way individuals should approach investing and retirement planning. He explained how the power of compounding can create significant opportunities later in life and why investors with longer time horizons may risk limiting their financial outcomes by shifting to overly conservative strategies too early. The conversation also explored why retirement planning should move beyond age-based averages and account for each individual’s unique health and longevity outlook. Jackson highlighted how Abacus Global Management’s LifeARC™ platform combines medical and lifespan data with personalized financial insights to help individuals better understand their time horizon, make more informed allocation decisions, and maximize both retirement income and the wealth they leave behind. Share    *This interview was originally published on August 19th, 2026.* Chairman & CEO Jay Jackson joined *The Big Biz Show* to discuss why longer lifespans are changing the way individuals should approach investing and retirement planning. He explained how the power of compounding can create significant opportunities later in life and why investors with longer time horizons may risk limiting their financial outcomes by shifting to overly conservative strategies too early. The conversation also explored why retirement planning should move beyond age-based averages and account for each individual’s unique health and longevity outlook. Jackson highlighted how Abacus Global Management’s LifeARC™ platform combines medical and lifespan data with personalized financial insights to help individuals better understand their time horizon, make more informed allocation decisions, and maximize both retirement income and the wealth they leave behind. **Categories:** Interview **Tags:** interview --- ### [Jay Jackson on The Big Biz Show — LifeARC™, Longevity Data & the Future of Asset Management (Interview)](https://abacusgm.com/jay-jackson-on-the-big-biz-show-lifearc-longevity-data-the-future-of-asset-management-interview/) **Published:** August 25, 2026 **Author:** Admin **Excerpt:** Chairman & CEO Jay Jackson joined The Big Biz Show to discuss Abacus Global Management’s position in the life settlement market and why the company views itself as a data-driven asset manager rather than an insurance company. The conversation highlighted Abacus’ role in providing liquidity to life insurance policyholders, managing longevity-based assets for institutions, and leveraging the data generated across its platform to inform smarter investment decisions. **Content:** Share    *This interview was originally published on August 25th, 2026.* Chairman & CEO Jay Jackson joined *The Big Biz Show* to discuss Abacus Global Management’s position in the life settlement market and why the company views itself as a data-driven asset manager rather than an insurance company. The conversation highlighted Abacus’ role in providing liquidity to life insurance policyholders, managing longevity-based assets for institutions, and leveraging the data generated across its platform to inform smarter investment decisions. The discussion also explored the growing momentum behind LifeARC™ and how personalized health and longevity data could change traditional retirement planning. Jackson explained why conventional actuarial models and one-size-fits-all assumptions can overlook meaningful differences between individuals, and how a more personalized understanding of lifespan can help investors avoid becoming overly conservative too early, improve retirement income, and make more informed long-term financial decisions. Share    *This interview was originally published on August 25th, 2026.* Chairman & CEO Jay Jackson joined *The Big Biz Show* to discuss Abacus Global Management’s position in the life settlement market and why the company views itself as a data-driven asset manager rather than an insurance company. The conversation highlighted Abacus’ role in providing liquidity to life insurance policyholders, managing longevity-based assets for institutions, and leveraging the data generated across its platform to inform smarter investment decisions. The discussion also explored the growing momentum behind LifeARC™ and how personalized health and longevity data could change traditional retirement planning. Jackson explained why conventional actuarial models and one-size-fits-all assumptions can overlook meaningful differences between individuals, and how a more personalized understanding of lifespan can help investors avoid becoming overly conservative too early, improve retirement income, and make more informed long-term financial decisions. **Categories:** Interview **Tags:** interview --- ### [Why more policyholders are exploring what their life insurance is worth beyond surrender value](https://abacusgm.com/why-more-policyholders-are-exploring-what-their-life-insurance-is-worth-beyond-surrender-value/) **Published:** September 18, 2026 **Author:** Jay Jackson **Excerpt:** 51% of Americans hold life insurance and 1.3% surrender their policies each year. What the secondary market pays versus a carrier’s cash surrender value, and how policyholders evaluate the difference. **Content:** ![<a href="https://abacusgm.com/jay-jackson/">Jay Jackson</a>](https://abacusgm.com/wp-content/uploads/2025/04/JacksonJ.png "JacksonJ - Abacus Global Management, Inc.") #### [Jay Jackson](https://abacusgm.com/jay-jackson/) Chairman & CEO According to LIMRA’s 2025 Insurance Barometer Study, cited by the [Federal Reserve Bank of St. Louis](https://fredblog.stlouisfed.org/2025/10/how-large-is-the-us-life-insurance-industry/), 51% of the U.S. population has some kind of life insurance coverage in place. The Fed’s own analysis puts industry assets at the equivalent of 41% of the country’s collective yearly personal income. Meanwhile, [ACLI data](https://www.acli.com/-/media/public/pdf/news-and-analysis/publications-and-research/2025fb/7_life_insurance_acli_fact_book_2025.pdf) shows that the annual voluntary surrender rate for individual policyholders was around 1.3% in 2024, representing the proportion of people who choose to cash out. Against the 134 million individual policies in force that year, that works out to roughly 1.7 million customers surrendering annually. Additionally, 6.6% of individual policies lapsed in 2024, meaning payments were missed within a specific window, and those customers may be automatically eligible for a cashout. In many cases, life insurance holders surrender their policies directly to the carrier in question. In doing so, they accept the default cash surrender value without realizing that an open secondary market exists for these contracts. Insurance companies count on policy lapse rates and surrender requests to clear liabilities from their balance sheets for pennies on the dollar. When medical needs change, premiums become unmanageable, or financial goals shift, policyholders often treat their policy as a basic savings account rather than an asset with negotiable market value. As [Abacus Global Management](https://abacusgm.com/), whose platform models the secondary-market value of life insurance policies, explains below, understanding how secondary market valuations work allows consumers to treat coverage as a flexible financial instrument. And with the [secondary market growing by 10%](https://elsa-sls.org/elsa-publishes-latest-life-settlement-licence-matrix-2026-fact-sheet/) in 2025, more consumers are taking time to research their options. ## The Economic Realities of Cash Surrender Value Carriers establish cash surrender values based on strict internal actuarial tables designed to preserve the insurer’s capital reserves. This payout represents the accumulated cash value minus surrender charges, processing fees, and administrative penalties. Because surrender values follow rigid formulas, they ignore external economic realities like current health changes or rising market demand for institutional investments. Surrendering a policy directly to an insurer frequently leaves substantial equity on the table. When health conditions decline after a policy is underwritten, the value of that contract on the institutional market actually increases. Carriers do not adjust surrender offers upward for declining health, but secondary buyers evaluate policies using real-time life expectancy calculations. ## How Secondary Market Valuations Work The secondary market for life coverage evaluates contracts through [competitive institutional bidding](https://abacuslifesettlements.com/learn-how-life-settlements-work/). Institutional investors purchase policies to diversify portfolios with non-correlated assets, offering sellers a lump sum that significantly exceeds surrender values. Data [from the Life Insurance Settlement Association (LISA)](https://www.lisa.org/article_content.asp) shows its members closed 2,955 settlements averaging $212,066 per policy, against a $24,360 average for standard surrender arrangements, though the two figures reflect different pools of policies rather than the same policy priced two ways. These capital infusions help seniors cover immediate living costs or long-term medical care. Market access has also been streamlined as institutional buyers consolidate operations and streamline underwriting. Evaluating secondary-market value alongside traditional surrender offers allows policy owners to determine true portfolio worth. Evaluating a policy on the open market provides clear visibility into what institutional investors are willing to pay today. ## Healthcare Costs Force Policyholders to Reassess Assets Rising healthcare costs, with national health spending [up 7.2% in 2024](https://www.cms.gov/files/document/highlights.pdf) to $5.3 trillion, and inflationary pressures are forcing older adults to reassess their illiquid assets. A life insurance policy often represents one of the largest unoptimized assets in a family estate. The regulatory environment surrounding secondary transactions has matured significantly over the past decade. State licensing requirements and standardized consumer disclosures ensure policyholders receive transparent offers without hidden penalties. Data published [by the European Life Settlement Association (ELSA)](https://elsa-sls.org/wp-content/uploads/2026/08/ELSA-Fact-Sheet-Q3-2026.pdf) indicates 30 licensed providers hold 685 state licenses across the domestic landscape, offering robust consumer protections during secondary negotiations. Policyholders typically re-evaluate their coverage when facing specific life transitions, such as ongoing premium payments exceeding monthly retirement budgets, beneficiaries becoming financially independent adults, or the need for liquid capital to fund long-term care. These scenarios push policyholders to seek exit strategies that maximize returns. Again, growth in this market is reflected in hard data, with ELSA reporting a 10% increase in the secondary market in 2025. ## Three Steps to Maximize a Policy’s Real Value Unlocking full policy value begins with a [detailed policy review](https://abacuslifesettlements.com/qualify-a-life-settlement/) to verify ownership details, premium schedules, and current cash accumulation. Converting term coverage into permanent coverage can also create secondary market value where none previously existed. Before accepting any offer from an insurance company or secondary provider, policyholders should consult independent financial advisors. Comparing institutional settlement offers with carrier surrender values helps ensure no equity is left behind. ## Investigating Options Beyond Traditional Policy Lapse Understanding the full financial potential of an active life insurance policy prevents costly surrender mistakes. Policyholders who examine secondary market values gain leverage and financial clarity when evaluating their ongoing coverage. As awareness grows, the entire insurance market may shift to accommodate changing consumer habits. --- *[Jay Jackson](https://abacusgm.com/jay-jackson/), Chairman and CEO, Abacus Global Management (NYSE: ABX). More than 20 years in investments, alternative assets and portfolio management; formerly Vice President at Franklin Templeton Investments.* **Categories:** Blog --- ### [How longevity is moving from a demographic trend to a financial priority](https://abacusgm.com/how-longevity-is-moving-from-a-demographic-trend-to-a-financial-priority/) **Published:** September 18, 2026 **Author:** Jay Jackson **Excerpt:** U.S. life expectancy reached 79.0 in 2024 and 59% of retirees leave work earlier than planned. What a longer life changes in withdrawal rates, annuities and long-term care planning. **Content:** ![<a href="https://abacusgm.com/jay-jackson/">Jay Jackson</a>](https://abacusgm.com/wp-content/uploads/2025/04/JacksonJ.png "JacksonJ - Abacus Global Management, Inc.") #### [Jay Jackson](https://abacusgm.com/jay-jackson/) Chairman & CEO Life expectancy in the U.S. reached a new record length in the most recently published data, with the overall average age of [79](https://www.cdc.gov/nchs/products/databriefs/db548.htm), six months longer than in 2023 and just above the 2019 peak of 78.8. Increased longevity brings practical challenges, and people must plan more thoroughly for the costs of living beyond the average. There is also an element of uncertainty. While average life expectancies are useful for top-level calculations, they cannot account for the variables involved for individual people plotting out their retirement. Extended lifespans require [personalized and thoughtful financial planning](https://abacusgm.com/abacus-wealth-advisors/). ## The Reality of Early Exits and Financial Shocks Retirement planning can become more complicated when actual career timelines differ from expectations. Many workers intend to stay employed well into their late sixties to maximize their Social Security benefits and employer matching contributions. The reality forces a different schedule entirely. Recent data from the Society of Actuaries (SOA) reveals that [59% of retirees leave the workforce earlier than anticipated](https://www.soa.org/resources/announcements/press-releases/2026/2026-fin-ret-risk-survey/) due to health changes, job loss or a change in family circumstances. A premature exit halts the accumulation phase abruptly while simultaneously pulling forward the start of portfolio decumulation. When a person lives to be 95 but stops working at 61, the mathematical strain on their nest egg becomes severe. ## Financial Shocks Before Retirement: A Hidden Threat Pre-retirees are also facing unexpected hurdles before they even reach the finish line. The aforementioned SOA research found that 29% of pre-retirees experienced a family emergency requiring the use of 10% or more of their accumulated savings, a sharp rise from 9% in the prior survey. Recovering from a double-digit portfolio loss in a compressed timeframe requires careful structural planning. According to [Abacus Global Management](https://abacusgm.com/), whose proprietary LifeARC platform models individual lifespan, establishing a personalized lifespan estimate turns longevity from a vague guess into a definitive input for a comprehensive wealth plan. Planners must build buffers that absorb early shocks without jeopardizing the fundamental structure of the income strategy. Modern retirement models can address several core variables to prevent portfolio depletion. Specifically, they calculate the precise impact of inflation on purchasing power over three decades, segment assets into designated buckets for immediate income and long-term growth, and establish dynamic withdrawal rules that adjust to prevailing market conditions. ## Why Average Lifespans Do Not Protect Your Retirement The broader demographic trend of aging populations is forcing a collective rethink of what constitutes a safe withdrawal rate. The [historical rule of 4%](https://www.investopedia.com/terms/f/four-percent-rule.asp) was designed for a 30-year retirement, but a healthy couple today should plan for one partner living well beyond 30 years. Planning for an extended horizon requires more than just scaling up the initial savings target. Longevity risk acts as a threat multiplier for every other financial hazard in retirement. If a portfolio suffers poor returns in the early years of withdrawal, the longer lifespan virtually guarantees that the principal will be exhausted prematurely. Adults who underestimate these longevity trends, which a [Retirement Income Institute report](https://www.limraconsumer.com/wp-content/uploads/2023/06/IN-03-Kolluri_final.pdf) analyzing data from the TIAA Institute and GFLEC puts at 53% of the adult population, are significantly less likely to save adequately. Among those with strong longevity literacy, 81% saved regularly for retirement, against 57% of those with poor longevity literacy. ## Mitigating Sequence of Returns Risk Sequence of returns risk means the order of investment returns matters as much as the average annualized return. A market downturn occurring in the first three years of retirement can heavily impact a portfolio, even if the subsequent decade produces massive gains. Advisors can combat this by implementing a cash reserve or short-term bond ladder to cover immediate living expenses. This prevents clients from being forced to sell equities at a loss during a recession. By giving the portfolio’s growth engine time to recover, the total lifespan of the asset base is dramatically extended. ## How Dynamic Withdrawal Strategies Work The rigid nature of static withdrawal rates fails to accommodate the fluid reality of a long life. Taking a fixed percentage adjusted only for inflation ignores the underlying investments’ actual performance. In years where the market drops significantly, a static withdrawal forces the investor to sell an outsized portion of their shares to generate the same dollar amount. Dynamic spending rules provide a mathematical solution to this problem. These strategies establish guardrails, stipulating that retirees should reduce their spending by a specific percentage if their portfolio drops below a certain threshold. Conversely, they allow for increased discretionary spending during periods of robust market growth. Implementing a dynamic withdrawal strategy requires discipline and a willingness to adjust lifestyle expectations on the fly. However, the trade-off is a mathematically sound approach that drastically reduces the risk of portfolio ruin over a 40-year horizon. ## Annuities as Longevity Insurance Financial institutions are recognizing that longevity literacy is a glaring gap for the average consumer. [Gallup research](https://news.gallup.com/poll/709319/nonretirees-worry-remains-high.aspx) indicates that 69% of non-retirees are very or moderately worried about not having enough money in retirement. Allianz Life’s 2026 Annual Retirement Study frames the same anxiety more starkly: 67% of Americans say they worry more about running out of money than about dying, up from 57% in 2022. The industry is responding by developing new products designed specifically to provide guaranteed lifetime income. Annuities are experiencing a renaissance as a tool for transferring longevity risk from the individual to an insurance company, with total U.S. annuity sales [up 7% in 2025](https://www.limra.com/en/newsroom/news-releases/2026/limra-final-u.s.-retail-annuity-sales-set-new-sales-high-totaling-$464.1-billion-in-2025/) to $464.1 billion. Fixed indexed annuities and deferred income annuities offer a floor of guaranteed cash flow, which covers essential living expenses. The remainder of the portfolio can then be invested to outpace inflation and provide discretionary funds. ## The Role of Long-Term Care Planning Another critical component of an extended lifespan is the statistical probability of needing assisted living or in-home care. Many families discover too late that [Medicare does not cover custodial care](https://www.medicare.gov/coverage/long-term-care), such as assistance with bathing, dressing, or eating. Paying out of pocket for a private room in a nursing facility or hiring around-the-clock home health aides can drain hundreds of thousands of dollars in just a few short years. CareScout’s 2025 Cost of Care Survey puts a private nursing-home room at $129,575 a year. Households holding a life insurance policy they no longer need have a further option: [selling the policy through a life settlement](https://abacusgm.com/abacus-life-solutions/) rather than letting it lapse. Integrating long-term care insurance or hybrid life policies into the overarching financial plan protects the core portfolio from these steep medical expenses. While premiums require budget adjustments, these policies provide leverage that helps ensure an unexpected health crisis does not derail the surviving spouse’s future. ## Adapting Portfolios for Extended Timelines Addressing the realities of an aging society requires moving beyond outdated formulas and static averages. A robust financial strategy treats longevity not as an anomaly, but as the baseline expectation. --- *[Jay Jackson](https://abacusgm.com/jay-jackson/), Chairman and CEO, Abacus Global Management (NYSE: ABX). More than 20 years in investments, alternative assets and portfolio management; formerly Vice President at Franklin Templeton Investments.* **Categories:** Blog --- ### [AI, Data, and the Evolution of Life Settlements](https://abacusgm.com/ai-data-and-the-evolution-of-life-settlements/) **Published:** May 19, 2026 **Author:** Admin **Content:** The life settlements industry is entering a new phase of growth, driven not just by market demand, but by technology. Advances in AI and data analytics are transforming how policies are evaluated, priced, and transacted. **[At Abacus Life](https://abacuslifesettlements.com/calculate/)**, we are at the forefront of this evolution, leveraging technology to make life settlements faster, more transparent, and more accessible for advisors and their clients. What was once seen as a complex and time intensive process is becoming a streamlined, data driven strategy that fits seamlessly into modern financial planning. ## A Smarter Approach to Underwriting Underwriting has traditionally been one of the most time consuming aspects of the life settlement process. It often required manual reviews, fragmented data sources, and extended timelines. Today, AI is changing that. With advanced data modeling and predictive analytics, underwriting can now: - Process medical and actuarial data more efficiently - Identify key risk factors with greater precision - Deliver faster and more consistent evaluations This results in significantly reduced turnaround times and a smoother experience for both advisors and clients. Faster underwriting does not just improve efficiency. It allows advisors to act more quickly on opportunities and integrate life settlements into time sensitive planning decisions. ## More Accurate and Competitive Valuations Data is also transforming how life insurance policies are valued. Modern valuation models use a combination of: - Historical market data - Actuarial insights - Real time investor demand signals This leads to pricing that is: - More accurate - More consistent - More reflective of true market conditions For clients, this means greater confidence that they are receiving fair value for their policy. That confidence starts with understanding [how secondary market valuations actually work](https://abacusgm.com/why-more-policyholders-are-exploring-what-their-life-insurance-is-worth-beyond-surrender-value/). For advisors, it provides a stronger foundation for recommendations and planning strategies. ## Increased Transparency Builds Trust One of the historical challenges in the life settlements space has been a lack of transparency. Advisors and clients often had limited visibility into how offers were generated or how the process worked. Technology is helping change that. With improved data systems and digital platforms, the process is becoming: - Easier to understand - More trackable from start to finish - Better documented at every stage This increased transparency builds trust and makes it easier for advisors to introduce life settlements as part of a broader financial plan. ## Speed Matters in Today’s Planning Environment In a fast moving financial landscape, speed is no longer a luxury. It is an expectation. Clients want timely answers. Advisors need efficient solutions that fit into their workflow. Technology is enabling life settlements to meet those expectations by: - Reducing processing times - Streamlining documentation and communication - Accelerating decision making This allows life settlements to move from a “nice to have” option to a practical and actionable strategy. ## From Complexity to Accessibility As technology continues to improve, life settlements are becoming more accessible to a broader range of advisors and clients. What once required deep specialization is now supported by: - User friendly tools - Automated processes - Data driven insights This lowers the barrier to entry and makes it easier for advisors to incorporate life settlements into everyday planning conversations. ## The Future of Life Settlements Is Data Driven The role of AI and data in life settlements will only continue to grow. Future advancements are likely to include: - Even more precise life expectancy modeling - Enhanced predictive pricing capabilities - Greater integration with financial planning platforms These innovations will further strengthen life settlements as a reliable and scalable planning tool. Advisors who embrace this shift will be better positioned to deliver modern, forward thinking solutions to their clients. ## Leading the Way with Technology At Abacus Life, technology is not just a support function. It is a core part of how we deliver value. By investing in advanced analytics, streamlined processes, and digital tools, we are helping advisors: - Evaluate policies more efficiently - Access competitive market pricing - Navigate the life settlement process with confidence Our focus is simple. Make life settlements easier to understand, easier to execute, and more impactful for clients. ## A More Efficient, Transparent Future The evolution of life settlements is being shaped by innovation. With AI and data at the center, the process is becoming: - Faster - More transparent - More aligned with the needs of modern advisors and clients This is not just an improvement in process. It is a transformation in how life settlements are perceived and utilized within financial planning. ## Discover What Your Clients’ Policies Are Really Worth As technology continues to improve the life settlement process, there has never been a better time to explore the opportunity. With Abacus Life’s **[free policy valuation calculator](https://abacuslifesettlements.com/calculate/)**, you can quickly assess whether a client’s policy qualifies and how it may fit into their broader financial strategy. [**Start evaluating. Start identifying opportunities. Start delivering more value.**](https://abacuslifesettlements.com/calculate/) **Categories:** Blog --- ### [The Revenue Opportunity Hidden Inside Existing Client Portfolios](https://abacusgm.com/the-revenue-opportunity-hidden-inside-existing-client-portfolios-2/) **Published:** July 14, 2026 **Author:** Admin **Content:** For many financial advisors, growth is often associated with one thing: acquiring new clients. While prospecting and business development will always be important, there is another opportunity that is frequently overlooked. It may already exist within the relationships advisors have spent years building. **[At Abacus Life](https://abacuslifesettlements.com/calculate/)**, we believe some of the most valuable opportunities are hidden inside existing client portfolios, specifically within life insurance policies that are no longer aligned with a client’s needs. Life settlements give advisors a way to uncover additional value for clients while strengthening relationships and expanding the scope of their services. The best part? It does not require finding a single new client. ## The Growth Opportunity Many Advisors Miss Most advisors focus significant time and resources on: - Prospecting - Marketing - Networking - Referrals All of these efforts are important, but they can also be expensive and time consuming. Meanwhile, existing clients often hold assets that have not been reviewed in years. Life insurance is one of the most common examples. Policies purchased decades ago for income protection, estate planning, or business needs may no longer serve their original purpose. Yet many remain untouched and unevaluated. For advisors, this creates an opportunity hiding in plain sight. ## Existing Clients Often Have Untapped Value Over time, client circumstances change. Children become financially independent. Businesses are sold. Estate plans evolve. Retirement priorities shift. Despite these changes, life insurance policies frequently remain in place simply because no one has revisited them. When this happens, advisors may be overlooking an opportunity to help clients realize value from an asset that no longer fits their financial goals. A life settlement can transform that conversation. ## Turning Policy Reviews Into Planning Opportunities A life settlement allows a policyholder to sell an existing life insurance policy for [a cash payment that is greater than the surrender value](https://abacusgm.com/why-more-policyholders-are-exploring-what-their-life-insurance-is-worth-beyond-surrender-value/). For clients, this can create: - Additional retirement income - Long-term care funding - Increased liquidity - Greater financial flexibility For advisors, it creates a new planning opportunity within an existing relationship. Instead of viewing policy reviews as administrative tasks, they become strategic conversations that can lead to meaningful client outcomes. ## Growing Wallet Share Through Better Planning The most successful advisory firms are often the ones that provide the broadest range of value to their clients. When advisors expand beyond traditional investment management and evaluate all client assets, they naturally deepen relationships and increase engagement. Life settlements support this approach by helping advisors: - Identify overlooked opportunities - Deliver more comprehensive planning - Strengthen client trust - Expand the scope of financial discussions As a result, advisors are often able to increase wallet share by becoming more deeply involved in a client’s overall financial life. ## The Power of Proactive Reviews Many clients assume that if their life insurance policy still exists, it is still serving its intended purpose. That assumption is not always correct. The advisors who create the most value are often the ones willing to ask: - Does this policy still align with your goals? - Are the premiums still justified? - Could this asset be working harder elsewhere? These conversations often uncover opportunities that clients never knew existed. More importantly, they demonstrate a proactive approach that clients appreciate and remember. ## Better Client Outcomes Create Stronger Relationships One of the most effective ways to grow a business is by creating exceptional client experiences. When advisors help clients uncover unexpected value, it reinforces trust and strengthens long-term relationships. Imagine a client who is preparing to surrender a policy for $50,000. After evaluating the policy through the life settlement market, they discover it may be worth several times that amount. That is not just a financial win. It is a moment that reinforces the advisor’s role as a trusted partner and problem solver. ## Differentiation in a Competitive Market Today’s clients have access to countless financial products, platforms, and advisors. Standing out requires more than investment performance alone. Advisors who incorporate life settlements into their planning process demonstrate that they: - Look beyond traditional solutions - Evaluate all available options - Prioritize comprehensive financial planning This level of service can help distinguish an advisor from competitors who may not be having these conversations. ## Finding Growth Without Finding New Clients Business growth does not always have to come from acquiring new relationships. Sometimes the greatest opportunities are already sitting within the client base you have today. By reviewing life insurance policies and exploring life settlement opportunities, advisors can: - Deliver additional value - Create stronger client outcomes - Expand planning conversations - Deepen existing relationships In many cases, the opportunity is not hidden because it is difficult to find. It is hidden because no one has looked for it. ## The Future of Advisory Growth As financial planning continues to evolve, advisors are increasingly expected to provide guidance across every aspect of a client’s financial life. That means evaluating more than just investments. It means understanding how all assets contribute to a client’s goals and identifying opportunities that may otherwise go unnoticed. Life settlements represent one of those opportunities. For advisors focused on growth, they offer a unique combination of client value, planning flexibility, and business development potential, all within relationships that already exist. ## Discover What Your Clients’ Policies Are Really Worth Your next growth opportunity may already be sitting inside a client’s portfolio. With **[Abacus Life’s free policy valuation calculator](https://abacuslifesettlements.com/calculate/)**, you can quickly assess whether a policy may qualify for a life settlement and uncover opportunities that could benefit both your clients and your practice. [**Start evaluating. Start identifying opportunities. Start delivering more value.**](https://abacuslifesettlements.com/calculate/) **Categories:** Blog --- ### [Why 2026 Market Conditions Favor Life Settlements More Than Ever](https://abacusgm.com/why-2026-market-conditions-favor-life-settlements-more-than-ever/) **Published:** April 27, 2026 **Author:** Admin **Content:** In today’s evolving financial landscape, advisors are being challenged to find new ways to deliver stability, liquidity, and value for their clients. At **[Abacus Life](https://abacuslifesettlements.com/calculate/)**, we’re seeing a clear shift: life settlements are no longer just a niche solution, they’re becoming a market-driven strategy shaped by today’s macroeconomic environment. From persistent market volatility to growing investor demand for alternative assets, the conditions in 2026 are aligning in a way that makes life settlements more relevant than ever. ## Market Volatility Is Reshaping Client Priorities Over the past several years, market uncertainty has become the norm, not the exception. - Equity markets have experienced increased swings - Interest rate shifts have impacted traditional fixed income strategies - Inflation concerns continue to influence spending and planning decisions For retirees and pre-retirees, this creates a difficult balancing act: How do you generate income without selling assets at the wrong time? As a result, clients are placing a greater premium on: - Liquidity - Stability - Flexibility Advisors who can introduce non-market-dependent solutions are better positioned to help clients navigate this uncertainty. ## The Growing Need for Non-Correlated Assets At the same time, institutional investors are increasingly seeking uncorrelated assets**,** investments that are not tied to traditional market performance. Life settlements have emerged as one of those assets. Unlike stocks or bonds, the value of a life settlement is primarily driven by: - Actuarial factors - Policy structure - Life expectancy projections This lack of correlation makes life settlements attractive from an investment perspective, and that demand is fueling a strong, active secondary market. **Why does this matter for advisors?** Because increased investor demand helps support: - Competitive pricing for policies - Greater liquidity in the market - More consistent transaction activity In other words, the broader market is reinforcing the viability of life settlements as a financial strategy. ## Liquidity Is No Longer Optional In uncertain markets, liquidity becomes one of the most valuable attributes an advisor can offer a client. Yet many retirees hold assets that are: - Illiquid - Underperforming - No longer aligned with their goals Life insurance policies often fall into this category. Policies that were once essential may now: - Carry unnecessary premium burdens - No longer fit estate planning needs - Represent capital that could be used more effectively elsewhere A life settlement transforms that equation, turning an illiquid policy into **immediate cash value**. ## From Policy to Planning Tool Historically, life insurance has been viewed as a static asset: something that either pays out or lapses. That view is shifting as [more policyholders are exploring what a policy is worth beyond that](https://abacusgm.com/why-more-policyholders-are-exploring-what-their-life-insurance-is-worth-beyond-surrender-value/). But in today’s market, that perspective is changing. Life settlements allow advisors to reposition life insurance as a **strategic planning tool**, capable of supporting: - Retirement income needs - Long-term care funding - Portfolio reallocation - Tax-efficient financial strategies This shift is especially powerful in a volatile environment where flexibility is critical. ## A Market-Driven Opportunity for Advisors What makes 2026 unique is the convergence of multiple forces: ### 1. Client Need for Liquidity Clients are actively looking for ways to access capital without disrupting their broader financial plan. ### 2. Investor Demand for Alternative Assets A growing base of institutional buyers is increasing competition and supporting policy valuations. ### 3. Increased Awareness More advisors and clients are beginning to recognize life settlements as a viable option, though adoption is still far from saturated. Together, these factors create a clear takeaway: **This isn’t just a client solution, it’s a market-driven opportunity.** ## The Advisors Who Win in This Environment The advisors who stand out in today’s market are those who: - Look beyond traditional asset classes - Identify overlooked opportunities within existing portfolios - Proactively introduce strategies that align with current market realities Incorporating life settlements into regular client reviews is one way to do exactly that. It signals a shift from reactive planning to **proactive value optimization**. ## Discover What Your Clients’ Policies Are Really Worth Market conditions are creating new opportunities, but only if they’re identified. With **[Abacus Life’s free policy valuation calculator](https://abacuslifesettlements.com/calculate/)**, you can quickly assess whether a client’s life insurance policy may qualify for a life settlement. [**Start the conversation. Evaluate the opportunity. Deliver more value.**](https://abacuslifesettlements.com/calculate/) **Categories:** Blog --- ### [How Life Settlements Help Advisors Deliver Holistic Planning](https://abacusgm.com/how-life-settlements-help-advisors-deliver-holistic-planning/) **Published:** July 6, 2026 **Author:** Admin **Content:** Financial planning has evolved far beyond investment management alone. Today’s clients expect advisors to help navigate every aspect of their financial lives, from retirement income and healthcare costs to tax efficiency and liquidity planning. **[At Abacus Life](https://abacuslifesettlements.com/calculate/)**, we believe one of the most overlooked opportunities in holistic planning is life insurance. Too often, life insurance policies are treated as static products that sit outside the broader financial strategy. But when evaluated properly, those policies can become powerful planning tools that support a wide range of client objectives. That is why more advisors are incorporating life settlements into comprehensive planning conversations. ## Holistic Planning Requires Looking at Every Asset Modern financial planning is built around one core principle: every asset should be evaluated based on how it contributes to a client’s current goals. Advisors routinely review: - Investment portfolios - Retirement accounts - Tax strategies - Real estate holdings But life insurance is frequently overlooked. In many cases, policies that were purchased years ago may no longer align with a client’s financial situation or long-term objectives. Without regular evaluation, clients may continue paying premiums on policies that: - Are no longer needed - No longer fit estate plans - Could potentially provide greater value elsewhere This creates a missed planning opportunity. ## Life Settlements Add Flexibility to Retirement Planning One of the biggest concerns facing retirees today is generating sustainable income while preserving long-term financial security. A life settlement can help create additional liquidity by allowing a client to sell an unwanted or underutilized life insurance policy for [a cash payment greater than the surrender value](https://abacusgm.com/why-more-policyholders-are-exploring-what-their-life-insurance-is-worth-beyond-surrender-value/). Those proceeds can then be used to: - Supplement retirement income - Delay portfolio withdrawals - Reduce financial stress during volatile markets - Improve overall cash flow flexibility For advisors, this creates another tool to help clients navigate retirement more efficiently. ## Supporting Long-Term Care Planning Long-term care costs continue to rise, placing significant pressure on retirement savings and family finances. Medicare does not cover custodial care, which is why [longer lifespans make care planning a core part of the retirement plan](https://abacusgm.com/how-longevity-is-moving-from-a-demographic-trend-to-a-financial-priority/) itself. Many clients are unprepared for: - Assisted living expenses - Skilled nursing care - In-home healthcare costs Rather than relying solely on investment assets or retirement accounts, life settlements can provide an additional source of funding for care related expenses. This can help clients: - Preserve investment portfolios - Avoid unnecessary liquidation of assets - Create more flexibility in healthcare planning For advisors focused on long-term care planning, life settlements can play an important role in creating more comprehensive solutions. ## Creating Opportunities for Tax Efficient Planning Tax strategy has become an increasingly important part of financial planning, especially for retirees managing distributions, capital gains, and income thresholds. While every client situation is different, life settlements can potentially create opportunities to: - Reposition assets more efficiently - Reduce the need for taxable withdrawals from other accounts - Improve broader retirement distribution strategies When coordinated properly with tax professionals, life settlements can become part of a larger conversation around optimizing financial outcomes. ## Improving Liquidity Without Disrupting Other Assets Liquidity is one of the most valuable components of a flexible financial plan. Unexpected expenses, healthcare needs, or market downturns can quickly create financial pressure for retirees. A life settlement can provide immediate liquidity from an asset that may otherwise go unused or lapse. This gives clients additional options without forcing them to: - Sell investments during unfavorable market conditions - Increase debt - Disrupt long-term planning strategies For many clients, that added flexibility can make a meaningful difference. ## A More Comprehensive Client Conversation Incorporating life settlements into the planning process changes the conversation advisors have with clients. Instead of viewing life insurance as a standalone product, advisors can evaluate it within the context of: - Retirement goals - Healthcare planning - Tax considerations - Estate objectives - Liquidity needs This creates a more holistic and client centered approach. It also reinforces the advisor’s role as someone who evaluates every aspect of a client’s financial picture rather than focusing on a limited set of assets. ## Why More Advisors Are Adopting This Approach As the financial planning industry continues to evolve, clients increasingly expect comprehensive guidance. Advisors who incorporate life settlements into their process are often able to: - Deliver more complete financial strategies - Identify overlooked opportunities - Strengthen client relationships - Differentiate themselves in a competitive market Most importantly, they help ensure that valuable assets are not ignored. ## The Shift From Product Thinking to Planning Thinking The industry is moving away from product centered advice and toward planning centered advice. That shift requires advisors to ask: - Does this asset still serve the client’s goals? - Could it be utilized more effectively elsewhere? - Are all available options being considered? Life settlements support this broader evolution by transforming life insurance from a passive asset into an active planning tool. ## A Better Outcome Through Holistic Planning Comprehensive planning is about more than managing investments. It is about helping clients make informed decisions across every area of their financial lives. Life settlements can support that mission by helping advisors address: - Retirement income needs - Long-term care costs - Tax planning considerations - Liquidity challenges When integrated thoughtfully, they become another valuable tool for delivering better client outcomes. ## Discover What Your Clients’ Policies Are Really Worth If life insurance is not currently part of your broader planning process, there may be untapped opportunities sitting within your clients’ portfolios. With Abacus Life’s **[free policy valuation calculator](https://abacuslifesettlements.com/calculate/)**, you can quickly assess whether a policy may qualify for a life settlement and how it could support a more comprehensive financial strategy. [**Start evaluating. Start identifying opportunities. Start delivering more value.**](https://abacuslifesettlements.com/calculate/) **Categories:** Blog --- ### [The Longevity Indicators You Can Control](https://abacusgm.com/the-longevity-indicators-you-can-control/) **Published:** July 10, 2026 **Author:** Admin **Content:** ![Jay Jackson](https://abacusgm.com/wp-content/uploads/2025/04/JacksonJ.png "JacksonJ - Abacus Global Management, Inc.") #### Jay Jackson Chairman & CEO If you’ve been following along for awhile, you know that I pay a lot of attention to the hard truths behind longevity – that very tall people [rarely](https://jayjacksonabx.substack.com/p/dick-van-dykes-longevity-a-once-in) live past 100, that genetics do matter, and that we should be [optimizing](https://jayjacksonabx.substack.com/p/the-ultimate-life-hack) for longer healthspans than lifespans. The same hard truths apply to money, and [a longer life is now a financial priority](https://abacusgm.com/how-longevity-is-moving-from-a-demographic-trend-to-a-financial-priority/) in its own right. On a recent appearance on [The Big Biz Show](http://insert_big_biz_show_url/), I talked about two factors that play an outsized role on longevity: visceral fat and VO2 max. In fact, these two metrics matter more than your age when it comes to how long you’ll actually live. Visceral fat and VO2 max aren’t glamorous topics. But they’re among the most predictive indicators of how long you’ll live—and here’s what’s radical about them: they’re within your control. ![](https://substackcdn.com/image/fetch/$s_!JP6o!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F0c6f849d-59dd-4776-ac09-420bab58a163_7360x4912.jpeg) Visceral fat is the fat around your organs. Not the visible fat under your skin. The internal fat that actually impacts organ function and metabolic health. It’s a leading indicator of longevity. And it can be managed through nutrition, sleep, stress reduction, and exercise. It’s not about looking good. It’s about your body functioning properly as you age. VO2 max is your maximum oxygen intake during intense exercise—essentially your cardiovascular fitness level. It’s absolutely proven to extend lifespan. Higher VO2 max correlates directly with longer, healthier lives. Better news: you can improve it through consistent exercise and training. The truth is most people don’t know about the importance of these factors because they’ve never been given the information in a way that actually means something to them. Tell someone at age 50 “improve your VO2 max” and you get a blank stare. Tell them “if you improve your VO2 max by 15%, you could add two years to your life, and those will be active years where you can travel, play with grandkids, and actually do things”—suddenly it’s real. The question becomes visceral: what would you pay for two more years of active, healthy life? Most people answer: anything. Literally any amount. “I’d pay $100,000 for two more good years.” “I’d do whatever it takes.” So here’s the disconnect that fascinates me: you’re willing to pay a fortune for two more years of life. You’re willing to move mountains for it. But you’re not willing to invest in the data and information that tells you how to actually get there. You’re not measuring your visceral fat. You’re not training to improve your VO2 max. You’re not taking the concrete steps that move the needle on longevity. You have the indicators. You have the leverage points. You have the data showing exactly what matters. The question is whether you’re willing to use it. And here’s the thing about visceral fat and VO2 max: unlike your genes or your family history, these are within your control. You can’t change who your parents are. But you can change your body composition. You can improve your cardiovascular fitness. You can add years to your life. The gap between knowing what matters and actually doing what matters is where most people’s health—and their lifespan—falls apart. You should feel empowered to let go of what’s not within your control and motivated to change what it is. **Categories:** Blog --- ### [Women Typically Outlive Their Husbands: A Conversation Couples Can’t Afford to Avoid](https://abacusgm.com/women-typically-outlive-their-husbands-a-conversation-couples-cant-afford-to-avoid/) **Published:** December 1, 2025 **Author:** Admin **Content:** ![Jay Jackson](https://abacusgm.com/wp-content/uploads/2025/04/JacksonJ.png "JacksonJ - Abacus Global Management, Inc.") #### Jay Jackson Chairman & CEO When I was on vacation with my family earlier this year, we met a couple looking to retire and the husband was asking me about potential new investments. After a pleasant exchange, we parted ways, but a few minutes later, the wife came back, expressing concern about their retirement plans. She told me that her husband, the eternal optimist, was interested in exploring trendy – but also risky – financial investments, while also suffering from several chronic conditions that she worried will shorten his life expectancy. She told me that she was concerned she would outlive her husband and she wouldn’t have the financial resources to support herself in the future. Unfortunately, her concerns are neither uncommon, nor unfounded. Too many women are left in the dark about their family’s financial future, and are not even equipped with the most basic facts like where the family’s assets and accounts are located. Our partner [Dr. Joe Coughlin](https://www.linkedin.com/in/drjoecoughlin/) from AgeLab published a [post](https://www.linkedin.com/pulse/longevity-planning-retirement-women-whos-got-her-back-coughlin-t9ese/) last year on this very topic, calling for honest conversations between partners and among financial advisors about planning for “two retirements.” And with the recent market volatility, more Americans than ever are worried about their financial security in retirement. Statistics show that, on average, women live about [six years longer than men](https://jamanetwork.com/journals/jamainternalmedicine/fullarticle/2811338), a disparity that has increased by a full year since just 2010. Due to this life expectancy gap, the surviving spouse often faces substantial expenses from their partner’s end-of-life medical care. End of life medical treatment can many times total hundreds of thousands of dollars or even millions of dollars of unexpected expense. At the same time, women traditionally have far less in retirement savings, the result of lower pay, breaks in careers for motherhood, and fewer promotions. And simultaneously, women [tend to retire earlier](https://www.nytimes.com/2018/07/06/business/women-men-longevity-retirement.html), putting them in an even more precarious financial situation later in life. This longevity gap has profound implications for financial planning. A woman who outlives her partner will face additional years of living expenses, rising healthcare costs, and the possibility of managing finances alone. Those extra years are what [turns longevity from a demographic trend into a financial priority](https://abacusgm.com/how-longevity-is-moving-from-a-demographic-trend-to-a-financial-priority/) for couples planning together. Without proper planning, these years can bring incredible stress and financial instability, with more than half of women over the age of 65 ([52.6%](https://www.epi.org/publication/majority-elderly-women-precariously-close/?gad_source=1&gclid=Cj0KCQiAv628BhC2ARIsAIJIiK9RXjFQaVNH_qR41A79P_JAXri5EOWKC8JRQ-KIuHkzCzZpjYtgRZUaAiA4EALw_wcB)) economically vulnerable. This compares with 41.9% of men who are economically vulnerable. It’s natural for couples to avoid talking about topics like death, health, and maybe more than anything else – finances. But addressing long-term financial planning is a conversation that can reduce stress in relationships and encouraging couples to have candid, clear-eyed conversations about their individual health, life expectancy, and financial priorities is an act of care and responsibility. Though it may seem obvious, it’s crucial to start with the basics: - What is our overall financial picture? - What is our retirement budget and how will expenses be managed? - Where are our accounts held? - Who is the point of contact for managing our money? - What is our disbursement schedule and will it [support our individualized lifespans](https://www.linkedin.com/pulse/final-quarter-your-retirement-plan-likely-health-jay-jackson-icl3e/?trackingId=2I3rPhwACyew2iw9Nsk0aQ%3D%3D) and health needs? How will it change if one of us passes away? What these conversations look like for each couple will of course vary based on unique circumstances, such as their age, health, and financial goals. Alongside 401ks, real estate, and other retirement accounts, there are additional tools like life insurance, long-term care insurance, and other strategies that are designed to provide income for extended retirement years and are worth exploring to help ensure the long-term financial stability for both partners. Ignoring these conversations doesn’t just put the surviving partner at risk – it can also undermine the couple’s shared vision for a secure and fulfilling future, and add perhaps to the most toxic ingredient in any relationship: financial stress. Ideally, these conversations happen early in a marriage. However, the most important fact is that they happen at all. It is never too late to have honest, transparent conversations about your shared financial future. **Categories:** Blog --- ### [How increased lifespans are reshaping retirement security across the US](https://abacusgm.com/how-increased-lifespans-are-reshaping-retirement-security-across-the-us/) **Published:** October 13, 2025 **Author:** Admin **Content:** ![Logan Brown, M.S.](https://abacusgm.com/wp-content/uploads/2025/10/BrownL-1.png "BrownL-1 - Abacus Global Management, Inc.") #### Logan Brown, M.S. Director of Digital Marketing One of the many upsides to living in the 21st century is that average life expectancies are higher than ever before, and so people who make it to retirement age can expect to enjoy many more years of health and happiness than their parents and grandparents. This creates concerns at a state and national level, as the aging population puts pressure on various systems that were designed and implemented long before current lifespan trends came to pass. It also poses potential problems for individuals, as the question of financial security in retirement becomes more acute when people can reasonably expect to live longer while relying on the pension provisions they have put in place. So, is there a genuine crisis brewing, or can we expect increasing life expectancies to be manageable with the right planning? The team at [Abacus Global Management](https://www.abacusgm.com/) set out to answer this question by letting the data do the talking. ### The Growth of Golden Years Living The latest [statistics from the CDC](https://www.cdc.gov/nchs/products/databriefs/db521.htm), published for 2023, indicate an average life expectancy of 78.4 years. This represents a nearly one-year increase compared to 2022’s data, indicating just how rapidly lifespans are increasing year-on-year. What’s more pertinent to our discussion is the life expectancy for someone who reaches 65. This is 19.5 years on average, meaning that a person who chooses to end their career at this point will have nearly two decades ahead of them. That average hides the range, which is why [longevity is now a financial planning input](https://abacusgm.com/how-longevity-is-moving-from-a-demographic-trend-to-a-financial-priority/) rather than a demographic footnote. There is a gender gap here, with women who reach 65 living for 20.7 years, while men can expect to live for 18.2 years if they survive to this point. ### The Retirement Savings Conundrum Interpreting the data on retirement security is comparatively tricky, since there’s a significant gap between those with significant sums squirreled away and those with more modest pots. This makes averages less useful without further scrutiny. Vanguard’s [latest report on saving habits](https://corporate.vanguard.com/content/dam/corp/research/pdf/how_america_saves_report_2024.pdf) exemplifies this. The median account balance reported for 2023 was $35,286. This represents the exact midpoint in every account across this particular provider’s customer base. However, the average holding for that year was $134,128, with this figure driven well beyond the median by a smaller number of people who had set aside significantly more cash than is typical. In fact, just 15% of customers had more than $250,000 saved, while 53% had under $40,000. [Fidelity’s figures](https://www.fidelity.com/learning-center/personal-finance/average-retirement-savings) offer a little more clarity. Here, data on 401(k) and IRA balances are divided generationally. Baby boomers lead the pack with $249,300, with Gen X coming close behind with $192,300. Millennials have $67,300 on average, while Gen Z brings $13,500 to the table, which is understandable, given that many members of this group are only just entering the world of work or are still in full-time education. It’s also worth touching on data drawn from the [Survey of Consumer Finances](https://www.federalreserve.gov/econres/scf/dataviz/scf/table/), which paints its own picture of the current state of retirement savings. The most recent survey, conducted in 2022, reveals that family retirement accounts average $87,000. That’s up from $75,350 in 2019. ### The Growing Gap So, people are living longer and getting older, and average retirement pots are increasing, albeit modestly. What really matters is the affordability of retirement. Inflation remains an issue, and individuals with fixed post-retirement incomes must consider this when seeking to maintain their quality of life. Data [from the Federal Reserve Bank of St. Louis](https://fred.stlouisfed.org/series/CXUTOTALEXPLB0407M#0) shows that the average annual expenditure for over-65s is $60,087. The math is simple: You’ll need $5,000 a month to keep up with the cost of modern living, or $1,171,696 over 19.5 years. The Social Security retirement benefit may account for a portion of this, although it is a long way short of the $5,000 mark. For instance, recipients [were paid out $1,976](https://www.ssa.gov/faqs/en/questions/KA-01903.html) for January of 2025, meaning that they’d need over $3,000 from their personal retirement assets to close the gap. ### The Retirement Shortfall While $1.17 million is a daunting figure, retirees don't have to fund it all from their personal savings. Social Security provides a crucial income stream. With the average monthly benefit at $1,976 ($23,712 per year), the typical retiree can expect to receive about $462,000 from Social Security over their 19.5 years of retirement. This leaves a gap of roughly $710,000 that must be covered by personal savings, pensions, and investments. When this required savings number is compared to reality, the true scale of the problem emerges. According to Vanguard's 2023 "How America Saves" report, the median retirement account balance was just $35,286. Even the average balance, skewed by high-net-worth individuals, was only $134,128. This reveals a staggering shortfall of nearly $700,000 for the typical American retiree. ### The Bottom Line There are variations in lifespan based on age, gender, socioeconomic status, race, and many other factors. These same variables influence average incomes, savings, and other assets. So drawing conclusions about your own circumstances from top-level data is not possible. What is obvious is that if you’re still working now, you’ll live longer than you would if you’d been born into any earlier generation. As such, preparing for life after work requires more thought and a firmer commitment sooner rather than later. The retirement gap is real, and the cost of living is only going to increase as time passes. Saving early and investing wisely will stand you in good stead for a future in which the only certainty is that you’ll need a firm financial footing to enjoy retirement, rather than just subsisting on state payouts. **Categories:** Blog --- ### [It's Time to Rewrite America's Retirement Curriculum for a 100-Year Life](https://abacusgm.com/its-time-to-rewrite-americas-retirement-curriculum-for-a-100-year-life/) **Published:** November 20, 2025 **Author:** Admin **Content:** ![Jay Jackson](https://abacusgm.com/wp-content/uploads/2025/04/JacksonJ.png "JacksonJ - Abacus Global Management, Inc.") #### Jay Jackson Chairman & CEO As someone who has spent decades thinking about financial planning, I’ve watched too many clients approach retirement with a dangerously incomplete playbook. Dr. Joseph Coughlin, the founder of MIT’s AgeLab, and his call for a longevity rewrite of America’s retirement curriculum isn’t just timely; it’s absolutely essential. Here’s the uncomfortable truth: we’re teaching people to prepare for a retirement that no longer exists. For generations, retirement planning has been synonymous with financial planning. Save enough. Diversify your portfolio. Calculate your withdrawal rate. Don’t outlive your money. These remain crucial considerations, but they represent only a fraction of what it means to successfully navigate 20, 30, or even 40 years after leaving full-time work. The financial side of that gap is now measurable: [longevity has become a planning priority](https://abacusgm.com/how-longevity-is-moving-from-a-demographic-trend-to-a-financial-priority/), with its own data on early exits, withdrawal rates and care costs. At Abacus Global Management, we’ve been witnessing this gap firsthand. The recent **[Longevity Preparedness Index](https://www.johnhancock.com/content/dam/onejohnhancock/pdfs/longevity-preparedness-index/life-4231-longevity-preparedness-index-facts-and-findings.pdf)** from MIT AgeLab and John Hancock revealed that Americans scored just 60 out of 100 in overall longevity preparedness. More troubling, the lowest score—42 out of 100—was in the care domain. People simply don’t know who will care for them as they age or how they’ll afford that care. This is what Coughlin means when he talks about needing a curriculum rewrite. We’re facing roughly 8,000 days after age 65, and we’re sending people into this extended life stage with a syllabus that barely scratches the surface. The holistic approach that Coughlin advocates—and that we desperately need to embrace—extends far beyond the balance sheet. Yes, financial security matters. But so does social connection. So does purpose and identity after your career ends. So does your physical environment and whether your home can accommodate your changing needs. So does having honest conversations with family about care preferences before a crisis forces those decisions. The traditional retirement model was built for a different era: retire at 65, enjoy a brief period of leisure, and then decline. That narrative is obsolete. Today’s retirees are redefining what this life stage looks like. Some continue working by choice. Others launch second careers or businesses. Many are seeking meaning, contribution, and self-actualization rather than endless vacation. Yet our retirement education hasn’t caught up with this reality. We’re still using a curriculum designed for a 10-15 year retirement to prepare people for what might be a 30-40 year journey requiring multiple pivots and reinventions. What would a rewritten curriculum look like? It would teach people to think beyond the financial portfolio to what Coughlin calls the “social portfolio”—the relationships and connections that sustain us. It would prepare people for the psychological transition of leaving behind work identity. It would encourage planning for where and how to live, not just whether you can afford to live. It would normalize conversations about care, aging in place, and end-of-life wishes long before they become urgent. Most importantly, it would frame longevity not as a problem to solve but as an opportunity to design. This isn’t about adding years to life; it’s about adding life to years. At [Abacus Global Management](http://abacusgm.com/), we’re committed to expanding what’s possible for people as they age to become true longevity planning partners for our clients. Because if we’re honest, the greatest risk our clients face isn’t market volatility—it’s facing an extended lifetime unprepared for everything that means. It’s time for our entire industry to embrace this holistic vision. The retirement curriculum needs its longevity rewrite—and the students are already in class. **Categories:** Blog --- ### [What Nobody Tells You About Planning for 100](https://abacusgm.com/what-nobody-tells-you-about-planning-for-100/) **Published:** February 4, 2026 **Author:** Admin **Content:** ![Jay Jackson](https://abacusgm.com/wp-content/uploads/2025/04/JacksonJ.png "JacksonJ - Abacus Global Management, Inc.") #### Jay Jackson Chairman & CEO TIAA and the Gerontological Society of America recently released a [report](https://www.tiaa.org/content/dam/tiaa/institute/pdf/insights-report/2025-11/tiaa-institute-gsa-health-and-wealth-in-the-era-of-longevity-november-2025.pdf) that should be required reading for anyone who plans to get old—which, if things go well, is all of us. It’s called “Health and Wealth in the Era of Longevity,” and while the title sounds academic, the implications are deeply personal. The report maps out what it actually takes to navigate older adulthood successfully. Not just to survive those extra years we’re all gaining, but to thrive in them. And the hard truth is that the decisions that will shape your 80s and 90s need to be made in your 30s and 40s. Here’s a statistic that should change how you think about retirement: if you’re 65 today, you’re not planning for 10-15 years of retirement. You’re planning for potentially 20-30 years. Women who reach 65 can expect to live to about 87. Men, to about 84. And those are just the averages—half the population will live longer than that. Think about that for a moment. If you retire at 65, you might spend as many years in retirement as you spent in your entire career from ages 40 to 65. That’s not a brief epilogue to your working life. That’s a whole second act. The report puts it bluntly: what people used to buy life insurance for—protecting their families if they died too soon—has been replaced by a bigger concern. “Living insurance.” Having enough wealth and guaranteed income to cover living and health care expenses during extended lifespans. Most people aren’t doing this math. They’re operating on assumptions about life expectancy that were accurate for their grandparents but are dangerously outdated for themselves. ## **The Gap Between Health Span and Life Span** The report asks a fair question: are these added years of life healthy ones? After all, living to 95 sounds great until you realize the last 15 years might be spent managing chronic diseases, losing independence, or struggling with cognitive decline. There’s a concept called “compression of morbidity”—the idea that modern medicine would successfully squeeze illness into a brief period at the end of life, so most people could live healthy, independent lives until shortly before death. For a while, it looked like that was happening. But the evidence is mixed. The “health span”—the period of life spent in good health, free from chronic diseases and disabilities—isn’t growing as fast as the life span. Among younger and middle-aged adults today, factors like sedentary lifestyles, poor nutrition, and the opioid epidemic are eroding the health advantages that medical advances created. This matters because you can’t just plan for more years. You have to plan for the quality of those years. ## **The Three Literacies You Need** The report introduces a framework that I’ve found incredibly compelling in thinking about how to frame planning for the future: **Financial literacy** - Understanding how money works: earning, saving, spending, borrowing, investing. This is the baseline. If you don’t understand compound interest, tax-advantaged accounts, or the difference between stocks and bonds, you’re building on sand. **Longevity literacy** - Having a clear, objective understanding of your life expectancy combined with financial literacy. This means looking at your age, your health, your family history, and [doing the math on how long your money actually needs to last](https://abacusgm.com/how-longevity-is-moving-from-a-demographic-trend-to-a-financial-priority/). Most people dramatically underestimate this number. **Longevity fitness** - Having the social, health, and wealth equity needed to thrive—not just survive—during an extended lifetime. This goes beyond money to encompass your health habits, your social connections, your sense of purpose, your support network. Here’s the key insight: these aren’t just individual responsibilities. They require social and institutional support. You can be the most financially literate person in the world, but if your employer doesn’t offer a retirement plan, if you can’t access affordable health care, if your community lacks infrastructure for aging adults—you’re still facing an uphill battle. ## **What This Means for Planning Today** The report’s recommendations are practical, but they require starting early and thinking differently: **In your 30s and 40s:** This is when you build the foundation. Not just savings—though that matters enormously—but habits. The health behaviors you establish now will compound over decades. The social connections you maintain now will be the support network you rely on later. The financial literacy you develop now will guide decisions for the next 40-50 years. **In your 50s and 60s:** This is the critical window. The report shows that people who reach age 40 in the highest income bracket live 15 years longer than those in the lowest bracket. And education matters even more than race in predicting longevity. People with a four-year college degree can expect to live significantly longer than those without one, regardless of race. This isn’t about shaming people who didn’t go to college. It’s about recognizing that the resources, knowledge, and opportunities that come with education—health literacy, access to preventive care, workplace benefits, stable housing—create a cascading advantage over time. **In your 70s and beyond:** The goal is to convert savings into guaranteed income streams. Social Security helps, but it’s not enough for most people. This is where annuities, systematic withdrawal strategies, careful tax planning, and potentially a life settlement become essential. You’re not just managing a portfolio anymore—you’re managing a decades-long income stream that needs to outlast you. ## **The Infrastructure We’re Missing** Here’s what frustrates me about the current system: we’re asking individuals to solve a structural problem. The report notes that the U.S. will have a deficit of 121,900 physicians across all specialties by 2030. We’ll need 1.2 million more nurses. And the number of geriatrics specialists—doctors trained specifically in the complex health needs of older adults—is actually declining. In 2022, there were only 7,400 board-certified geriatricians in the entire country. We need 30,000 by 2030. Nearly all medical schools require a pediatrics rotation. Only 10% require geriatrics training. We have more adults over 65 than children under 18 in eleven states now, yet our health care system is still built for a population pyramid that no longer exists. The same gap exists in financial services. Most retirement planning tools assume you’ll die around the average life expectancy. They don’t account for the possibility—increasingly likely—that you’ll live well beyond it. They don’t help you think through the trade-offs between working longer, spending less, or accepting more risk. They certainly don’t help you plan for the emotional and social dimensions of a 30-year retirement. ## **Why a Holistic Approach is Needed for Retirement Planning** This is why the work we do at Abacus focuses so much on longevity planning. Not just “how much do you need to retire?” but “how do you design a life that works financially, physically, socially, and emotionally across decades?” That means: - **Starting the conversation earlier.** If you’re 40, you’re not too young to think about longevity planning. You’re actually at the perfect age to start building the habits and resources that will serve you at 80. - **Being realistic about timelines.** If you might live to 95, your money needs to last to 100. That extra margin matters enormously. - **Thinking beyond just money.** What’s your health plan for the next 30 years? Who’s in your support network? What gives you purpose? How will you stay engaged? These aren’t soft questions—they’re essential ones. - **Building in flexibility.** The future is uncertain. Markets fluctuate. Health changes. Life happens. The goal isn’t a rigid plan that breaks at the first unexpected event. It’s a flexible framework that adapts. ## **The Question That Drives Everything** The question isn’t whether we’re living longer—we are. The question is whether we’re prepared for what that means. Whether we’re building the individual capabilities and social infrastructure to make those added years not just longer, but better. At 40, that question might seem abstract. At 60, it feels urgent. At 80, you’re living with the consequences of the decisions you made decades earlier. The best time to start planning for 100 was twenty years ago. The second-best time is today. **Categories:** Blog --- ### [The 200-Year Law Validating LifeARC](https://abacusgm.com/the-200-year-law-validating-lifearc/) **Published:** August 27, 2026 **Author:** Admin **Content:** ![Jay Jackson](https://abacusgm.com/wp-content/uploads/2025/04/JacksonJ.png "JacksonJ - Abacus Global Management, Inc.") #### Jay Jackson Chairman & CEO Dr. Jay Olshansky joined us at [Investor Day](https://youtu.be/Rf7bM6ToIVY?si=_p8DifcN0KdXeT0c) to talk about something most people have never heard of — the Gompertz Law of Mortality. It’s a formula from 1825 that describes how human risk of death increases over time, with the basic premise that your risk of death doubles roughly every seven to eight years. It’s one of the most famous prediction tools in public health and epidemiology, validated across scientific disciplines for two centuries. And as you may imagine, this type of time-tested theory around mortality is something we at Abacus have been interested in assessing against our own data. ## **Testing Against History** In his remarks at Investor Day, Dr. Jay did just that. He took 20 years of Abacus data—millions of medical records, actual outcomes, real mortality data—and tested it against the Gompertz Law. ![](https://substackcdn.com/image/fetch/$s_!eriV!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F8fa338d2-b218-4eb7-b101-18aae7130c9d_1290x686.png) As you see above, the red dots tracked the green line perfectly. In one graph, Dr. Jay demonstrates that the data we use to calculate life expectancy isn’t a guesstimate or something based purely on averages. Our life expectancy data follows a 200-year-old law of mortality. In other words, the very foundation of our new infrastructure, LifeARC, is actually not new at all. It’s rooted in fundamental biology, with 20 years of comprehensive, individualized data proving it works. ## **From Population to Person** The Gompertz Law describes the population average. But at any given age, individuals scatter around that average. Some people have lower risk of death (they’re below the line). Others have higher risk (they’re above the line). LifeARC determines where you sit on that distribution. It uses medical history, health conditions, genetics, lifestyle—all the individual details that move you closer to one side or the other. What’s more, is that The Gompertz Law has proved consistent across subpopulations. Wealthier, more educated individuals cluster together with longer life expectancies while people with serious health conditions cluster where there are shorter life expectancies. Ultimately, nobody can predict down to the minute exactly how long someone will live. But armed with our robust data, LifeARC can predict which distribution they belong to. And when it comes to planning for the future, that nuance can make all the difference. **Categories:** Blog --- ### [Reflections from Investor Day: The Infrastructure Underneath](https://abacusgm.com/reflections-from-investor-day-the-infrastructure-underneath/) **Published:** August 25, 2026 **Author:** Admin **Content:** Abacus’ Chief Investment Officer Elena Plesco opened her Investor Day remarks with a question that seemed simple: What is Amazon’s largest revenue-generating business? Most people in the room said AWS, and as we’ve found, most people think that. But it’s not true. Amazon’s largest revenue business is core commerce: selling goods. That’s the oldest part of Amazon, and frankly, not its most exciting endeavor. AWS, meanwhile, is where a disproportionate share of the *profit* comes from. Revenue engine and profit engine are two different things, and the relationship between them is the whole story. AWS didn’t even exist for Amazon’s first decade. And it wasn’t the product of a strategy offsite where someone decided Amazon should become a cloud company. It came from necessity. Amazon needed to build technology infrastructure to operate its own e-commerce marketplace at massive scale. Over time, that internal infrastructure became so valuable that companies far beyond Amazon wanted to use it. The core revenue engine funded and necessitated the infrastructure that became one of the company’s most valuable assets. As you may be guessing, this exercise was meant to provide a lens for understanding Abacus’ business strategy and operations. ## The Rails, Not the Parts Origination is our largest revenue engine today. It brings policies, clients, and data into our ecosystem. It’s unglamorous. But unglamorous, durable businesses are exactly the kind that compound over decades. And origination is precisely what allowed us to build [LifeARC](https://substack.com/home/post/p-202125892). We didn’t wake up one day and ponder how cool it would be to develop some new technology. We needed data with depth, mortality insight rooted in real transactions, and verification that would strengthen our core business. Just as AWS came from inside a retailer, LifeARC came from inside an origination company. The crucial mistake would be viewing Abacus through any one of our individual businesses. What matters is how the pieces connect. Elena talked about how owning the rails, i.e. the infrastructure, lets us interweave our businesses so they reinforce one another. [![](https://substackcdn.com/image/fetch/$s_!suv_!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd52101a7-4cfe-4941-8ec8-b3189d6e225d_1234x695.png)](https://substackcdn.com/image/fetch/$s_!suv_!,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd52101a7-4cfe-4941-8ec8-b3189d6e225d_1234x695.png)As I’ve written here before, this [flywheel](https://substack.com/@jayjacksonabx/p-184322445) drives our efficiency and profit: Origination brings assets, clients, and data into the ecosystem. Abacus Intel takes that data and builds personalized lifespan models for underwriting and pricing. Abacus Wealth helps clients access liquidity from their policies while building long-term financial plans. Asset Management packages our insights into institutional-grade products that generate recurring fees. Crucially, Abacus owns the rails. We neither wait for someone else’s deal flow nor rent someone else’s data. We set the terms. And those rails allow us to provide consumers with liquidity, put forward institutional-grade products, and build recurring economics for shareholders. ## The Investment Thesis As Elena made clear, [LifeARC](https://substack.com/home/post/p-202125892) is not an insurance tool. It’s a way of turning lifespan into a personalized, quantified financial input. We’ve spent decades getting precise about risk, return, correlation, volatility. We’ve modeled markets to the basis point. But when it comes to the most important input in any person’s financial life, we settle for an average. We solve a deeply personal 40-year problem by applying the lifespan of a population the person doesn’t even belong to. LifeARC makes retirement drawdown decisions, annuity strategies, and glide paths personalized to how long your money actually needs to last, not how long someone else’s money lasted. The company that owns the most accurate, most defensible view of individual lifespan will own the input that everything else runs through. Nobody looked at a bookstore in 2004 and saw the backbone of the modern internet. Infrastructure stories tend to look ordinary right up until they look inevitable. Our goal isn’t to participate in lifespan-linked finance as it emerges. It’s to build the rails the entire category runs on. **Categories:** Blog --- ### [The Infrastructure Is Coming to Life](https://abacusgm.com/everyone-gets-the-same-weather-forecast-2/) **Published:** August 20, 2026 **Author:** Admin **Content:** ![Jay Jackson](https://abacusgm.com/wp-content/uploads/2025/04/JacksonJ.png "JacksonJ - Abacus Global Management, Inc.") #### Jay Jackson Chairman & CEO Abacus reported **[Q2 results](https://ir.abacusgm.com/news-events/press-releases/detail/195/abacus-global-management-inc-reports-second-quarter-2026-results)** this week and the momentum continued: revenue hit $73 million, up 30% year-over-year; adjusted net income came in at $27.1 million, exceeding our guidance; and adjusted EBITDA margins held above 54% even as we invested heavily in the platform. These numbers matter. But as I’ve been writing on this Substack, what matters more is the foundation we’re building underneath them. ![](https://substackcdn.com/image/fetch/$s_!Ki2H!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fd332dc59-6bcf-4865-a331-201f88f61fb0_1200x800.jpeg) ## Three Infrastructure Pieces This quarter, we began tokenizing in-force life insurance policies. For each policy in the program, there is now an immutable, on-chain record showing who owns it, what liens are attached, and what cash flows belong to whom. That brings a level of transparency and liquidity to the secondary life insurance market that has never existed before. The infrastructure that makes life insurance investable just became more accessible and more efficient. Just after the quarter closed, we launched the ABX Longevity Growth and Income Fund. For the first time, individual investors can access the longevity strategy directly—an asset class that has historically been available only to institutions. And this isn’t through a complex separate account—it’s a registered fund, accessible through financial advisors. Finally, the Manning & Napier partnership is live and already proving the concept. We’ve established a live referral channel, and LifeARC is now rolling out across their advisor network. This is the flywheel turning: policy owners can now build long-term plans with data that actually reflects their lifespan. ## Why This Matters Longevity funds raised $544.2 million in the first half, surpassing our $500 million target—and nearly matching what we raised in all of last year. That’s capital flowing into the platform because the infrastructure works. Advisors, institutional allocators, and now individual investors are seeing it and accessing it. The cash tells the same story. Operating cash flow reached $130.9 million year-to-date, up from $14.5 million in the same period last year—a sign that the platform is generating cash at scale as longevity fund AUM grows. Building this infrastructure isn’t free—it takes deliberate, sustained investment in the platform. But that’s precisely the investment the cash flow and capital inflows are already validating. With three new pieces of infrastructure live and the flywheel accelerating, the second half is about scale: deepening the Manning & Napier rollout, growing the interval fund, and expanding the tokenized policy record. The market told us what it needed. We’re building it—and it’s coming to life. **Categories:** Blog --- ### [Prepare Now for Annual Funding Notices](https://abacusgm.com/prepare-now-for-annual-funding-notices/) **Published:** August 18, 2026 **Author:** Admin **Content:** August is Pension Protection Month, a reminder that protecting a pension plan begins with protecting the quality of the data behind it. While Annual Funding Notices (AFNs) are distributed after the close of the plan year, the work to ensure accurate reporting starts well before year-end. As pension plans begin preparing for year-end reporting and the upcoming plan year, now is the ideal time to review participant records, verify mortality events, update beneficiary information, and confirm member data is accurate. Taking a proactive approach now can help reduce administrative burdens, improve participant communications, and avoid last-minute data issues that may delay reporting or require additional corrections. **What Is an Annual Funding Notice?** An Annual Funding Notice (AFN) is an annual disclosure required under ERISA for traditional defined benefit pension plans. It provides participants, beneficiaries, the Pension Benefit Guaranty Corporation (PBGC), and contributing unions with important information about a pension plan’s financial condition, including its funded status, assets, liabilities, and participant counts.¹ The SECURE 2.0 Act expanded the information required in Annual Funding Notices, and in 2025 the Department of Labor issued updated guidance and model notices through Field Assistance Bulletin (FAB) 2025-02 to help plan administrators comply with these new requirements.² **Why August Matters** Annual Funding Notices may not be distributed until after the plan year ends, but preparing for them shouldn’t begin in December. Waiting until the final weeks of the year often leaves little time to identify and resolve participant data issues that can complicate reporting and participant communications. August provides a valuable opportunity to review your records before year-end priorities compete for attention. Waiting until the final months before reporting deadlines can make it more difficult to identify and correct issues such as: - Unreported mortality events - Outdated participant records - Missing participants or beneficiaries - Incorrect mailing addresses - Duplicate or incomplete records Addressing these issues early gives administrators more time to resolve discrepancies before they affect participant communications and year-end reporting. **Better Data Makes Reporting Easier** Annual Funding Notices rely on accurate participant information. While actuaries determine funding calculations and financial reporting, maintaining accurate demographic records helps ensure participant counts, communications, and plan records remain reliable. The Department of Labor’s updated guidance also requires additional disclosures regarding funding percentages, demographic information, and other plan metrics, making strong data governance even more important.² **How Abacus Intel Helps** Preparing for Annual Funding Notices isn’t just about completing required forms, it’s about ensuring the underlying participant data is accurate. Abacus Intel helps pension plans improve data integrity through comprehensive verification services, including: [**MVerify®**](https://abacusintel.com/death-audit/) Our mortality verification platform delivers nationwide mortality event data with 99% accuracy, leveraging multiple trusted sources to reduce overpayment risk and maintain accurate participant records. [**LifeVerify**](https://abacusintel.com/missing-participants/) Locate participants with outdated addresses before important plan communications and Annual Funding Notices are mailed. [**BeneVerify**](https://abacusintel.com/beneficiary-research/) Research and verify beneficiary information to help maintain complete and accurate participant records. **Start Preparing Before Reporting Season Begins** The pension plans that avoid year-end surprises are often the ones that begin preparing long before reporting deadlines arrive. This August, use Pension Protection Month as an opportunity to: - Review participant records - Verify mortality events - Update participant addresses - Locate missing participants - Verify beneficiary information - Improve data integrity before year-end Small improvements today can prevent significant administrative challenges later. The plans that begin preparing in August are often the ones that avoid year-end surprises. **Prepare Now for Pension Protection Month** Pension Protection Month is an ideal reminder that protecting a pension plan goes beyond investments, it also means protecting the quality of the data that supports every benefit payment, participant communication, and regulatory disclosure. This August, take a proactive approach to preparing for Annual Funding Notices and year-end reporting by partnering with Abacus Intel. [**Request a demo**](https://abacusintel.com/contact/?utm_source=promo&utm_medium=email&utm_campaign=august_protection) by August 31, 2026, and lock in your pricing. **References** **1.** U.S. Department of Labor, Employee Benefits Security Administration. *Field Assistance Bulletin No. 2025-02: Annual Funding Notice Guidance and Model Notices.* <https://www.dol.gov/agencies/ebsa/employers-and-advisers/guidance/field-assistance-bulletins/2025-02> **2.** U.S. Department of Labor, Employee Benefits Security Administration. *Appendix 1 – Model Annual Funding Notice.* [https://www.dol.gov/agencies/ebsa/employers-and-advisers/guidance/field-assistance-bulletins/2025-02-appendix-1](https://www.dol.gov/agencies/ebsa/employers-and-advisers/guidance/field-assistance-bulletins/2025-02-appendix-1?utm_source=chatgpt.com) **3.** Pension Benefit Guaranty Corporation. *Annual Funding Notice Requirements.* [https://www.pbgc.gov](https://www.pbgc.gov/) **Categories:** Blog --- ### [Everyone Gets the Same Weather Forecast](https://abacusgm.com/everyone-gets-the-same-weather-forecast/) **Published:** July 29, 2026 **Author:** Admin **Content:** ![Jay Jackson](https://abacusgm.com/wp-content/uploads/2025/04/JacksonJ.png "JacksonJ - Abacus Global Management, Inc.") #### Jay Jackson Chairman & CEO In my continued quest to dispel financial planning myths, I’ve been focusing recently on something most people don’t realize: the mortality tables that run the entire financial services industry are fundamentally broken. Every major financial institution relies on the same set of mortality tables: VBT tables (Valuation Basic Tables). Your bank uses them. Your insurance company uses them. Your financial advisor uses them. They’re the industry standard. And they’re essentially throwing darts at a board. ![](https://substackcdn.com/image/fetch/$s_!OxKl!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9c4301ae-3c09-4eaf-b8a8-88551f7ea1cc_6564x4376.jpeg) Here’s how broken they are: VBT tables have four categories. Male or female. Smoker or nonsmoker. That’s it. That’s the entire basis for projecting how long you’ll live. The smoker data? Self-reported. Which means when you look at the tables today, they show remarkably few smokers. But 20-30 years ago, roughly one-third of the population smoked. People lied on their forms (or were honest but the underwriting was loose). So the tables are modeling a world that never existed, based on data that was never accurate. The tables also end at age 95. People regularly live past 95. In fact, we have more centenarians alive today than ever before. But the actuarial models stop there, forcing financial advisors to extrapolate on data points that don’t exist. Think about what that means: A 65-year-old trying to plan for retirement is relying on mortality assumptions that end 30 years before we know people live. That’s not planning. That’s guessing. The real problem isn’t just the tables’ limitations. It’s what they completely miss. They don’t capture underlying disease, chronic conditions, medication profiles, genetics, biometrics, lifestyle factors. They don’t distinguish between two 70-year-olds—one with perfect health and parents who lived into their 90s, the other managing diabetes, hypertension, and autoimmune disease. They’re just “70-year-old, male, nonsmoker.” So everyone gets the same financial plan. That’s not precision. That’s the industry hoping for the best. This cascades through everything. Withdrawal rates are based on the [4% rule](https://jayjacksonabx.substack.com/p/what-i-learned-speaking-at-milken?utm_source=publication-search)—derived from these broken tables. Asset allocation strategies assume population-level longevity. Social Security claiming [decisions](https://jayjacksonabx.substack.com/p/the-one-asset-everyone-forgets-to?utm_source=publication-search) ignore individual health trajectory. Life insurance [valuations](https://jayjacksonabx.substack.com/p/the-one-decision-that-changes-every) use broad categories instead of actual risk profiles. ***It’s like everyone in America uses the same weather forecast, regardless of where they live.*** This is why lifespan data matters. Not population averages. Not actuarial tables from decades ago. Your actual data. Your medical history, your conditions, your genetics, your health trajectory. The real picture of how long you’re actually going to live based on your specific situation. When you know what’s driving longevity for your specific case, everything downstream changes. Asset allocation changes. Withdrawal strategy changes. Social Security timing changes. Insurance strategy changes. It’s not a small adjustment—it’s the difference between a plan built on guesses and a plan built on facts. The industry can finally stop hoping for the best and start planning based on reality. **Categories:** Blog --- ### [Reflections from Investor Day: The Market Maker of Time](https://abacusgm.com/reflections-from-investor-day-the-market-maker-of-time/) **Published:** July 23, 2026 **Author:** Admin **Content:** ![Jay Jackson](https://abacusgm.com/wp-content/uploads/2025/04/JacksonJ.png "JacksonJ - Abacus Global Management, Inc.") #### Jay Jackson Chairman & CEO We held our [Investor Day](https://youtu.be/Rf7bM6ToIVY?si=RYi6Y5Y-brFeqrnX) at the New York Stock Exchange last week. The venue was fitting—its history has been built on making capital markets efficient at scale. And that’s exactly what we’re building when it comes to lifespan-based financial products here at Abacus. ![](https://substackcdn.com/image/fetch/$s_!wgW_!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4a2c3e85-b0da-4fdd-9361-34a4b41b865d_4701x3143.jpeg) Last week, we walked investors through our four divisions: Abacus Life Solutions, Abacus Asset Group, Abacus Intel, and Abacus Wealth Advisors. We covered financials, capital markets strategy, engineering capabilities, European expansion, and more. The core thesis underneath everything: **We are the market maker of time**. Every financial decision you make—when to retire, how much to withdraw, how to allocate your assets, what to leave to your heirs—all of it flows from a single unknown: how long will you actually live? The financial industry has operated on broad assumptions: population averages, generic actuarial tables, one-size-fits-all retirement plans. [Two neighbors at 65 with $2 million each get identical plans](https://jayjacksonabx.substack.com/p/a-lifespan-is-not-a-straight-line). Except their timelines are completely different. One has 30+ years ahead based on health, family history, and medical profile. The other has 10-12 years due to chronic conditions. Their financial needs diverge significantly. Yet they receive the same advice. ## **The Real Impact and Scale of this Opportunity** To bring this to life, I talked about a real example at Investor Day: a 79-year-old Floridian with an $8 million portfolio. He was withdrawing 2% annually—about $160,000 a year. Conservative. Safe. Prudent. But when we understood his actual lifespan—with 9 years remaining—the conservative approach was wrong. He could actually withdraw $317,000 annually and still grow his portfolio to nearly $10 million. He was leaving money on the table because nobody had ever told him how much time he actually had. That’s the power of lifespan data. And it is foundational to everything we do. With our Life Solutions vertical, it means we are valuing policies correctly and accurately. With our Asset Management vertical, it means we are able to generate uncorrelated returns. With our Wealth Advisory vertical, it means we are building better, more individualized financial plans, and with Abacus intel, it means that we are making mortality data increasingly more actionable. There’s a $124 trillion wealth transfer happening over the next 30 years. Baby Boomers passing assets to children and grandchildren. It’s the largest movement of money in history. Every dollar in that transfer has the same question embedded in it: how long does the person holding it need it to last? Abacus answers that question through individual lifespan modeling—powered by 20 years of proprietary data and AI-driven analysis. That’s the infrastructure the $124 trillion wealth transfer needs. ## **Showing Gratitude for Our Team** Last week wouldn’t have happened without extraordinary effort from our team. Blake Gallimore and the ICR team worked tirelessly to put the event together. Our leadership team—Bill McCauley, Elena Plesco, Jeff Smith, Armando Cabrera, Dr. Jay Olshansky, Samantha Butcher, Corey McLaren, Monty Cook, Martin Bo Larsson—each presented the depth and sophistication of their divisions. And our guests—Matthew Ankrum, James Morrow, John Catsimatidis and Maria Bartiromo—brought outsider perspective and credibility to what we’re building. Also a special thank you to the NYSE team who hosted us – we couldn’t have asked for a better partner. But mostly, gratitude for the investors who showed up, paid attention, and stayed engaged through a full morning of presentations. You came to understand the business. By the end, I hope you saw what I see every day: a rare opportunity to build infrastructure for something the capital markets needs. ## **What Comes Next** Investor Day was an opportunity to show how far we’ve come and how much runway is still ahead. We’re just at the beginning of becoming the market maker of time. Over the next few weeks, I’ll be diving deeper into specific themes and announcements from the day. But the core thesis remains the same: time is the most valuable commodity in the world. We’re building the infrastructure to help people understand it, value it, and make better decisions with it. **Categories:** Blog --- ### [The Hidden Cost of Unreported Mortalities](https://abacusgm.com/the-hidden-cost-of-unreported-mortalities/) **Published:** July 23, 2026 **Author:** Admin **Content:** A single missed mortality event can lead to months, or even years, of improper payments. While most pension plans, retirement systems, and multi-employer union benefit funds have controls in place, delayed mortality identification remains one of the most persistent challenges in retirement plan administration. For pension administrators, union benefit fund administrators, and retirement system leaders, accurate participant data is essential to protecting plan assets, maintaining compliance, and ensuring benefits are paid appropriately. Yet when a mortality event is not identified promptly, benefit payments may continue after a participant has passed away. Over time, these improper payments can create significant financial exposure, increase administrative burdens, and require costly recovery efforts. **Why Mortality Events Can Be Missed** Pension plans rely on multiple channels to learn when a participant passes away. Family members may notify the plan, government agencies may update mortality records, or third-party data providers may identify the event through their monitoring processes. Unfortunately, these notifications are not always immediate. Family members are often focused on personal matters following a loss, and official records may take time to be processed and distributed across various databases. In addition, no single mortality data source captures every mortality event occurring in the United States.¹ Relying on only one source can create gaps. The Social Security Death Master File, while valuable, no longer contains many records previously provided by state vital statistics agencies.² Access to state mortality records also varies significantly, further limiting the ability of organizations to maintain fully comprehensive mortality monitoring programs.³ The result is a fragmented data landscape where mortality events can go undetected for extended periods unless multiple sources and verification methods are used. **The Financial Impact of Delayed Mortality Identification** When mortality events are not identified quickly, pension plans may experience: - Continued payments after a participant has passed away - Time-consuming overpayment recovery efforts - Increased administrative workload - Additional audit and compliance scrutiny - Potential exposure to fraud and misuse of benefits While many plans have procedures in place to recover improper payments, recovery is often difficult and may not always be successful. The most effective approach is preventing overpayments before they occur. **What We Continue to See Across Pension Plans** The risk of unreported mortality events is not theoretical. In mortality audits and verification projects conducted by [**Abacus Intel**](https://abacusintel.com/ "Abacus Intel") for public & private pensions as well as multi-employer funds, mortality events have repeatedly been identified that were not detected through existing monitoring processes. For example: - A mortality audit of more than 180,000 retiree and beneficiary records helped prevent over $1 million in continuing overpayments during the first year following implementation. - A review of approximately 90,000 pension records identified 30 mortality events that had not been detected through the plan’s existing verification process. - An audit involving approximately 8,000 retiree records uncovered six previously unidentified mortality events associated with roughly $300,000 in improper payments. - A large-scale review of more than 500,000 retirement records identified over 6,000 deceased individuals who remained active within administrative systems, allowing the organization to improve data quality and operational efficiency. **The Administrative Burden Behind Every Unreported Mortality Event** When a potential mortality event is identified, pension and union benefit administrators often must: - Review participant records - Contact family members or beneficiaries - Obtain supporting documentation - Verify eligibility information - Maintain documentation for compliance and audit purposes Each case requires valuable staff time and resources. As plans grow, these investigations can place additional strain on administrative teams already managing participant services, compliance requirements, and reporting obligations. **Strengthening Mortality Verification Programs** Pension plans, retirement systems, and union benefit funds are strengthening their mortality verification strategies through: - Continuous mortality monitoring - Periodic mortality audits - Verification across multiple trusted data sources - Ongoing record maintenance and data validation A comprehensive approach helps administrators identify mortality events earlier, reduce improper payments, and improve confidence in participant data. **Protecting Pension Assets Through Accurate Data** Accurate mortality data is about more than preventing overpayments. It supports stronger governance, improves operational efficiency, and helps pension funds fulfill their fiduciary responsibility to participants and stakeholders.⁴ The reality is that no pension plan can prevent every delayed notification. What plans can control is how quickly those events are identified once they occur. In today’s fragmented mortality data environment, proactive verification is no longer simply a best practice. It is an essential part of protecting plan assets and maintaining confidence in participant records. **See How Abacus Intel Can Help** How confident are you that your plan is identifying mortality events as quickly and accurately as possible? [**Abacus Intel**](https://abacusintel.com/who-we-are/ "Abacus Intel") helps pension plans, retirement systems, unions, and benefit administrators identify 99% of mortality events nationwide through a comprehensive verification methodology that combines trusted mortality sources, advanced analytics, and continuous monitoring. **[Request a demo](https://abacusintel.com/contact/ "Request a demo")** to see how Abacus Intel can help reduce improper payments, improve data integrity, and strengthen your mortality verification program. **References** 1. U.S. Government Accountability Office (GAO), [*Social Security Death Data: Additional Action Needed to Address Data Limitations and Program Risks*.](https://www.gao.gov/products/gao-14-46) 2. [Social Security Administration, Death Master File policies and restrictions implemented under the Bipartisan Budget Act of 2013.](https://www.ssa.gov/OP_Home/comp2/F113-067.html) 3. [National Association for Public Health Statistics and Information Systems (NAPHSIS), state vital records access policies and mortality data availability.](https://www.naphsis.org/evve/) 4. [U.S. Department of Labor, Employee Benefits Security Administration (EBSA), fiduciary responsibilities related to plan administration and participant records.](https://www.dol.gov/agencies/ebsa) **Categories:** Blog --- ### [When Infrastructure Solves a Problem Nobody Talks About](https://abacusgm.com/when-infrastructure-solves-a-problem-nobody-talks-about/) **Published:** July 13, 2026 **Author:** Admin **Content:** ![Jay Jackson](https://abacusgm.com/wp-content/uploads/2025/04/JacksonJ.png "JacksonJ - Abacus Global Management, Inc.") #### Jay Jackson Chairman & CEO We **[announced](https://ir.abacusgm.com/news-events/press-releases/detail/189/abacus-global-management-to-tokenize-secondary-life-insurance-assets-bringing-on-chain-infrastructure-to-its-portfolio)** this week that Abacus is tokenizing secondary life insurance assets. And I want to be clear about what that means, because the word “tokenizing” carries baggage. So let me explain what we’re actually doing and why it matters. This isn’t a crypto strategy. This isn’t hype. This is infrastructure. ![](https://substackcdn.com/image/fetch/$s_!QTHO!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F6e4eb393-18c4-4e09-b2cb-e0c7b8d0d6bb_4999x3333.jpeg) ## **The Friction in Secondary Life Insurance Markets** There’s a $224 billion secondary life insurance market in the United States. Institutional investors buy and sell policies constantly. And every single transaction requires the same manual work: verification of chain of title, documentation review, beneficiary assignments, servicing history reconciliation. Every. Single. Time. Imagine buying a stock and having to manually verify ownership certificates, dividend history, and split history before you could complete the trade. That would be absurd. But that’s literally how life insurance trades work today. A process that should take days takes weeks, requiring manual confirmation from multiple parties, and consists of fragmented documents scattered across different systems. The reason? There’s no immutable record. When a policy changes hands, there’s no single ledger showing who owns it now, what liens are attached, what the cash flows are, who has priority claims. So every new buyer has to re-verify everything the last buyer already verified. That friction costs money. It slows down capital deployment. It keeps qualified international investors out because the operational complexity isn’t worth it. ## **How Streamlining Will Transform this Asset Class** We’re putting life insurance policies on a blockchain—an immutable ledger that creates a permanent, verifiable record of each policy’s chain of title, transaction history, and cash-flow rights. This means: - **One source of truth.** Instead of documents scattered across email, filing systems, and different banks, there’s a single record everyone can see and trust. - **Faster transactions.** Instead of weeks of manual verification, transactions compress to days. Buyers transact on the basis of diligence already performed and visible on the ledger. - **International access.** Qualified foreign institutions, sovereign allocators, family offices—they can now access U.S. life insurance without the operational complexity that used to keep them out. - **Better chain of title.** An immutable record of beneficial ownership eliminates ambiguity around assignments and lien priority. - **Automated servicing.** Premium tracking, cash-flow distributions, investor reporting—smart contracts handle the administrative work that used to require layers of intermediation. Abacus is uniquely positioned to do this because we already source, underwrite, and service a substantial share of the secondary life insurance market. We’ve built the infrastructure, the mortality tracking systems, the institutional servicing capabilities. Tokenization extends those capabilities. This also reflects our strategic shift. We’re moving from an origination-led business to a recurring-fee alternative asset management platform. Tokenization accelerates that transition by making secondary life insurance a more efficient, more transparent, more liquid asset class. That attracts institutional capital, builds AUM, and creates recurring management fees. We’ve already tokenized over 100 policies. We’re planning to bring our entire balance sheet portfolio on chain by year-end 2026. ## **The Bigger Picture** Here’s what excites me about this: it’s an example of what smart, innovative infrastructures should do by removing friction, making the opaque visible, and allowing capital to move faster and more efficiently. The $14 trillion life insurance market has been manually serviced for decades. But with the introduction of this new infrastructure, we will revolutionize this industry so that what used to take weeks now takes days and what used to require three different vendors now works seamlessly. Ultimately it will mean that the $224 billion secondary market is finally going to work like a modern asset class. **Categories:** Blog --- ### [Helping Clients Age More Financially Confident](https://abacusgm.com/helping-clients-age-more-financially-confident/) **Published:** July 2, 2026 **Author:** Admin **Content:** Aging brings many important milestones. Retirement, family growth, travel, and the opportunity to enjoy the results of decades of hard work. But it can also bring uncertainty. Questions about healthcare costs, retirement income, market volatility, and long-term financial security become increasingly important as clients move through retirement. While no one can predict the future, financial confidence often comes from knowing there is a plan in place to adapt to whatever lies ahead. **[At Abacus Life](https://abacuslifesettlements.com/calculate/)**, we believe helping clients age more financially confident starts with a simple principle: every asset should be working toward their current goals. That includes life insurance. When properly evaluated, life insurance policies can become valuable planning tools that support greater flexibility, liquidity, and peace of mind throughout retirement. ## Financial Confidence Means More Than Having Assets Many retirees have spent years building wealth through: - Investment portfolios - Retirement accounts - Real estate - Insurance products But financial confidence is not simply about the amount of assets someone owns. It is about knowing those assets are aligned with their needs and can support the lifestyle they want to maintain. Clients often ask questions such as: - Will my savings last? - How will I pay for unexpected healthcare expenses? - What happens if markets decline? - Will I become a financial burden on my family? Addressing these concerns requires more than investment management alone. It requires a comprehensive planning approach. ## The Financial Priorities of Aging Clients Are Changing As clients move through retirement, their priorities naturally evolve. What mattered at age 45 may not matter at age 75. For many retirees, priorities shift toward: - Reliable income - Healthcare planning - Long-term care preparedness - Liquidity and flexibility - Preserving independence At the same time, some financial products purchased years earlier may no longer serve the same purpose. This is particularly true with life insurance. Policies that were originally intended for income replacement or estate planning may no longer fit a client’s current financial situation. That creates an opportunity to reevaluate how those assets can best support today’s goals. ## The Importance of Flexibility One of the biggest contributors to financial confidence is flexibility. Life rarely unfolds exactly as planned. Unexpected expenses, healthcare needs, family obligations, and market conditions can all impact a retirement plan. Clients who have access to flexible financial resources often feel better prepared to navigate these challenges. That is why advisors are increasingly focused on identifying assets that can provide additional liquidity when needed. Life insurance may be one of those assets. ## Life Settlements Create New Possibilities A life settlement allows a policyholder to sell an existing life insurance policy for a cash payment that is greater than the surrender value. For clients who no longer need or want their coverage, this can create meaningful financial flexibility. The proceeds from a life settlement can be used to: - Supplement retirement income - Fund long-term care needs - Cover healthcare expenses - Build emergency reserves - Support lifestyle goals in retirement Instead of viewing life insurance as an asset that only delivers value in the future, clients may be able to realize value today when it can have an immediate impact on their quality of life. ## Reducing Financial Stress During Retirement One of the most common fears among retirees is running out of money. Even clients with substantial assets often worry about: - Rising healthcare costs - Market downturns - Unexpected expenses - Increased longevity By creating additional liquidity, life settlements can help reduce some of those concerns. Knowing there is another source of financial flexibility can provide reassurance and allow clients to make decisions with greater confidence. Sometimes the greatest value is not just the money itself. It is the peace of mind that comes with having options. ## A More Holistic Planning Conversation Helping clients age confidently requires looking beyond traditional investment discussions. Advisors who take a holistic approach evaluate every aspect of a client’s financial picture, including: - Income needs - Healthcare planning - Estate goals - Tax considerations - Insurance assets When life insurance is included in that conversation, new opportunities often emerge. A policy that no longer serves its original purpose may be able to support a completely different financial objective. This creates a more personalized and adaptable planning experience. ## Supporting Independence and Choice For many retirees, financial confidence is closely tied to maintaining independence. Whether that means: - Remaining in their home longer - Accessing higher quality healthcare - Supporting loved ones - Pursuing personal goals Having financial flexibility can make a significant difference. Life settlements can provide resources that help clients preserve that independence and maintain control over important decisions throughout retirement. ## The Advisor’s Role in Building Confidence Financial confidence does not happen by accident. It is built through thoughtful planning, proactive conversations, and a willingness to evaluate every available option. Advisors who regularly review life insurance policies alongside other assets are often better positioned to: - Identify hidden opportunities - Improve financial flexibility - Reduce future financial stress - Enhance overall retirement outcomes In many cases, simply introducing the conversation can lead to better decisions and greater peace of mind. ## Aging With Confidence Starts With a Plan Retirement should be about enjoying life, not worrying about finances. By taking a comprehensive view of a client’s assets and objectives, advisors can help create strategies that support confidence, flexibility, and long-term financial well-being. Life settlements are one of the many tools that can contribute to that goal. When used appropriately, they can help transform an underutilized asset into a meaningful resource that supports the next chapter of life. ## Discover What Your Clients’ Policies Are Really Worth If your clients own life insurance policies that may no longer fit their retirement goals, there could be an opportunity to create additional financial flexibility. With **[Abacus Life’s free policy valuation calculator](https://abacuslifesettlements.com/calculate/)**, you can quickly assess whether a policy may qualify for a life settlement and how it could support a broader retirement strategy. [**Start evaluating. Start identifying opportunities. Start delivering more value.**](https://abacuslifesettlements.com/calculate/) **Categories:** Blog --- ### [The Revenue Opportunity Hidden Inside Existing Client Portfolios](https://abacusgm.com/the-revenue-opportunity-hidden-inside-existing-client-portfolios/) **Published:** June 25, 2026 **Author:** Admin **Content:** For many financial advisors, growth is often associated with one thing: acquiring new clients. While prospecting and business development will always be important, there is another opportunity that is frequently overlooked. It may already exist within the relationships advisors have spent years building. **[At Abacus Life](https://abacuslifesettlements.com/calculate/)**, we believe some of the most valuable opportunities are hidden inside existing client portfolios, specifically within life insurance policies that are no longer aligned with a client’s needs. Life settlements give advisors a way to uncover additional value for clients while strengthening relationships and expanding the scope of their services. The best part? It does not require finding a single new client. ## The Growth Opportunity Many Advisors Miss Most advisors focus significant time and resources on: - Prospecting - Marketing - Networking - Referrals All of these efforts are important, but they can also be expensive and time consuming. Meanwhile, existing clients often hold assets that have not been reviewed in years. Life insurance is one of the most common examples. Policies purchased decades ago for income protection, estate planning, or business needs may no longer serve their original purpose. Yet many remain untouched and unevaluated. For advisors, this creates an opportunity hiding in plain sight. ## Existing Clients Often Have Untapped Value Over time, client circumstances change. Children become financially independent. Businesses are sold. Estate plans evolve. Retirement priorities shift. Despite these changes, life insurance policies frequently remain in place simply because no one has revisited them. When this happens, advisors may be overlooking an opportunity to help clients realize value from an asset that no longer fits their financial goals. A life settlement can transform that conversation. ## Turning Policy Reviews Into Planning Opportunities A life settlement allows a policyholder to sell an existing life insurance policy for a cash payment that is greater than the surrender value. For clients, this can create: - Additional retirement income - Long-term care funding - Increased liquidity - Greater financial flexibility For advisors, it creates a new planning opportunity within an existing relationship. Instead of viewing policy reviews as administrative tasks, they become strategic conversations that can lead to meaningful client outcomes. ## Growing Wallet Share Through Better Planning The most successful advisory firms are often the ones that provide the broadest range of value to their clients. When advisors expand beyond traditional investment management and evaluate all client assets, they naturally deepen relationships and increase engagement. Life settlements support this approach by helping advisors: - Identify overlooked opportunities - Deliver more comprehensive planning - Strengthen client trust - Expand the scope of financial discussions As a result, advisors are often able to increase wallet share by becoming more deeply involved in a client’s overall financial life. ## The Power of Proactive Reviews Many clients assume that if their life insurance policy still exists, it is still serving its intended purpose. That assumption is not always correct. The advisors who create the most value are often the ones willing to ask: - Does this policy still align with your goals? - Are the premiums still justified? - Could this asset be working harder elsewhere? These conversations often uncover opportunities that clients never knew existed. More importantly, they demonstrate a proactive approach that clients appreciate and remember. ## Better Client Outcomes Create Stronger Relationships One of the most effective ways to grow a business is by creating exceptional client experiences. When advisors help clients uncover unexpected value, it reinforces trust and strengthens long-term relationships. Imagine a client who is preparing to surrender a policy for $50,000. After evaluating the policy through the life settlement market, they discover it may be worth several times that amount. That is not just a financial win. It is a moment that reinforces the advisor’s role as a trusted partner and problem solver. ## Differentiation in a Competitive Market Today’s clients have access to countless financial products, platforms, and advisors. Standing out requires more than investment performance alone. Advisors who incorporate life settlements into their planning process demonstrate that they: - Look beyond traditional solutions - Evaluate all available options - Prioritize comprehensive financial planning This level of service can help distinguish an advisor from competitors who may not be having these conversations. ## Finding Growth Without Finding New Clients Business growth does not always have to come from acquiring new relationships. Sometimes the greatest opportunities are already sitting within the client base you have today. By reviewing life insurance policies and exploring life settlement opportunities, advisors can: - Deliver additional value - Create stronger client outcomes - Expand planning conversations - Deepen existing relationships In many cases, the opportunity is not hidden because it is difficult to find. It is hidden because no one has looked for it. ## The Future of Advisory Growth As financial planning continues to evolve, advisors are increasingly expected to provide guidance across every aspect of a client’s financial life. That means evaluating more than just investments. It means understanding how all assets contribute to a client’s goals and identifying opportunities that may otherwise go unnoticed. Life settlements represent one of those opportunities. For advisors focused on growth, they offer a unique combination of client value, planning flexibility, and business development potential, all within relationships that already exist. ## Discover What Your Clients’ Policies Are Really Worth Your next growth opportunity may already be sitting inside a client’s portfolio. With **[Abacus Life’s free policy valuation calculator](https://abacuslifesettlements.com/calculate/)**, you can quickly assess whether a policy may qualify for a life settlement and uncover opportunities that could benefit both your clients and your practice. [**Start evaluating. Start identifying opportunities. Start delivering more value.**](https://abacuslifesettlements.com/calculate/) **Categories:** Blog --- ### [What Is Mortality Verification and Why Pension Plans Need It](https://abacusgm.com/what-is-mortality-verification-and-why-pension-plans-need-it/) **Published:** June 15, 2026 **Author:** Admin **Content:** Public pension systems and retirement funds manage billions of dollars in benefits for retirees and beneficiaries. Ensuring that these payments go to the correct individuals is a fundamental responsibility of pension administrators. One of the most important processes supporting this responsibility is [**mortality verification**](https://abacusintel.com/death-audit/), the practice of confirming whether a pension participant is still alive. While this may sound straightforward, verifying mortality status across hundreds of thousands of records is a complex task that requires reliable data, modern technology, and continuous monitoring. [**Abacus Intel**](https://abacusintel.com/) identifies mortality events across the U.S. with 99% verified accuracy, delivering timely, audit-ready data every day. In addition to mortality verification, we provide comprehensive location and beneficiary research. **The Challenge of Maintaining Accurate Pension Records** Pension systems rely on accurate participant records to administer benefits properly. However, maintaining current records over long retirement periods can be difficult. Retirees may relocate, change contact information, or pass away without the pension administrator being immediately notified. When a mortality is not reported in a timely manner, benefits may continue to be issued to deceased individuals. This can result in: - Overpayments - Administrative investigations and audit findings - Potential fraud if benefits are intentionally misused Because retirement benefits often continue for decades after a participant leaves the workforce, even a small percentage of unreported mortality events can lead to significant financial exposure. **What Is Mortality Verification?** Mortality verification is the process of determining whether an individual has passed away by comparing pension member records against authoritative mortality data sources, including government registries, obituary records, and other verified datasets. At Abacus Intel, our proprietary solution, [**MVerify®**](https://abacusintel.com/death-audit/), enhances this process by leveraging advanced algorithms and continuously updated data sources to deliver highly accurate, timely mortality verification. Modern mortality verification systems typically analyze multiple types of records, including: - Government death registries - Social Security death data - State vital records - Obituaries and funeral notices - Proprietary data sources By comparing pension participant records against these datasets, organizations can detect potential mortality matches and investigate them quickly. With [**MVerify®**,](https://abacusintel.com/death-audit/) this process becomes more efficient and reliable, helping organizations identify mortality events with up to 99% accuracy while reducing delays associated with fragmented or outdated data sources. This allows pension administrators to update records, suspend payments when necessary, and ensure benefits are distributed accurately, ultimately reducing overpayments, minimizing compliance risk, and improving overall data integrity. **Why Periodic Mortality Audits Are Not Enough** Historically, many pension plans relied on periodic death audits, often conducted annually or quarterly. While these audits helped identify missed mortality events, they also introduced a critical delay between when a mortality event occurred and when it was discovered. During this gap, benefit payments may continue for months or even years, increasing the risk of overpayments, audit exposure, and administrative inefficiencies. Relying on a single mortality data source can create significant blind spots. No single database is fully complete, perfectly timely, or immune to gaps. Differences in reporting timelines, data coverage, and update frequency mean that certain mortality events may not appear in one source but may be captured in another. For example, government datasets may lag in reporting, while other sources such as obituary records or proprietary datasets may capture events sooner. Without a multi-source approach, organizations risk missing critical updates. Data studies have shown that certain widely used mortality data sources such as the [**Social Security Administration’s Limited Death Master File**](https://www.ssa.gov/dataexchange/request_dmf.html) (LDMF), periodically remove records as part of routine data maintenance and privacy compliance processes. Similarly, other sources like [**state vital records**](https://www.cdc.gov/nchs/w2w/index.htm), the [**National Death Index**](https://www.cdc.gov/nchs/ndi/index.html) **(NDI)**, and even credit bureau datasets may experience reporting delays, jurisdictional gaps, or timing inconsistencies depending on how and when data is submitted and updated. Obituary and funeral home data, while often more timely, may not always be comprehensive or standardized. As a result, pension plans that perform mortality checks less frequently (e.g., monthly or quarterly) may encounter data gaps where records are delayed, temporarily unavailable, or no longer present in a given dataset. **The Role of Technology in Modern Mortality Verification** Advances in data technology have significantly improved the accuracy and speed of mortality verification. Modern verification platforms can automatically: - Cross-reference large participant datasets against multiple death data sources - Detect potential matches using identity verification algorithms - Flag records for further review - Generate reports for pension administrators Automation also allows organizations to scale verification processes across hundreds of thousands of records while maintaining a high level of accuracy. **Protecting Pension Plan Integrity** Mortality verification is not just about stopping payments when someone passes away. It is also an essential part of maintaining **data integrity and fiduciary responsibility**. Accurate mortality records help pension systems: - Maintain clean member databases - Improve actuarial reporting accuracy - Reduce financial risk - Strengthen audit readiness - Protect public pension assets For public retirement systems entrusted with managing taxpayer dollars, these controls are essential to maintaining trust, transparency, and fiduciary responsibility. Solutions like [**MVerify®**](https://abacusintel.com/death-audit/) take this a step further, providing ongoing, high-accuracy mortality verification that helps organizations proactively identify gaps before they turn into financial or compliance issues. **A Growing Priority for Pension Administrators** As pension systems modernize their operations and data infrastructure, mortality verification has become a core operational safeguard, not just a back-office task. Forward-thinking organizations are moving away from reactive audits and adopting continuous monitoring strategies that identify mortality events in near real time. This shift helps prevent overpayments, reduces administrative burden, and ensures benefits are distributed accurately. With the rise of real-time data access and advanced verification technology, solutions like [**MVerify®**](https://abacusintel.com/death-audit/) are transforming mortality verification into a seamless, ongoing process giving pension administrators greater confidence, control, and visibility over their data. The result? Fewer surprises, lower risk, and a more efficient, compliant pension operation. See how Abacus Intel can help you identify mortality gaps before they lead to improper payments. [**Request a demo**](https://abacusintel.com/contact/) or connect with our team to learn how MVerify® can support your organization. **Categories:** Blog --- ### [Why Real-Time Mortality Is Essential](https://abacusgm.com/why-real-time-mortality-is-essential/) **Published:** June 1, 2026 **Author:** Admin **Content:** *Real-time mortality verification helps financial institutions avoid costly errors by ensuring they stop payments promptly when individuals pass away, reducing fraud, compliance risks, and administrative burden. It shifts organizations from outdated, reactive data processes to proactive, continuous monitoring, improving accuracy, efficiency, and outcomes for both businesses and beneficiaries.* As organizations across financial services continue to modernize their operations, one topic is gaining increasing attention: real-time mortality verification. We were honored to be recognized in [**an article by Technology.org**](https://www.technology.org/2026/03/12/what-is-real-time-mortality-verification/)1 highlighting the growing role of real-time mortality verification in financial services. The article notes that “*Abacus illustrates how compliance technology can help financial institutions maintain transparent and auditable data workflows when managing longevity-related financial services*.” It also reinforces a challenge many institutions are already facing: “*every year, organizations lose millions to payments issued to individuals who have already passed away*,” underscoring just how widespread and costly delayed mortality data can be across the industry. For institutions managing large books of business, even small gaps in data timing can quickly translate into significant financial and operational exposure. ##### The Operational and Compliance Impact of Delayed Data For industries such as pensions, insurance, and life settlements, these delays can create challenges that extend far beyond financial loss. Administrative workloads increase as teams work to reconcile outdated records, compliance expectations continue to rise, and organizations face growing pressure to demonstrate that payments are being issued accurately and responsibly. In many cases, these issues are not the result of negligence, but rather the limitations of traditional data sources that are not designed to provide timely, continuous updates. ##### How Real-Time Mortality Verification Changes the Approach The Technology.org article also emphasizes how technology is helping to address this challenge. Real-time mortality verification leverages continuously updated data sources to confirm an individual’s status quickly, allowing institutions to respond faster and reduce the risks associated with delayed information. Instead of relying on periodic file updates or lagging datasets, organizations can shift to a more proactive model, one that identifies mortality events as they occur, rather than months later. ##### Improving Outcomes for Beneficiaries and Organizations For pension administrators in particular, this capability is critical. Plans often manage decades of participant data, making it increasingly difficult to maintain accurate records over time. Automated monitoring systems that continuously screen for mortality events can help identify changes quickly, stop payments when necessary, and ensure assets are distributed according to plan guidelines. This not only improves operational efficiency but also strengthens audit readiness by demonstrating that consistent, reasonable efforts are being made to maintain accurate participant records. At Abacus Intel, we are seeing this shift accelerate across the industry. Organizations are moving away from reactive processes and toward continuous monitoring models that prioritize accuracy, speed, and transparency. Our mortality verification solutions are designed to support this evolution by identifying mortality events across the United States with 99% accuracy and delivering results on a daily basis. This level of precision and frequency allows organizations to act quickly, reducing the likelihood of improper payments while improving overall data integrity. In addition to accuracy, organizations are also focused on scalability. By combining advanced algorithms, 97% data coverage, and detailed reporting, we enable clients to not only detect mortality events but also gain deeper insight into their populations and processes. Beyond risk reduction, real-time mortality verification also supports better outcomes for beneficiaries and members. When records are accurate and up to date, benefits can be distributed more efficiently to the appropriate individuals, reducing delays and improving the overall experience. This is especially important in an environment where regulators and stakeholders alike are placing greater emphasis on accountability and transparency in benefit administration. Being included in conversations about the future of mortality verification reinforces the importance of the work being done across the industry to improve efficiency, compliance, and financial accuracy in longevity-related services. As expectations continue to evolve, organizations that invest in proactive data strategies will be better positioned to navigate regulatory requirements and operational complexities. ***Endnotes:*** *1. Technology.org. (2026, March 12). [What is real-time mortality verification?](https://www.technology.org/2026/03/12/what-is-real-time-mortality-verification/)* **Categories:** Blog --- ### [Small Acts of Kindness](https://abacusgm.com/small-acts-of-kindness/) **Published:** June 1, 2026 **Author:** Admin **Content:** ![Jay Jackson](https://abacusgm.com/wp-content/uploads/2025/04/JacksonJ.png "JacksonJ - Abacus Global Management, Inc.") #### Jay Jackson Chairman & CEO This lesson was taught from the driver’s seat of our family car: a 1982 VW Diesel Rabbit, two-door hatchback. Let me paint you a picture of this automotive marvel. It officially seated five people, but our family had six. Apparently seatbelts weren’t really a thing back then, because I spent most of my childhood in what our family called “the back back” – officially known as the hatchback area, where I entered and exited through the trunk like some kind of automotive contortionist. All of this powered by a whopping 62 horsepower. ![](https://substackcdn.com/image/fetch/$s_!lLF4!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F151625c5-2d74-4254-be63-502065afe784_6720x3473.jpeg) But here’s where it gets interesting. Dad would stop to help any and all strangers with flat tires, breakdowns, or whatever trouble they faced. And what would he do first? Offer them a ride! Now remember, I’m already in the trunk. Where exactly were these stranded people going to sit? No problem – “Rick, jump in the back. Marci, climb in the back back with JJ. This nice person can sit on the hump between the gear shift.” Oh wait, there’s little Steve Jolly who needs a ride too? Plenty of room! Just lay across everyone’s laps and put your feet out the window. That car built for five would end up looking like a clown car with nine people, all 62 horses straining to push us up the mountain. We frequently got passed and mocked by cyclists as we inched up hills, Dad having to build momentum on the flats just to carry us over the steeper bits. But Dad was never ashamed of that little car – in fact, he’d brag about it. “How many miles does your car have on it? Oh, 25,000? I drove that yesterday on one tank and haven’t changed the tires or brakes ever!” Really, Dad? Tires and brakes? As an unseatbelted passenger crammed in the trunk, I believe I should have some input in this decision. Our own safety notwithstanding, these car rides became opportunities to share stories and meet people. My dad would smile whenever he was helping someone and was genuinely interested in hearing the person’s story. ## **The Lesson I Didn’t Know I Was Learning** Looking back from the trunk of that Rabbit, I see now what Dad was really teaching us. It wasn’t just about helping strangers—though that was important. It was about something deeper: the way small acts of kindness compound over time, the way making room for others becomes a reflex rather than a calculation, and the way true generosity doesn’t wait for convenient circumstances. Dad never said, “Well, we’re already packed in here, so we’d better not stop.” He never did the math on whether we had the bandwidth to help. He just stopped. Every time. And here’s what I didn’t fully appreciate as a kid cramped in the back back: those moments weren’t distractions from our family time—they were our family time. Dad was showing us, in real-time, what mattered. Not the comfort of the journey. Not the efficiency of the route. Not what other people thought of our overloaded clown car. What mattered was seeing someone who needed help and having the capacity to provide it. ## **The Economics of Generosity** Dad’s roadside assistance didn’t cost much. A few minutes here, a ride there, the occasional tire change. But those small acts built something bigger over time. People remembered the guy who stopped to help. They told their friends. They looked for opportunities to return the favor. Dad wasn’t calculating ROI on his kindness, but if you ran the numbers over decades, those small investments in other people paid dividends in ways that couldn’t have been predicted. At Abacus, we think about client relationships the same way. The phone call you take when you don’t have time. The extra explanation you provide when someone’s confused. The personal check-in that has nothing to do with their portfolio. These aren’t billable hours. They’re not part of any formal service agreement. But they’re everything. Because financial planning is all about trust. And trust isn’t built through the big moments. It’s built through the accumulated weight of small acts, consistently performed, over time. It’s these small acts of kindness that constitute what I mean by “the long game” – the name of my Substack – and what accumulates into something larger than their individual acts. It’s stopping to help the stranger with a flat tire. It’s making room for one more person even when you’re already full. It’s taking pride in doing the right thing even when it’s not the easiest or most impressive thing. And it’s maintaining that smile—that genuine joy in being able to help—no matter how cramped the back back gets. **Categories:** Blog --- ### [The Hidden Asset Advisors Are Still Ignoring in 2026](https://abacusgm.com/the-hidden-asset-advisors-are-still-ignoring-in-2026/) **Published:** May 26, 2026 **Author:** Admin **Content:** In today’s increasingly sophisticated planning environment, advisors are expected to evaluate every aspect of a client’s financial picture. Portfolios are reviewed regularly. Tax strategies are optimized. Risk is carefully managed. But one asset continues to be overlooked far too often: **Life insurance.** **[At Abacus Life](https://abacuslifesettlements.com/calculate/)**, we see this gap every day. Policies that were once essential are now sitting idle, underperforming, or quietly lapsing without a second look. The reality is that life insurance is not just a protection tool. It is a financial asset, and in many cases, an underutilized one. ## The Awareness Gap Is Real Consider this: **Nearly 90% of seniors who let their life insurance policies lapse would have considered selling them if they had known it was an option.** That statistic points to a significant disconnect. It is not that clients are unwilling to act. It is that they are often unaware they have a choice. And in many cases, their advisor has not introduced the conversation. This creates a situation where meaningful value is left unrealized, not because of poor planning, but because of incomplete information. ## The Cost of Doing Nothing When a life insurance policy is no longer needed or becomes too expensive, the default outcomes are typically: - Letting the policy lapse - Surrendering it for minimal value Both options can result in lost opportunity. What is often missed is the third option. A life settlement allows a policyholder to sell their policy for a cash payment that is typically greater than the surrender value. Without this conversation, clients may be walking away from an asset that could: - Supplement retirement income - Help cover long term care costs - Be reinvested into more suitable strategies The cost of inaction is not always visible, but it is very real. ## A Fiduciary Conversation As the industry continues to move toward higher standards of care, the role of the advisor is evolving. Being a fiduciary is not only about making good recommendations. It is also about ensuring clients are aware of all relevant options. If a life settlement could produce a better outcome than a lapse or surrender, then it becomes part of that responsibility. This does not mean every policy should be sold. It means every policy should be evaluated. Advisors routinely review portfolios to ensure assets are aligned with client goals. Life insurance deserves the same level of scrutiny. ## Why Life Insurance Is Still Overlooked Despite its potential value, life insurance is often treated differently from other assets. There are a few reasons for this: - It is traditionally viewed as a static product rather than a dynamic asset - Many advisors are less familiar with secondary market options - Policy reviews are not always built into ongoing planning processes As a result, policies can go years without being reassessed, even as client needs change significantly. ## A Shift in Perspective Forward thinking advisors are beginning to change how they approach life insurance. Instead of asking: “Do you still need this policy?” They are asking: “Is this policy still the best use of this asset?” That shift opens the door to new planning opportunities. When evaluated properly, a life insurance policy can become: - A source of liquidity - A tool for repositioning assets - A solution for evolving financial needs ## Turning Awareness Into Action Closing the awareness gap starts with a simple step: making life insurance part of the regular review process. This includes: - Identifying policies that may no longer align with client goals - Evaluating the cost versus benefit of keeping coverage - Exploring all available options, including life settlements By doing so, advisors can uncover opportunities that might otherwise go unnoticed. ## A Better Outcome for Clients and Advisors When life settlements are introduced into the planning process, the benefits extend beyond the client. Advisors can: - Deliver more comprehensive guidance - Strengthen client relationships - Differentiate their practice - Identify new opportunities within existing books of business Most importantly, they ensure that no asset is overlooked. ## Are You Reviewing Life Insurance Like You Review Portfolios? In a world where every basis point and every planning decision matters, overlooking an asset with potential value is no longer acceptable. Life insurance should not sit outside the planning conversation. It should be part of it. The advisors who recognize this are the ones who will deliver better outcomes and build stronger, more resilient client relationships. ## Discover What Your Clients’ Policies Are Really Worth If life insurance is not part of your regular review process, now is the time to change that. With Abacus Life’s **[free policy valuation calculator](https://abacuslifesettlements.com/calculate/)**, you can quickly determine whether a client’s policy may qualify for a life settlement and how it could fit into their broader financial strategy. [**Start evaluating. Start identifying opportunities. Start delivering more value.**](https://abacuslifesettlements.com/calculate/) **Categories:** Blog --- ### [Honored Where We're Rooted](https://abacusgm.com/honored-where-were-rooted/) **Published:** May 21, 2026 **Author:** Admin **Content:** Abacus was [honored](https://x.com/AbacusGM/status/2054661993613992325) last week with the Upper Middle Market Award at ACG Orlando’s SMART Awards. ACG Orlando established the SMART Awards to celebrate businesses that bring value to Central Florida through outstanding accomplishments in culture, growth, business creativity, and economic contribution. It’s their commitment to facilitating relationships among middle-market companies, capital sources, and the professionals focused on corporate growth. Why I’m so honored for this award is what it represents for Abacus as we officially join Orlando’s Central Business District. **What Orlando Has Given Us** We just [moved our headquarters](https://jayjacksonabx.substack.com/) to downtown Orlando, Truist Plaza at Church Street Station, after years in MetroWest. That move comes at a critical time for our company and signals how we are planting a flag in a city that’s been home base for Abacus since the beginning. ![](https://substackcdn.com/image/fetch/$s_!qalt!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F9e5167fb-b43c-47bf-8503-53b3874f62af_1024x574.png) Orlando has given us room to grow. We’ve built relationships here. We’ve hired talent here. We’ve invested in the community here. And we’re truly part of a larger urban transformation underway in this city. Church Street is [becoming](https://www.clickorlando.com/news/local/2026/04/03/a-window-into-the-future-of-downtown-orlando-moves-ahead-with-festival-street-project/) a festival street. Creative Village is [adding](https://www.theorlandoreal.com/creative-village-completed-and-proposed-projects-through-2027/) $600 million in development through 2029. Companies like Travel + Leisure Co. are [moving](https://news.orlando.org/blog/economic-development-week-2026/) their global headquarters downtown. And taken together, these moves show that this city is building something bigger than any single company. We’re proud to be part of that. **The Community That Makes It Possible** What strikes me most about ACG Orlando isn’t just the award. It’s the community behind it. When you bring together middle-market companies, capital sources, and growth-focused professionals in one room, you create something rare: a network where people genuinely want to see each other succeed. Where collaboration isn’t transactional. Where relationships compound over time. That’s the kind of environment that allows companies like ours to flourish. And it’s exactly what Central Florida has fostered. **Congratulations to All the SMART Finalists** We also want to extend our congratulations to [all](https://www.acg.org/orlando/events/acg-orlando-18th-annual-smart-awards/2026-smart-awards-finalists) of the sector winners and finalists. The caliber of companies recognized this year, the innovation, the execution, the economic contribution, is a reflection of what makes Orlando’s business community special. The standard upheld among this group of businesses is something to be proud of. ![](https://substackcdn.com/image/fetch/$s_!SDi2!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Ff2731ec2-b808-4303-986a-93ef834be7f3_1024x683.jpeg) **What This Means to Us** Awards are validating. But what we’re most grateful for is the opportunity to build here. Orlando gave us the foundation, the talent, the infrastructure and the community willing to support ambitious companies doing hard things. This award is a reminder of what’s possible when a city invests in its businesses and those businesses invest back in the city. We’re honored to receive it. And we’re committed to continuing to earn it. Thank you, ACG Orlando. And congratulations to everyone who makes Central Florida a place where companies can grow. **Categories:** Blog --- ### [From Lapse to Liquidity: How Advisors Are Unlocking 6-8x More Value](https://abacusgm.com/from-lapse-to-liquidity-how-advisors-are-unlocking-6-8x-more-value/) **Published:** May 14, 2026 **Author:** Admin **Content:** For decades, the default outcome for unwanted life insurance policies has been simple. When a policy no longer fits a client’s needs, it is either surrendered for minimal value or allowed to lapse entirely. But that default is rapidly changing. At **[Abacus Life](https://abacuslifesettlements.com/calculate/)**, we are seeing more advisors challenge this outdated approach by introducing life settlements into the conversation. The result is a powerful shift. Instead of walking away from value, clients are often able to realize **multiples of what they would have otherwise received**. In many cases, policies can sell for **six to eight times their surrender value**. That is not a marginal improvement. It is a completely different financial outcome. ## The Traditional Outcome: Value Left Behind Consider a common scenario. A client enters retirement with a life insurance policy that was originally purchased for income protection or estate planning. Years later, their situation has changed: - The original need for coverage is reduced or gone - Premiums are becoming a burden - The policy no longer aligns with current financial goals Historically, the options were limited: - Surrender the policy for its cash value - Stop paying premiums and let it lapse In both cases, the client often receives little to no meaningful return relative to the policy’s potential. This is where the gap exists. ## The Alternative: A Life Settlement A life settlement introduces a third option. Instead of surrendering or lapsing the policy, the client sells it in the secondary market for a cash payment. Because institutional buyers are willing to pay based on the policy’s future value, the offer is often significantly higher than the surrender value. This creates a new outcome: - Immediate liquidity - Greater realized value - More flexibility in financial planning For advisors, it transforms a passive decision into an active strategy. ## A Before and After Story To understand the impact, it helps to look at a simplified example. ### Before A 74 year old client owned a universal life insurance policy with: - A $1,500,000 death benefit - A cash surrender value of $60,000 - Annual premium payments of $28,000 The policy was originally purchased for estate planning purposes, but the client’s financial situation had changed significantly over time. The coverage was no longer essential, and the ongoing premiums were becoming increasingly difficult to justify in retirement. The client was preparing to surrender the policy and accept the $60,000 cash value. ### After Before moving forward with the surrender, the advisor explored a life settlement option. After evaluating the policy in the secondary market, the client ultimately received a settlement offer of $420,000. ### The Difference - Surrender value: $60,000 - Life settlement payout: $420,000 That represents **7 times the surrender value**, while also eliminating the burden of future premium payments. ## What That Means for the Client This shift from lapse to liquidity can have a meaningful impact on a client’s financial situation. The proceeds from a life settlement can be used to: - Supplement retirement income - Fund long term care needs - Pay down debt - Reallocate into investments that better match current goals In many cases, it turns a dormant asset into a source of financial flexibility. ## Why Advisors Are Paying Attention The ability to generate multiples of surrender value is driving increased interest among advisors. Life settlements offer a way to: - Identify hidden value within existing client portfolios - Deliver more comprehensive advice - Strengthen client relationships by uncovering overlooked opportunities It also reflects a broader shift in financial planning. Advisors are no longer focused only on managing investments. They are focused on optimizing every asset. ## Not Every Policy Qualifies, But Many Do It is important to note that not every life insurance policy will be a good candidate for a life settlement. However, many policies meet key criteria, including: - Insured individuals typically over age 65 - Policies with face values generally above $100,000 - Changes in health or financial circumstances The only way to know is to evaluate the policy. And that is where many opportunities are missed. Policies are often surrendered without ever being assessed for their true market value. ## A Simple Shift With Significant Impact Incorporating life settlements into your process does not require a major overhaul. It starts with a simple shift in mindset: Do not assume surrender or lapse are the only options. Instead, ask: - What is this policy actually worth in today’s market? - Is there a better outcome available for the client? That shift can lead to significantly improved results. ## The Advisors Who Lead With Value The advisors who stand out in today’s environment are those who go beyond the obvious. They: - Question default outcomes - Explore all available options - Look for opportunities to improve client results Life settlements are one of the clearest examples of this approach in action. Moving from lapse to liquidity is not just about accessing cash. It is about delivering smarter, more complete financial guidance. ## Discover What Your Clients’ Policies Are Really Worth If a client is considering surrendering or lapsing a life insurance policy, there may be a better path. With **[Abacus Life’s free policy valuation calculator](https://abacuslifesettlements.com/calculate/)**, you can quickly assess whether a policy qualifies for a life settlement and how much it could be worth. [**Start evaluating. Start identifying opportunities. Start delivering more value.**](https://abacuslifesettlements.com/calculate/) **Categories:** Blog --- ### [Why Life Settlements Are Becoming a Core Planning Tool](https://abacusgm.com/why-life-settlements-are-becoming-a-core-planning-tool/) **Published:** May 11, 2026 **Author:** Admin **Content:** For years, life settlements have been viewed as a specialized or situational strategy, something used only in unique cases or by a small subset of advisors. But that perception is rapidly changing. **[At Abacus Life](https://abacuslifesettlements.com/calculate/)**, we’re seeing a clear shift across the industry. Life settlements are evolving from an “alternative idea” into a **core component of modern financial planning.** Driven by market growth, increased investor demand, and greater advisor awareness, this strategy is becoming part of the standard conversation. The question is no longer *if* life settlements should be considered. It is *when*. ## A Market That’s Grown Up The life settlements market has matured significantly over the past decade. What was once fragmented and less understood has become: - More transparent - More efficient - More widely accepted At the same time, the market continues to expand steadily, supported by a growing base of institutional investors seeking alternative assets. This maturation has led to: - Increased competition among buyers - More consistent pricing for policies - Improved processes and turnaround times For advisors, that means greater confidence in both execution and outcomes. ## Investor Demand Is Driving Momentum One of the biggest forces behind this evolution is investor demand. Institutional investors, ranging from hedge funds to pension funds, are increasingly allocating capital to life settlements because of their unique characteristics: - Returns that are not tied to traditional markets - Predictable, actuarially driven outcomes - Portfolio diversification benefits This demand has transformed the life settlements space into a robust secondary market. And when demand increases, so does opportunity: - More buyers competing for policies - Stronger valuations for clients - Greater liquidity overall In short, the infrastructure now exists to support life settlements as a reliable planning strategy, not just a one off solution. ## The Shift in Advisor Mindset Historically, many advisors approached life insurance with a binary mindset: - Keep the policy - Or let it lapse Life settlements introduce a third option, and that third option is becoming too valuable to ignore. Today’s leading advisors are asking different questions: - Is this policy still aligned with the client’s goals? - Is it performing as efficiently as possible? - Could this asset be redeployed more effectively? This shift represents a broader evolution in financial planning, one where **every asset is evaluated for its highest and best use**. ## From Alternative Strategy to Standard Practice As awareness grows, life settlements are moving into the mainstream of financial planning conversations. They are increasingly being considered alongside: - Retirement income strategies - Tax planning opportunities - Estate and legacy planning - Long term care funding solutions In many cases, they are not a last resort, but an intentional strategy used to optimize outcomes. This is what industry maturation looks like: - More advisors proactively introducing the concept - More clients understanding their options - More consistent integration into planning processes ## Why This Matters for Advisors The evolution of life settlements creates a significant opportunity for advisors who are willing to embrace it. By incorporating life settlements into their practice, advisors can: - Deliver more comprehensive advice by evaluating all client assets - Differentiate themselves in a competitive landscape - Identify new planning opportunities within existing client relationships - Enhance client outcomes through better asset utilization Just as importantly, it positions advisors as forward thinking professionals who are aligned with how the industry is evolving. ## The Risk of Standing Still As life settlements become more widely adopted, there is also a growing risk for advisors who do not engage with the strategy. Clients are becoming more informed. Competitors are becoming more proactive. And alternative channels are increasing awareness. Advisors who fail to bring life settlements into the conversation may risk: - Missing opportunities for their clients - Leaving value unaddressed - Falling behind more progressive peers In a maturing market, inaction can become a disadvantage. ## Making Life Settlements Part of Your Process The transition from niche to core strategy does not require a complete overhaul. It starts with a simple shift: **Treat life insurance like any other asset.** That means: - Reviewing policies regularly - Assessing performance and relevance - Exploring all available options, not just the traditional ones When life settlements become part of that standard review process, new opportunities naturally emerge. ## A New Standard in Financial Planning The financial planning industry is constantly evolving, and strategies that once sat on the fringes often move into the mainstream as markets mature. Life settlements are following that exact path. What was once considered an alternative is quickly becoming: - A necessary conversation - A valuable planning tool - A standard part of comprehensive advice Advisors who recognize this shift early will be better positioned to deliver value, both now and in the years ahead. ## Discover What Your Clients’ Policies Are Really Worth As life settlements become a core part of modern planning, the first step is understanding the opportunity. With Abacus Life’s **[free policy valuation calculator](https://abacuslifesettlements.com/calculate/)**, you can quickly determine whether a client’s policy may qualify and how it could contribute to their broader financial strategy. [**Start evaluating. Start identifying opportunities. Start delivering more value.**](https://abacuslifesettlements.com/calculate/) **Categories:** Blog --- ### [When Capital Comes Back—And Stays](https://abacusgm.com/when-capital-comes-back-and-stays/) **Published:** May 12, 2026 **Author:** Admin **Content:** We[ reported Q1 earnings](https://ir.abacusgm.com/news-events/press-releases/detail/182/abacus-global-management-inc-reports-first-quarter-2026-results) last week. The numbers were strong: adjusted net income is up 17% year-over-year, adjusted EBITDA is up 33%, longevity fund AUM is approaching $1 billion. ![](https://substackcdn.com/image/fetch/$s_!MY6I!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F65d775a6-ff2d-46c9-ba9d-dd86b0404648_2048x1366.jpeg) But there’s one figure that tells a bigger story than any of those: **two-thirds**. ## **Major Validation** During Q1, we returned 100% of investor capital in our LMA Income II Fund—on time, at term, as promised. That’s table stakes. That’s what you’re supposed to do. But the interesting part is what happened next: two-thirds of those investors chose to recommit or extend their investment with us. These are institutional investors—sophisticated allocators who have options, who run competitive processes, who don’t stick around out of loyalty. They stay because the returns are there, the structure works, and they trust the execution. When capital comes back and then stays, that’s a different conversation than when it just comes back. ## **The Cash Generation Story** The other number that caught people’s attention: **$91.7 million in operating cash flow**. A year ago in Q1 2025, that number was negative $61.6 million. That’s a $153 million swing in twelve months. This is what happens when longevity fund AUM scales. As the platform grows and matures, the cash generation capacity becomes visible. And it’s not speculative—it’s happening in real time. We’re not burning cash to grow. We’re generating it *while* we grow. That’s a fundamentally different business model than what most people assume when they hear “alternative asset manager.” ## **The Moment This Asset Class Is Having** When stock markets swing and credit spreads widen, our portfolio performance stays anchored to something completely different: how long people live. That independence from traditional market cycles is what institutional investors are looking for right now. As I wrote in my **[post](https://jayjacksonabx.substack.com/p/what-i-learned-speaking-at-milken)** last week about my panel at the Milken Conference, volatility isn’t an exception anymore. It’s the baseline. The VIX has been in the 20s post-COVID. Markets swing. Headlines drive behavior. Correlation breaks down when you need diversification most. Longevity assets don’t care about any of that. Our returns are driven by mortality data—actuarial science, medical underwriting, demographic trends. When equity markets sell off, it doesn’t change the probability curve of someone’s lifespan. When credit spreads widen, it doesn’t impact the cash flows from a life insurance portfolio. This is what true uncorrelation looks like. And institutional demand is accelerating. Longevity fund AUM grew nearly 4x year-over-year to approximately $1 billion. That’s not marketing. That’s capital allocators making decisions about where to put money in an uncertain environment. ## **What’s Next** The Manning & Napier investment is on track to close in Q2, subject to regulatory approvals. Our second securitization is advancing on schedule. Leadership appointments we [announced](https://jayjacksonabx.substack.com/p/when-people-earn-it) in April position us for the next phase of growth. But the real story in Q1 wasn’t any single initiative. It was the compounding effect of everything we’ve been building: institutional trust, platform cash generation, fund structures that work, and an asset class finding its moment in a volatile macro environment. Capital came back. And it stayed. That’s the best kind of validation there is. **Categories:** Blog --- ### [The One Decision That Changes Every Other Decision](https://abacusgm.com/the-one-decision-that-changes-every-other-decision/) **Published:** May 4, 2026 **Author:** Admin **Content:** You turn 65. Congratulations—you’ve reached the age where you get to make one of the biggest financial decisions of your life: when to claim Social Security. Most people approach this decision the same way: they ask their neighbor what they did, maybe read a few articles online, and make a choice based on a general sense of whether they’ll “probably live a long time” or not. Here’s my question: why on earth would you make that decision without the actual information? Shouldn’t you know what your estimated lifespan is—not the population average, but *your* specific probability based on your medical history, family background, and risk factors—before you decide whether to defer payments and collect more later? If you’re 65 and your probabilistic lifespan is 10 years, you should never defer to 72. You should take the money now. But if your data shows you’re likely to live into your late 80s, deferring might make perfect sense. The same logic applies to every major financial decision you’ll make in the second half of life. How should you allocate your retirement portfolio? When should you downsize? How much should you spend annually? Should you buy long-term care insurance? All of these questions require knowing the answer to one fundamental question: how long are you going to be making withdrawals? ## **But It’s Not Just About the Money** Understanding your lifespan and healthspan doesn’t just change your financial planning. It changes how you think about the rest of your life. When you’re operating in the dark—pretending you might live forever or assuming you’ll die young based on nothing but a hunch—you make decisions by default rather than by design. You drift. You postpone. You tell yourself you’ll get serious about your health “eventually.” But when you actually see the data—when you understand that you likely have 15 years remaining, or 20, or 25—it creates a different kind of urgency. Not panic. Clarity. You start asking better questions: - What do I want those years to look like? - Do I want to spend them frail and lonely, or strong and engaged? - What can I do *now* that will make 80-year-old me healthier and happier? This is where healthspan becomes more important than lifespan. It’s not about squeezing out a few extra years. It’s about making sure the years you have are worth living. ## **The Second Language Prescription** Here’s something that surprises people: one of the most powerful things you can do to improve your healthspan is to learn a second language. Not because it’s trendy. Not because Duolingo is addictive. Because it solves multiple problems at once. First, the neurological benefits are real. Learning a new language [delays the onset of dementia](https://news.las.iastate.edu/2021/01/28/study-shows-learning-a-second-language-thwarts-onset-of-dementia/) and keeps your brain sharp in ways that crossword puzzles and Sudoku can’t match. But here’s what’s even more important: seniors are experiencing an epidemic of loneliness. Adults over 75 have [the highest suicide rates](https://www.nimh.nih.gov/health/statistics/suicide) in the country. The isolation, the lack of purpose, the feeling that the world has moved on without you—it’s devastating. A second language gives you a reason to communicate. It builds community. It opens up travel opportunities. If you learn Spanish, go to Spain for a month. Immerse yourself in a new culture. Make new friends. Be a tourist. And you know what else happens when you travel? You exercise. You walk around sightseeing. You lift your luggage into the overhead compartment—that’s a squat and a press, by the way. You’re staying active without it feeling like a chore. This is what great data allows you to do: connect the dots between seemingly unrelated things and design interventions that improve your life across multiple dimensions. ## **Fear and Greed** There are two things that change human behavior: fear and greed. Fear works. If you have a heart attack, you’ll start eating better. But fear is reactive. It waits until something breaks before you fix it. I say be greedy instead. Be greedy with your life. Be greedy with your time. Be greedy with your health. Understand that you want to be super healthy when you’re 80. You want to be able to exercise. You want to have functionality. You want to travel, learn, contribute, stay engaged. And then work backward from that vision to figure out what you need to do today to make it possible. That’s what knowing your healthspan and lifespan allows you to do. It gives you a target to aim for. It turns abstract concepts like “I should probably exercise more” into concrete plans like “I need to preserve muscle mass if I want to be independent at 85.” ## **The Bottom Line** The Social Security decision is a good proxy for everything else. Are you making it based on data or guesswork? Are you thinking about your specific situation or just following the crowd? Are you optimizing for the life you want or just reacting to the one you’re drifting into? The same question applies to how you spend your time, what you invest in (financially and physically), and how you design the second half of your life. You can keep pretending you don’t need this information. You can keep making major decisions in the dark. Or you can get the data, understand your probabilities, and start making choices that actually align with the time you have and the life you want to live. One approach leaves everything to chance. The other gives you a fighting chance to get it right. **Categories:** Blog --- ### [When People Earn It](https://abacusgm.com/when-people-earn-it/) **Published:** May 1, 2026 **Author:** Admin **Content:** We **[announced](https://ir.abacusgm.com/news-events/press-releases/detail/180/abacus-global-management-announces-key-leadership-appointments)** some leadership appointments last week that I’m proud of. Alexei Solomon to Chief Accounting Officer and Treasurer. Elena Plesco to Chief Investment Officer. Samantha Butcher continuing as President of Abacus Life Solutions. Bill McCauley continuing as CFO and COO. The press release uses the word “appointed,” which is technically accurate. But that’s not really what happened. These people weren’t appointed. They earned it. ![](https://substackcdn.com/image/fetch/$s_!pnLk!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F4d7cff16-54c7-4950-a1e2-b38aa3be3910_2048x768.jpeg) ## **Twenty Years of Showing Up** Samantha has been with Abacus for over 20 years. She’s overseen every aspect of the policy lifecycle—origination, contracting, servicing—through multiple market cycles, regulatory shifts, and the evolution from a small life settlement shop to a publicly traded alternative asset manager. Twenty years. That’s not resume-building. That’s ownership. Alexei came up through the ranks doing SEC reporting and technical accounting. The kind of work that doesn’t get headlines but absolutely has to be done right. He spent years learning the business from the inside before stepping into this role. Elena ran our capital operations before moving into the CIO seat. Before Abacus, she was at KKR managing multi-billion-dollar portfolios and at J.P. Morgan in investment banking. She didn’t need this job. She chose it because she believed in what we’re building. Bill has been CFO and COO through our public offering, our NYSE listing, eleven consecutive quarters of beating earnings expectations, and the infrastructure build required to scale from hundreds of millions to billions in assets. Abacus wouldn't have grown to what it has become today without Bill. None of these people were handed anything. They did the work. They built the relationships. They proved they could execute. And when the opportunity came, they were ready. ## **What My Dad Taught Me About Promotion** My father was a fireman for 40 years. He didn’t talk much about leadership philosophy, but he lived it. One thing I learned from watching him: you don’t promote people because it’s their turn or because they’ve been around long enough. You promote them because they’ve shown you—through their actions, over time—that they’re capable of more. And the people worth promoting don’t need the title to start acting like leaders. They’re already doing the work. That’s what I see in this team. They were already leading before the titles changed. The announcement just made official what was already true. ## **Building for What Comes Next** The other thing about these appointments: they’re not about where we are. They’re about where we’re going. We’re a publicly traded company on the NYSE managing billions in assets across four verticals. We’re building infrastructure for institutional partnerships, securitizations, and wealth advisory at scale. We’re integrating AI and proprietary longevity data into financial planning products that didn’t exist three years ago. That requires a different level of operational sophistication than what got us here. It requires people who can scale systems, manage complexity, build teams, and execute under scrutiny. These four can do that. I know because I’ve watched them do it. ## **The 80% Ownership Culture** As I’ve said before, nearly 80% of our employees are shareholders. When people own the outcome—not symbolically, but financially—they make different decisions. They care about long-term value, not short-term optics. They protect the culture. They’re willing to do the hard, unglamorous work that doesn’t show up on LinkedIn but absolutely shows up in results. That ownership mentality is what makes announcements like this possible. Because when everyone has skin in the game, promotions aren’t political. They’re earned. And everyone knows the difference. --- Alexei, Elena, Samantha, Bill—congratulations. You’ve earned it. And I’m looking forward to what comes next. **Categories:** Blog --- ### [Why Finding Missing Participants Can’t Wait](https://abacusgm.com/why-finding-missing-participants-cant-wait/) **Published:** April 23, 2026 **Author:** Admin **Content:** For pension fund administrators, locating missing participants is one of the most persistent operational challenges in plan management. Defined benefit plans often carry decades of participant history and over time, individuals move, change contact information, retire quietly, or simply lose track of benefits earned earlier in their careers. The responsibility for closing that gap falls on the plan. Unresolved participant records do more than delay benefit payments. They inflate administrative workload, complicate annual reporting, and create audit exposure when plans cannot demonstrate that meaningful, documented search efforts were made. For defined benefit plans subject to ERISA’s strict fiduciary standards, that documentation trail matters enormously. ## A Shifting Regulatory Landscape The regulatory environment around missing participants has changed in ways pension administrators need to understand, and not all the changes reduce your obligations. In January 2025, the DOL’s Employee Benefits Security Administration issued Field Assistance Bulletin No. 2025-01, establishing a temporary enforcement policy that allows retirement plans, under specific conditions, to transfer benefit payments of $1,000 or less owed to missing participants to state unclaimed property funds, after reasonable search efforts have been made and certain protective conditions are satisfied.¹ More recently, EBSA announced a significant overhaul of its national enforcement priorities for FY 2026. The agency scaled back its direct enforcement focus on missing participants in 401(k) plans, redirecting those cases to the Retirement Savings Lost and Found Database, a centralized tool established under the SECURE 2.0 Act of 2022 that allows individuals to search for retirement benefits owed to them by former employers.² Pension administrators should not interpret reduced enforcement activity as reduced responsibility. The Lost and Found database is designed solely to help participants find plan sponsors, plan administrators are not permitted to use it to locate missing participants.³ The proactive, documented search obligation under ERISA remains fully in place. ## The Scale of the Problem The numbers make clear that missing and unlocated participants represent a significant and ongoing liability across the defined benefit landscape. In FY 2025 alone, EBSA helped 8,015 terminated vested participants in defined benefit pension plans collect $512.5 million in benefits owed to them.⁴ That figure reflects cases that had already gone unresolved long enough to require regulatory intervention. For plan administrators, the better outcome is never getting there in the first place. Transferring small balances to unclaimed property funds addresses a narrow category of cases administratively. But for the broader universe of missing participants in defined benefit plans where benefit amounts are often substantial and annuity payments may have been accumulating for years that option provides little practical relief. These individuals may not know a benefit exists, let alone know to search a federal database for it. ## How Abacus Intel Helps Plans Stay Ahead Abacus Intel helps pension fund administrators find missing participants and verify mortality events before unresolved records become fiduciary or operational problems. Our solutions combine trusted data, advanced analytics, and expert research to identify missing individuals, locate beneficiaries, and verify U.S. mortality events with 99% accuracy, every day, at an average cost 25% lower than other providers. Request a demo [**here**](https://abacusintel.com/contact/) to see how [**Abacus Intel**](https://abacusintel.com/) can help your plan locate missing participants, reduce liability exposure, and deliver benefits with confidence. **Citations** ¹ U.S. Department of Labor, Employee Benefits Security Administration. *Field Assistance Bulletin No. 2025-01: Missing Participants and Beneficiaries — Small Retirement Benefit Payments Transferred to State Unclaimed Property Funds From Ongoing Pension Plans.* January 14, 2025. https://www.dol.gov/agencies/ebsa/employers-and-advisers/guidance/field-assistance-bulletins/2025-01 ² 401k Specialist Magazine. *DOL Enforcement Overhaul Reshapes 2026 Priorities.* January 28, 2026. https://401kspecialistmag.com/dol-releases-2026-enforcement-projects/ ³ International Foundation of Employee Benefit Plans. *Missing Participants: Help From SECURE 2.0 and the Latest Best Practices.* February 2024. https://blog.ifebp.org/missing-participants-help-from-secure-2-0-and-the-latest-best-practices/ ⁴ ASPPA Net. *What Did EBSA Enforcement Mean in 2025?* February 2, 2026. https://www.asppa-net.org/news/2026/2/what-did-ebsa-enforcement-mean-in-2025/ **Categories:** Blog --- ### [Longevity Is Reshaping Financial Planning, and Creating New Opportunities for Advisors](https://abacusgm.com/longevity-is-reshaping-financial-planning-and-creating-new-opportunities-for-advisors/) **Published:** April 21, 2026 **Author:** Admin **Content:** At [**Abacus Life**](https://abacuslifesettlements.com/), we work closely with insurance agents and financial advisors navigating one of the biggest shifts in modern financial planning: longevity. Longevity is changing, but not in the simple, linear way many expected. For insurance agents and financial advisors, this shift is creating both new planning challenges and new opportunities; particularly when it comes to life insurance and life settlements. ### **A More Complex Longevity Landscape** While people are generally living longer, recent data suggests that life expectancy gains are slowing and becoming less predictable. At the same time, advances in healthcare and lifestyle improvements are extending *healthspan* for many individuals. The result is a more fragmented reality: - Some clients are living longer than expected - Others are facing earlier or more complex health events - Retirement timelines and income needs are becoming less predictable For advisors, this means one thing: planning assumptions are no longer static. ### **The Pressure on Traditional Life Insurance Planning** These longevity shifts are directly impacting how life insurance fits into a client’s portfolio. Policies that were originally purchased for income protection or estate planning may no longer align with a client’s current situation. Common scenarios advisors are seeing: - Premiums becoming burdensome in retirement - Policies no longer needed for their original purpose - Clients needing liquidity for healthcare, long-term care, or income Historically, the options were limited: lapse the policy or accept the surrender value. Today, there is a third, and often more valuable, option. ### **Life Settlements as a Planning Tool** Life settlements allow clients to sell an existing life insurance policy for a market-driven value, often significantly higher than the surrender value. For advisors, this creates a powerful, and still underutilized, planning lever. **1. Unlocking Value from Existing Policies** Many clients are unaware that their policy is a financial asset with a secondary market. A life settlement can: - Generate immediate liquidity - Improve overall portfolio efficiency - Turn an unused or underperforming policy into actionable capital **2. Addressing Longevity Risk** As clients live longer, the risk of outliving assets becomes more pronounced. Life settlements can help: - Fund retirement income gaps - Cover rising healthcare costs - Support long-term care planning **3. Enhancing Client Conversations** Incorporating life settlements into reviews allows advisors to deliver more comprehensive guidance. It shifts the conversation from: - “Do you still need this policy?” to - “How can this asset best serve your current financial goals?” That distinction matters, especially in today’s environment. ### **Why This Matters Now** Longevity is no longer just a demographic trend; it’s a financial planning disruptor. As client lifespans, health outcomes, and financial needs become more individualized, advisors who embrace flexibility will be better positioned to deliver value. Life settlements fit squarely into that shift: - They introduce optionality - They improve outcomes for clients - They differentiate advisors in a competitive market ### **Final Thought** For insurance professionals, the key takeaway is simple: Life insurance should not be viewed as a static product, but as a dynamic asset. In a world defined by evolving longevity, life settlements provide a way to help clients adapt, optimize, and make more informed financial decisions. At Abacus Life, we partner with advisors to help uncover these opportunities, providing the expertise and market access needed to evaluate life settlement options and deliver better outcomes for clients. If you’re reviewing in-force policies, **[try our free policy valuation calculator](https://abacuslifesettlements.com/calculate/)** to quickly determine if your client may qualify and uncover potential value that might otherwise go unrealized. **Categories:** Blog --- ### [The One Asset Everyone Forgets to Value](https://abacusgm.com/the-one-asset-everyone-forgets-to-value/) **Published:** April 20, 2026 **Author:** Admin **Content:** ![Jay Jackson](https://abacusgm.com/wp-content/uploads/2025/04/JacksonJ.png "JacksonJ - Abacus Global Management, Inc.") #### Jay Jackson Chairman & CEO I was on **[The Greg Kelly Show](https://abacusgm.com/jay-jackson-on-the-greg-kelly-show-lifespan-data-retirement-planning-audio/)** last month talking about longevity data and financial planning, and Greg asked me a question I get asked a lot: “How do we get rich?” Here’s my answer: Stop thinking about wealth as money. Start thinking about it as time. If you’re on your deathbed looking back, what are you going to wish you had more of? It’s not going to be another million in the bank. It’s going to be time. Time with people you love. Time to do things that matter. Time you can never get back. The problem is, we’re terrible at valuing time because we refuse to think honestly about how much of it we have left. ## **Nobody Thinks They’ll Live That Long** Here’s the most common response we get when we show someone their actuarial lifespan data: *“No way I’m living that long.”* Not “that’s helpful information” or “let me adjust my plans accordingly.” The gut reaction is denial. We hear from longevity researchers that we’re all going to live forever. Anti-aging startups raise billions. Silicon Valley believes death is a problem to be solved. Meanwhile, **[Dick Van Dyke](https://jayjacksonabl.substack.com/p/dick-van-dykes-longevity-a-once-in)** just became the first person over six feet tall to live to 100—at least that we’ve measured. I’m 6’6. There’s nobody we can find who’s lived past 95 at my height. The gap between the hype and the reality creates a dangerous kind of magical thinking. People defer Social Security because they assume they’ll live into their 90s. They make major financial decisions—when to retire, how to allocate assets, whether to downsize—based on vibes rather than data. Why would you make the biggest financial decisions of your life without knowing the single most important variable: how long you’re actually going to be making withdrawals? ## **The Last Years Are Brutal** My [father](https://jayjacksonabl.substack.com/p/the-power-of-showing-up) was a fireman for 40 years. Strong, capable, served his community his entire adult life. The last two years of his life were brutal. Not just emotionally—financially. Medical costs, care costs, the slow erosion of independence and dignity. He passed away in August. Those last two years were incredibly expensive and painful. But they were only two years. Now imagine that’s four years. Or six. You’re going to watch half your net worth disappear in the final stretch of life—not because you planned poorly, but because you didn’t plan for the right timeline. And here’s the cruel irony: by the time most people come to us for lifespan data, they’re 80 years old. They don’t feel good. Their medicine cabinet is overwhelming. We tell them they likely have seven more years, and the response isn’t relief—it’s dread. Because seven more years of *this* sounds exhausting. That’s what happens when you don’t think about healthspan alongside lifespan. That’s what happens when you optimize for quantity without considering quality. ## **Your Most Important Asset Isn’t What You Think** Ask someone to list their assets and they’ll rattle off: house, car, retirement accounts, maybe some jewelry or collectibles. Nobody says “my medical files.” But here’s a fact that should terrify you: the number one cause of death in emergency rooms is misdiagnosis. Not because physicians are incompetent, but because they don’t have complete information. They’re making life-or-death decisions based on whatever fragments of your medical history they can access in the moment. Your medical files are your most important asset. They determine whether you get the right diagnosis. They inform every major healthcare decision. They’re the foundation of any serious longevity plan. And most people have no idea where theirs are, much less have them organized and accessible. This is the gift of time in its most literal form. ## **What Being “Rich” Actually Means** You want to be rich? Here’s how: get a decade of your life back. Not by inventing time travel. By making better decisions *now* about how to preserve healthspan and allocate your remaining years. That means knowing your actual lifespan probability—not guessing, not assuming, not deferring to societal averages that don’t account for your specific medical history, family background, and risk factors. That means treating your health as the primary investment, not the thing you optimize after you’ve handled your “real” financial planning. That means understanding that the decisions you make at 65—about Social Security, about retirement accounts, about when to sell the house or downsize—should be informed by data, not hope. The irony is that people spend months researching which index fund to choose or whether to refinance their mortgage, then make a decision about when to claim Social Security—one of the biggest financial choices of their life—based on nothing more than a hunch and what their neighbor did. ## **The Bottom Line** Time is the only asset you can’t replace, can’t borrow against, and can’t earn back once it’s gone. The wealthiest thing you can do is treat it that way. Know how much you likely have. Plan accordingly. Invest in the things—muscle mass, community, mental acuity, organized medical information—that actually extend healthspan, not just lifespan. Because nobody on their deathbed wishes they’d spent more time managing their portfolio. They wish they’d spent more time living well with the time they had. That’s what being rich actually means. **Categories:** Blog --- ### [Nobody's Too Good to Take Out the Trash](https://abacusgm.com/nobodys-too-good-to-take-out-the-trash/) **Published:** April 17, 2026 **Author:** Admin **Content:** ![Jay Jackson](https://abacusgm.com/wp-content/uploads/2025/04/JacksonJ.png "JacksonJ - Abacus Global Management, Inc.") #### Jay Jackson Chairman & CEO It was a Tuesday morning when the heater broke and blew a circuit. We had employees coming in, work that needed to get done, and half the office had no power. I hopped in the car and went to Home Depot to buy extension cords. An hour later, everyone was back at work. Was that the most efficient use of a CEO’s time? Some may say no. But the people who worked for me saw that when something needed doing, I didn’t wait around. I fixed the problem. That’s the principle that’s guided how I’ve built Abacus: nobody is too good to take out the trash. ## **Why It Matters** I’ve learned—sometimes the hard way—that when you stop doing the unglamorous work, you lose touch with reality. Not intentionally, but it happens. The executive who hasn’t touched the product in years starts making decisions based on theory rather than practice. The leader who delegates every uncomfortable conversation doesn’t hear what the team is actually dealing with. You start believing your own story about how things work instead of seeing how they actually work. This creates problems. Your team notices when you avoid the hard work—the unspoken message is that you don’t need to understand what they deal with. You develop blind spots because you’re not in the weeds where problems fester. I learned QuickBooks not because I’m great at accounting, but because I needed to understand where every dollar went. When telecom rates started creeping up, I was an early adopter of Zoom because I was paying attention to details most CEOs delegate. And maybe worst of all, if the boss won’t do it, why should anyone else? People start optimizing for titles instead of results. In the early days, I worked 4 AM to 10 PM making client calls. I drove to Costco for monitors because they were cheaper than Best Buy. I negotiated leases, attended job fairs, wrote offer letters. Not because I was the only one who could, but because I needed the team to know that no part of the business was beneath any of us. ## **Growing vs. Comfort** When I went to Home Depot for extension cords or Costco for monitors, it wasn’t because I’m the best person for those tasks. It was about what it communicates: the work matters more than the hierarchy. Getting it done matters more than looking important. There’s a motto I’ve carried for years: growth and comfort are mutually exclusive. You can’t build something meaningful while protecting yourself from discomfort. And you can’t ask your team to embrace discomfort if you’re not willing to do the same. ## **Learning from the Weeds** Most executives did the ground-level work early in their careers. The distance between them and that work isn’t competence—it’s time and memory. When I started at Abacus, I did everything because the team was much smaller. I built the services, handled carrier calls, learned the systems, regulations, operations, sales, accounting. Not by choice—by necessity. What I learned: talented people need guidance to create a unified front. You can’t just hire smart people and hope it works. You have to show them what right looks like, earn their respect by proving you understand what they’re facing. I try to stay connected to that early version of myself—the one who figured things out because there was no alternative. That perspective shapes how I lead today. ## **What It’s Given Me** Staying connected to the work—not all of it, but enough—has given me three things: **Operational reality.** I know what the team faces because I’ve faced it recently enough that it’s still real to me. **Credibility over time.** When I personally interviewed candidates, attended job fairs, wrote offers, and trained people beyond their core duties, I was building a culture where details mattered. The little things add up. You can’t beat competition without watching every penny, and you can’t scale if you lose sight of the bottom line chasing growth. **Culture through action.** People watch what leaders do, not what they say. The long game means pitching in—especially when it’s unglamorous. There wasn’t a single part of this business I hadn’t done or wouldn’t do. To me, that attitude is fundamental to successfully and sustainably building a business from the ground up. Leadership isn’t always about delegating. Sometimes it’s about showing up, getting your hands dirty, and making sure people know you’re in it with them. **Categories:** Blog --- ### [The Power of "Oh Well"](https://abacusgm.com/the-power-of-oh-well/) **Published:** April 9, 2026 **Author:** Admin **Content:** ![Jay Jackson](https://abacusgm.com/wp-content/uploads/2025/04/JacksonJ.png "JacksonJ - Abacus Global Management, Inc.") #### Jay Jackson Chairman & CEO I remember asking Dad once why my brother Rick had to leave us and join the Army. Dad simply replied that Rick made a decision that required him to go. Then he paused, shrugged his shoulders, and said, “Oh well.” I kept thinking that was a really misplaced “oh well.” It felt dismissive. Like he didn’t care that our family was being split apart. But over the years, I came to understand what Dad was actually teaching us with those two words—and more importantly, what he wasn’t saying. ## **What “Oh Well” Actually Meant** When Dad said “oh well,” it wasn’t that he didn’t care or was discounting the situation or our feelings. He cared deeply about Rick, about our family, about all of us. What he was teaching us was something more nuanced: how to distinguish between emotional investment and effective action. Rick joining the Army? That was Rick’s decision to make. Dad couldn’t change it. Getting angry or anxious or trying to control Rick’s choice wouldn’t bring him home. It would just drain everyone’s energy and strain the relationship. So Dad chose acceptance. Not indifference—acceptance. He acknowledged the reality, felt whatever he felt about it, and then focused his energy on what he could actually influence: staying connected to Rick, supporting him in his decision, and being there when he needed us. This wasn’t cold detachment. It was wisdom about where to invest your emotional energy so you have something left to give where it matters. ## **How This Shows Up Today** I think about Dad’s “oh well” constantly when I’m leading at Abacus. But I want to be really clear: this doesn’t mean I’m cavalier about problems or dismissive of people’s concerns. It means the opposite. When an investor calls to express worry about market volatility, I don’t shrug and say “oh well, nothing we can do.” I listen. I take their anxiety seriously. I explain what’s happening and why. And then I help them focus on what we can actually control together: reminding them why we built our business around assets that simply don’t move with the market, and whether this moment is actually proof of that thesis. The worry is valid, but where we point it matters. The “oh well” isn't about the client's feelings. It's about the market itself. I can’t control a 10% drop. But I can absolutely control how we respond to it, how we communicate about it, and whether we let short-term volatility derail a long-term plan. When a colleague comes to me frustrated about another firm’s new service, I don’t say “oh well, who cares.” I care that they’re frustrated. I care about staying competitive. What I don’t do is spiral into anxiety about what another firm is doing—something I have zero control over. Instead, we focus on what we can control: are we delivering real value to our clients? Are we staying true to our principles? Are we solving the problems we’re uniquely positioned to solve? When a potential investor passes on Abacus, that stings. Every time. I don’t dismiss it with a casual “oh well.” I debrief with the team. We ask what we could have done better. We learn from the experience. And then—and this is the “oh well” part—we let go of trying to control their decision and refocus our energy on the investors and clients who do want to work with us. ## **The Difference Between Dismissive and Discerning** Here’s what I’ve learned: there’s a huge difference between being dismissive of people and being discerning about where you invest your energy. Being dismissive says: “Your concerns don’t matter.” Being discerning says: “Your concerns absolutely matter, and here’s what we can actually do about them.” Being dismissive says: “I don’t care about this problem.” Being discerning says: “I care deeply, which is exactly why I’m focusing on the parts of this problem I can actually solve.” Dad wasn’t teaching us not to care. He was teaching us to care effectively. To recognize when emotional energy is serving you—driving you toward constructive action—and when it’s draining you without producing results. ## **What You Can Actually Control** In business and in life, we spend enormous energy worrying about things outside our control. What the market will do. What the economy will do. What policies will change. How long we’ll live. Whether we’ll stay healthy. These concerns are legitimate. The anxiety is real. But here’s what Dad understood: anxiety about things you can’t control doesn’t protect you from those outcomes. It just exhausts you before you get there. His lesson was simpler: acknowledge what you can’t control, then focus your actual energy on what you can. You can’t control how long you’ll live, but you can control your health habits today. You can’t control market returns, but you can control your savings rate and asset allocation. You can’t control whether people make the decisions you’d want them to make, but you can control whether you’re there to support them when they need you. The “oh well” isn’t about not caring. It’s about caring so much that you refuse to waste your limited energy on things that won’t respond to your effort—because you’re saving that energy for the things that will. **Categories:** Blog --- ### [$207 Million Lost: What Medicaid’s Audit Reveals About Mortality Data Gaps](https://abacusgm.com/mortality-gaps/) **Published:** April 7, 2026 **Author:** Admin **Content:** A recent audit from the U.S. Department of Health and Human Services Office of Inspector General (OIG) highlights a costly and persistent issue: payments continuing after a recorded mortality event. The numbers are significant. Medicaid agencies made an estimated $207.5 million in unallowable capitation payments to managed care organizations on behalf of deceased enrollees in a single year¹. This is not a new problem. Since 2016, audits have identified approximately $289 million in improper payments tied to individuals whose mortality events had already occurred¹. Together, these figures point to a broader issue across systems that rely on accurate and timely mortality data. ## The Problem: Delayed and Disconnected Data At its core, this is not a lack-of-data problem, it’s a timing and integration problem. The audit found that 99 out of 100 sampled payments were made after the individual had already passed¹, highlighting how frequently systems fail to act on available mortality information. In many cases, mortality data existed but was not reflected in the systems responsible for stopping payments. This disconnect creates a gap between when a mortality event occurs and when organizations can act on it. ## Where the Breakdown Happens The report outlines several common failure points that lead to improper payments: Mortality data is not always captured or updated in internal systems in a timely manner. Information may exist in external datasets, such as the Social Security Administration’s Death Master File (DMF), but access can vary and is often limited for non-federal entities². Even when mortality data is available, delays in reconciliation and system updates allow payments to continue. These challenges demonstrate that having access to data is not enough, organizations must be able to validate and act on that data quickly. ## A Broader Industry Challenge While this audit focuses on Medicaid, the implications extend well beyond healthcare. Pension plans, insurance carriers, and financial institutions all face similar risks when managing ongoing payments tied to individuals. Without timely mortality verification, organizations may experience: - Continued payments after a mortality event - Increased compliance and audit exposure - Operational inefficiencies driven by manual reconciliation The underlying issue remains consistent across industries: delayed data leads to overpayments and audit risk. ## Increasing Regulatory Pressure Regulators are taking steps to address the issue. Beginning in 2027, Medicaid programs will be required to check the Social Security Administration’s Death Master File at least quarterly to identify deceased enrollees and discontinue payments¹. However, the requirement to use the DMF does not guarantee access to the full dataset. In practice, access to the complete file remains restricted, and many organizations rely on limited versions that may exclude certain records. More information on access requirements can be found through the Social Security Administration and the National Technical Information Service (NTIS)². Additionally, the inclusion of supplemental data sources in regulatory guidance reinforces a key reality: compliance with a single data source does not ensure complete coverage. In environments where payments are processed continuously, relying on periodic checks or incomplete datasets can leave critical gaps. ## Moving Toward Ongoing Mortality Tracking To reduce risk, organizations are shifting toward more proactive approaches to mortality verification. This includes: - Ongoing or frequent verification instead of periodic checks - Integrating multiple data sources to improve accuracy and coverage - Automating updates to ensure systems reflect the most current available information While reporting timelines can vary by source, improving both the speed and quality of mortality data can significantly reduce financial exposure and improve compliance outcomes. ## Why Organizations Choose Abacus Intel Closing the gap between mortality events and system updates requires more than access to data, it requires actionable intelligence. Abacus Intel provides: - 99% accuracy mortality verification in the US - Multi-source data integration for 97% coverage - Ongoing mortality tracking to support timely updates - Automated workflows that reduce manual intervention - Transparent, audit-ready reporting The result is a more proactive approach to managing risk, improving operational efficiency, and maintaining data integrity. The OIG report makes one thing clear: the cost of delayed mortality data is measurable and preventable. Click [**here**](https://abacusintel.com/contact/) to see how Abacus Intel helps organizations reduce improper payments and strengthen data accuracy. Sources: ¹ U.S. Department of Health and Human Services, Office of Inspector General (2025). Medicaid Agencies Made Millions in Unallowable Capitation Payments to Managed Care Organizations on Behalf of Deceased Enrollees. [**https://oig.hhs.gov/reports/all/2025/medicaid-agencies-made-millions-in-unallowable-capitation-payments-to-managed-care-organizations-on-behalf-of-deceased-enrollees/**](https://oig.hhs.gov/reports/all/2025/medicaid-agencies-made-millions-in-unallowable-capitation-payments-to-managed-care-organizations-on-behalf-of-deceased-enrollees/) ² Social Security Administration / National Technical Information Service (NTIS). Death Master File (DMF) Access & Certification Requirements. https://www.ssa.gov **Categories:** Blog --- ### [Are Life Settlements the Next Big Alternative Asset?](https://abacusgm.com/are-life-settlements-the-next-big-alternative-asset/) **Published:** April 2, 2026 **Author:** Admin **Content:** The [**U.S. Department of Labor (DOL)**](https://www.dol.gov/newsroom/releases/ebsa/ebsa20260330. "U.S. Department of Labor (DOL)") recently announced efforts to expand access to alternative investments within retirement plans, signaling a broader shift in how investors and advisors think about value, diversification, and financial strategy (\*). While this policy focuses on retirement plans, its impact extends much further. It reinforces the fiduciary responsibility to evaluate a broader range of assets, including non-traditional investments that may offer stability and value beyond the stock market. ## **A New Perspective on Value** For many people, life insurance has always been viewed the same way: something you keep, surrender, or let lapse. But that’s no longer the full picture. As alternative financial strategies gain traction, more individuals are discovering that their life insurance policy may be worth more than they think. In fact, policies that are no longer needed or have become too expensive to maintain can often be sold for a meaningful cash payout through a [**life settlement**](https://abacuslifesettlements.com/learn-how-life-settlements-work/ "life settlement"). ## **Why This Moment Matters** The DOL’s recent move highlights a larger trend: investors are increasingly looking beyond traditional options and recognizing value in places that were previously overlooked. That includes life insurance and policyholders. ## **What This Could Mean to You** If you own a life insurance policy, especially one that you no longer need or find difficult to maintain, it may be worth taking a closer look. Instead of surrendering your policy for a minimal amount or letting it lapse entirely, you may be able to: - Receive a cash payment that is often significantly higher than the surrender value - Eliminate ongoing premium payments - Reallocate that money toward more immediate financial priorities The DOL’s announcement doesn’t change your policy, but it does change the environment around it. It signals a growing recognition that value exists beyond traditional financial paths. And for life insurance policyholders, that opens the door to new possibilities. At [**Abacus Life**](https://abacuslifesettlements.com/ "Abacus Life"), we’re here to help you explore those possibilities, so you can make the decision that’s right for you. Use our **[free calculato](https://abacuslifesettlements.com/qualify-a-life-settlement/ "free calculato")**r to see if a life settlement is right for you. \***<https://www.dol.gov/newsroom/releases/ebsa/ebsa20260330>.** **Categories:** Blog --- ### [Abacus FCF Advisors Named to PSN Top Guns List of Best Performing Strategies for Q4 2025](https://abacusgm.com/abacus-fcf-advisors-named-to-psn-top-guns-list-of-best-performing-strategies-for-q4-2025/) **Published:** March 26, 2026 **Author:** Admin **Content:** [Download Full Press Release](https://abacusfcf.com/wp-content/uploads/2026/03/PSN-Top-Guns-Press-Release-4Q-2025-UD.pdf) **Media Contact:** Derin Cohen Abacus FCF Advisors Derin.cohen@abacusgm.com (212) 217-2597 **Orlando, FL—March 11, 2026— Abacus FCF Advisors** announced today it has been named to the celebrated [PSN Top Guns List](https://psn.fi.informais.com/PSNTopGuns/topguns_zephyr.asp "PSN Top Guns List") of best performing separate accounts, managed accounts, and managed ETF strategies for Q4 2025. The highly anticipated list, published by Zephyr, remains one of the most important references for investors and asset managers. “These managers have successfully steered through transformative events such as the COVID-19 pandemic market crash, the Brexit referendum, the US-China trade war, the global sell-off of 2015-2016, and the AI Driven market this year”, says PSN Product Manager Nick Williams. “Their ability to adapt to evolving market conditions, strategically position across asset classes, and capture opportunities underscores the enduring importance of active management in delivering value to investors.” The Abacus FCF Leaders Strategy is a systematic equity strategy that seeks long-term capital appreciation by investing in U.S. companies demonstrating superior Free Cash Flow Return on Invested Capital (FCF-ROIC). The strategy employs a proprietary multi-factor model using cash-flow-based inputs rather than earnings-based metrics to reduce exposure to accounting discretion. The strategy is available through separately managed accounts and as an ETF **($ABFL: Abacus FCF Leaders ETF).** Through a combination of PSN’s proprietary performance screens, the [PSN Top Guns](https://psn.fi.informais.com/PSNTopGuns/topguns_zephyr.asp "PSN Top Guns") awards products in six proprietary categories in over 75 universes based on continued performance over time. Abacus FCF Advisors’ **FCF Leaders strategy** earned a **PSN Top Guns Manager of the Decade** award, meaning our strategy had an r-squared of 0.80 or greater relative to the style benchmark for the latest 10-year period. Moreover, the strategy’s returns were greater than the style benchmark for the last 10-year period and standard deviation less than the style benchmark for the latest ten-year period. At this point, the top ten performers for the latest 10-year period become the PSN Top Guns Manager of the Decade. **Manager Commentary** “Our Free Cash Flow Leaders Strategy seeks to outperform the Russell 3000 Index with lower volatility over the long term. The Manager of the Decade designation is a meaningful validation of that track record. Our process has delivered excess returns with less risk than the style benchmark across a full decade that included the pandemic, the most aggressive rate hiking cycle in 40 years, and the current AI-driven market. While the second half of 2025 was challenging for not only our strategies but the broader quality investing space — J.P. Morgan confirmed quality posted the worst factor performance globally in Q4 — we remain dedicated to identifying free cash flow leaders that can navigate the full business cycle. Investors in trending themes are often concerned about when the trend will reverse. The top five hyperscalers are projected to spend over $600 billion in capex in 2026, consuming roughly 90% of their operating cash flow. Investing in companies that are generating durable free cash flow, including those benefiting from this historic capital expenditure cycle, offers a fundamentally different proposition. Our strategy allows investors to participate in secular growth themes with the confidence that comes from owning capital compounders, not capital consumers.” Says Vince (Qijun) Chen, CFA, Portfolio Manager of the Strategy The complete list of PSN Top Guns and an overview of the methodology can be located at [https://psn.fi.informais.com/PSNTopGuns/topguns\_zephyr.asp](https://psn.fi.informais.com/PSNTopGuns/topguns_zephyr.asp) **About Abacus FCF Advisors** Abacus FCF Advisors, a subsidiary of Abacus Global Management, Inc. (NYSE: ABX), manages a suite of ETFs and separately managed accounts employing a proprietary free cash flow leaders methodology backed by nearly 30 years of empirical validation and academic research. These strategies serve as the asset allocation toolkit to support Abacus’s vision of delivering personalized financial solutions across the full lifespan of its clients. For more information, visit abacusfcf.com. [About **PSN**](https://pages.financialintelligence.informa.com/PSN) For more than four decades, [PSN](https://pages.financialintelligence.informa.com/PSN) has been a top resource for investment professionals. Asset managers rely on Zephyr’s PSN to effectively reach institutional and retail investors. Over 2,800 firms, 285 universes, and more than 21,000 products comprise the PSN SMA database showing asset breakdowns, compliance, key personnel, ownership diversity, ESG, business objectives and strategy, style, fees, GIC sectors, fixed income ranges and full holdings. Unique to PSN is its robust historical database of over 40 Years of Data Including Net and Gross-of-Fee Returns. Zephyr’s PSN produces the PSN Outlook eBook series provides insight and trends about the SMA industry. You can view them [online here](https://informaconnect.com/zephyr/psn-ebook/). Visit [PSN online](https://informaconnect.com/zephyr/psn-financial-sma-data/) to learn more. **Important Disclosures** Past performance does not guarantee future results. The investment return and principal value of an investment will fluctuate so that an investor’s shares, when sold or redeemed, may be worth more or less than their original cost, and current performance may be lower or higher than the performance quoted. There is no guarantee that the strategy will achieve its investment objective. Investing involves risk, including the possible loss of principal. The PSN Top Guns designation is based on quantitative screening criteria and does not represent an endorsement or recommendation by PSN or Zephyr. The complete methodology is available at [psn.fi.informais.com](https://psn.fi.informais.com/). **R-squared** or the coefficient of determination, is a statistical measure that represents the proportion of variance in a dependent variable explained by an independent variable in a regression model. **Standard deviation** is a statistical measure quantifying the amount of variation or dispersion in a dataset, indicating how spread out values are from their mean. For standardized performance, please visit [abacusfcf.com/ABFL](https://abacusfcf.com/ABFL). The Russell 3000® Index measures the performance of the 3,000 largest publicly traded U.S. companies, based on market capitalization. The Index measures the performance of approximately 98% of the total market capitalization of the publicly traded U.S. equity market. It is not possible to invest directly in an index. *The FCF ETFs are distributed by Quasar Distributors, LLC & Regional Investment Services, Inc., Member FINRA.* **Categories:** Blog --- ### [What Record-Setting Actually Requires](https://abacusgm.com/what-record-setting-actually-requires/) **Published:** March 25, 2026 **Author:** Admin **Content:** ![Jay Jackson](https://abacusgm.com/wp-content/uploads/2025/04/JacksonJ.png "JacksonJ - Abacus Global Management, Inc.") #### Jay Jackson Chairman & CEO We [announced](https://www.globenewswire.com/news-release/2026/03/24/3261187/0/en/Abacus-Global-Management-Announces-Record-Originations-and-Transactions-in-2025.html) this week that Abacus set records across every major metric in 2025: 1,310 policies purchased, $580.8 million deployed, 1,059 policies traded from portfolio, $1.8 billion in face value transacted, $178.6 million in realized gains. Those are good numbers. But the more interesting story is what it takes organizationally to produce them. Breaking your own records doesn’t just reflect hard work. It reflects careful investment in our process and business model, our people at Abacus, and our institutional partners. ## **Systems That Scale Without You** When I first began at Abacus, I could tell you details about individual transactions. At 1,310 policies in a single year, that’s impossible. Which means the organization had to develop underwriting standards, actuarial models, and pricing frameworks that work whether or not senior leadership is in the room. That’s not a small shift. It requires documented processes, empowered teams, and enough redundancy that no single person becomes a bottleneck. It means hiring people who are better than you at specific things and then actually letting them do those things. ## **Building Liquidity Into the Business Model** The fact that we traded 1,059 policies from our portfolio—meaning we didn’t just buy and hold, but actively managed turnover—demonstrates something crucial: we’re not just accumulators. We’re market makers. That requires different capabilities. It means building relationships with institutional buyers who trust your pricing. It means having the actuarial precision to know when to hold an asset and when to monetize it. It means creating enough portfolio velocity that you’re generating realized gains ($178.6 million) on top of unrealized appreciation ($49.3 million). This is what separates asset managers from asset hoarders: One builds a business. The other builds a balance sheet and hopes it compounds. ## **People Who Have An Ownership Mentality** Nearly 80% of Abacus employees are shareholders. That’s not an accident, and it’s not a perk. It’s a filter. When people own the outcome—not symbolically, but financially—they make different decisions. They care about efficiency. They protect the brand not in the short term, but in the longer term. They’re willing to do the unglamorous work that doesn’t show up on LinkedIn but absolutely shows up in results. Record-setting years don’t happen because we set ambitious targets. They happen because the people doing the actual work treat the business like it’s theirs. Because it is. ## **Institutional Relationships That Can Handle Volume** Deploying over half a billion dollars in capital and trading nearly $2 billion in face value requires counterparties who can move at scale: banks, insurance companies, fixed income investors, institutional asset managers. Those relationships don’t develop overnight. They’re built on years of consistent execution, transparent pricing, and a reputation for doing what you say you’ll do. The 2025 numbers are the result of infrastructure we’ve been building since 2004—$10 billion in policies purchased, thousands of transactions completed, decades of actuarial data refined. You can’t shortcut trust at institutional scale. You earn it one transaction at a time, over years, until the people with the capital know you’re the first call when they need exposure to the asset class. Record years don’t happen by accident. They happen because you’ve built an organization capable of producing them—and then you get out of the way and let it work. **Categories:** Blog --- ### [What Eleven Quarters Proves](https://abacusgm.com/what-eleven-quarters-proves/) **Published:** March 16, 2026 **Author:** Admin **Content:** ![Jay Jackson](https://abacusgm.com/wp-content/uploads/2025/04/JacksonJ.png "JacksonJ - Abacus Global Management, Inc.") #### Jay Jackson Chairman & CEO Last Thursday, we [reported](https://www.google.com/url?q=https://ir.abacusgm.com/news-events/press-releases/detail/174/abacus-global-management-reports-fourth-quarter-and-full-year-2025-results&sa=D&source=editors&ust=1773686887810504&usg=AOvVaw3WNvibZUVhmNbkXrMJP7Cw) our fourth quarter and full year 2025 results. It was our eleventh consecutive quarter beating consensus earnings expectations. Eleven straight quarters. That’s not a coincidence. That’s a track record. ## **Real Results, Not Aspirations** ## Here’s what we said we’d do in 2025: deliver consistent growth, expand margins, grow our asset base, and maintain disciplined capital allocation with ROE and ROIC above 20%. ![](https://substackcdn.com/image/fetch/$s_!v717!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fbd86d36a-fad1-4982-87db-eeab88fed771_1104x620.png)Here’s what we did: - Asset base reached approximately $3.6 billion - Revenue up 110% year-over-year to $235.2 million - Adjusted EBITDA grew 115% to $132.6 million with 56% margins - Beat average consensus by 20% in Q4 - Recurring revenue represents 16% of total revenue mix; on track to reach long-term growth target of 70% by 2030 Quarter after quarter, we not only hit our goal, we exceeded expectations and expanded margins. And we did it while executing disciplined capital allocation. ## **What This Track Record Means** ## When we lay out a five-year path to becoming a mid-cap company operating at approximately $450 million in Adjusted EBITDA at scale, that projection isn’t built on hope. It’s built on a demonstrated pattern of doing exactly what we said we would do. That consistency matters. Not because we’re interested in checking boxes or hitting arbitrary targets, but because it signals something fundamental about how we run this business: we understand our capabilities, we plan realistically, and we execute each and every time. The market is full of companies making bold promises about where they’ll be in five years. The difference is whether you have a track record that gives anyone reason to believe you. We would rather let eleven quarters of results speak for themselves. ## **The Flywheel Is Working** ## The results tell a story about how our business model is maturing. We just had a record quarter of capital deployment with an 82% increase for the quarter to $230.7 million, compared to $126.5 million in the prior-year period. Looking back at the whole year, our origination capital deployment increased 53% to $580.8 million. Policy originations grew 27% to 1,310 policies. The turnover ratio for Q4 was 2.6x, reflecting strong portfolio activity and exceeding our long-term target. But here’s what matters more than any single metric: the integrated platform we’ve built is working exactly as designed. Life Solutions continues to serve as our origination engine. Asset Management is packaging those assets into institutional-grade products. Abacus Intel is strengthening the entire platform through data-driven mortality verification services that now serve over 100 pension funds and institutional clients. Abacus Wealth Advisors is transforming the industry through lifespan-based financial planning. These verticals reinforce each other. The data from one improves the outcomes in another. The relationships in one create opportunities in another. It’s a flywheel, and the momentum is real. ## **Capital Allocation With Discipline** ## We enhanced shareholder returns this quarter through our inaugural annual cash dividend of $0.20 per share, and in early 2026, authorized an additional $20 million share repurchase program. These aren’t reactive moves—they’re the natural evolution of a business that’s generating recurring earnings and operating from a position of capital strength. We also completed the strategic [acquisition](https://www.google.com/url?q=https://ir.abacusgm.com/news-events/press-releases/detail/150/abacus-global-management-acquires-accuquote&sa=D&source=editors&ust=1773686887818108&usg=AOvVaw0IPvQHyinSuVKDIX3WTX4H) of AccuQuote, which broadens our financial services capabilities and strengthens our ability to deliver integrated protection, wealth accumulation, and preservation solutions across the client lifecycle. And we [moved](https://www.google.com/url?q=https://ir.abacusgm.com/news-events/press-releases/detail/142/abacus-global-management-announces-transfer-of-listing-of-its-class-a-common-stock-to-the-new-york-stock-exchange-with-new-ticker-symbol-abx&sa=D&source=editors&ust=1773686887818872&usg=AOvVaw1fFY0eq-0c7izCWACY1MmI) our listing to the New York Stock Exchange under the ticker ABX, enhancing our visibility among institutional investors and supporting long-term shareholder value creation. Each of these decisions reflects the same principle: disciplined capital allocation. We’re not chasing growth for growth’s sake. We’re building sustainable infrastructure for a business that will compound value over decades. # **A Strategic Investment in Manning & Napier** # In addition to our earnings, we made another big announcement last week: we have made a minority strategic [investment](https://www.google.com/url?q=https://ir.abacusgm.com/news-events/press-releases/detail/175/abacus-global-management-announces-execution-of-definitive-agreement-to-acquire-a-strategic-minority-investment-in-manning-napier&sa=D&source=editors&ust=1773686887820278&usg=AOvVaw1J7_G43PeKuBm323LbGHea) in Manning & Napier, a 55-year-old wealth and asset management firm with approximately $18 billion in AUM and roughly 3,400 clients. We’ve built the Life Solutions origination engine (generating ~10,000 customer leads per month), we’ve built the Asset Group, and now we’re adding a dedicated wealth management channel that can serve clients across the full longevity spectrum. The real value is in the Strategic Alliance Agreement: Manning & Napier gets access to our Asset Group products (ETFs, longevity funds, asset-based finance strategies) for their client base. We get a natural referral channel for leads that don’t fit our core life settlement business but still need wealth planning. And together, we’re building longevity-focused financial planning products that combine our proprietary LifeARC data with their wealth planning infrastructure. It’s the same philosophy we’ve applied everywhere else: build things that compound over time, connect the pieces that should be connected, and create value that wasn’t there before. The $53 million investment is supported by fee-related earnings and expected to close in Q2 2026. ## **Looking Forward** ## We’re initiating our full year 2026 outlook for adjusted net income between $96 million and $104 million. That implies growth of up to 22% compared to 2025. But more important than any single year’s guidance is the long-term path we’ve outlined: becoming a mid-cap company operating at approximately $450 million in Adjusted EBITDA at scale, with 70% recurring revenue. That’s a five-year target. And based on the last eleven quarters, you should take it seriously. **Because here’s what we’ve learned about building Abacus: consistency compounds.** Delivering on your word quarter after quarter builds credibility. Credibility creates access to capital. Access to capital enables competitive advantages. Competitive advantages generate sustainable returns. ## **The Confidence to Execute** ## When you beat consensus for eleven straight quarters, you earn something that can’t be bought: confidence from stakeholders—shareholders, institutional partners, employees, clients—that you’ll do what you say you’re going to do. The markets reward a lot of things—growth, innovation, disruption. But in the long run, they reward consistency most of all. Because consistency is what separates companies that last from companies that flame out. And it should give anyone watching confidence that when we say we’re on a path to $450 million in Adjusted EBITDA at scale with 70% recurring revenue, we’re not speculating. We’re executing a plan that’s been delivering ahead of expectations for nearly three years straight. **Categories:** Blog --- ### [The Forgotten Asset in Your Estate Plan](https://abacusgm.com/the-forgotten-asset-in-your-estate-plan/) **Published:** March 2, 2026 **Author:** Admin **Content:** ![Jay Jackson](https://abacusgm.com/wp-content/uploads/2025/04/JacksonJ.png "JacksonJ - Abacus Global Management, Inc.") #### Jay Jackson Chairman & CEO Last month, I was on the **[Moore Money Show](https://podcasts.apple.com/gt/podcast/jay-jackson-01-24-26/id1550818850?i=1000746492907&l=en-GB)** with Steve Moore, and we discussed a question that still stops people cold every time: “What is the age group with the highest suicide rate in America?” Most people guess teenagers. Maybe people in their 20s struggling with mental health. The answer catches everyone off guard: it’s people over 75. Our greatest generation—the people who built this country, who sacrificed, who worked their whole lives—has the highest suicide rate of any age group on a per capita basis. The reasons are heartbreaking and complex: loneliness, depression, loss of purpose, declining health. But one factor that doesn’t get talked about enough is financial. Our seniors don’t want to be a burden. The number one cause of elder abuse in America is self-harm, and often it’s driven by the fear of becoming a financial drain on their families. This is where the conversation about longevity planning—something I know I touch on regularly in this newsletter—gets urgent. It’s not just about making your money last—it’s about maintaining dignity, independence, and quality of life for what could be 20 or 30 years in retirement. Having to plan for a longer life means it’s crucial to have every tool and asset at your disposal. ## **The Asset You Didn’t Know You Had** This is a topic I’ve covered before, but it bears repeating because so few people actually act on it: life insurance was defined by the Supreme Court as personal property. That means you can sell it and transfer that right to a third party at whatever the current market price is. Think about that. You bought life insurance 30 or 40 years ago when your kids were young. You wanted to make sure they’d be taken care of if something happened to you. You’ve been making payments ever since. Now your kids are financially independent. They’re 35, 40, 45 years old. They don’t need that safety net anymore. But you’re still paying premiums on a policy that might be worth hundreds of thousands of dollars in current value. It’s like continuing to make mortgage payments on a house you no longer live in instead of selling it. ## **The Math Nobody Does** Here’s a staggering statistic: there’s $14 trillion of life insurance in force in the United States. Ninety percent of it never pays a claim. That’s not because people are living forever. It’s because policies lapse. People stop making payments. They forget the policy exists. They don’t realize it has current market value beyond the death benefit. What we've seen at Abacus runs the full spectrum—from contracts worth a few hundred thousand dollars to several million—all depending on your health profile and the specifics of your policy. The point is: this isn’t pocket change. This is real liquidity that could fundamentally change your retirement. ## **The Question You’re Not Asking** Steve asked me what someone in their mid-60s should do with their life insurance policy. My answer surprised him, though regular readers of this newsletter will recognize the theme. The first question isn’t “what’s my policy worth?” The first question is: “How long am I going to be in this contract?” In other words: what’s your actual life expectancy based on your current health profile? This is the missing piece in almost all retirement planning—something I’ve written about extensively. We have target-date funds to get you to retirement, but no guidance once you’re there. And that guidance should be completely customized to you—not to some population average, but to your actual medical situation. ## **Lifespan as an Arc of Possibilities** Here’s what we do at Abacus: we aggregate your medical files and compare your current health profile to everyone else who’s had a mortality experience with the same profile. This gives you a realistic picture of your life arc—not a straight line to some average age, but an arc of possibilities based on who you actually are. Once you know that, you can make informed decisions. If your estimated lifespan is 20 years, what are your costs going to be for the next 20 years? How does that life insurance policy fit into that picture? Should you keep paying premiums, or should you monetize that asset now and deploy the capital where it will actually improve your life? This applies to everything, by the way—not just life insurance. Should you defer Social Security? Should you defer Medicare? Why would you defer if your lifespan is short? You’ve got to know the math behind these decisions, and so many people just guess. ## **What That Money Could Mean** Steve mentioned wanting a house in Palm Beach when he retires but not having enough cash for the down payment. His life insurance policy might be that down payment. For a lot of the people we work with, it’s not about survival—the average policy we buy is over a million and a half dollars. These aren’t people struggling to make their next mortgage payment. It’s about lifestyle. It’s about options. It’s about not being a burden. And often, we’re working with their children—adult kids helping their parents in their 80s who didn’t realize there was value in these old policies. That money can mean the difference between institutional care and aging in place. Between giving up independence and maintaining dignity. ## **What You Can Do Today** If you’re in your 60s, 70s, or 80s—or if you have parents in that age range—here’s what I’d recommend: **First**, get a realistic picture of your health profile and life expectancy. Not the population average. Your actual situation. **Second**, look at your life insurance policy as an asset, not just a death benefit. What’s its current market value? Does it still serve the purpose you bought it for, or has your situation changed? **Third**, think about liquidity. In volatile markets, people forget that one of their most valuable assets for immediate cash could be sitting right there in their estate plan. Your life insurance policy isn’t just about what happens when you pass away. It’s about having options while you’re alive. And that might be the difference between merely surviving your retirement and actually thriving in it. **Categories:** Blog --- ### [The Ultimate Life Hack](https://abacusgm.com/the-ultimate-life-hack/) **Published:** February 20, 2026 **Author:** Admin **Content:** ![Jay Jackson](https://abacusgm.com/wp-content/uploads/2025/04/JacksonJ.png "JacksonJ - Abacus Global Management, Inc.") #### Jay Jackson Chairman & CEO Arianna Huffington wrote something recently that stopped me in my tracks: “Death is one of the most powerful tools we have to help us navigate life.” In her TIME **[op-ed](https://time.com/7377516/what-can-we-learn-from-death/)**, she points out the paradox of our longevity obsession. Silicon Valley is pouring billions into anti-aging research. World leaders are casually discussing 150-year lifespans. The longevity economy is projected to hit $27 trillion by 2030. And yet, she argues, “the danger of chasing the false promise of immortality is that we lose access to the very real and tangible lessons of mortality.” She’s right. But I’d take it further: we’re optimizing for the wrong metric entirely. ## **Healthspan Over Lifespan** The longevity conversation is almost entirely about adding years to life. But nobody’s asking the more important question: what kind of years are we adding? You can extend your lifespan to 100 while spending the last 20 years managing chronic disease, losing independence, and disconnected from what makes life worth living. Or you can focus on healthspan—the period of life spent in good health, free from the disabilities and diseases of aging—and optimize for quality over quantity. Huffington quotes death doula Alua Arthur: “When I am thinking about my death, I can see very clearly who I want to be, how I want to spend my time, what I want to leave behind, and what I value.” That clarity is the gift. Mortality focuses the mind on what actually matters. At Abacus, much of our work transforming the way people think about their futures rests on this switch from asking “how long will you live?” to asking “what do you want those years to look like?” The financial plan that gets you to 100 means nothing if you’re spending those decades isolated, unhealthy, and disconnected from purpose. ## **What the Blue Zones Actually Teach Us** Here’s what’s fascinating about the Blue Zones—those pockets of the world where people routinely live into their 100s: they’re not the richest places on earth. Okinawa isn’t Silicon Valley. Sardinia isn’t Manhattan. Ikaria isn’t Monaco. What they have in common isn’t wealth. It’s community. It’s connection. It’s a sense of purpose that doesn’t evaporate at retirement age. It’s daily movement woven into life rather than optimized workouts. It’s meals shared with people you care about rather than macros calculated alone. The people living longest aren’t the ones obsessed with not dying. They’re the ones most fully engaged with living. Huffington cites research showing that at the end of life, our values change. We don’t crave more status or more things. We crave more connection. The tragedy is how many people wait until they’re dying to figure that out. ## **The Freedom in Acceptance** There’s a strange freedom that comes from truly accepting your mortality. Not in a morbid way, but in the way ancient Romans meant when they carved “Memento Mori”—remember death—into statues and trees. When you internalize that your time is genuinely limited, it clarifies decisions. That career move you’ve been avoiding because it’s risky? The relationship you need to repair? The dream you keep putting off until “someday”? Mortality makes someday now. As Huffington writes, “it’s like we’re throwing away food, knowing that eventually you’re going to be starving.” Every day spent not fully living is a day you’ll never get back. ## **Planning for the Right Thing** This is why my approach to planning for the future goes beyond spreadsheets and portfolios. Yes, you need the money to last. But more importantly, you need a plan for what those years will contain. Who will you spend time with? What will give you purpose? How will you stay connected to community? The goal isn’t to live forever. It’s to live well for however long you have. As Huffington concludes, we’re entering “a potentially dramatic turning point in the human condition.” But the opportunity isn’t in defeating death—it’s in learning from it. In letting mortality teach us how to actually live. Because the world death rate is still holding steady at 100%. The only question is what we do with the time we have. **Categories:** Blog --- ### [What Pension Plans and Insurers Need to Know About the Ending Improper Payments Act](https://abacusgm.com/the-ending-improper-payments-act/) **Published:** February 18, 2026 **Author:** Admin **Content:** The federal government recently passed the Ending Improper Payments to Deceased People Act, legislation designed to strengthen data sharing and prevent payments from going to individuals after a mortality event has occurred. As Senator John Kennedy stated, *“The federal government loses billions of dollars each year by making payments to people who have passed away. That’s unacceptable.” (\*)* The bipartisan bill, co-led by Sens. Gary Peters and Ron Wyden, aims to improve how mortality data is accessed and shared across agencies to stop improper disbursements before they happen. While the law directly applies to federal programs like Social Security, its broader implications extend across the benefits industry. Pension plans, insurance carriers, and other institutions that issue recurring payments face the same fundamental risk: if mortality information is delayed, incomplete, or siloed, payments may continue unintentionally. Even a small number of missed mortality events can lead to significant overpayments and audit exposure. Although federal data-sharing efforts are expanding, public access to comprehensive and timely mortality information can still be limited. That’s where Abacus Intel provides added protection. Abacus Intel’s modern mortality verification strategy goes beyond single-source data by integrating multiple U.S. mortality sources and applying advanced matching logic to improve both accuracy and speed. We identify mortality events in the US, and deliver results with 99% accuracy, every day. **[MVerify®](https://abacusintel.com/death-audit/)** combines robust data coverage with sophisticated algorithms designed to reduce false positives and false negatives, delivering daily automated alerts when potential mortality events are identified. Continuous monitoring transforms verification from a periodic review into an ongoing safeguard that protects plan assets and strengthens compliance readiness. The Ending Improper Payments to Deceased People Act reinforces a national priority: stop improper payments before they occur. Pension plans and insurers can achieve the same financial protection by strengthening their own mortality verification strategy. If you’re ready to reduce avoidable overpayments and align with today’s higher standards of accountability, [schedule a conversation with our team](https://abacusintel.com/contact/) or [request a demo of MVerify® today](https://abacusintel.com/death-audit/#demo-request-popup). \*https://www.kennedy.senate.gov/public/press-releases?id=9669A1CA-F1E9-47C2-A3D4-DF60152EB97D **Categories:** Blog --- ### [How Life Insurance Can Start to Build Capital for Struggling Zoomers](https://abacusgm.com/how-life-insurance-can-start-to-build-capital-for-struggling-zoomers/) **Published:** January 23, 2026 **Author:** Admin **Content:** ![Jay Jackson](https://abacusgm.com/wp-content/uploads/2025/04/JacksonJ.png "JacksonJ - Abacus Global Management, Inc.") #### Jay Jackson Chairman & CEO Digital natives who have grown up in an age of economic uncertainty and political polarization, Gen Z has reason to be skeptical of traditional investment tools and products. In fact, those born between 1997 and 2012 are [far less likely](https://www.lifeinsuranceinternational.com/analyst-comment/gen-z-buying-insurance/) to prioritize obtaining insurance products like rental insurance, travelers insurance, contents insurance than older generations. The same goes for life insurance – just 24% of Gen Z have life insurance according to a [2024 study by the National Association of Insurance Commissioners](https://content.naic.org/article/only-about-1-4-gen-z-adults-can-define-deductible-and-co-pay). There are many reasons for this: the unstable job market and the rise of online misinformation, coupled with the reality that when you are young and healthy, life insurance seems like an unnecessary expense. However, life insurance is more than just a safety net for your loved ones; it’s a valuable, reliable asset that can pay dividends later in life. A key advantage of investing in life insurance early is the potential for cash value growth, uncorrelated to market whims and economic shifts. Many policies accumulate cash value over time, which can be accessed later in life. Life settlements allow policyholders to sell their life insurance policy for a lump sum of cash, meaning that having a life insurance policy doesn’t exclusively provide benefits after death. Selling a life insurance policy can provide a meaningful cash windfall in the future and can help support a better quality of life down the road. By investing in life insurance now, Zoomers can position themselves to tap into this resource when they need it most, providing financial flexibility down the line. Another factor to consider is the affordability of life insurance for younger individuals. Premiums tend to be lower when you’re young and healthy, making it a more cost-effective investment. Additionally, many insurance companies offer policies designed specifically for young professionals, with flexible terms and options that cater to your unique needs. While it's understandable that Gen Z may be skeptical of life insurance—a traditional financial product that doesn't immediately feel relevant—the long-term benefits can be too significant to ignore. The reality is economic conditions – exploding housing costs and reduced housing supply, interest rate spikes and an ever-shifting labor market – have made it nearly impossible for younger Americans to access the traditional pathway for building wealth: homeownership. In 2010, the median homebuyer in America was 38 years old. In 2024, the median buyer was 56 years old. We have a broad, structural problem here, one that is acutely harming Gen Z’s opportunity to safely build wealth. But by considering life insurance as a strategic investment in an asset that you own, rather than just an expense, young professionals can help secure their financial future and create opportunities that may not be immediately apparent. So, as you plan your financial journey, take a moment to explore the potential of life insurance—it might just be one of the best decisions you make. **Categories:** Blog --- ### [From Single Product to Four-Division Flywheel: The 20+ Year Build](https://abacusgm.com/from-single-product-to-four-division-flywheel-the-20-year-build/) **Published:** January 20, 2026 **Author:** Admin **Content:** ![Jay Jackson](https://abacusgm.com/wp-content/uploads/2025/04/JacksonJ.png "JacksonJ - Abacus Global Management, Inc.") #### Jay Jackson Chairman & CEO # **The Power of Showing Up** As we start 2026, I wanted to take a moment to reflect on what was a defining year for Abacus—and share the lessons we learned over two decades that got us here. If you’ve been following along, you know we had a[ record third quarter](https://jayjacksonabl.substack.com/p/building-momentum-what-our-record). Revenue grew 124% year-over-year, adjusted net income was up 60%, and we hit our 10th consecutive quarter of beating earnings expectations. We also raised our full-year adjusted net income guidance to $80-84 million, which represents 72-81% year-over-year growth. These numbers represent real, sustainable momentum. But they didn’t happen overnight. They’re the result of 20+ years of deliberate choices about how we build, lead, and communicate. **Lesson One: Build a Team of Owners, Not Employees** Nearly 80% of our employees are shareholders—not because they have to be, but because they believe in what we’re building. This wasn’t an accident. It was a deliberate strategy from the beginning. Employee ownership isn’t about a feel-good management theory. It’s about alignment. If you want people to make decisions like owners, they need to actually be owners. They need skin in the game. That ownership mentality drives everything we do. When your team thinks like owners, you get better decisions, more accountability, and a shared commitment to building something that lasts. You also get people who stay—not because they’re afraid to leave, but because they’re building something they believe in. **Lesson Two: Think in Decades, Not Quarters** ![](https://substackcdn.com/image/fetch/$s_!SlVy!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2Fb50f009b-e180-4862-b880-74ee590e2142_2667x1500.png) Building our[ flywheel](https://www.globenewswire.com/news-release/2026/01/08/3215309/0/en/Abacus-Global-Management-Chairman-and-CEO-Jay-Jackson-Releases-Shareholder-Letter.html) took years of patient, deliberate work. We started with[ Life Solutions](https://abacusgm.com/abacus-life-solutions/)—the origination engine where we source, price, and manage life insurance assets using deep industry expertise and proprietary technology. Then we built the[ Asset Group](https://abacusgm.com/abacus-asset-group/) to package those assets into longevity funds delivering uncorrelated, risk-adjusted returns. Then came[ ABL Tech](https://abacusgm.com/abl-tech/), which now serves over 100 pension funds and institutional clients with data-driven mortality verification services. Finally,[ Abacus Wealth Advisors](https://abacusgm.com/abacus-wealth-advisors/) became our distribution channel, offering personalized financial planning based on longevity insights. The market rewards short-term thinking, until it doesn’t. Building something that compounds requires patience. It means saying no to quick wins that would compromise the long-term vision. It means investing in infrastructure before you need it. It means making decisions today that won’t pay off for years. This vertical integration now means we control the entire value chain and create multiple revenue streams: origination gains, management fees, servicing fees, and advisory income. But it required years of building when the payoff wasn’t obvious. **Lesson Three: Transparency Builds Trust** Let me be direct about something investors rightly care about: how much of our earnings are recurring versus transactional. Today, fee-related earnings—things like management fees, servicing fees, and other recurring income—represent about 15% of our total revenue. Our target is 70% over time, with significant growth coming from our two younger divisions: ABL Tech and Wealth Advisors. We’re making real progress on recurring revenue. Assets under management have grown to $3.33 billion, up from $2.96 billion at the start of the year. As we scale AUM, the fee stream grows proportionally and predictably. Throughout 2025, we significantly expanded our investor outreach. We attended eight conferences, presented at multiple investor days, and hosted more one-on-one meetings than ever before. But more importantly, we’ve been direct about both our strengths and our gaps. Our retail shareholders matter enormously to us. Many of you were early believers in Abacus, and we don’t take that trust for granted. We’re committed to communicating with the same transparency and accessibility regardless of whether you own 100 shares or 100,000. **Lesson Four: Distribution Is Strategy** One of our most important accomplishments this year was completing a[ $50 million investment grade securitized note](https://ir.abacusgm.com/news-releases/news-release-details/abacus-sells-50-million-securitized-life-insurance-assets) backed by life insurance assets. This wasn’t just a financing transaction. It was a distribution strategy. Early in my career, I learned that having a great product isn’t enough. You need access to capital. You need relationships with the people who deploy capital. You need multiple channels to reach different types of investors. This securitization expands our institutional distribution by introducing Abacus to banks, insurance companies, and fixed income investors seeking non-correlated yield. It validates the strength of our underwriting, actuarial processes, and portfolio construction. It establishes a repeatable funding mechanism that lowers our cost of capital. And it converts balance sheet assets into ongoing servicing income. The key detail: Abacus remains the servicer of the securitized assets. We’re not just selling and walking away. We’re building relationships and recurring revenue streams. This is a template for future transactions. Securitized products will become a consistent component of our long-term funding strategy, alongside sales to third parties and in-house managed funds. **Lesson Five: Adjacent Markets Compound Your Advantages** In 2026, we’re launching an asset-based finance (ABF) strategy within Abacus Asset Group to continue accelerating our AUM and fee-related earnings growth. This strategy will deploy third-party limited partner capital into asset-backed lending, structured credit, and corporate asset-based credit across sectors like consumer credit, commercial finance, and intellectual property. We’ll have differentiated expertise in insurance-related assets, including specialty insurance solutions, policy-backed lending, and insurance carrier financing. This isn’t a random diversification. It’s a deliberate move into an adjacent market where our existing capabilities—actuarial expertise, ABL Tech’s data analytics, and deep relationships with insurance carriers—provide durable competitive advantages. The asset-based finance market represents a $20 trillion-plus opportunity. But we’re not going after it broadly. We’re focused on the specific areas where we already have an edge. That’s been true of every expansion. When we[ acquired AccuQuote](https://ir.abacusgm.com/news-releases/news-release-details/abacus-global-management-acquires-accuquote) in 2025, it wasn’t because we wanted to be in the lead generation business. It was because AccuQuote adds a digital origination funnel that feeds directly into our existing flywheel—future policyholders who may eventually seek liquidity solutions, or younger consumers who need new policy coverage or annuity solutions today. **Lesson Six: Symbols Matter** As 2025 came to a close, we debuted on the New York Stock Exchange under symbol ABX on December 30th. This move reflects our evolution as a scaled alternative asset manager and aligns Abacus with an exchange known for deep liquidity and a strong institutional investor base. Our NYSE listing is further enhanced by Citadel Securities serving as our Designated Market Maker—the largest and most active liquidity provider on the Exchange. The transition from ABL to ABX is more than a change of letters. It signals our broader transformation. While ABL served us well, ABX better represents who we’ve become: a diversified alternative asset manager whose business now extends well beyond longevity assets into structured products, asset management, technology services, and private wealth. Early in my career, I might have dismissed this as superficial. But I’ve learned that symbols matter. Where you list matters. What you call yourself matters. These aren’t just marketing decisions—they’re signals about who you are and where you’re going. **What’s Next** 2025 was a defining year for Abacus. But as proud as I am of what we accomplished, I’m even more excited about what lies ahead. The foundation is set. The flywheel is turning. And the opportunity in front of us is larger than it has ever been. These lessons—building ownership culture, thinking in decades, embracing transparency, treating distribution as strategy, expanding into adjacent markets, and understanding that symbols matter—didn’t come easy. Two decades of entrepreneurial journey—each venture teaching lessons that shaped the next. 3% **Categories:** Uncategorized --- ### [Don’t Do Anything Halfway](https://abacusgm.com/dont-do-anything-halfway/) **Published:** January 5, 2026 **Author:** Admin **Content:** ![Jay Jackson](https://abacusgm.com/wp-content/uploads/2025/04/JacksonJ.png "JacksonJ - Abacus Global Management, Inc.") #### Jay Jackson Chairman & CEO # Don't Do Anything Halfway ### Reflections on lessons I learned from my dad - Part 3 As we are ringing in the new year, I have been thinking about a quote by Mark Twain that my dad repeated: “When I was a boy of 14, my father was so ignorant I could hardly stand to have the old man around. But when I got to be 21, I was astonished at how much the old man had learned in seven years.” This quote perfectly captures the essence of who Dad was. The lessons he passed on to us weren’t always appreciated in the moment, but they proved invaluable over time. One of these lessons is that Dad didn’t believe in doing anything halfway. He made sure we understood this from an early age. The house had to be spotless when he came home from work – and I mean perfect. Nothing out of place. The sound of his diesel VW Rabbit coming up the drive still haunts me today because I knew if the house wasn’t ready, there would be consequences. My brother Rick was an early adopter of this lesson. One day, Dad got home early, and we could hear that deep pulsating sound of the small diesel engine coming up the freeway. Like a shot clock expiring, we had to act quickly. Rick made the brilliant tactical decision that we were not going to get the dishes done before Dad arrived. So he grabbed the dirty dishes in the sink, ran to the edge of our porch, and started hurling them as far as he could into the ravine below. We all contributed with our best Olympic dish toss. In just seconds, we had disposed of nearly all of our dishes. This showed both commitment and resourcefulness. Unfortunately, that’s not how our father saw it. When Dad looked in the cupboard and asked where his coffee cup was, I was left with no choice but to respond with the truth: “What coffee cup?” We all suffered the consequences of that decision, but I can absolutely affirm that moment became legend in our commitment to not doing anything halfway. To this day, Dad loved telling that story to everyone he met. That principle of full commitment has become central to how I lead at Abacus. When we take on a client relationship, we don’t do it halfway. We don’t offer cookie-cutter solutions or check boxes on a compliance form. We dig deep into understanding what that family actually needs, what keeps them up at night, what legacy they want to build. It means sometimes having difficult conversations about whether their current approach is truly serving their long-term goals. It means being willing to challenge conventional wisdom when we see a better path forward. Just as my father expected excellence in the simple task of maintaining a household, I expect our team to approach every client engagement with that same level of thoroughness and care. This philosophy also shapes how I think about innovation in our industry. The financial services world is filled with firms that dabble in new ideas or pay lip service to comprehensive planning while really just pushing products. That halfway approach doesn’t interest me. When we commit to something like integrating longevity planning into our wealth management practice, we go all in. We study the research, we build the expertise, we create the frameworks that actually serve people’s extended lifespans. Dad’s lesson taught me that shortcuts and half-measures ultimately cost more than doing things right the first time. Whether it’s a clean kitchen or a financial strategy designed to last decades, the principle remains the same: commit fully or don’t start at all. **Categories:** Blog --- ### [Trusting Your Team](https://abacusgm.com/trusting-your-team/) **Published:** December 29, 2025 **Author:** Admin **Content:** ![Jay Jackson](https://abacusgm.com/wp-content/uploads/2025/04/JacksonJ.png "JacksonJ - Abacus Global Management, Inc.") #### Jay Jackson Chairman & CEO # Trusting Your Team ### Reflections on lessons I learned from my dad - Part 2 During what some call the “reflection season,” I have been thinking about the lessons my father – who passed away this summer – passed on to me. Growing up with a single dad in a family with five kids was not without its challenges. Because of his job as a firefighter, he missed countless Christmases and birthdays answering the bell for others. We, as his children, also carried the weight of his sacrifice. We felt the absence, the emptiness of being alone on holidays and birthdays. But as I look back, I understand that many of those double shifts he worked on Christmas and birthdays weren’t just about duty—they were about love. He was earning extra to provide for his family when money was often tight. I still remember the taste of powdered milk, the creativity of tuna toast, and how we shared clothes among the five of us. We spent our summers chopping wood, not for exercise, but because we needed enough firewood to survive the winter. We didn’t have heat in our home. Many mornings we’d wake up and see our breath hanging in the air because the temperature inside was as cold as it was outside. Then came the daily negotiation—trying to convince one of us to be brave enough to get up first and make the fire. Even when we were without—without heat, without abundance, without him at every celebration—he was giving us the greatest lesson of all. He was teaching us resilience, self-reliance, and most importantly, that like his fellow firefighters, we could depend on each other. Those cold mornings when we’d huddle together, bargaining over who would start the fire, we were learning teamwork. When we shared clothes and made meals from whatever was on the shelves, we were learning resourcefulness. When we chopped wood as a family, we were learning that everyone contributes. By the time we became adults, there was nothing the world could throw at us that we hadn’t already seen, already survived, already overcome together. We learned to persevere through any adversity because we’d been doing it our whole lives—not in spite of Dad’s service, but because of it. And it’s precisely this trust in the power and promise of our teams – whether that be families, friends, or work – that I take to heart decades later. Now as CEO of a publicly traded company, there are times when I have to make the final decision, but I can assure you that I rely heavily on the expertise, counsel, and perspective of my team. I want to hear from those who are most likely to challenge my ideas and want to make sure everyone on the team feels like they are empowered. There is no doubt that my process for leadership is rooted in the spirit of teamwork I learned negotiating with my four siblings. As a dad of seven, I can appreciate how much parenting has changed and how this level of independence so young just doesn’t fly. But the level of responsibility my dad instilled in us at a young age really was just trust from him that we would figure out how to take care of ourselves and each other together. **Categories:** Blog --- ### [The Power of Showing Up](https://abacusgm.com/the-power-of-showing-up/) **Published:** December 22, 2025 **Author:** Admin **Content:** ![Jay Jackson](https://abacusgm.com/wp-content/uploads/2025/04/JacksonJ.png "JacksonJ - Abacus Global Management, Inc.") #### Jay Jackson Chairman & CEO # The Power of Showing Up ### Reflections on lessons I learned from my dad - Part 1 As we go into the holidays, I’m looking forward to spending quality time with my family and reflecting on a year of tremendous wins and some very difficult times. I hope that you can do the same – slow down, reflect, and spend time with loved ones – and truly stay present. Taking stock and being in the moment feels more important than ever for me this year. This past summer I lost my father, a person who was truly larger than life. My dad raised me and my four siblings on his own – and in the process, showed me what it means to be a tough and compassionate leader. It’s my dad more than anyone who has guided and inspired me. Over the next few weeks, I’ll be sharing a few of the lessons I learned from him and how they’ve shaped who I’ve become. Chief among them is showing up – even when you don’t want to, even when you’re exhausted, and even when you have a million other things to do. You see, my dad was a firefighter. For forty years, my father answered the bell. Every single time it rang, he rose to meet whatever challenge awaited—because that’s what firefighters do. They don’t get to have bad days. When most people have a rough morning, they might call in sick or go through the motions. But not my dad, he didn’t have that luxury. When that alarm sounds, someone’s worst day becomes his responsibility. Someone’s emergency becomes his mission. Dad understood this from the very beginning, and he carried that weight with honor for four decades. A firefighter’s code is written not in books, but in action. It’s found in the split-second decisions made in smoke-filled rooms. It’s in the choice to run toward danger when everyone else runs away. It’s in putting a stranger’s life before your own comfort, your own safety, and your own family. Dad didn’t just know this code—he lived it, breathed it, and brought it home with him. But Dad was more than just a firefighter who served his community—he was a man who often carried the enormous weight of raising five children. The pressure of that responsibility, the inevitable mistakes that come with being human, the daily struggle to be everything we needed—this was perhaps his greatest test of character. When other fathers finished their workday and came home to rest, Dad’s day was only just beginning. After a long shift of responding to emergencies, and carrying the stress of life-and-death decisions, he couldn’t simply walk through our front door and collapse into a chair. He had to transform—from firefighter to father, to mother, to coach, to cook, to homework helper, to disciplinarian, and comfort-giver. His shift at the firehouse ended, but his shift at home never did. The same hands that pulled people from burning buildings also braided hair, packed lunches, and wiped away tears. The same mind that made split-second tactical decisions also had to navigate parent-teacher conferences, food on the table, and the complex emotional needs of five growing children. The courage that carried him up burning staircases also gave him strength to face the daily challenges of being a father alone —challenges that would have broken lesser men. Was it always perfect? No. Did he sometimes struggle to separate the stress and intensity of his work from the softness needed at home? Yes. Did he make mistakes? Of course—he did. But even in those imperfect moments, he was teaching us. He showed us that strength sometimes looks like admitting when you’re overwhelmed, that love sometimes comes wrapped in exhaustion, and that doing your best doesn’t mean being perfect. In the same way my dad showed up for people in their greatest time of need and for us, we were expected to show up for others. Dad made us show up to countless family events—graduations for cousins we barely spent time with, family gatherings when we’d rather be anywhere else, occasions where we grumbled and complained about having to get dressed up and be there. As kids, we didn’t understand why we had to attend every single event, why we couldn’t just skip this one. But in retrospect, that’s one of the greatest lessons of all—showing up even when you’re tired, even when you don’t want to, even when it would be easier to make excuses and stay home. Dad always showed up. Always on time. You could depend on that consistency like you could depend on the sunrise. Even if, as kids, we sometimes secretly wished he would be just a little late so we could sleep in a little longer. That lesson lives in all of us today. It’s why we’re here now, together, showing up for him and for each other when it matters most. We learned that presence is a gift you give to others, that reliability is a form of love, and that sometimes the most important thing you can do is simply be there. **Categories:** Blog --- ### [Dick Van Dyke’s Longevity: A Once-in-a-Lifetime Event](https://abacusgm.com/dick-van-dykes-longevity-a-once-in-a-lifetime-event/) **Published:** December 9, 2025 **Author:** Admin **Content:** ![Jay Jackson](https://abacusgm.com/wp-content/uploads/2025/04/JacksonJ.png "JacksonJ - Abacus Global Management, Inc.") #### Jay Jackson Chairman & CEO # Dick Van Dyke’s Longevity: A Once-in-a-Lifetime Event ### At 99 years old and standing 6’1” tall, Dick Van Dyke is defying what science tells us should be impossible. ![](https://substackcdn.com/image/fetch/$s_!VMgF!,w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F5551570b-a024-4638-a0c9-1a0b97dc191b_5760x3840.jpeg)Photo source: Gage Skidmore from Peoria, AZ, United States of America, CC BY-SA 2.0 <https://creativecommons.org/licenses/by-sa/2.0>, via Wikimedia Commons **Breaking Records Most People Don’t Know Exist** On Saturday, Dick Van Dyke will reach 100 when he will join one of the most exclusive clubs in human history: people over 6 feet tall who have lived to see their hundredth birthday. This isn’t just rare—it’s historically extraordinary. Based on extensive longevity research, there have been only a rare few verified cases of men over 6 feet reaching 100. [Robert Alexander Early](https://longeviquest.com/supercentenarian/robert-early/), who stood around 6 feet tall, and died in 1960. [Alexander Imich](https://www.nytimes.com/2014/06/09/nyregion/worlds-oldest-man-though-only-briefly-dies-at-111-in-new-york.html), around 6 ‘1”, also reached 100 before passing away in 2014. That’s essentially it for the documented cases of men Van Dyke’s height or taller becoming centenarians. To put this in perspective: European countries in the taller half average just [48 centenarians per million](https://slate.com/technology/2013/07/height-and-longevity-the-research-is-clear-being-tall-is-hazardous-to-your-health.html) people, while shorter countries average [77 per million](https://slate.com/technology/2013/07/height-and-longevity-the-research-is-clear-being-tall-is-hazardous-to-your-health.html)—a 60% difference. In Japan, those who reach 100 are on average 4 inches [shorter](https://pmc.ncbi.nlm.nih.gov/articles/PMC4013008/#:~:text=Conclusion,role%20for%20the%20IIS%20pathway.) than those who live to 75. [Research](https://www.sciencedirect.com/topics/medicine-and-dentistry/centenarians) on Okinawan centenarians—who have among the highest longevity rates in the world—shows male centenarians average just 4’10” tall. ### **The Cold, Hard Truth About Height and Longevity** The science is unambiguous: taller people die younger. Multiple studies have found this inverse relationship between height and lifespan: \- A 1992 [study](https://www.menshealth.com/health/a19547705/do-tall-guys-die-younger/) found men shorter than 5’9” lived to an average age of 71, while men taller than 6’4” died around age 64 \- Most centenarians worldwide are shorter than 5’5” \- Finnish athletes [showed](https://www.cnbc.com/2023/02/24/shorter-people-may-live-longer-than-most-heres-why.html) cross-country skiers (6 inches shorter) lived nearly seven years longer than basketball players \- Among Sardinian soldiers who reached 70, those below 5’4” lived [two years longer ](https://www.italymagazine.com/featured-story/shorter-men-live-longer-new-study-sardinia)than their taller brothers The biological reasons are compelling: taller people have more cells, which increases cancer risk. Their hearts work harder to pump blood through larger bodies. They experience more DNA damage over their lifetimes. As one researcher [put it](https://slate.com/technology/2013/07/height-and-longevity-the-research-is-clear-being-tall-is-hazardous-to-your-health.html?pay=1765215890214&support_journalism=please), short people are like Honda Civics—compact and efficient. Tall people are Cadillac Escalades. With all that extra machinery, something’s bound to go wrong. ### **What Made Dick Van Dyke Different** So how is Dick Van Dyke still singing, dancing, and appearing in Coldplay music videos at 99? The answer isn’t what you might expect. “I’ve always thought that anger is one thing that eats up a person’s insides—and hate,” Van Dyke recently [told](https://people.com/dick-van-dyke-100-rules-for-living-to-100-cover-exclusive-11855632) People magazine. “I never really was able to work up a feeling of hate. There are things I don’t like, people I don’t like and disapprove of, but I never really was able to do a white heat kind of hate.” This isn’t just feel-good philosophy. Van Dyke observed his own father, who “was constantly upset by the state of things in his life,” die at 74. Modern [research](https://www.fox10phoenix.com/news/health-dick-van-dyke-says-living-longer-linked-his-lack-hate-anger) backs this up: anger heightens inflammation in the body, raising illness markers like IL-6 and accelerating the aging process. Studies on aging adults show that patterns of hostility function like a physiological tax, straining the systems that keep the body resilient. But Van Dyke’s mental approach is only part of the equation. He remained extraordinarily active throughout his 80s and 90s. Singer Rick Springfield [posted](https://www.dailymail.co.uk/tvshowbiz/article-15138993/Dick-Van-Dyke-flexes-muscles-gym-unlikely-celebrity-pal.html) in October 2024 that he ran into the then-98-year-old at the gym “working out on every machine.” Van Dyke got up from the chest press and “did a little dance step” before leaving. Activity. Purpose. Positivity. These aren’t just nice ideas—they’re his survival mechanism. ### **My Reality (And Probably Yours)** I’m 6’6”. I recognize that I have virtually no chance of living to 100. That is my reality, and if you’re over 6 feet tall, it’s most likely yours too. This realization could be terrifying. It could be depressing. It could keep you up at night. Or—and this is what I’ve chosen—it can be liberating. By embracing my mortality, I live my life with purpose and appreciation for every moment of every day. This is how I slow time down. This is how Dick Van Dyke has managed to do what virtually no other human his size has accomplished. We avoid thinking about death. We convince ourselves that mortality happens to other people, not us. We operate under the delusion that we have infinite time. But coming to terms with your own mortality—really accepting it—actually sets your mind free to focus on what matters most. It creates urgency without anxiety. It transforms ordinary moments into precious ones. ### **Start Today** Begin with the fundamentals: - **Exercise regularly.** Van Dyke is in the gym at 99. What’s your excuse? - **Practice good mental health**. Let go of anger, hate, and resentment. They’re literally eating you from the inside. - **Get proper sleep**. Release the mental barriers that keep you up at night. - **Find purpose**. Van Dyke stayed active in his career and personal life through his 80s and 90s because he had reasons to get up every morning. - **Cultivate joy**. “I never wake up in a bad mood,” Van Dyke says. Make that your practice. Dick Van Dyke may become one of the tallest centenarians in recorded history when he turns 100 in 2025. Whether he makes it or not, he’s already proven something profound: that mindset, activity, and purpose matter more than genetics or luck. His achievement isn’t just about the number of years—it’s about what he did with them. He “stubbornly refused to give in to the bad stuff in life: failures and defeats, personal losses, loneliness and bitterness, the physical and emotional pains of aging.” That refusal—that stubborn, joyful, purposeful approach to living—is available to all of us, regardless of our height or our statistical life expectancy. The question is: will you embrace your mortality and truly live? Or will you pretend you have forever and waste the time you have? Dick Van Dyke made his choice. Now make yours. **Categories:** Blog --- ### [The Impact of Job Hopping on Pension Plans](https://abacusgm.com/the-impact-of-job-hopping-on-pension-plans/) **Published:** November 19, 2025 **Author:** Admin **Content:** The perception that younger workers “job hop” more than past generations is often exaggerated. Research from the National Institute on Retirement Security, in its report Debunking the Job-Hopping Myth about Millennials and Gen Z, shows that millennials and Gen Z have similar tenure patterns to Gen X and baby boomers early in their careers. (\*) Still, one fact remains: people move, change jobs, and switch employers. Every time that happens, pension administrators face the same challenge: keeping participant data accurate. ### **Why Job Hopping Creates Risk** When records don’t keep up with frequent job changes, pension plans face real operational and compliance challenges. Each time a participant moves to a new employer, changes their name, updates their address, or shifts between covered and non-covered roles, the plan’s records risk falling out of sync. One of the most significant impacts is the rise in missing participants, which creates serious compliance exposure. When plans cannot maintain accurate, up-to-date contact information, they risk: - Gaps in participant counts during audits and actuarial reviews - Higher operational costs tied to manual outreach and repeated mailings Even small gaps in mortality reporting or outdated addresses can have a ripple effect throughout the entire system. ### **How Abacus Intel Helps Pension Plans Keep Up** At Abacus Intel, we deliver the tools administrators need to stay ahead of job mobility: - **[MVerify®](https://abacusintel.com/death-audit/)** identifies mortality events across the U.S. with 99% accuracy every day, preventing overpayments. - **[LifeVerify](https://abacusintel.com/missing-participants/)** locates participants who move, change employers, or lose contact, keeping your records current and audit-ready. - **[BeneVerify](https://abacusintel.com/beneficiary-research/)** connects beneficiaries with the benefits they’re owed. As a leading provider of innovative pension risk-management solutions, Abacus Intel is trusted by state, county, municipal, and multi-employer Taft-Hartley plans across the United States. Our experts identify mortality events across the U.S. with 99% verified accuracy, delivering timely, audit-ready data every day. In addition to mortality verification, we provide comprehensive location and beneficiary research; all at an average cost 25% lower than other providers. ### **Protecting Plans and Participants** In today’s mobile workforce, data integrity can’t be left to chance. Pension plans need continuous monitoring, proactive outreach, and transparent reporting to fulfill fiduciary obligations and protect participant trust (National Institute on Retirement Security, 2025). With Abacus Intel, you gain an end-to-end partner to track mortality, locate participants, and connect beneficiaries, ensuring your plan remains strong regardless of how the workforce evolves. [R**equest a demo**](https://abacusintel.com/#demo-request-popup) today or call us at [**(321) 475-8251**](http://tel:3214758251/) to see how Abacus Intel can help your fund keep pace with workforce mobility while protecting every pension plan and participant. \*National Institute on Retirement Security. (2025, September 2). *New research debunks “job-hopping” myth about Millennials and Gen Z.* [https://www.nirsonline.org/articles/new-research-debunks-job-hopping-myth-about-millennials-and-gen-z/](https://www.nirsonline.org/articles/new-research-debunks-job-hopping-myth-about-millennials-and-gen-z/?utm_source=chatgpt.com) **Categories:** Blog --- ### [Unlock the Value of Your Life Insurance Policy with Abacus Life](https://abacusgm.com/unlock-the-value-of-your-life-insurance-policy-with-abacus-life/) **Published:** October 28, 2025 **Author:** Admin **Content:** Are you considering selling your life insurance policy? At [**Abacus Life**](https://abacuslifesettlements.com/), we specialize in helping individuals turn their policies into cash, providing financial relief when it’s needed most. As the **only publicly traded life settlements company**, Abacus Life has set industry standards—paying over **$1.2 billion to policyholders** since 2017 and consistently outperforming the market for five consecutive years in consumer payouts. ### **How Much Could You Receive for Your Policy?** Many clients ask, ***“How much is my policy worth?”*** The answer depends on several key factors: - **Health and Age of the Insured:** Older individuals or those with health concerns typically receive higher offers. Our underwriters carefully review your medical history, current health, and lifestyle, which directly impacts your policy’s value. - **Policy Costs:** The cost to maintain your policy—your premium payments—plays a major role in determining your offer. If premiums are high, the upfront payout may be lower. - **Policy Details:** The type of insurance, the size of your policy, and how long you’ve owned it all influence its value. Generally, larger policies and those held for longer periods qualify for higher offers. Eligibility and timing can also vary based on state regulations. ### **Get an Instant Estimate** Curious about your policy’s value? Use our [**Life Settlement Calculator**](https://abacuslifesettlements.com/qualify-a-life-settlement/) for a quick quote or start a conversation with one of our experienced team members. We’re committed to making the life settlement process transparent and straightforward, ensuring you feel confident every step of the way. There are **no costs or obligations** to learn more. You are in complete control. If you or someone you know could benefit from a life settlement, contact our team at [**800-561-4148**](tel:8005614148). We’re here to help you explore your options and make informed decisions about your financial future. **Categories:** Blog --- ### [The Power of Uncorrelated Diversification During Market Volatility](https://abacusgm.com/the-power-of-uncorrelated-diversification-during-market-volatility/) **Published:** October 13, 2025 **Author:** Admin **Content:** ![Jay Jackson](https://abacusgm.com/wp-content/uploads/2025/04/JacksonJ.png "JacksonJ - Abacus Global Management, Inc.") #### Jay Jackson Chairman & CEO Source: [Longevity & Mortality Investor](https://lminvestor.com/the-power-of-uncorrelated-diversification-during-market-volatility/) Thanks for reading Jay's Substack! Subscribe for free to receive new posts and support my work. *At a time when gold has topped $4,000 and Bitcoin is nearly at $125,000, it’s clear that people are chasing alternative assets untethered to the whims of the market.* *I wrote this piece a few months ago, but the message is more relevant than ever: life settlements are a win-win, particularly during times of market volatility. For the life insurance policy holder, selling a policy can maximize the liquidity of their life insurance assets while investors gain portfolio opportunities totally uncorrelated to the market.* **The Power of Uncorrelated Diversification During Market Volatility** In volatile financial environments, institutional and retail investors increasingly seek asset classes untethered to the whims of global markets. The wild first quarter of 2025 has reinforced the market’s inherent potential for unpredictability, further underscoring the importance of uncorrelated investment vehicles. Lifespan-based financial products, when tied to sophisticated longevity analysis and advanced actuarial technology, have emerged as an alternative asset class that provides substantial liquidity for individual life insurance policyholders and uncorrelated returns for investors, regardless of market cycles. **Countercyclical Returns Through Actuarial Science** Lifespan-based financial products are rooted in the analysis of longevity data, which, when approached correctly, can produce incredibly accurate and predictable outcomes, primarily through investment in individual life insurance policies. For investors, the fundamental value proposition of lifespan-based financial products is simple: they have near-zero correlation to traditional market indices and the often-chaotic impulses of global markets. While equity markets can be volatile and fixed-income securities respond to interest rate fluctuations, the value of lifespan-based products is governed strictly by actuarial mathematics fed by decades of hard data and sample sizes in the tens of millions rather than short-term market sentiment or economic cycles. In short, the data analysis on whether or not to invest in owning a life insurance policy from a 72-year-old male after reviewing all medical data and aligning it with historical medical outcomes is unpolluted by national or global economic trends. The analysis and expected returns are effectively the same regardless of market conditions. In decades spent building lifespan-based products, primarily analyzing, purchasing, and selling life insurance policies, we’ve seen time and again how market uncertainty prompts individuals and financial advisors to seek alternative liquidity sources. Investing in these types of assets provides a countercyclical advantage, offering consistent, mathematically predictable returns insulated from market disruptions. **Monetizing Insurance Assets: A Significant Liquidity Event** For individuals approaching or at retirement age, the prevailing economic conditions have validated the need to explore better utilization of life insurance assets to achieve financial security. While historically overlooked as a financial asset and tool, over the past twenty years, life insurance has become increasingly recognized by policyholders and investors as an asset that can be strategically leveraged during a lifetime, not only for claims paid after a person passes. There is an estimated $13.2 trillion dollars locked up in life insurance policies in the US today – 2.5 times the size of the residential real estate market. Whether term or whole life, these policies are an asset owned by the buyer, not the insurance company, meaning the policyholder can sell the policy, like a home or other assets. However, this asset class is not utilized in the same way as other traditional assets by far too many retirees. More than 90% of life insurance policies lapse, and a claim is never paid, so the vast majority of people pay into an asset — and never realize their investment. By paying a price significantly over the cash surrender value of a life insurance policy, we can create a predictable and highly beneficial financial transaction to increase liquidity and give retirees more options, regardless of economic conditions or market trends. Selling an insurance policy can create the liquidity needed to meet capital requirements, optimize retirement planning, or establish financial reserves. With an influx of cash, individuals can help insulate themselves from the market volatility affecting their investment portfolios. Fundamentally, selling a life insurance policy allows individuals to convert an otherwise illiquid asset into deployable capital, enhancing financial flexibility when traditional investment markets may demonstrate heightened uncertainty. **Strategic Positioning and Market Outlook** As market volatility ebbs and flows, selling a life insurance policy can help policyholders maximize the liquidity of their life insurance assets while simultaneously creating uncorrelated portfolio opportunities for investors. In an investment landscape characterized by increasing correlation across traditional asset classes, lifespan-based products represent a unique opportunity derived from actuarial mathematics rather than unpredictable economic winds. Source: [Longevity & Mortality Investor](https://lminvestor.com/the-power-of-uncorrelated-diversification-during-market-volatility/) **Categories:** Blog --- ### [The rising cost of waiting: How inflation impacts retirement savings across the US](https://abacusgm.com/the-rising-cost-of-waiting-how-inflation-impacts-retirement-savings-across-the-us/) **Published:** October 10, 2025 **Author:** Admin **Content:** ![Logan Brown, M.S.](https://abacusgm.com/wp-content/uploads/2025/10/BrownL-1.png "BrownL-1 - Abacus Global Management, Inc.") #### Logan Brown, M.S. Director of Digital Marketing It’s impossible to ignore the gnawing presence of inflation, as it infiltrates almost every aspect of daily life, from the price we pay for groceries to the cost of everything from travel and car maintenance to property and healthcare. While the immediate impact grabs the most headlines, it’s the long-term effects that deserve even more attention, especially from the perspective of retirement savings. Putting cash in an account that earns no interest is a recipe for losing money, as each passing day sees inflation eat away at the spending power it represents. The longer you wait to make your money work for you and protect it from the eroding power of inflation, the greater the scale of the damage done. To measure the long-term impact of regional inflation on retirement savings, financial services firm [Abacus Global Management, Inc](https://abacusgm.com/) analyzed data from the U.S. Bureau of Labor Statistics and modeled the growth of a hypothetical investment portfolio over 30 years. The analysis reveals how geography can significantly alter the real-world value of a retirement nest egg. ### The Regional Inflation Rodeo The [Consumer Price Index](https://www.bls.gov/charts/consumer-price-index/consumer-price-index-by-category-line-chart.htm) (CPI) is the most useful way to measure inflation, and while typically it’s discussed on a country-wide basis, there are some stark differences between how this plays out regionally, which need to be addressed before we go any further. In August 2025, the CPI rose 2.9% year-over-year across all categories of items covered, which include, but are not limited to, food, energy, new vehicles, and clothing. Between the regions, there’s much more variation. For the same month, the West South Central region sits at the lower end with a 2% CPI rise, while the rate for New England is a whopping 3.7%. There’s also intriguing data from specific metropolitan areas. The CPI in Dallas-Fort Worth was up by just 0.9% in August, for instance. Meanwhile, the San Diego-Carlsbad area saw a 4% annual increase in prices across the most common consumer expenses. In other words, the cost of living is creeping up more quickly in some places than others. And in turn, this is a pivotal talking point when it comes to retirement savings. ### The Retirement Savings Situation Before we can talk about how retirement savings hold up to the onslaught of inflation, it’s necessary to establish exactly how much of a return this type of account can expect to achieve. Because retirement savings are a long-term proposition, with returns achieved over decades, there’s much debate over a reasonable average to expect. Annual averages of 12% over a 40-year period have been posited by many, but this is very much a best-case-scenario calculation that’s not deemed realistic by its critics. More conservative expectations [of between 5% and 7%](https://www.cnbc.com/2024/01/19/heres-the-rate-of-return-you-may-expect-on-your-retirement-portfolio.html) are reasonable. So far, so good. If your retirement savings grow by 5% a year, this means they are increasing at a rate above the 2.9% increase to the [national CPI](https://www.bls.gov/opub/ted/2025/consumer-prices-up-2-9-percent-from-august-2024-to-august-2025.htm) seen in August 2025. Of course, the regional variations outlined earlier can’t be ignored in this context. Someone who lives in San Diego who’s saving for retirement will see their savings growth eroded almost entirely. At the same time, a resident of Dallas, Texas, can be confident of seeing a far more negligible impact. To put this in perspective: As mentioned earlier, San Diego’s inflation has seen a 4% rise year-over-year, while Dallas sits at a modest 0.9%. Let’s say that you have a $100,000 retirement portfolio that grows at a modest rate of 7%. When planning for retirement, you have to consider the real rate of return, which is the annual return minus the rate of inflation. With a 7% growth rate, and given the inflation rates of the two cities mentioned, your return after 30 years would be: - Dallas - 7% growth - 0.9% inflation = 6.1% real rate of return: $1,705,774 - San Diego - 7% growth - 4% inflation = 3% real rate of return: $1,549,231 That’s a difference of $156,543, which is higher than the initial amount of your retirement portfolio. Coupled with the fact that higher inflation in certain regions leaves locals with less disposable income to put aside for retirement or a rainy day, the problem is compounded further. ### The Six-Figure Cost of Your Zip Code The main takeaway is that retirement savings must be properly protected from the short-term and long-term influence of inflation, no matter where you live. The need to do so may be more pressing in places where living costs have a tendency to rise precipitously, but it’s a lesson everyone benefits from learning. Having savings accounts with solid returns is a good starting point. However, avoiding exposure to market volatility as well as the erosive power of inflation requires diversification. Exploring a variety of asset classes and planning for retirement with calculations that take into account the need to live comfortably, not just pay basic bills, puts people in the best position. **Categories:** Blog --- ### [What is Your Most Valuable Asset?](https://abacusgm.com/what-is-your-most-valuable-asset/) **Published:** September 30, 2025 **Author:** Admin **Content:** Depending on your financial situation,**[ selling your life insurance policy](https://abacuslifesettlements.com/learn-how-life-settlements-work/)** could benefit your overall financial standing and open up doors to new endeavors. Many individuals are unaware that they are able to **[sell their life insurance](https://abacuslifesettlements.com/qualify-a-life-settlement/)** just like any other asset, as it is often an overlooked option due to its lack of public awareness. A recent study showed that 90% of seniors would have chosen to sell their life insurance policy *had they known the option even existed*. The process of selling your life insurance is referred to as a life settlement transaction. By definition, a life settlement is the financial transaction of an existing life insurance policy to a licensed life settlements buyer, like Abacus Life Settlements, for more than its cash surrender value, but less than its death benefit. The policy owner transfers their ownership and beneficiary rights to the institutional investment fund and receives a lump-sum cash payment that can often be *6 times greater* than the **[cash surrender value](https://www.investopedia.com/terms/c/cashsurrendervalue.asp)**. It is important to note that the money obtained from the settlement that goes into the pockets of the policy seller can be *spent entirely at their discretion*, meaning there are *never any strings attached*. One may decide that selling their life insurance policy is a good idea for them if they fall into one or more of the following scenarios, just to name a few: - They can no longer afford premium payments - Funds are needed to pay for medical or long-term care - They want to reinvest the equity built to take advantage of a better opportunity - Their overall life circumstances have changed (i.e., divorce, retirement, beneficiaries no longer require the policy benefits, absence of an estate tax burden, etc.) Abacus Life has simplified the**[ life settlement qualification process](https://abacuslifesettlements.com/calculate/)** to ensure that it is transparent and straightforward; one must meet a few minimum qualification factors that are simply used as *general guidelines*. Each case is distinctive, so it is always best to reach out to an Abacus representative to see if your specific case qualifies for a life settlement. These factors are: - Insured must own a policy of $100,000 or more in death benefit—usually, anything less does not qualify unless there are considerable health impairments - Insured is over age 70 - Insured has experienced a decline in health from the policy’s first issuance At the end of the day, selling your life insurance policy is ***your*** personal financial decision. At **[Abacus Life](https://abacuslifesettlements.com/about-us/)**, we take the extra time to make sure that all of our clients are confident in their decision to obtain a life settlement. We want to ensure all questions are answered every step of the way and remain honest and transparent throughout the entire process. Abacus Life is committed to securing the most competitive life settlement offers available for our clients. With over 19+ years of experience in the life settlement industry, Abacus Life would love to help you **[get started](https://abacuslifesettlements.com/calculate/)** on a life settlement of your own. **Categories:** Blog --- ### [Why Financial Advisors Should Recommend Life Settlements](https://abacusgm.com/why-financial-advisors-should-recommend-life-settlements/) **Published:** September 25, 2025 **Author:** Admin **Content:** ### A Smarter Strategy for Managing Client Assets As a financial advisor, your role is all about helping clients get the most out of what they already have and develop personalized financial strategies based on the client’s goals. That doesn’t just mean the obvious assets, it also includes things that are often overlooked, like life insurance policies. Life settlements give your clients the chance to turn an unwanted or unaffordable policy into immediate cash. Better yet, that cash can be reinvested to grow their portfolio and increase your assets under management (AUM) in the process. ### The Opportunity **Discover Untapped Value** Instead of letting a client surrender a policy for a minimal amount, you can guide them toward a life settlement. Many clients are surprised to learn they could receive up to eight times more this way. **Put Proceeds Back to Work** The money from a settlement doesn’t have to sit idle. It can be directed into investment accounts, trusts, annuities, or other products—keeping those assets working under your management. **Strengthen Client Relationships** Recommending a life settlement shows clients that you’re thinking creatively about their financial well-being. Even when a policy no longer serves them, you’re still offering a strategy that puts their interests first. ### Advisor Benefits **Boost Your AUM** Life settlements create a lump sum that can be reinvested—directly increasing the assets you manage. **Open New Revenue Streams** - *Settlement Commissions*: Earn up to 30% of the gross offer (capped at 6% of the face value). - *Conversion Commissions*: Assist with converting term policies to permanent coverage for additional revenue. - *Flexible Options*: Choose compensation from the settlement, the conversion, or both. ### Which Clients Are a Good Fit? Life settlements aren’t for everyone, but they’re often the right choice for: - Clients age 70+ - Policies that are unneeded, unwanted, or too expensive to maintain - Individuals with health changes that may affect life expectancy - Clients looking for liquidity or added retirement income ### How Clients Use Settlement Funds Once a policy is sold, clients can: - Fill income gaps in retirement - Cover long-term care or medical expenses - Pay down debt - Reinvest into accounts or annuities - Support legacy or gifting goals At the end of the day, recommending a life settlement isn’t just about liquidating an underused asset, it’s about helping your clients make smarter financial choices. At **[Abacus Life](https://abacuslifesettlements.com/)**, we partner with financial advisors like you to provide clarity, confidence, and competitive value every step of the way. Whether you’re evaluating a specific case or simply exploring options, you can call us at **[(800) 561-4148](tel:8005614148)** to speak with an expert or use our **[Life Settlement Calculator](https://abacuslifesettlements.com/qualify-a-life-settlement/)** to estimate how much value your client’s policy could be worth. 3% **Categories:** Blog --- ### [Why Missing a Single Mortality Event Can Put Your Entire Plan at Risk](https://abacusgm.com/why-missing-a-single-mortality-event-can-put-your-entire-plan-at-risk/) **Published:** August 22, 2025 **Author:** Admin **Content:** In the administration of pension plans, retiree benefit programs, and life insurance portfolios, accuracy is non-negotiable. Yet a single unreported mortality event can create a costly chain reaction, impacting financial stability, compliance integrity, and stakeholder trust. [**Abacus Intel** ](https://abacusintel.com/contact/)delivers world-class mortality verification, location, and beneficiary research with 99% accuracy at an average cost 25% lower than other providers. We believe the difference between a compliant plan and an effective one is a proactive workflow, not static lists and that belief drives our ability to help plans confidently resolve missing participant cases and strengthen fiduciary outcomes. Here’s what’s at stake: ### 1. Financial Risk When a participant’s death goes undetected, benefits may continue to be paid for months or even years after eligibility has ended. These overpayments quietly drain plan assets, disrupt cash flow, and complicate long-term funding strategies. Recovering those funds can be difficult, and in some cases, impossible. ### 2. Compliance Risk Auditors are increasingly focused on mortality data verification. If an unreported death is discovered late, the audit trail often reveals gaps in your processes. Missing or incomplete verification records can trigger findings, expose your organization to penalties, and undermine your ability to demonstrate due diligence. ### 3. Reputational Risk Trust is the foundation of every plan. When overpayments or compliance issues surface, confidence erodes, among participants, beneficiaries, oversight bodies, and the public. Once credibility is questioned, restoring it requires significant time, effort, and transparency. At **[Abacus Intel](https://abacusintel.com/)**, we understand that one missed record is more than a clerical oversight, it’s a multi-layered vulnerability. That’s why our **[MVerify®](https://abacusintel.com/death-audit/)** platform is designed to deliver accurate, timely, and defensible mortality data that protects plan assets, reduces overpayments, and mitigates risk across the board. [**MVerify®**](https://abacusintel.com/death-audit/) **provides:** - Automated, multi-source mortality verification for comprehensive coverage - Clean, defensible audit trails that satisfy regulator and auditor expectations - Detailed, ready-to-review reports to streamline compliance and simplify oversight - Proactive alerts so you can act before issues escalate By leveraging multiple data sources—including government records, proprietary datasets, and advanced algorithms, [**MVerify®**](https://abacusintel.com/death-audit/) flags unreported mortality events early. This ensures you can take action quickly, prevent financial leakage, and maintain compliance confidence. Don’t let one missed record put your entire plan at risk. To learn more about how Abacus Intel’s [**MVerify®**](https://abacusintel.com/death-audit/) can strengthen your verification process, safeguard your assets, and keep your plan audit-ready year-round [**contact us**](https://abacusintel.com/contact/) or **[request a demo](https://abacusintel.com/#demo-request-popup)** today. **Categories:** Blog --- ### [IUL Pros & Con](https://abacusgm.com/iul-pros-cons/) **Published:** July 8, 2025 **Author:** Admin **Content:** # Indexed Universal Life and Life Settlements Indexed Universal Life insurance (IUL) is one of the most misunderstood products on the market today as well as the most widely distributed of all the permanent products. Because of its prolific distribution, we suspect that more and more of the future life settlement business will come from IUL. Our friend John “Hutch” Hutchinson has compiled the most thorough article ever written on how IUL works as well as all the pros and cons of Indexed Universal Life insurance. Hutch actually went through the first few pages of both Google and YouTube searching for all the common arguments both for and against IUL to elaborate on each one. Included at the top of his article is a *[clickable table of contents](https://bankingtruths.com/indexed-universal-life-product-articles-and-videos/ "clickable table of contents")* so you can scan the various IUL topics and skip to whichever one you are wanting to drill down deeper into. Learn more about IUL pros and cons [here](https://bankingtruths.com/indexed-universal-life-insurance-pros-cons/?utm_source=trusted-advisor "here"). [Abacus Life](https://abacuslifesettlements.com/about-us/) functions as a leader in the secondary market for life insurance. Our primary mission: Work to help you understand your financial options. If you decide selling all or a portion of your policy is right for you, we can offer to purchase it from you at fair market value. We will provide all the numbers and details to show you how we determined its value and our offer, and if you decide to accept our offer we will provide you a lump sum amount and then take on all future obligations for the policy, including premium payments. Use our [Life Settlement Calculator](https://abacuslifesettlements.com/qualify-a-life-settlement/ "Life Settlement Calculator") or contact us at [800-561-4148](tel:8005614148) to learn more. **Categories:** Blog --- ### [Is Selling A Life Insurance Policy A Good Idea?](https://abacusgm.com/is-selling-a-life-insurance-policy-a-good-idea/) **Published:** March 31, 2025 **Author:** Admin **Content:** Depending on your financial situation,**[ selling your life insurance policy](https://abacuslifesettlements.com/learn-how-life-settlements-work/)** could benefit your overall financial standing and open up doors to new endeavors. Many individuals are unaware that they are able to **[sell their life insurance](https://abacuslifesettlements.com/qualify-a-life-settlement/)** just like any other asset, as it is often an overlooked option due to its lack of public awareness. A recent study showed that 90% of seniors would have chosen to sell their life insurance policy *had they known the option even existed*. The process of selling your life insurance is referred to as a life settlement transaction. By definition, a life settlement is the financial transaction of an existing life insurance policy to a licensed life settlements buyer, like Abacus Life Settlements, for more than its cash surrender value, but less than its death benefit. The policy owner transfers their ownership and beneficiary rights to the institutional investment fund and receives a lump-sum cash payment that can often be *6 times greater* than the **[cash surrender value](https://www.investopedia.com/terms/c/cashsurrendervalue.asp)**. It is important to note that the money obtained from the settlement that goes into the pockets of the policy seller can be *spent entirely at their discretion*, meaning there are *never any strings attached*. One may decide that selling their life insurance policy is a good idea for them if they fall into one or more of the following scenarios, just to name a few: - They can no longer afford premium payments - Funds are needed to pay for medical or long-term care - They want to reinvest the equity built to take advantage of a better opportunity - Their overall life circumstances have changed (i.e., divorce, retirement, beneficiaries no longer require the policy benefits, absence of an estate tax burden, etc.) Abacus Life has simplified the**[ life settlement qualification process](https://abacuslifesettlements.com/calculate/)** to ensure that it is transparent and straightforward; one must meet a few minimum qualification factors that are simply used as *general guidelines*. Each case is distinctive, so it is always best to reach out to an Abacus representative to see if your specific case qualifies for a life settlement. These factors are: - Insured must own a policy of $100,000 or more in death benefit—usually, anything less does not qualify unless there are considerable health impairments - Insured is over age 70 - Insured has experienced a decline in health from the policy’s first issuance At the end of the day, selling your life insurance policy is ***your*** personal financial decision. At **[Abacus Life](https://abacuslifesettlements.com/about-us/)**, we take the extra time to make sure that all of our clients are confident in their decision to obtain a life settlement. We want to ensure all questions are answered every step of the way and remain honest and transparent throughout the entire process. Abacus Life is committed to securing the most competitive life settlement offers available for our clients. With over 19+ years of experience in the life settlement industry, Abacus Life would love to help you **[get started](https://abacuslifesettlements.com/calculate/)** on a life settlement of your own. **Categories:** Blog --- ### [Abacus Life Announces Agreement to Acquire FCF Advisors](https://abacusgm.com/abacus-life-announces-agreement-to-acquire-fcf-advisors/) **Published:** August 7, 2024 **Author:** Admin **Content:** ORLANDO, Fla., Aug. 07, 2024 (GLOBE NEWSWIRE) — Abacus Life, Inc. (“Abacus” or the “Company”) (NYSE: ABX), a pioneering alternative asset manager specializing in longevity and actuarial technology, today announced a definitive agreement to acquire FCF Advisors (“FCF”), a New York-based asset manager and index provider specializing in free cash flow-focused investment strategies. The acquisition of FCF, which has approximately $600 million in assets under management, is firmly aligned with Abacus’ ongoing expansion of Abacus Wealth Advisors and its suite of products. **Categories:** Blog --- ### [Why Life Settlements Are an Essential Element of Retirement Planning](https://abacusgm.com/why-life-settlements-are-an-essential-element-of-retirement-planning/) **Published:** January 22, 2024 **Author:** Admin **Content:** Imagine a retirement that’s not just comfortable, but financially freeing. It’s a dream many aspire to, yet only a few discover the unconventional paths that lead there. Within the fine print of your life insurance policy lies one such hidden gem – a potential ticket to a more secure and enriching retirement. [**Life settlements**](https://abacuslifesettlements.com/learn-how-life-settlements-work/), often overlooked in financial strategies, are a way to unlock the dormant value of policies you’ve diligently paid into for years. This concept in retirement planning is like finding a secret door in a familiar room. It’s not about making do with less or scaling back your aspirations. It’s about realizing the full potential of assets you already possess and viewing them through a fresh lens. This revelation doesn’t just bring financial relief; it illuminates your golden years, transforming the everyday into something truly remarkable. ## Understanding Life Settlements Life settlements have a **[rich history](https://abacuslifesettlements.com/timeline-of-life-settlements/)**, evolving from an overlooked option to a significant strategy in financial and retirement planning. The journey of life settlements began with a crucial legal recognition in the early 20th century. The Grigsby vs. Russell (1911) Supreme Court case established that life insurance policies are personal property and can be sold and transferred, setting a precedent for the life settlement industry. Initially, life settlements were primarily a means for terminally ill individuals to secure funds. Over time, this concept expanded to serve a broader demographic, especially seniors seeking to maximize their retirement assets. Today, life settlements are recognized for their role in enhancing financial flexibility for policyholders who no longer need or can afford their life insurance policies. A key player in this evolving market is **[Abacus Life (ABX)](https://abacuslifesettlements.com/about-us/)**, a pioneering company in the life settlement industry. Since its inception in 2004, Abacus Life has specialized in the purchase and management of life insurance products, offering liquidity solutions to policyholders. According to the industry publication, ***[The Deal](https://www.thedeal.com/),* which produces an annual Life Settlement Report compiled from state DOI statistics, [**Abacus Life pays the most**](https://abacuslifesettlements.com/abacus-pays-the-most/) **— ranking #1 in provider payouts for 2024.** In fact, since 2017, we’ve paid **$1.2 billion to policyholders**, helping clients unlock meaningful value from policies they may have otherwise surrendered or lapsed. By the end of this year, **we are set to deploy** ****$150 million.**** ## Financial Benefits of Life Settlements Life settlements can offer significant financial benefits, especially for retirees looking to enhance their financial stability. Understanding these benefits is key to recognizing why life settlements are becoming an increasingly popular component in retirement planning. ## Life Settlements in Retirement Planning Incorporating life settlements into retirement planning opens up new avenues for strategic financial management. These settlements can serve as a powerful tool, complementing other retirement strategies and addressing specific needs unique to the retirement phase. **[Life settlements](https://abacuslifesettlements.com/learn-how-life-settlements-work/)** stand out as a transformative element in retirement planning, offering a unique blend of financial freedom and security. This approach goes beyond conventional financial strategies, turning a dormant life insurance policy into an active asset that can significantly enhance one’s retirement years. For many, the decision to opt for a life settlement could be the pivotal move that unlocks new opportunities and eases financial burdens. In the ever-evolving journey of retirement, recognizing and harnessing the potential of life settlements might just be the smart, forward-thinking choice that leads to a more prosperous and fulfilling future. **Categories:** Blog --- ### [Jay Jackson on WABC Moore Money with Stephen Moore — Role of Life Expectancy in Financial Planning (Audio)](https://abacusgm.com/jay-jackson-on-wabc-moore-money-with-stephen-moore-role-of-life-expectancy-in-financial-planning-audio/) **Published:** October 18, 2025 **Author:** Admin **Content:** *The interview originally took place on June 26, 2025.* --- Share Jay Jackson, Chairman and CEO, joined *The Moore Money* show with economist Stephen Moore to discuss how life settlements and other life insurance based strategies can unlock hidden value, strengthen retirees’ financial security, and expand access to alternative investments. **Categories:** Interview, WABC **Tags:** interview --- ### [Jay Jackson on WABC Moore Money with Stephen Moore — Aging Well: Integrating Finance into Longevity (Audio)](https://abacusgm.com/jay-jackson-on-wabc-moore-money-with-stephen-moore-ways-to-lengthen-lifespan-audio/) **Published:** September 13, 2025 **Author:** Admin **Content:** *The interview originally took place on June 26, 2025.* --- Share Jay Jackson, Chairman and CEO, joined *The Moore Money* show with economist Stephen Moore to discuss how life settlements and other life insurance based strategies can unlock hidden value, strengthen retirees’ financial security, and expand access to alternative investments. **Categories:** Interview, WABC **Tags:** interview --- ### [Jay Jackson on WABC Moore Money with Stephen Moore — Retirement Planning (Audio)](https://abacusgm.com/jay-jackson-on-wabc-moore-money-with-stephen-moore-retirement-planning-audio/) **Published:** August 9, 2025 **Author:** Admin **Content:** *The interview originally took place on June 26, 2025.* --- Share Jay Jackson, Chairman and CEO, joined *The Moore Money* show with economist Stephen Moore to discuss how life settlements and other life insurance based strategies can unlock hidden value, strengthen retirees’ financial security, and expand access to alternative investments. **Categories:** Interview, WABC **Tags:** video, interview --- ## Pages ### [Home](https://abacusgm.com/) **Published:** February 19, 2025 **Author:** Admin **Content:** # Shaping the Future of Asset Management and Financial Services [Learn more](https://abacusgm.com/about/) NYSE | ABX Loading... Minimum 15 minutes delayed. Investor Relations ### Abacus Global Management Reports Second Quarter 2026 Results Visit our Investor Relations page to listen to our earnings call and learn more about the future of ABX. You will also find our earnings release and forms available for download. [See Q2 2026 Results](https://ir.abacusgm.com/news-events/press-releases/detail/195/abacus-global-management-inc-reports-second-quarter-2026-results) [ In the News Read Abacus Global Management’s Recent Feature in Barron’s Read Now → ](https://webreprints.djreprints.com/2694551.pdf) # Revolutionizing financial services through alternative asset management, advanced technology, and personalized, lifespan-based financial solutions. ### Abacus LifeARC™ & Abacus Wealth Advisors Longevity-based financial planning and personalized wealth management, built on an individual’s real lifespan range. [Learn more](https://abacusgm.com/abacus-wealth-advisors/) ### Abacus Asset Group Alternative investment strategies delivering uncorrelated returns and downside protection, built on proprietary data and disciplined underwriting. [Explore investment strategies](https://abacusgm.com/abacus-asset-group/) ### Abacus Intel Innovating financial services with cutting-edge technology and data-driven solutions. [View Data & Technology](https://abacusgm.com/intel/) ### Abacus Life Solutions Transforming life insurance settlements into a high-performing asset class. [Learn About Life Settlements](https://abacusgm.com/abacus-life-solutions/) # Innovation, Transparency, and Investor Success Abacus Global is a pioneering alternative asset manager specializing in uncorrelated financial products that leverage proprietary longevity data and actuarial technology. With **~$3.6 billion in assets under management**, we provide investors with access to innovative solutions that redefine wealth management and financial planning. As the only publicly traded firm focused on **lifespan-based financial products**, Abacus Global is at the forefront of policy origination, wealth management, and technology-driven investment strategies. # Key Milestones at a Glance  ## **2004** **COMPANY FOUNDED**  ## **$1OB+** ## **FACE VALUE PURCHASED**  ## **6 GLOBAL OFFICES/ REP LOCATIONS**  ## **30+** ## **COUNTRIES REACHED**  ## **4** ## **BUSINESS DIVISIONS** # 20+ Years of Growth ##### 2004 Founded in NYC ##### 2010s National scale; Operating in 49 states ##### 2019 JV with a $750B+ Global Asset Manager ##### 2023 IPO on NASDAQ: ABL ##### 2024 Asset Management & Tech Expansion ##### Feb 2025 Rebrand to Abacus Global Management ##### Dec 2025 Uplisted to NYSE: ABX # Media Insights and Interviews [![The Importance of Accurate Participant Data for Retirement Security](https://abacusgm.com/wp-content/uploads/2026/10/The-Importance-of-Accurate-Participant-Data-for-Retirement-Security-1.png)](https://abacusgm.com/the-importance-of-accurate-participant-data-for-retirement-security/) ## [The Importance of Accurate Participant Data for Retirement Security](https://abacusgm.com/the-importance-of-accurate-participant-data-for-retirement-security/) by [Admin](https://abacusgm.com/author/admin/ "Posts by Admin") \| Oct 20, 2026 \| [Blog](https://abacusgm.com/category/blog/) [![From Transactions to Revenue](https://abacusgm.com/wp-content/uploads/2026/10/From-Transactions-to-Revenue.png)](https://abacusgm.com/from-transactions-to-revenue/) ## [From Transactions to Revenue](https://abacusgm.com/from-transactions-to-revenue/) by [Admin](https://abacusgm.com/author/admin/ "Posts by Admin") \| Oct 19, 2026 \| [Blog](https://abacusgm.com/category/blog/) [![Walking Together](https://abacusgm.com/wp-content/uploads/2026/08/Abacus-GM-Logo-Media-Insights.png)](https://abacusgm.com/walking-together/) ## [Walking Together](https://abacusgm.com/walking-together/) by [Admin](https://abacusgm.com/author/admin/ "Posts by Admin") \| Oct 15, 2026 \| [Blog](https://abacusgm.com/category/blog/) [« Older Entries](https://abacusgm.com/wp-cron.php/page/2/?doing_wp_cron=1792608406.5738670825958251953125&et_blog) --- ### [Abacus Asset Group](https://abacusgm.com/abacus-asset-group/) **Published:** February 20, 2025 **Author:** Admin **Content:** # Abacus Asset Group ![](https://abacusgm.com/wp-content/uploads/2025/12/Abacus-Asset-Group-NYSE-Logo-2.png "Abacus Asset Group NYSE Logo - Abacus Global Management, Inc.") # Expanding Investment Horizons In our asset management business, we aim to provide our clients with excess return at every point along the risk-reward spectrum, from uncorrelated assets to fixed-income replacement and free-cash flow-based investment solutions.  #### Longevity Funds Private and public (ABXGX) funds, offering uncorrelated longevity asset exposure with a current-pay yield target.  #### Asset-Based Finance "ABF" Funds Private funds providing financing secured by hard and financial assets, targeting current income with structural downside protection.  #### Exchange-Traded Funds ETF and Index-based investment products focusing on free cash flow investing and other income-generating strategies. Dropdown Menus Active ETFs [Abacus FCF Leaders ETF (ABFL)](https://abacusfcf.com/abfl/) [Abacus FCF International Leaders ETF (ABLG)](https://abacusfcf.com/ablg/) Index ETFs [Abacus FCF Real Assets Leaders ETF (ABLD)](https://abacusfcf.com/abld/) [Abacus FCF Innovation Leaders ETF (ABOT)](https://abacusfcf.com/abot/) [Abacus FCF Small Cap Leaders ETF (ABLS)](https://abacusfcf.com/abls/) [Abacus Flexible Bond Leaders ETF (ABXB)](https://abacusfcf.com/abxb/) ## Contact Us To Learn More → # The Abacus Asset Group Team ![Monty Cook](https://abacusgm.com/wp-content/uploads/2025/11/Monty-Cook-Exec-1-150x150.png) ## Monty Cook #### Head of Private Credit ![Corey McLaren](https://abacusgm.com/wp-content/uploads/2025/03/MclaremC-150x150.png) ## Corey McLaren #### Head of Longevity Investing ![Cody Raulerson](https://abacusgm.com/wp-content/uploads/2026/08/Cody_Raulerson-150x150.png) ## Cody Raulerson #### Portfolio Manager ETFs ![Shawn Petrunak](https://abacusgm.com/wp-content/uploads/2025/03/PetrunakS-150x150.png) ## Shawn Petrunak #### Managing Director of Capital Markets ![Ryan Santo](https://abacusgm.com/wp-content/uploads/2025/03/SantoR-150x150.png) ## Ryan Santo #### Capital Markets Analyst ![Amine Mahboub, CFA](https://abacusgm.com/wp-content/uploads/2025/03/MahboubA-150x150.png) ## Amine Mahboub, CFA #### Portfolio Manager ![Martin Bo Larsson](https://abacusgm.com/wp-content/uploads/2026/10/martin-bolarson-150x150.png) ## Martin Bo Larsson ![Geoffroy Baché](https://abacusgm.com/wp-content/uploads/2025/03/Geoffroy-Bache-150x150.png) ## Geoffroy Baché ![Rachel Bastien](https://abacusgm.com/wp-content/uploads/2025/03/Rachel-Bastien-150x150.png) ## Rachel Bastien ![Frédéric Bonfond](https://abacusgm.com/wp-content/uploads/2025/03/Frederick-Bonfond-150x150.png) ## Frédéric Bonfond ![Marco Bravaccini ](https://abacusgm.com/wp-content/uploads/2025/05/Marco-Bravaccini-1-150x150.png) ## Marco Bravaccini ![Derin Cohen](https://abacusgm.com/wp-content/uploads/2025/03/CohenD-150x150.png) ## Derin Cohen ![William Dehon ](https://abacusgm.com/wp-content/uploads/2025/05/William-Dehon-1-150x150.png) ## William Dehon ![Olivier Garin](https://abacusgm.com/wp-content/uploads/2025/03/Olivier-Garin-150x150.png) ## Olivier Garin ![Bruno Grenier](https://abacusgm.com/wp-content/uploads/2025/05/Bruno-Grenier-1-150x150.png) ## Bruno Grenier ![Yana Groza](https://abacusgm.com/wp-content/uploads/2025/03/Yana-Groza-150x150.png) ## Yana Groza ![Stephane Haot](https://abacusgm.com/wp-content/uploads/2025/03/StephaneB-1-150x150.png) ## Stephane Haot ![Victor Heggelman](https://abacusgm.com/wp-content/uploads/2025/03/Victor-Heggelman-150x150.png) ## Victor Heggelman ![Ward Kerr](https://abacusgm.com/wp-content/uploads/2025/03/Austin-Germain-Headshot-150x150.png) ## Ward Kerr ![Stella Lomeri](https://abacusgm.com/wp-content/uploads/2025/05/Stella-Lomeri-1-150x150.png) ## Stella Lomeri ![Tom MacDonald](https://abacusgm.com/wp-content/uploads/2025/03/McTonaldT-150x150.png) ## Tom MacDonald ![Jessica Mangin](https://abacusgm.com/wp-content/uploads/2025/05/Jessica-Mangin-1-150x150.png) ## Jessica Mangin ![Alexantros Michail](https://abacusgm.com/wp-content/uploads/2025/05/Alexantros-150x150.png) ## Alexantros Michail ![Tim Mol](https://abacusgm.com/wp-content/uploads/2025/03/Tim-Mol-150x150.png) ## Tim Mol ![Jessa Mon](https://abacusgm.com/wp-content/uploads/2025/03/Jessa-Mon-150x150.png) ## Jessa Mon ![Didier Morin](https://abacusgm.com/wp-content/uploads/2025/03/Didier-Morin-150x150.png) ## Didier Morin ![Tommaso Parachini](https://abacusgm.com/wp-content/uploads/2025/04/Tommaso-Parachini-150x150.png) ## Tommaso Parachini ![Gonzalo Prieto](https://abacusgm.com/wp-content/uploads/2025/03/Gonzalo-Prieto-150x150.png) ## Gonzalo Prieto ![Bert Seerden](https://abacusgm.com/wp-content/uploads/2025/05/Bert-Seerden-1-150x150.png) ## Bert Seerden ![Christopher Winters](https://abacusgm.com/wp-content/uploads/2025/03/WintersC-150x150.png) ## Christopher Winters ###### Abacus Global Management is a trade name of Carlisle Management Company SCA, with registered office at 9, Rue Sainte Zithe L - 2763 Luxembourg, RCS Luxembourg B144257 ###### ETF Investment advisory services provided by Abacus FCF Advisors. Before investing you should carefully consider the Fund’s investment objectives, risks, charges and expenses. This and other information is in the statutory and summary prospectuses, a copy of which may be obtained by visiting the Fund’s website at www.abacusfcf.com/ABFL, www.abacusfcf.com/ABLG, www.abacusfcf.com/ABLD, www.abacusfcf.com/ABOT, www.abacusfcf.com/ABHY. Please read the prospectus carefully before you invest. Investing involves risk, including the possible loss of principal invested. Information provided is for informational and educational purposes only and is not a recommendation to take any particular action, or any action at all, nor an offer or solicitation to buy or sell any securities or services presented. It is not investment advice. Abacus FCF Advisors does not provide legal or tax advice. ###### Interests in Reg-D private placement funds have not been registered under the Securities Act of 1933, as amended (the "Securities Act"), the securities laws of any other state or the securities laws of any other jurisdiction, nor is such registration contemplated. The funds will not be registered as an investment company under the Investment Company Act of 1940, as amended (the "1940 Act"). Consequently, investors of the funds are not afforded the protections of the 1940 Act. The funds are offered only to qualified investors who do not require immediate liquidity of the investment. An investment in the fund does not constitute a complete investment program. Investors must fully understand and be willing to assume the risks involved in the fund's investment program. Investors should consult a financial professional to ensure the investment is suitable for their investment needs. --- ### [Abacus Intel](https://abacusgm.com/intel/) **Published:** February 20, 2025 **Author:** Admin **Content:** # Abacus Intel [![](https://abacusgm.com/wp-content/uploads/2026/03/ABACUS-INTELVNYSE-NO-BG-Larger-scaled.png "ABACUS INTELVNYSE - NO BG Larger - Abacus Global Management, Inc.")](https://abacusintel.com/) # Innovating the Future of Financial Services At **[Abacus Intel](https://abacusintel.com/)**, we leverage advanced data science and proprietary technology to help pension plans, insurance carriers, financial institutions, and benefits administrators improve record accuracy, identify mortality events, and connect beneficiaries with the benefits they are entitled to. We redefine **longevity-based financial services**. Our suite of advanced solutions includes: [](https://abacusintel.com/death-audit/) #### [MVerify®](https://abacusintel.com/death-audit/) Real-time mortality verification for pension funds and insurers. [](https://abacusintel.com/missing-participants/) #### [LifeVerify](https://abacusintel.com/missing-participants/) Cutting-edge technology to locate missing participants. [](https://abacusintel.com/beneficiary-research/) #### [BeneVerify ](https://abacusintel.com/beneficiary-research/) Bridging the gap between policyholders and entitled benefits. ## Contact Us To Learn More → # Transforming the Life Planning Industry Across the financial services and insurance landscape, organizations face growing challenges in maintaining accurate records, identifying mortality events, and locating missing policyholders and beneficiaries. Outdated data, fragmented systems, and manual processes can lead to inefficiencies, compliance risks, and delayed benefit distribution. Built on decades of expertise and proprietary longevity data, [**Abacus Intel** ](https://abacusintel.com/)is revolutionizing financial services through technology-driven innovation. Our advanced platforms provide real-time insights that enhance efficiency, accuracy, and transparency across **[pension funds](https://abacusintel.com/union/)**, **[government agencies](https://abacusintel.com/government/)**, **[insurers](https://abacusintel.com/insurance/)**, and the secondary life insurance market. From verifying mortality data instantly to locating missing policyholders, our technology delivers speed and precision never before available in the industry. ## Who We Serve: • **[Unions](https://abacusintel.com/union/)** • [**Insurance Companies**](https://abacusintel.com/insurance/) • **[Government Agencies](https://abacusintel.com/government/)** • **[Third-Party Administrators (TPAs)](https://abacusintel.com/tpa/)** • **Secondary Life Insurance Market Professionals** ![](https://abacusgm.com/wp-content/uploads/2026/03/Transforming-the-Life-Planning-Industry.png "Transforming the Life Planning Industry - Abacus Global Management, Inc.") ![Democratizing Life Settlements Through Technology](https://abacusgm.com/wp-content/uploads/2025/02/abl_tech_img.jpg "Democratizing Life Settlements Through Technology - Abacus Global Management, Inc.") # Democratizing Life Settlements Through Technology Historically, the life settlement industry has been burdened by complexity and opacity, making it difficult for consumers to navigate. **[Abacus Intel](https://abacusintel.com/)** is changing that by developing technology solutions that bring greater transparency and clarity to the process. By simplifying access to policy valuations and benefit eligibility, we empower individuals to make informed financial decisions with confidence. # Data, Technology, and Analytics for Pension Risk Management **[Abacus Intel](https://abacusintel.com/who-we-are/)** provides sophisticated data, technology, and analytics solutions for identifying mortality events, locating missing participants, and connecting beneficiaries with their rightfully due benefits. **Trusted by 5M+ pension members nationwide**, Abacus Intel helps organizations improve data accuracy, reduce fraud and overpayment risk, and support compliant, timely benefit administration through: [**Mortality Verification for Pension Plans**](https://abacusintel.com/death-audit/) Abacus Intel uses advanced data matching, proprietary datasets, and continuous monitoring to identify mortality events quickly and accurately. This helps pension administrators maintain reliable records and prevent benefit overpayments. [**Missing Participant Location Services**](https://abacusintel.com/missing-participants/) Abacus Intel helps organizations locate missing participants and reconnect beneficiaries with their entitled benefits using advanced identity resolution technology and extensive data networks. [**Beneficiary Research**](https://abacusintel.com/beneficiary-research/) Abacus Intel improves pension data integrity by identifying record discrepancies, validating participant information, and delivering reporting that supports efficient and compliant benefit administration. ![Data, Technology, and Analytics for Pension Risk Management](https://abacusgm.com/wp-content/uploads/2026/03/Transforming-the-Life-Planning-Industry-2.png "Data, Technology, and Analytics for Pension Risk Management - Abacus Global Management, Inc.") ![](https://abacusgm.com/wp-content/uploads/2026/03/Supporting-Compliance-and-Fiduciary-Responsibility.png "Supporting Compliance and Fiduciary Responsibility - Abacus Global Management, Inc.") # Supporting Compliance and Fiduciary Responsibility Abacus Intel helps pension administrators meet Department of Labor and IRS guidance for maintaining accurate participant records, identifying mortality events, and locating missing participants. See our **[Trust Center](https://abacusintel.com/trust-center/)**. # The Future of Longevity-Based Financial Services Our proprietary tech stack not only streamlines life planning and wealth management but also generates meaningful value for clients through enhanced data analytics. As financial technology continues to evolve, **[Abacus Intel ](https://abacusintel.com/who-we-are/)**remains at the forefront—pioneering new solutions that strengthen Abacus Global’s leadership in the alternative asset space and ensuring that longevity-based financial planning remains more accurate, accessible, and efficient than ever before. ![The Future of Longevity-Based Financial Services](https://abacusgm.com/wp-content/uploads/2026/09/HR-ABX-CB-Photo-20260715-KK-PRESS-008-scaled.jpg "HR-ABX-CB-Photo-20260715-KK-PRESS-008 - Abacus Global Management, Inc.") # The Abacus Intel Team The Abacus Intel team brings together experts in pension administration, insurance operations, data science, and financial services technology. With decades of combined experience, our team understands the challenges organizations face in maintaining accurate records, identifying mortality events, and locating missing participants. Have questions about mortality verification, missing participants, or beneficiary research? **[Our team](https://abacusintel.com/our-team/)** is here to help. [ ![Jinan Patel](https://abacusgm.com/wp-content/uploads/2025/03/PatelJ-150x150.png) ](javascript:void(0))## Jinan Patel #### Product Manager [ ![Hubert Antoniewicz, CFA](https://abacusgm.com/wp-content/uploads/2026/08/Hubert_Antoniewicz-150x150.png) ](javascript:void(0))## Hubert Antoniewicz, CFA #### Lead Data Scientist [ ![David Umanzor](https://abacusgm.com/wp-content/uploads/2026/08/David_Umanzor-150x150.png) ](javascript:void(0))## David Umanzor #### Data Scientist, I [ ![Patrick Galloway](https://abacusgm.com/wp-content/uploads/2025/03/GallowayP-150x150.png) ](javascript:void(0))## Patrick Galloway #### DevOps Engineer, III [ ![Matthew Olivos](https://abacusgm.com/wp-content/uploads/2025/03/OlivosM-150x150.png) ](javascript:void(0))## Matthew Olivos #### Software Engineer, III [ ![Jennifer Nguyen](https://abacusgm.com/wp-content/uploads/2025/04/NguyenJ-150x150.png) ](javascript:void(0))## Jennifer Nguyen #### Software Engineer, II [ ![Aaron Apigo](https://abacusgm.com/wp-content/uploads/2026/08/Aaron_Apigo-150x150.png) ](javascript:void(0))## Aaron Apigo #### Software Engineer, I [ ![Zachary Neidig](https://abacusgm.com/wp-content/uploads/2026/10/Zach_Neidig-150x150.png) ](javascript:void(0))## Zachary Neidig #### Software Engineer, I [ ![Fredrick Bouloute](https://abacusgm.com/wp-content/uploads/2026/08/Fredrick_Bouloute-150x150.png) ](javascript:void(0))## Fredrick Bouloute #### DevOps Engineer, I [ ![Zoran Kolega](https://abacusgm.com/wp-content/uploads/2026/01/KolegaZ-150x150.png) ](javascript:void(0))## Zoran Kolega #### Software Engineer, II [ ![Zachary Lyons](https://abacusgm.com/wp-content/uploads/2025/03/LyonsZ-150x150.png) ](javascript:void(0))## Zachary Lyons #### Software Engineer, II [ ![Matthew Nguyen](https://abacusgm.com/wp-content/uploads/2025/03/NguyenM-150x150.png) ](javascript:void(0))## Matthew Nguyen #### Software Engineer, II [ ![Alejandro Palmar](https://abacusgm.com/wp-content/uploads/2025/03/PalmarA-150x150.png) ](javascript:void(0))## Alejandro Palmar #### Lead DevOps Engineer [ ![Mitchell Thanath](https://abacusgm.com/wp-content/uploads/2025/03/ThanathM-150x150.png) ](javascript:void(0))## Mitchell Thanath #### Software Engineer, II [ ![John Trucillo](https://abacusgm.com/wp-content/uploads/2025/03/TrucilloJ-150x150.png) ](javascript:void(0))## John Trucillo #### AI Engineer, II [ ![Robert Soronellas](https://abacusgm.com/wp-content/uploads/2025/03/SoronellasR-150x150.png) ](javascript:void(0))## Robert Soronellas #### AI Engineer, I [ ![Edward Meyers](https://abacusgm.com/wp-content/uploads/2025/03/Ed-Meyers-Large-Headshot-1-150x150.png) ](javascript:void(0))## Edward Meyers #### Senior Account Executive [ ![Harry Duong](https://abacusgm.com/wp-content/uploads/2026/01/Final-Harry-Duong-150x150.png) ](javascript:void(0))## Harry Duong #### Account Executive [ ![Jose Zapata Pina](https://abacusgm.com/wp-content/uploads/2025/03/ZaptaJ-150x150.png) ](javascript:void(0))## Jose Zapata Pina #### Account Executive [ ![William Nguyen](https://abacusgm.com/wp-content/uploads/2025/03/NguyenW-150x150.png) ](javascript:void(0))## William Nguyen #### Customer Success Manager [ ![Peter Vagelatos](https://abacusgm.com/wp-content/uploads/2026/08/Peter_V-150x150.png) ](javascript:void(0))## Peter Vagelatos #### Customer Success Manager [ ![Melisa Gonzalez](https://abacusgm.com/wp-content/uploads/2025/10/GonzalezM-150x150.png) ](javascript:void(0))## Melisa Gonzalez #### Executive Support Specialist # Frequently Asked Questions ##### What is mortality verification? A **[mortality verification](https://abacusintel.com/death-audit/)** is a service that verifies the mortality status of individuals for various organizations. This process helps institutions like insurance and financial services companies, pension funds, and multiemployer funds ensure accurate records, prevent fraud, and manage payments correctly. ##### Does Abacus Intel help individuals access benefits or 401(k) accounts? No. Abacus Intel does not manage or store individual benefit accounts. We work with organizations to provide mortality data, beneficiary research, and compliance solutions. If you are looking for account information, benefits, or payouts, you will need to contact the employer, pension plan, or financial institution directly. ##### How does Abacus Intel conduct mortality verification? **[Abacus Intel](https://abacusintel.com/)** uses advanced algorithms and accesses multiple databases, including public records and proprietary data sources, to verify the mortality status of individuals. Our process is designed to be comprehensive, accurate, and compliant with all applicable laws and regulations. ##### Why do pension plans perform mortality audits? Mortality audits help pension plans prevent overpayments, maintain accurate records, and comply with fiduciary responsibilities. ##### Who can benefit from Abacus Intel's mortality verification services? Our services offer significant benefits to a wide array of financial entities, including multiemployer and government pension funds, corporate pension plans, banks, insurance firms, and any financial institution in need of precise information regarding the life status of their clients or beneficiaries. Our thorough audits are instrumental in preventing fraud, maintaining accurate records, and ensuring adherence to regulatory standards. **[Request a free demo](https://abacusintel.com/#demo-request-popup)**. ##### How long does a mortality verification take? The timeline can vary based on the complexity of the case and the availability of data. However, we aim to complete the initial audit within 1-2 business days and subsequent reports on a weekly basis. ##### What information do I need to provide for a mortality verification? Clients typically need to provide basic information about the individual in question, including full name, date of birth, Social Security Number (SSN), and address. ##### Is the information obtained in a mortality verification confidential? Absolutely. **[Abacus Intel](https://abacusintel.com/#demo-request-popup)** adheres to strict data protection and privacy laws. All information obtained during verification is treated with the highest level of confidentiality and is used solely for the purpose of the audit. ##### How accurate are Abacus Intel's mortality verification? At **[Abacus Intel](https://abacusintel.com/who-we-are/)**, We pride ourselves on the accuracy of our audits, utilizing state-of-the-art technology and comprehensive data sources. While no system is infallible, our process is designed to minimize errors and provide reliable results. ##### How secure is Abacus Intel? **[Abacus Intel](https://abacusintel.com/our-team/)** is deeply committed to ensuring the highest level of security for our clients’ data and our technology infrastructure. We employ state-of-the-art security measures that encompass advanced encryption technologies, secure access controls, and continuous monitoring to protect against unauthorized access and potential security threats. To learn more about our security protocols please visit our [**trust center**](https://abacusintel.com/trust-center/)**.** ##### Does Abacus Intel support Two-Factor Authentication (2FA)? Yes, **[Abacus Intel](https://abacusintel.com/contact/)** supports Two-Factor Authentication (2FA), enhancing our security by requiring both a password and a second verification method, such as a verification code sent to your mobile device. This ensures an extra layer of protection for your account against unauthorized access. We require activating 2FA to strengthen your account’s security. For setup instructions, please contact our support team for assistance at **[(321) 475-8251](tel:3214758251).** ##### Is Abacus Intel SOC2 Type 2 Certified? Yes, [**Abacus Intel**](https://abacusintel.com/who-we-are/) is SOC 2 Type 2 certified. This certification underscores our commitment to the highest standards of security, availability, processing integrity, confidentiality, and privacy of customer data. ##### How can I request a mortality verification from Abacus Intel? To request a mortality verification, click the **[request demo](https://abacusintel.com/contact/)** button with the required information. Our team will review your request and get in touch with you to proceed with the audit process. ##### Are there any ethical considerations in conducting mortality verification? Yes, at **[Abacus Intel](https://abacusintel.com/contact/)** we conduct our audits with the utmost respect for privacy and ethical standards. Our processes are designed to be non-intrusive and compliant with all ethical guidelines and legal requirements related to data handling and privacy. ##### How much does a mortality verification cost? The cost of a mortality verification can vary depending on the scope and complexity of the request. We recommend contacting us directly for a quote tailored to your specific needs at **[(321) 475-8251](tel:3214758251)** or **[requesting a demo online.](https://abacusintel.com/contact/#demo-request-popup)** ##### How accurate is Abacus Intel morality verification? We identify mortality events that occur in the US, and deliver results with 99% accuracy, every day. ##### How often should mortality monitoring be performed? Many organizations perform mortality verification annually, Abacus Intel use continuous monitoring solutions that identify mortality events as they occur. ##### Why are missing participants a problem for plan sponsors? Missing participants create operational challenges, increase administrative costs, and introduce fiduciary and compliance risk. Regulators expect plan sponsors to actively search for and document efforts to locate participants. ##### What services does Abacus Intel provide for missing participants? Abacus Intel's **[LifeVerify](https://abacusintel.com/missing-participants/)** solution helps locate missing participants through a combination of address verification, mortality verification, and multi-channel outreach ##### Contact Us Please enable JavaScript in your browser to complete this form. like Company What Name \*First Last Company Phone \* Email \* What would you like to speak with us about? \* Submit![Loading](https://abacusgm.com/wp-content/plugins/wpforms/assets/images/submit-spin.svg) --- ### [Abacus LifeARC™](https://abacusgm.com/abacus-wealth-advisors/) **Published:** February 20, 2025 **Author:** Admin **Content:** # Abacus LifeARC™ # Abacus LifeARC™: Longevity-Based Financial Planning The biggest variable in any financial plan is how long you’ll live. Abacus LifeARC™ measures it. Built on more than two decades of Abacus’s proprietary longevity data and actuarial science, LifeARC reads an individual’s real medical history, including diagnosed impairments, medications, lab values, and key risk factors, and produces a personal lifespan range rather than a one-size-fits-all average. That range becomes the foundation for allocation, spending, Social Security timing, and income decisions that fit the life ahead. Results arrive in minutes, refresh with every medical update, and are delivered through a secure, HIPAA-aligned workflow, alongside a concise medical summary that clients and their advisors can act on. Explore the platform, try the free Lifespan and Social Security calculators, and start your LifeARC journey on the dedicated Abacus LifeARC™ website. [Explore Abacus LifeARC™ →](https://abacuslifearc.com/) ![Abacus LifeARC™ - Powered by Abacus Intel](https://abacusgm.com/wp-content/uploads/2026/10/lifearc-abacusintel-logo.png "Abacus LifeARC™ - Powered by Abacus Intel - Abacus Global Management, Inc.") ![](https://abacusgm.com/wp-content/uploads/2026/03/Untitled-design-88.png "Untitled design (88) - Abacus Global Management, Inc.") # A Smarter Approach to Wealth Management At Abacus Wealth Advisors, we help our clients simplify their financial decision-making, empowering them to spend less time focusing on finances and more time on what matters most to them. Abacus Wealth Advisors leverages more than two decades of proprietary data and algorithms to inform longevity-based financial decision-making. We are redefining wealth management by helping financial advisors create more customized plans for clients through a transparent, data-driven approach that considers the entire picture of a client’s health, longevity, and financial wellbeing. Rather than relying on a one-size-fits-all approach to longevity planning, we focus on developing a financial plan tailored specifically to each individual client.  #### Abacus FCF Leaders ETF Groundbreaking free cash flow index strategies.  #### Absolute Return Funds Alternative investment funds with longevity asset exposure.  #### LMA Income Funds Providing steady, long-term yield through life settlement investments.  #### LifeARC Lifespan based financial planning. [Learn More](https://abacuslifearc.com/) ## Contact Us To Learn More → # Institutional Strength, Global Reach Through our partnership with Dynasty Financial Partners, one of the country’s leading wealth management platforms for independent firms, we offer a seamless integration of investment management and lifespan-based financial planning. This collaboration provides financial advisors and investors with access to our proprietary technology stack, enabling superior decision-making and portfolio customization. In addition, Abacus Global’s acquisition of Carlisle Management Company, a leader in life settlement strategies, has further solidified our position as a premier global alternative asset manager. With a proven track record of delivering steady, uncorrelated returns, our expanded capabilities allow us to serve institutional and individual investors seeking stability in an evolving financial landscape. # A Fiduciary Standard You Can Trust As a Registered Investment Advisor (RIA), Abacus Wealth Advisors is committed to the highest fiduciary standards. We act solely in our clients’ best interests, ensuring transparency, ethical investment recommendations, and a disciplined approach to portfolio management. Our advisory team continuously evaluates market conditions, adjusting strategies to optimize performance while mitigating risk. We believe in clear, concise communication, providing clients with full insight into their financial decisions, associated risks, and investment structures. With an unwavering commitment to integrity and financial stewardship, Abacus Wealth Advisors empowers clients and advisors to take a smarter, more informed approach to wealth management—one that prioritizes long-term security, innovation, and truly personalized financial solutions. ![The Future of Longevity-Based Financial Services](https://abacusgm.com/wp-content/uploads/2026/09/ABX-CB-Photo-20260715-KK-PRESS-001-scaled.jpg "ABX-CB-Photo-20260715-KK-PRESS-001 - Abacus Global Management, Inc.") # Contact Us Please enable JavaScript in your browser to complete this form. Name \*First Last Company Phone \* Email \* with Phone What What would you like to speak with us about? \* Submit![Loading](https://abacusgm.com/wp-content/plugins/wpforms/assets/images/submit-spin.svg) ###### ETF Investment advisory services provided by Abacus FCF Advisors. Before investing you should carefully consider the Fund’s investment objectives, risks, charges and expenses. This and other information is in the statutory and summary prospectuses, a copy of which may be obtained by visiting the Fund’s website at www.abacusfcf.com/ABFL, www.abacusfcf.com/ABLG, www.abacusfcf.com/ABLD, www.abacusfcf.com/ABOT, www.abacusfcf.com/ABHY. Please read the prospectus carefully before you invest. Investing involves risk, including the possible loss of principal invested. Information provided is for informational and educational purposes only and is not a recommendation to take any particular action, or any action at all, nor an offer or solicitation to buy or sell any securities or services presented. It is not investment advice. Abacus FCF Advisors does not provide legal or tax advice. --- ### [About](https://abacusgm.com/about/) **Published:** March 5, 2025 **Author:** Admin **Content:** # About # Who We Are “Our evolution to Abacus Global Management represents a significant milestone in our company’s journey to revolutionize financial services through expert asset management, leveraging advanced technology, and to deliver personalized lifespan-based financial solutions.” \- Jay Jackson, CEO of Abacus Global Management ![](https://abacusgm.com/wp-content/uploads/2026/03/Untitled-design-85.png "Untitled design (85) - Abacus Global Management, Inc.") Abacus is a rare offering: serving as the originator and market maker of the assets we purchase and manage, we provide a distinct advantage for consumers seeking to monetize insurance policies and investors seeking to deploy capital, as we are deeply entrenched at every stage of the process. In a highly regulated and difficult-to-access insurance marketplace, we provide the maximum opportunity for the consumer and ensure the quality of the underlying asset for investors. With $10 billion in face value of policies purchased since 2004, Abacus is the only publicly traded life settlement company in the U.S. listed on the New York Stock Exchange (NYSE) under the ticker symbol ABX. # The Abacus Advantage: Four Verticals, One Vision [![Abacus Life NYSE](https://abacusgm.com/wp-content/uploads/2026/03/abacus-life-e1773849358678.png "Abacus Life NYSE - Abacus Global Management, Inc.")](https://abacuslifesettlements.com/) #### **Abacus Life Solutions** ##### ***The Foundation*** Originates life settlement assets at scale, generating consistent earnings and supplying high-quality assets across the platform. [View Abacus Life Solutions](https://abacuslifesettlements.com/) [![Abacus Intel NYSE](https://abacusgm.com/wp-content/uploads/2026/03/Abacus-Intel-Small-Logo-1-e1773849006472.png "Abacus Intel NYSE - Abacus Global Management, Inc.")](https://abacusintel.com/) #### **Abacus Intel** ##### ***The Competitive Moat*** Provides proprietary data and technology that enhances accuracy, improves underwriting, and drives better outcomes across portfolios. [Learn About Abacus Intel](https://abacusintel.com/) [![Asset Group NYSE](https://abacusgm.com/wp-content/uploads/2026/03/logos-for-website-e1773849965993.png "Asset Group NYSE - Abacus Global Management, Inc.")](https://abacusfcf.com/) #### **Abacus Asset Group** ##### ***The Growth Engine*** Manages longevity-based funds and ETFs, delivering risk-adjusted returns through diversified investment strategies. [Explore Abacus Asset Group](https://abacusfcf.com/) ![Wealth Advisors NYSE](https://abacusgm.com/wp-content/uploads/2026/03/weath-e1773849525664.png "Wealth Advisors NYSE - Abacus Global Management, Inc.") #### **Abacus Wealth Advisors** ##### ***The Distribution Channel*** Connects advisors and clients with data-driven financial strategies, expanding access to longevity-based solutions. [Connect with our Wealth Advisors](https://abacusgm.com/abacus-wealth-advisors/) # Innovation, Transparency, and Investor Success Over the past 20 years, we’ve built an institutionalized origination and portfolio management process supported by a growing team of more than 100 experts and professionals. We have long-term relationships with 78 institutional partners and 30,000 financial advisors and are licensed to operate in 49 states. What started as a small house fund is now the leading innovator in lifespan-based financial planning and asset management. Our leadership team averages 20+ years of experience and has been an innovator in the industry since its inception in the mid-90s. Abacus is a member of the Life Insurance Settlements Association (LISA) and strictly complies with HIPAA and privacy laws to maintain and protect the confidentiality of financial, health, and medical information. Abacus is also proud to be a BBB Accredited Business with an A+ rating. ![Abacus Global Management About](https://abacusgm.com/wp-content/uploads/2026/09/HR-ABX-CB-Photo-20260715-KK-PRESS-022-scaled.jpg "HR-ABX-CB-Photo-20260715-KK-PRESS-022 - Abacus Global Management, Inc.") # Why Abacus Stands Out  #### **Market Leadership** A leading player in a large, underpenetrated market supported by strong regulatory barriers and long-term data advantages.  #### **Capital Efficiency** A scalable model designed to generate consistent returns without relying on balance sheet expansion.  #### **Recurring Revenue Growth** Expanding fee-based earnings through asset management, technology, and advisory services. # Executive Management [ ![Jay Jackson](https://abacusgm.com/wp-content/uploads/2025/04/JacksonJ.png) ](javascript:void(0))## Jay Jackson #### Chairman & CEO [ ![Sean McNealy](https://abacusgm.com/wp-content/uploads/2025/04/McNealyS.png) ](javascript:void(0))## Sean McNealy #### Co-Founder & Advisor [ ![Matthew Ganovsky](https://abacusgm.com/wp-content/uploads/2025/04/GanovskyM.png) ](javascript:void(0))## Matthew Ganovsky #### Co-Founder & Advisor [ ![Scott Kirby](https://abacusgm.com/wp-content/uploads/2025/04/KirbyS.png) ](javascript:void(0))## Scott Kirby #### Co-Founder & Advisor [ ![Bill McCauley](https://abacusgm.com/wp-content/uploads/2025/04/McCauleyB.png) ](javascript:void(0))## Bill McCauley #### Chief Operating Officer and Chief Financial Officer [ ![Elena Plesco](https://abacusgm.com/wp-content/uploads/2025/04/PlescoA.png) ](javascript:void(0))## Elena Plesco #### Chief Investment Officer [ ![Jeff Smith](https://abacusgm.com/wp-content/uploads/2025/03/Smithj-headshot-1.png) ](javascript:void(0))## Jeff Smith #### Chief Marketing Officer [ ![Shane McGonnell](https://abacusgm.com/wp-content/uploads/2025/04/McGonnellS_Update-2.png) ](javascript:void(0))## Shane McGonnell #### Chief Revenue Officer [ ![Alexei Solomon](https://abacusgm.com/wp-content/uploads/2025/03/Alexei-Exec.png) ](javascript:void(0))## Alexei Solomon #### Chief Accounting Officer and Treasurer [ ![Ralph Milne](https://abacusgm.com/wp-content/uploads/2025/06/MilneR.png) ](javascript:void(0))## Ralph Milne #### Chief Compliance Officer [ ![Tim Leonard](https://abacusgm.com/wp-content/uploads/2025/03/Tim-Exec.png) ](javascript:void(0))## Tim Leonard #### Chief Information Security Officer [ ![Jeffrey Ting](https://abacusgm.com/wp-content/uploads/2026/10/Jeffrey-Ting-Exec-Headshot.png) ](javascript:void(0))## Jeffrey Ting #### Chief Actuary - LifeARC™ [ ![Samantha Butcher](https://abacusgm.com/wp-content/uploads/2025/04/ButcherS.png) ](javascript:void(0))## Samantha Butcher #### President of Abacus Life Solutions [ ![Armando Cabrera](https://abacusgm.com/wp-content/uploads/2025/03/Executive-Headshots-1.png) ](javascript:void(0))## Armando Cabrera #### President of Abacus Intel [ ![Rob Phillips](https://abacusgm.com/wp-content/uploads/2025/04/PhillipsR.png) ](javascript:void(0))## Rob Phillips #### SVP, Corporate & Government Affairs [ ![Vinnie Pellegrino](https://abacusgm.com/wp-content/uploads/2025/04/PellegrinoV.png) ](javascript:void(0))## Vinnie Pellegrino #### Vice President of Abacus Intel [ ![Fei Xue](https://abacusgm.com/wp-content/uploads/2025/03/XueF.png) ](javascript:void(0))## Fei Xue, CAIA® #### Vice President of Abacus Wealth Advisors [ ![Anissa Lindsay](https://abacusgm.com/wp-content/uploads/2025/03/Anissa-Exec.png) ](javascript:void(0))## Anissa Lindsay #### Vice President of Strategic Operations & Integration [ ![Frank Walden](https://abacusgm.com/wp-content/uploads/2026/09/Headshots-554px-x-598px-Frank-W.png) ](javascript:void(0))## Frank Walden #### Vice President of Fund Administration [ ![Layne Gierke, ASA](https://abacusgm.com/wp-content/uploads/2025/03/Layne-G-Exec-3.png) ](javascript:void(0))## Layne Gierke, ASA #### Vice President of Risk [ ![Cassie Schaelling](https://abacusgm.com/wp-content/uploads/2025/03/Cassie-Exec.png) ](javascript:void(0))## Cassie Schaelling #### Vice President of Operations [ ![Krissy Lubrano](https://abacusgm.com/wp-content/uploads/2025/03/Executive-Headshots.png) ](javascript:void(0))## Krissy Lubrano #### Vice President of Human Resources [ ![David Jackson](https://abacusgm.com/wp-content/uploads/2025/03/Headshots-554px-x-598px.png) ](javascript:void(0))## David Jackson #### Head of Investor Relations [ ![Monty Cook](https://abacusgm.com/wp-content/uploads/2025/11/Monty-Cook-Exec-1.png) ](javascript:void(0))## Monty Cook #### Head of Private Credit [ ![Dani Theobald, Esq.](https://abacusgm.com/wp-content/uploads/2025/04/TheobaldD-1.png) ](javascript:void(0))## Dani Theobald, Esq. #### General Counsel # Frequently Asked Questions ##### What does Abacus Global Management do? Abacus Global Management is a leader in longevity-based financial services, specializing in life settlements, asset management, and data-driven solutions that help maximize value for policyholders and institutional investors. ##### On what exchange is Abacus common stock listed and what is its ticker symbol? Our common stock is listed on the NYSE exchange under the ticker symbol ABX. ##### What does Abacus Life do? **[Abacus Life Solutions ](https://abacuslifesettlements.com/)**specializes in purchasing and managing life insurance policies, helping clients unlock liquidity while creating investment opportunities that are largely uncorrelated with traditional markets. ##### Who qualifies for a life settlement? Typically, policyholders over age 65 with a life insurance policy of $100,000 or more may qualify, depending on health status and policy type. ##### Why would someone sell their life insurance policy? Policyholders may choose to sell their policy to access immediate liquidity, reduce financial burden, or repurpose capital for retirement, healthcare, or other needs. ##### What is Abacus Asset Group? Abacus Asset Group is the asset management division of Abacus Global Management, focused on managing longevity-based assets and delivering risk-adjusted returns through diversified investment strategies. **[Abacus Asset Group ](https://abacusfcf.com/)**provides asset management services to institutional investors and select private clients, focusing on longevity-based assets, fixed-income replacement strategies, and free-cash-flow investment solutions ##### What is free cash flow investing? Free cash flow investing focuses on identifying companies with strong, consistent cash generation, providing investors with stable income and long-term growth potential. ##### What types of investment strategies does Abacus offer? Abacus offers a range of strategies including longevity-based investments, structured products, and free cash flow-focused portfolios designed to deliver consistent, risk-managed returns. ##### What does Abacus Wealth Advisors do? Abacus Wealth Advisors delivers a data-driven approach to wealth management, helping financial advisors create customized financial plans based on clients’ health, longevity, and overall financial well-being. ##### What types of solutions does Abacus Intel provide? Abacus Intel offers solutions for [**mortality** ](https://abacusintel.com/death-audit/)[**verification**](https://abacusintel.com/death-audit/), **[participant ](https://abacusintel.com/missing-participants/)****[location](https://abacusintel.com/missing-participants/)**, and **[beneficiary identification](https://abacusintel.com/beneficiary-research/)** to support insurers, pension funds, and financial institutions. ##### What does Abacus Intel do? [**Abacus Intel**](https://abacusintel.com/) develops technology solutions powered by proprietary data and advanced analytics, enabling real-time mortality verification, participant location, and improved transparency across financial services. ##### How can I learn more or get started? Whether you are an investor, advisor, or policyholder, our team can help you explore solutions tailored to your needs. **[Contact ](https://abacusgm.com/contact/)[us](https://abacusgm.com/contact/)** to learn more about working with Abacus Global Management. ##### Contact Us Please enable JavaScript in your browser to complete this form. Name \*First Last Company Phone \* Email \* What would you like to speak with us about? \* What Company Name Submit![Loading](https://abacusgm.com/wp-content/plugins/wpforms/assets/images/submit-spin.svg) --- ### [Abacus Life Solutions](https://abacusgm.com/abacus-life-solutions/) **Published:** February 20, 2025 **Author:** Admin **Content:** # Abacus Life Solutions [![](https://abacusgm.com/wp-content/uploads/2025/12/Abacus-Life-Solutions-NYSE-Logo.png "Abacus Life Solutions NYSE Logo - Abacus Global Management, Inc.")](https://abacuslifesettlements.com/) # Revolutionizing the Life Solutions Market In our life solutions business, **[Abacus Life Solutions](https://abacuslifesettlements.com/)** specializes in helping clients achieve financial security by providing a suite of retirement products and acting as a solutions provider to institutions. Since 2004, we have purchased life insurance policies from consumers seeking liquidity and have actively managed those policies over time. With over $10 billion in face value of policies purchased, we have helped thousands of clients maximize the value of life insurance. In our institutional business, we help insurance carriers and re-insurance optimize their legacy liabilities and create innovative consumer-facing products by offering a broad toolkit of data-based solutions.  #### ~$3 Billion in AUM  #### A Market Leader in Longevity-Based Investing  #### Trusted by Institutional & Retail Investors ## [Get a Quote Today →](#quote) # A Leader in Life Insurance-Based Investments Through **[Abacus Life Solutions](https://abacuslifesettlements.com/)**, Abacus Global has built one of the most sophisticated platforms for acquiring, managing, and optimizing life insurance policies as an alternative asset class. Since 2004, we have been providing liquidity solutions for policyholders while creating investment opportunities that are largely uncorrelated with traditional market movements. With over $10 billion in face value of life insurance policies purchased, we have helped thousands of individuals maximize the financial potential of their life insurance while delivering stable, long-term returns for investors. Our institutionalized origination and portfolio management process is driven by deep industry expertise, proprietary underwriting models, and a robust servicing infrastructure. Backed by a 100+ person team, we have established long-term partnerships with 78 institutional investors and a network of over 30,000 financial advisors. Operating in 49 states, we manage and service policies for large asset managers and third-party investment funds, ensuring transparency, efficiency, and compliance at every stage. ![Abacus Life](https://abacusgm.com/wp-content/uploads/2026/09/ABX-CB-Photo-20260715-KK-PRESS-022-scaled.jpg "ABX-CB-Photo-20260715-KK-PRESS-022 - Abacus Global Management, Inc.") ![Abacus Life](https://abacusgm.com/wp-content/uploads/2026/09/ABX-CB-Photo-20260715-KK-PRESS-015-1-scaled.jpg "ABX-CB-Photo-20260715-KK-PRESS-015 - Abacus Global Management, Inc.") # Innovation Backed by Experience The Abacus Global leadership team has been at the forefront of the life solutions industry since its inception in the mid-1990s. With more than 20 years of experience, our executives have helped shape the industry by developing proprietary longevity modeling techniques and actuarial insights that drive our investment strategies. As a member of the Life Insurance Settlements Association (LISA), we are committed to maintaining the highest standards of ethics, regulatory compliance, and client confidentiality. We adhere to HIPAA and privacy laws to safeguard financial, health, and medical information, and we are proud to be a BBB Accredited Business with an A+ rating. At Abacus Global, we are not just managing assets—we are redefining the role of life insurance in financial planning and investment strategy, offering a new level of security and opportunity for policyholders and investors alike. Calculator Section \| Abacus Life Solutions ## Calculate the Value of Your Policy Many policyholders don't realize their life insurance policy may be worth significantly more than its cash surrender value. A life settlement allows you to sell your policy for a lump sum — often far exceeding what the insurance company would pay. Use our free estimator to get an instant range based on your policy details. You may qualify if… - Your policy face value is $100,000 or more - The insured is typically age 65 or older - You hold a universal, whole, or convertible term policy - The policy has been in force for 2 or more years - There has been some change in health since issuance **Are you a financial advisor or agent?** Use our dedicated agent calculator to get a preliminary estimate for your client's policy — enter your contact information and your client's policy details to receive an instant estimate. [Agent Calculator →](https://abacuslifesettlements.com/calculate/) # The Abacus Life Solutions Team Financial Professional Sales Client Direct Sales Broker Sales [ ![Harley Schaelling](https://abacusgm.com/wp-content/uploads/2025/03/schaellingH-290x300.png) ](javascript:void(0))## Harley Schaelling #### Director of Sales [ ![George Tucci](https://abacusgm.com/wp-content/uploads/2026/08/George_Tucci-291x300.png) ](javascript:void(0))## George Tucci #### Sales Operations Manager [ ![Jordan Morgan](https://abacusgm.com/wp-content/uploads/2025/03/MorganJ-290x300.png) ](javascript:void(0))## Jordan Morgan #### Senior Account Executive [ ![Erica Bargas](https://abacusgm.com/wp-content/uploads/2025/03/BargasrgE-290x300.png) ](javascript:void(0))## Erica Bargas #### Account Executive [ ![Chriss Gifford](https://abacusgm.com/wp-content/uploads/2025/03/GiffordC-290x300.png) ](javascript:void(0))## Chriss Gifford #### Account Executive [ ![Keith Karem](https://abacusgm.com/wp-content/uploads/2026/08/Keith_Karem-291x300.png) ](javascript:void(0))## Keith Karem #### Account Executive [ ![Denise Tanner](https://abacusgm.com/wp-content/uploads/2026/04/TannerD-290x300.png) ](javascript:void(0))## Denise Tanner #### Account Executive [ ![Natalie Cash](https://abacusgm.com/wp-content/uploads/2025/03/CashN-290x300.png) ](javascript:void(0))## Natalie Cash #### Account Executive [ ![Jackson Tyner](https://abacusgm.com/wp-content/uploads/2025/03/TynerJ-1-290x300.png) ](javascript:void(0))## Jackson Tyner #### Account Executive [ ![Gage Velin](https://abacusgm.com/wp-content/uploads/2025/03/VelinG-290x300.png) ](javascript:void(0))## Gage Velin #### Account Executive [ ![Lee Berman](https://abacusgm.com/wp-content/uploads/2025/12/Lee-Berman-2-290x300.png) ](javascript:void(0))## Lee Berman #### Regional Account Manager [ ![David Ward](https://abacusgm.com/wp-content/uploads/2025/03/Ward-290x300.png) ](javascript:void(0))## David Ward #### Senior Business Development Representative [ ![Greg Johnson](https://abacusgm.com/wp-content/uploads/2025/09/JohnsonG-290x300.png) ](javascript:void(0))## Greg Johnson #### Business Development Representative [ ![Jacob Gerson](https://abacusgm.com/wp-content/uploads/2026/01/GersonJ-290x300.png) ](javascript:void(0))## Jacob Gerson #### Business Development Representative [ ![Stuart Little](https://abacusgm.com/wp-content/uploads/2025/03/LittleS-290x300.png) ](javascript:void(0))## Stuart Little, CLU®, ChFC®, MBA #### Vice President of Strategic Accounts [ ![Ashleigh Hammad](https://abacusgm.com/wp-content/uploads/2025/03/HammadA-290x300.png) ](javascript:void(0))## Ashleigh Hammad #### Director of Key Accounts [ ![Daniel Brown](https://abacusgm.com/wp-content/uploads/2025/03/BrownD-290x300.png) ](javascript:void(0))## Daniel Brown #### Account Manager [ ![Lehy Felix](https://abacusgm.com/wp-content/uploads/2025/03/FelixL-290x300.png) ](javascript:void(0))## Lehy Felix #### Account Executive [ ![Scott Flowers](https://abacusgm.com/wp-content/uploads/2025/03/FlowersT-290x300.png) ](javascript:void(0))## Scott Flowers #### Account Executive [ ![Canton Kaumatule](https://abacusgm.com/wp-content/uploads/2025/03/KaumatuleA-290x300.png) ](javascript:void(0))## Canton Kaumatule #### Account Executive [ ![Benjamin Moore](https://abacusgm.com/wp-content/uploads/2025/03/MooreB-290x300.png) ](javascript:void(0))## Benjamin Moore #### Account Executive [ ![Jim Passarelli](https://abacusgm.com/wp-content/uploads/2025/03/PassarelliJ-290x300.png) ](javascript:void(0))## Jim Passarelli #### Account Executive [ ![Brandon Jerry](https://abacusgm.com/wp-content/uploads/2025/03/HuebschB-290x300.png) ](javascript:void(0))## Brandon Jerry #### Business Development Manager [ ![Alec Evenson](https://abacusgm.com/wp-content/uploads/2025/05/EvansonA-290x300.png) ](javascript:void(0))## Alec Evenson #### Business Development Representative [ ![John Patten](https://abacusgm.com/wp-content/uploads/2025/09/PattenJ-290x300.png) ](javascript:void(0))## John Patten #### Business Development Representative [ ![Robert Tous](https://abacusgm.com/wp-content/uploads/2026/08/Robert_Tous-291x300.png) ](javascript:void(0))## Robert Tous #### Business Development Representative [ ![Harrison Bahlow](https://abacusgm.com/wp-content/uploads/2025/03/BahlowH-290x300.png) ](javascript:void(0))## Harrison Bahlow #### Policy Acquisition Manager [ ![Emily Gardner](https://abacusgm.com/wp-content/uploads/2025/03/GardnerE-290x300.png) ](javascript:void(0))## Emily Gardner #### Director of Broker Services [ ![Efi Laina](https://abacusgm.com/wp-content/uploads/2025/03/Laina-290x300.png) ](javascript:void(0))## Efi Laina #### Sales Manager - Broker Services [ ![Fiona Li](https://abacusgm.com/wp-content/uploads/2025/03/LiF-290x300.png) ](javascript:void(0))## Fiona Li #### Senior Account Executive Operations & Legal Marketing & Technology Capital Markets [ ![Logan Brown](https://abacusgm.com/wp-content/uploads/2025/03/BrownL-290x300.png) ](javascript:void(0))## Logan Brown #### Director of Digital Marketing [ ![Blake Gallimore](https://abacusgm.com/wp-content/uploads/2025/03/GallimoreB_1-290x300.png) ](javascript:void(0))## Blake Gallimore #### Director of Corporate Marketing & Communications [ ![Gary Turner](https://abacusgm.com/wp-content/uploads/2025/03/TurnerG-290x300.png) ](javascript:void(0))## Gary Turner #### Director of Marketing [ ![Andrew Brown](https://abacusgm.com/wp-content/uploads/2025/07/BrownA-1-290x300.png) ](javascript:void(0))## Andrew Brown #### Marketing Associate [ ![Leigha Fenn](https://abacusgm.com/wp-content/uploads/2025/07/FennL-290x300.png) ](javascript:void(0))## Leigha Fenn #### Marketing Associate [ ![Hannah Crosby](https://abacusgm.com/wp-content/uploads/2025/07/CrosbyH-290x300.png) ](javascript:void(0))## Hannah Crosby #### Marketing Associate [ ![Wilson Bautista](https://abacusgm.com/wp-content/uploads/2025/03/BautistaW-290x300.png) ](javascript:void(0))## Wilson Bautista #### Information Security Manager [ ![David Lara](https://abacusgm.com/wp-content/uploads/2025/03/LaraD-290x300.png) ](javascript:void(0))## David Lara #### IT Helpdesk Manager [ ![Brandon Quinn](https://abacusgm.com/wp-content/uploads/2025/03/QuinnB-290x300.png) ](javascript:void(0))## Brandon Quinn #### IT Infrastructure Manager [ ![Luis Mederos](https://abacusgm.com/wp-content/uploads/2026/01/MederosL-290x300.png) ](javascript:void(0))## Luis Mederos #### Security Compliance Analyst [ ![David Caicedo](https://abacusgm.com/wp-content/uploads/2026/08/David_Caicedo-291x300.png) ](javascript:void(0))## David Caicedo #### Level 1 IT Support Specialist [ ![Audrey Finerfrock](https://abacusgm.com/wp-content/uploads/2026/01/FinerfrockA-290x300.png) ](javascript:void(0))## Audrey Finerfrock #### Level 1 IT Support Specialist [ ![Guillermo Montecelo](https://abacusgm.com/wp-content/uploads/2026/01/G_Professional-291x300.png) ](javascript:void(0))## Guillermo Montecelo #### Level 1 IT Support Specialist [ ![Jennifer Crowley](https://abacusgm.com/wp-content/uploads/2026/04/CrowleyJ-290x300.png) ](javascript:void(0))## Jennifer Crowley #### Director of Operational Audit [ ![Courtney Pezzopane](https://abacusgm.com/wp-content/uploads/2025/03/PezzopaneC-290x300.png) ](javascript:void(0))## Courtney Pezzopane #### Director of Training and Efficiency [ ![Wendy O’Donnell](https://abacusgm.com/wp-content/uploads/2025/03/ODonnelW-290x300.png) ](javascript:void(0))## Wendy O'Donnell #### Contracts Attorney [ ![Nancy Gouin](https://abacusgm.com/wp-content/uploads/2025/03/GouinN-290x300.png) ](javascript:void(0))## Nancy Gouin #### Office Manager [ ![Dakota Jackson](https://abacusgm.com/wp-content/uploads/2025/03/Jackson_D-290x300.png) ](javascript:void(0))## Dakota Jackson #### HR Manager [ ![Shaylene Mason](https://abacusgm.com/wp-content/uploads/2025/03/MasonS-290x300.png) ](javascript:void(0))## Shaylene Mason #### Executive Assistant [ ![Abigail Baron](https://abacusgm.com/wp-content/uploads/2025/09/BaronA-290x300.png) ](javascript:void(0))## Abigail Baron #### Director of Capital Markets and Special Projects [ ![Samuel Floyd](https://abacusgm.com/wp-content/uploads/2025/05/FloydS-290x300.png) ](javascript:void(0))## Samuel Floyd #### Director of Business Development - North America Contracts Closing Case Processing [ ![Blanca Diaz](https://abacusgm.com/wp-content/uploads/2025/03/DiazB-290x300.png) ](javascript:void(0))## Blanca Diaz #### Case Processing Manager [ ![Kelli Heilman](https://abacusgm.com/wp-content/uploads/2025/03/HeilmanK-290x300.png) ](javascript:void(0))## Kelli Heilman #### Case Processor [ ![Lillyanna Kanzler](https://abacusgm.com/wp-content/uploads/2026/08/Lillyanna_Kanzler_1-291x300.png) ](javascript:void(0))## Lillyanna Kanzler #### Case Processor [ ![Deanne Riley](https://abacusgm.com/wp-content/uploads/2026/08/Deanne_Riley-291x300.png) ](javascript:void(0))## Deanne Riley #### Case Processor [ ![Rache Valdes](https://abacusgm.com/wp-content/uploads/2025/09/ValdesR-290x300.png) ](javascript:void(0))## Rache Valdes #### Case Processor [ ![Cassi Walsh](https://abacusgm.com/wp-content/uploads/2025/03/WalshC-290x300.png) ](javascript:void(0))## Cassi Walsh #### Case Processor [ ![Celeste Gierke](https://abacusgm.com/wp-content/uploads/2025/03/GeirkeS-290x300.png) ](javascript:void(0))## Celeste Gierke #### Director of Contracts [ ![Nicole Lehman](https://abacusgm.com/wp-content/uploads/2025/03/LehmanN-290x300.png) ](javascript:void(0))## Nicole Lehman #### Contracts Manager [ ![Nathan Klawinski](https://abacusgm.com/wp-content/uploads/2025/03/KlawinskiN-1-290x300.png) ](javascript:void(0))## Nathan Klawinski #### Senior Contract Specialist [ ![Tammy Leach](https://abacusgm.com/wp-content/uploads/2025/03/LeachT-290x300.png) ](javascript:void(0))## Tammy Leach #### Senior Contract Specialist [ ![Nathan Hausmann](https://abacusgm.com/wp-content/uploads/2025/03/HausmanmnN-290x300.png) ](javascript:void(0))## Nathan Hausmann #### Contract Specialist [ ![Win Lei](https://abacusgm.com/wp-content/uploads/2025/03/LeiW-290x300.png) ](javascript:void(0))## Win Lei #### Contract Specialist [ ![Katelyn Maffett](https://abacusgm.com/wp-content/uploads/2025/03/MaffettK-290x300.png) ](javascript:void(0))## Katelyn Maffett #### Contract Specialist [ ![Gaia Rose](https://abacusgm.com/wp-content/uploads/2025/03/RoseG-290x300.png) ](javascript:void(0))## Gaia Rose #### Contract Specialist [ ![Alexa Morales](https://abacusgm.com/wp-content/uploads/2025/03/MoralesA-290x300.png) ](javascript:void(0))## Alexa Morales #### Policy Verification Manager [ ![Sydney Morales](https://abacusgm.com/wp-content/uploads/2026/08/Sydney_Morales-291x300.png) ](javascript:void(0))## Sydney Morales #### Policy Verification Specialist [ ![Sara Perez](https://abacusgm.com/wp-content/uploads/2026/08/Sarah_Perez-291x300.png) ](javascript:void(0))## Sara Perez #### Policy Verification Specialist [ ![Erica Klawinski](https://abacusgm.com/wp-content/uploads/2025/03/CormanyE-290x300.png) ](javascript:void(0))## Erica Klawinski #### Director of Closing [ ![Dalton Burdette](https://abacusgm.com/wp-content/uploads/2025/03/BurdetteD-290x300.png) ](javascript:void(0))## Dalton Burdette #### Closing Manager [ ![Janine Allen](https://abacusgm.com/wp-content/uploads/2025/03/AllenJ-290x300.png) ](javascript:void(0))## Janine Allen #### Senior Closing Specialist [ ![Liz Andree](https://abacusgm.com/wp-content/uploads/2025/03/AndreeL-290x300.png) ](javascript:void(0))## Liz Andree #### Senior Closing Specialist [ ![Kolby Skolnik](https://abacusgm.com/wp-content/uploads/2025/03/SkolnikK-290x300.png) ](javascript:void(0))## Kolby Skolnik #### Senior Closing Specialist [ ![Tracey Ford](https://abacusgm.com/wp-content/uploads/2025/03/Ford-290x300.png) ](javascript:void(0))## Tracey Ford #### Closing Specialist [ ![Sidney Howard](https://abacusgm.com/wp-content/uploads/2025/03/HowardS-290x300.png) ](javascript:void(0))## Sidney Howard #### Closing Specialist [ ![Justyne Monsanto](https://abacusgm.com/wp-content/uploads/2026/08/Justyne_Monsanto-291x300.png) ](javascript:void(0))## Justyne Monsanto #### Closing Specialist [ ![Tammie Nieves](https://abacusgm.com/wp-content/uploads/2025/03/NievesT-290x300.png) ](javascript:void(0))## Tammie Nieves #### Closing Specialist [ ![Megan Schulte](https://abacusgm.com/wp-content/uploads/2025/03/SchulteM-290x300.png) ](javascript:void(0))## Megan Schulte #### Closing Specialist Servicing Pricing & Financing Fund Management Accounting [ ![Meg Schumacher](https://abacusgm.com/wp-content/uploads/2026/04/SchumacherM-290x300.png) ](javascript:void(0))## Meg Schumacher #### Controller [ ![Heidi Gregori](https://abacusgm.com/wp-content/uploads/2026/08/Heidi-291x300.png) ](javascript:void(0))## Heidi Gregori #### Director of Finance - AccuQuote [ ![Jamie Suber](https://abacusgm.com/wp-content/uploads/2025/03/SuberJ-290x300.png) ](javascript:void(0))## Jamie Suber #### Director of Internal Audit [ ![Nicole Mortensen](https://abacusgm.com/wp-content/uploads/2025/03/MortensenN-290x300.png) ](javascript:void(0))## Nicole Mortensen #### Accounting Manager [ ![Kelsey Kawadler](https://abacusgm.com/wp-content/uploads/2025/09/KawadlerK-290x300.png) ](javascript:void(0))## Kelsey Kawadler #### Senior Internal Auditor [ ![Samantha Whitman](https://abacusgm.com/wp-content/uploads/2025/03/WhitmanS-290x300.png) ](javascript:void(0))## Samantha Whitman #### Senior Accountant [ ![Foster Kearfott](https://abacusgm.com/wp-content/uploads/2025/03/kearfottF-290x300.png) ](javascript:void(0))## Foster Kearfott #### Fund Accountant [ ![Jared Myton](https://abacusgm.com/wp-content/uploads/2025/09/MytonJ-290x300.png) ](javascript:void(0))## Jared Myton #### Staff Accountant [ ![Devin Day](https://abacusgm.com/wp-content/uploads/2025/03/DayD-1-290x300.png) ](javascript:void(0))## Devin Day #### Accounting Analyst [ ![Aubree Howard](https://abacusgm.com/wp-content/uploads/2025/06/HowardA-290x300.png) ](javascript:void(0))## Aubree Howard #### Accounting Specialist [ ![Robert Costello](https://abacusgm.com/wp-content/uploads/2026/08/Robert_Costello-1-291x300.png) ](javascript:void(0))## Robert Costello #### Accounting Analyst [ ![Josh Berenbaum](https://abacusgm.com/wp-content/uploads/2026/08/Josh_Berenbaum-291x300.png) ](javascript:void(0))## Josh Berenbaum #### Accounting Analyst [ ![Elena Franklin](https://abacusgm.com/wp-content/uploads/2026/04/FraklinB-290x300.png) ](javascript:void(0))## Elena Franklin #### Accounting Analyst [ ![Erika Blackwell](https://abacusgm.com/wp-content/uploads/2025/03/BlackwellE-290x300.png) ](javascript:void(0))## Erika Blackwell #### Managing Director of Portfolio & Acquisitions [ ![Shawn Petrunak](https://abacusgm.com/wp-content/uploads/2025/03/PetrunakS-290x300.png) ](javascript:void(0))## Shawn Petrunak #### Managing Director of Capital Markets [ ![Nick Sawuk](https://abacusgm.com/wp-content/uploads/2025/03/SawukN-290x300.png) ](javascript:void(0))## Nick Sawuk #### Managing Director [ ![Sarah Duke](https://abacusgm.com/wp-content/uploads/2025/06/DukeS-290x300.png) ](javascript:void(0))## Sarah Duke #### Closing Manager [ ![Matthew Vaughn](https://abacusgm.com/wp-content/uploads/2025/03/VaughnM-290x300.png) ](javascript:void(0))## Matthew Vaughn #### Senior Trading Analyst [ ![Nolan McNealy](https://abacusgm.com/wp-content/uploads/2025/03/McNealyN-290x300.png) ](javascript:void(0))## Nolan McNealy #### Capital Markets Analyst [ ![Ryan Santo](https://abacusgm.com/wp-content/uploads/2025/03/SantoR-290x300.png) ](javascript:void(0))## Ryan Santo #### Capital Markets Analyst [ ![Daniel Cusimano](https://abacusgm.com/wp-content/uploads/2025/03/CusimanoD-290x300.png) ](javascript:void(0))## Daniel Cusimano #### Trading Specialist [ ![Falcon Kaumatule](https://abacusgm.com/wp-content/uploads/2026/08/Falcone_Kaumatule-291x300.png) ](javascript:void(0))## Falcon Kaumatule #### Trading Specialist [ ![Gigi Pope](https://abacusgm.com/wp-content/uploads/2025/03/PopeG-290x300.png) ](javascript:void(0))## Gigi Pope #### Trading Specialist [ ![Ben Schieffelin](https://abacusgm.com/wp-content/uploads/2025/03/SchieffelinB-290x300.png) ](javascript:void(0))## Ben Schieffelin #### Trading Specialist [ ![Avery Donelick](https://abacusgm.com/wp-content/uploads/2025/03/DonelickA-290x300.png) ](javascript:void(0))## Avery Donelick #### Trading Coordinator [ ![Kiana Williams](https://abacusgm.com/wp-content/uploads/2025/03/WilliamsK-290x300.png) ](javascript:void(0))## Kiana Williams #### Director of Servicing [ ![Chloé Reddy](https://abacusgm.com/wp-content/uploads/2025/03/ReddyC-290x300.png) ](javascript:void(0))## Chloé Reddy #### Servicing Training and Development Lead [ ![Megan Cole](https://abacusgm.com/wp-content/uploads/2025/03/ColeM-290x300.png) ](javascript:void(0))## Megan Cole #### Claims Consultant [ ![Susan Long](https://abacusgm.com/wp-content/uploads/2025/03/LongS-290x300.png) ](javascript:void(0))## Susan Long #### Policy Underwriting Analyst [ ![Sofia Cabrera-Gutierrez](https://abacusgm.com/wp-content/uploads/2026/04/CabreraG-290x300.png) ](javascript:void(0))## Sofia Cabrera-Gutierrez #### Policy Onboarding Specialist [ ![Shelby Theisen](https://abacusgm.com/wp-content/uploads/2025/03/TheisenS-290x300.png) ](javascript:void(0))## Shelby Theisen #### Team Lead, LMA [ ![Patti Hughes](https://abacusgm.com/wp-content/uploads/2025/03/HughesP-290x300.png) ](javascript:void(0))## Patti Hughes #### Policy Servicing Specialist [ ![Lise Bazin](https://abacusgm.com/wp-content/uploads/2025/03/EazinL-290x300.png) ](javascript:void(0))## Lise Bazin #### Servicing Agent [ ![Derek Bowe](https://abacusgm.com/wp-content/uploads/2026/08/Derek_Bowe-291x300.png) ](javascript:void(0))## Derek Bowe #### Servicing Agent [ ![Paige Grant](https://abacusgm.com/wp-content/uploads/2026/08/Paige_Grant-291x300.png) ](javascript:void(0))## Paige Grant #### Servicing Agent [ ![Samantha Jacoby](https://abacusgm.com/wp-content/uploads/2025/03/JacobY-290x300.png) ](javascript:void(0))## Samantha Jacoby #### Servicing Agent [ ![Sylvia Hernandez](https://abacusgm.com/wp-content/uploads/2025/03/HernandezS-290x300.png) ](javascript:void(0))## Sylvia Hernandez #### Servicing Agent [ ![Melissa Ramirez](https://abacusgm.com/wp-content/uploads/2026/04/RamirezM-290x300.png) ](javascript:void(0))## Melissa Ramirez #### Servicing Agent [ ![Sherri Rubin](https://abacusgm.com/wp-content/uploads/2025/03/RubinS-290x300.png) ](javascript:void(0))## Sherri Rubin #### Servicing Agent [ ![Valentina Perez](https://abacusgm.com/wp-content/uploads/2026/04/PerezV-290x300.png) ](javascript:void(0))## Valentina Perez #### Administrative Assistant [ ![Amine Mahboub, CFA](https://abacusgm.com/wp-content/uploads/2025/03/MahboubA-290x300.png) ](javascript:void(0))## Amine Mahboub, CFA #### Portfolio Manager [ ![Kevin David](https://abacusgm.com/wp-content/uploads/2025/03/DavidK-290x300.png) ](javascript:void(0))## Kevin David #### Senior Data Analyst [ ![Kyle Gabriele](https://abacusgm.com/wp-content/uploads/2025/03/GabrieleK-290x300.png) ](javascript:void(0))## Kyle Gabriele #### Pricing Analyst Level II [ ![Francisco De Miranda](https://abacusgm.com/wp-content/uploads/2025/03/DeMirandaF-1-290x300.png) ](javascript:void(0))## Francisco De Miranda #### Policy Risk Analyst [ ![Dexter Powers](https://abacusgm.com/wp-content/uploads/2026/08/PowersD-290x300.png) ](javascript:void(0))## Dexter Powers #### Pricing Operations Analyst [ ![Logan Bellantoni](https://abacusgm.com/wp-content/uploads/2025/09/BellantoniL-290x300.png) ](javascript:void(0))## Logan Bellantoni #### Premium Coordinator [ ![Nolan Tipton](https://abacusgm.com/wp-content/uploads/2026/08/Nolan_Tipton-291x300.png) ](javascript:void(0))## Nolan Tipton #### Pricing Analyst # Frequently Asked Questions ##### What is a life settlement? A **[life settlement](https://abacuslifesettlements.com/)** is a financial transaction in which a life insurance policyholder sells their policy to a third party for more than its cash surrender value but less than its death benefit. The buyer assumes responsibility for premium payments and receives the death benefit when the insured passes. ##### How do life settlements work? A policyholder sells their policy to a licensed buyer. The buyer continues paying premiums and receives the death benefit when the insured passes. The transaction created value for both the seller and the buyer through the transfer of risk and timing of cash flows. ##### What determines a life settlement? **[Valuation is primarily driven by:](https://abacuslifesettlements.com/learn-how-life-settlements-work/#valuation)** - Life expectancy of the insured - Policy size (death benefit) - Premium obligations - Policy type and structure These factors influence expected returns for the buyer. ##### Who qualifies for a life settlement? Life settlements are typically available to individuals over age 65 or those with a change in health. Policies with larger face values (often $100,000+) are more likely to qualify, though each case depends on factors such as age, health, and policy type. ##### What types of life insurance policies are eligible? [Life settlements](https://abacuslifesettlements.com/learn-how-life-settlements-work/#valuation) typically involve permanent policies, such as: - Universal life - Whole life - Convertible term policies Eligibility depends on policy structure and underwriting factors. ##### What is a cash surrender value? The cash surrender value is the amount a policyholder would receive from the insurer if the policy is terminated early. Life settlements often provide a higher alternative value. ##### What is a viatical settlement? A viatical settlement is a subset of life settlements involving individuals with serious or life-threatening illnesses. These transactions typically result in higher payouts due to shorter life expectancy. ##### How are life settlements regulated? Life settlements are regulated at the state level in the U.S. Regulations typically require licensing for market participants and establish consumer protection standards. ##### Are life settlements taxable? **[Life settlements are taxed in 3 ways:](https://abacuslifesettlements.com/learn-how-life-settlements-work/#taxation)** - Money received from a life settlement up to the tax basis is free of income tax. - Money received that is greater than the tax basis, but less than the cash surrender value, is taxed at ordinary income rates. - Money received that exceeds the cash value of your policy is taxed as capital gain. The amount of taxable income is calculated by subtracting the total amount the participant has paid in premiums, their tax basis, and from the settlement amount. **Death benefit proceeds received by beneficiaries:** Due to the death of the insured person, death benefit proceeds are not included in gross income and do not have to be reported. However, any interest you receive is taxable and should be reported as interest received. For more information on how life insurance proceeds are taxed, visit our [Life Settlement Taxation page](https://abacuslifesettlements.com/learn-how-life-settlements-work/#taxation) and the **[IRS.gov.](https://www.irs.gov/faqs/interest-dividends-other-types-of-income/life-insurance-disability-insurance-proceeds)** ##### What can clients do with the funds from a life settlement? Clients can use the proceeds in a variety of ways, including supplementing retirement income, covering healthcare or long-term care costs, paying down debt, or reinvesting in other financial strategies. ##### When should advisors consider a life settlement for a client? Advisors should consider a life settlement when a client no longer needs or wants their policy, is struggling with premium payments, or is considering lapsing or surrendering coverage. It’s also worth evaluating during retirement planning, estate changes, or shifts in financial goals. ##### Contact Us Please enable JavaScript in your browser to complete this form. Name \*First Last Company Phone \* Email \* What would you like to speak with us about? \* like about? Name Submit![Loading](https://abacusgm.com/wp-content/plugins/wpforms/assets/images/submit-spin.svg) --- ### [Jay Jackson](https://abacusgm.com/jay-jackson/) **Published:** September 18, 2026 **Author:** Admin **Excerpt:** Jay Jackson is the Chairman and Chief Executive Officer of Abacus Global Management (NYSE: ABX), with over 20 years of experience in investments, alternative assets, and portfolio management. **Content:** # Jay Jackson ![Jay Jackson, Chairman and Chief Executive Officer of Abacus Global Management](https://abacusgm.com/wp-content/uploads/2025/04/JacksonJ.png) ## Chairman and Chief Executive Officer, Abacus Global Management (NYSE: ABX) Jay Jackson is the Chairman and Chief Executive Officer of Abacus Global Management (NYSE: ABX), bringing over 20 years of expertise in investments, alternative assets, and portfolio management. He is recognized for his innovative approach to growth and commitment to advancing longevity-based wealth management solutions. Jackson launched his career at Franklin Templeton Investments, where he served as Vice President for more than a decade. Prior to joining Abacus, he demonstrated entrepreneurial acumen by co-founding and managing the Fayerweather Street Life Fund and establishing the Cambridge Life Management origination platform for FDO Partners, a $3 billion quantitative investment firm. Throughout his extensive career in financial services, Jackson has consistently identified emerging opportunities and developed comprehensive solutions to address evolving market needs. His strategic vision led to the creation of Abacus Global Management’s four distinct yet complementary business divisions: Abacus Life Solutions, Abacus Asset Group, Abacus Wealth Advisors, and Abacus Intel. These divisions work synergistically to provide integrated financial services across multiple asset classes and client segments. Jackson’s leadership philosophy centers on innovation-driven growth while maintaining a strong focus on delivering value to clients and stakeholders in an increasingly complex financial landscape. --- ### [Recent Interviews Featuring CEO Jay Jackson](https://abacusgm.com/interviews/) **Published:** July 30, 2025 **Author:** Admin **Content:** # Recent Interviews Featuring CEO Jay Jackson ## Corporate Profile Abacus Global Management (NYSE: ABX) is a leading financial services company specializing in alternative asset management, data-driven wealth solutions, technology innovations, and institutional services. With a focus on longevity-based assets and personalized financial planning, Abacus leverages proprietary data analytics and decades of industry expertise to deliver innovative solutions that optimize financial outcomes for individuals and institutions worldwide. ## Featured Interviews ## [Jay Jackson on The Big Biz Show — Longevity, Financial Confidence & the Power of Time (Interview)](https://abacusgm.com/jay-jackson-on-the-big-biz-show-longevity-financial-confidence-the-power-of-time-interview/) Oct 9, 2026 \| [Interview](https://abacusgm.com/category/interview/) ## [Jay Jackson on Broadcast Retirement Network — Longevity & Rethinking Retirement Planning (Interview)](https://abacusgm.com/jay-jackson-on-broadcast-retirement-network-longevity-rethinking-retirement-planning-interview/) Oct 6, 2026 \| [Interview](https://abacusgm.com/category/interview/) ## [Jay Jackson on Moore Money — AI, LifeARC™ & Personalized Retirement Planning](https://abacusgm.com/jay-jackson-on-moore-money-ai-lifearc-personalized-retirement-planning/) Oct 3, 2026 \| [Interview](https://abacusgm.com/category/interview/) [« Older Entries](https://abacusgm.com/wp-cron.php/page/2/?doing_wp_cron=1792608406.5738670825958251953125&et_blog) ## Press Inquiries If you are a journalist looking for news and information about Abacus, or are interested in covering Abacus, please reach out to us at <press@abacusgm.com>. To schedule an interview, or for direct questions, please call [(407) 561-4148](tel:407-561-4148). ## Sign up for email alerts to stay informed on the latest Abacus news and updates. [Sign Up](https://ir.abacusgm.com/shareholder-services/email-alerts) ## Corporate Profile Abacus Global Management (NYSE: ABX) is a leading financial services company specializing in alternative asset management, data-driven wealth solutions, technology innovations, and institutional services. With a focus on longevity-based assets and personalized financial planning, Abacus leverages proprietary data analytics and decades of industry expertise to deliver innovative solutions that optimize financial outcomes for individuals and institutions worldwide. ## Featured Interviews [![Jay Jackson on The Big Biz Show — Longevity, Financial Confidence & the Power of Time (Interview)](https://abacusgm.com/wp-content/uploads/2026/05/The-Big-Biz-Show-Thumbnail.avif)](https://abacusgm.com/jay-jackson-on-the-big-biz-show-longevity-financial-confidence-the-power-of-time-interview/) ## [Jay Jackson on The Big Biz Show — Longevity, Financial Confidence & the Power of Time (Interview)](https://abacusgm.com/jay-jackson-on-the-big-biz-show-longevity-financial-confidence-the-power-of-time-interview/) Oct 9, 2026 \| [Interview](https://abacusgm.com/category/interview/) Chairman & CEO Jay Jackson returned to The Big Biz Show to discuss why it’s never too late to take control of your financial future and how time remains one of the greatest advantages in building long-term wealth. He explained how uncertainty surrounding retirement savings and life expectancy can create financial anxiety, and why understanding the power of compounding can help individuals make more confident investment decisions. The conversation also explored Abacus Global Management’s LifeARC™ platform and its personalized approach to longevity-based financial planning. Jackson previewed the company’s “What’s Your Number?” campaign, emphasizing how understanding your projected lifespan can help reduce financial uncertainty, improve asset allocation, and create more informed retirement income and wealth transfer strategies. He also highlighted how Abacus is making personalized longevity insights more accessible to individuals looking to improve their long-term financial outcomes. [![Jay Jackson on Broadcast Retirement Network — Longevity & Rethinking Retirement Planning (Interview)](https://abacusgm.com/wp-content/uploads/2026/10/AdobeStock_1055544273-scaled.jpeg)](https://abacusgm.com/jay-jackson-on-broadcast-retirement-network-longevity-rethinking-retirement-planning-interview/) ## [Jay Jackson on Broadcast Retirement Network — Longevity & Rethinking Retirement Planning (Interview)](https://abacusgm.com/jay-jackson-on-broadcast-retirement-network-longevity-rethinking-retirement-planning-interview/) Oct 6, 2026 \| [Interview](https://abacusgm.com/category/interview/) Chairman & CEO Jay Jackson joined the Broadcast Retirement Network to discuss why longer lifespans are challenging traditional approaches to retirement planning. He explained how planning around averages—including conventional withdrawal strategies—can overlook significant differences in individual health and longevity, and why understanding your personal “life arc” can lead to more informed decisions about retirement income, asset allocation, and when to begin drawing benefits. Pasted text The conversation also explored the risks of becoming overly conservative too early, when annuities may fit within a retirement strategy, and how potential long-term care and memory care expenses should factor into financial planning. Jackson highlighted how Abacus uses personalized medical data and AI to better understand longevity, helping individuals replace one-size-fits-all assumptions with data-driven strategies designed around their unique health, financial goals, and retirement timeline. [![Jay Jackson on Moore Money — AI, LifeARC™ & Personalized Retirement Planning](https://abacusgm.com/wp-content/uploads/2025/07/WABC-Moore-Money.png)](https://abacusgm.com/jay-jackson-on-moore-money-ai-lifearc-personalized-retirement-planning/) ## [Jay Jackson on Moore Money — AI, LifeARC™ & Personalized Retirement Planning](https://abacusgm.com/jay-jackson-on-moore-money-ai-lifearc-personalized-retirement-planning/) Oct 3, 2026 \| [Interview](https://abacusgm.com/category/interview/) Chairman & CEO Jay Jackson returned to Stephen Moore’s Moore Money to discuss how artificial intelligence and personalized longevity data are transforming retirement planning. He explained how Abacus Global Management’s LifeARC™ platform uses AI-powered medical analysis to help individuals better understand their projected lifespan and make more informed decisions about retirement income, asset allocation, and long-term financial security. The conversation also explored why traditional financial planning often falls short by relying on population averages rather than individual health profiles. Jackson highlighted how personalized longevity insights can help retirees balance maximizing their income with preserving wealth for future generations, while also making more informed decisions about Social Security timing and adjusting financial strategies as their health and circumstances evolve. [![Jay Jackson on The Big Biz Show — LifeARC™, Longevity Data & the Future of Asset Management (Interview)](https://abacusgm.com/wp-content/uploads/2026/05/The-Big-Biz-Show-Thumbnail.avif)](https://abacusgm.com/jay-jackson-on-the-big-biz-show-lifearc-longevity-data-the-future-of-asset-management-interview/) ## [Jay Jackson on The Big Biz Show — LifeARC™, Longevity Data & the Future of Asset Management (Interview)](https://abacusgm.com/jay-jackson-on-the-big-biz-show-lifearc-longevity-data-the-future-of-asset-management-interview/) Aug 25, 2026 \| [Interview](https://abacusgm.com/category/interview/) Chairman & CEO Jay Jackson joined The Big Biz Show to discuss Abacus Global Management’s position in the life settlement market and why the company views itself as a data-driven asset manager rather than an insurance company. The conversation highlighted Abacus’ role in providing liquidity to life insurance policyholders, managing longevity-based assets for institutions, and leveraging the data generated across its platform to inform smarter investment decisions. [![Jay Jackson on The Big Biz Show — Why Time Changes the Retirement Equation (Interview)](https://abacusgm.com/wp-content/uploads/2026/05/The-Big-Biz-Show-Thumbnail.avif)](https://abacusgm.com/jay-jackson-on-the-big-biz-show-why-time-changes-the-retirement-equation-interview/) ## [Jay Jackson on The Big Biz Show — Why Time Changes the Retirement Equation (Interview)](https://abacusgm.com/jay-jackson-on-the-big-biz-show-why-time-changes-the-retirement-equation-interview/) Aug 19, 2026 \| [Interview](https://abacusgm.com/category/interview/) [![Jay Jackson on Mornings with Maria — How Longevity Is Reshaping Wealth Management (Interview)](https://abacusgm.com/wp-content/uploads/2026/08/UBER_MORNINGS_WITH_MARIA_2024-scaled.png)](https://abacusgm.com/jay-jackson-on-mornings-with-maria-how-longevity-is-reshaping-wealth-management-interview/) ## [Jay Jackson on Mornings with Maria — How Longevity Is Reshaping Wealth Management (Interview)](https://abacusgm.com/jay-jackson-on-mornings-with-maria-how-longevity-is-reshaping-wealth-management-interview/) Aug 4, 2026 \| [Interview](https://abacusgm.com/category/interview/) [![Jay Jackson on The Big Biz Show — Why Personalized Retirement Planning Matters (Interview)](https://abacusgm.com/wp-content/uploads/2026/05/The-Big-Biz-Show-Thumbnail.avif)](https://abacusgm.com/jay-jackson-on-the-big-biz-show-why-personalized-retirement-planning-matters-interview/) ## [Jay Jackson on The Big Biz Show — Why Personalized Retirement Planning Matters (Interview)](https://abacusgm.com/jay-jackson-on-the-big-biz-show-why-personalized-retirement-planning-matters-interview/) Jul 30, 2026 \| [Interview](https://abacusgm.com/category/interview/) [![Jay Jackson on The Greg Kelly Show — LifeARC™ & Smarter Retirement Planning (Interview)](https://abacusgm.com/wp-content/uploads/2026/02/Greg-Kelly-show.png)](https://abacusgm.com/jay-jackson-on-the-greg-kelly-show-lifearc-smarter-retirement-planning-interview/) ## [Jay Jackson on The Greg Kelly Show — LifeARC™ & Smarter Retirement Planning (Interview)](https://abacusgm.com/jay-jackson-on-the-greg-kelly-show-lifearc-smarter-retirement-planning-interview/) Jul 28, 2026 \| [Interview](https://abacusgm.com/category/interview/) [![Jay Jackson on Moore Money — LifeARC™ & Maximizing Retirement Income](https://abacusgm.com/wp-content/uploads/2025/07/WABC-Moore-Money.png)](https://abacusgm.com/jay-jackson-on-moore-money-lifearc-maximizing-retirement-income/) ## [Jay Jackson on Moore Money — LifeARC™ & Maximizing Retirement Income](https://abacusgm.com/jay-jackson-on-moore-money-lifearc-maximizing-retirement-income/) Jul 25, 2026 \| [Interview](https://abacusgm.com/category/interview/) [![Jay Jackson on The Greg Kelly Show — Social Security, Longevity & Retirement Costs (Interview)](https://abacusgm.com/wp-content/uploads/2026/02/Greg-Kelly-show.png)](https://abacusgm.com/jay-jackson-on-the-greg-kelly-show-social-security-longevity-retirement-costs-interview/) ## [Jay Jackson on The Greg Kelly Show — Social Security, Longevity & Retirement Costs (Interview)](https://abacusgm.com/jay-jackson-on-the-greg-kelly-show-social-security-longevity-retirement-costs-interview/) Jul 15, 2026 \| [Interview](https://abacusgm.com/category/interview/) [« Older Entries](https://abacusgm.com/wp-cron.php/page/2/?doing_wp_cron=1792608406.5738670825958251953125&et_blog) ## Press Inquiries If you are a journalist looking for news and information about Abacus, or are interested in covering Abacus, please reach out to us at <press@abacusgm.com>. To schedule an interview, or for direct questions, please call [(407) 561-4148](tel:407-561-4148). ## Sign Up for Abacus News Email Alerts [Sign Up](https://ir.abacusgm.com/shareholder-services/email-alerts) --- ### [Media Insights](https://abacusgm.com/media-insights/) **Published:** October 10, 2025 **Author:** Admin **Content:** # Media Insights [![The Importance of Accurate Participant Data for Retirement Security](https://abacusgm.com/wp-content/uploads/2026/10/The-Importance-of-Accurate-Participant-Data-for-Retirement-Security-1.png)](https://abacusgm.com/the-importance-of-accurate-participant-data-for-retirement-security/) ## [The Importance of Accurate Participant Data for Retirement Security](https://abacusgm.com/the-importance-of-accurate-participant-data-for-retirement-security/) Oct 20, 2026 \| [Blog](https://abacusgm.com/category/blog/) When discussing retirement security, investment performance and funding levels usually take center stage. At Abacus Intel, we know that accurate participant data is just as essential. Without it, plans may struggle to protect assets, reach participants, and deliver... [read more...](https://abacusgm.com/the-importance-of-accurate-participant-data-for-retirement-security/) [![From Transactions to Revenue](https://abacusgm.com/wp-content/uploads/2026/10/From-Transactions-to-Revenue.png)](https://abacusgm.com/from-transactions-to-revenue/) ## [From Transactions to Revenue](https://abacusgm.com/from-transactions-to-revenue/) Oct 19, 2026 \| [Blog](https://abacusgm.com/category/blog/) Jay Jackson Chairman & CEO This week, I participated in a virtual fireside chat with Autonomous Research’s Patrick Davitt to talk in depth about Abacus’s near-term outlook and longer-term strategic plan. The purpose of this fireside chat was to build on the themes... [read more...](https://abacusgm.com/from-transactions-to-revenue/) [![Walking Together](https://abacusgm.com/wp-content/uploads/2026/08/Abacus-GM-Logo-Media-Insights.png)](https://abacusgm.com/walking-together/) ## [Walking Together](https://abacusgm.com/walking-together/) Oct 15, 2026 \| [Blog](https://abacusgm.com/category/blog/) Jay Jackson Chairman & CEO Recently, many of us from Abacus gathered at Lake Eola to participate in the Walk to End Alzheimer’s for Greater Orlando. Our employees, along with their families and friends, came together for a cause that touches so many of us. We were... [read more...](https://abacusgm.com/walking-together/) [![Why more policyholders are exploring what their life insurance is worth beyond surrender value](https://abacusgm.com/wp-content/uploads/2026/09/what-it-costs-to-what-it-protects-AQ-Blog-Featured-Image-3.png)](https://abacusgm.com/why-more-policyholders-are-exploring-what-their-life-insurance-is-worth-beyond-surrender-value/) ## [Why more policyholders are exploring what their life insurance is worth beyond surrender value](https://abacusgm.com/why-more-policyholders-are-exploring-what-their-life-insurance-is-worth-beyond-surrender-value/) Sep 18, 2026 \| [Blog](https://abacusgm.com/category/blog/) 51% of Americans hold life insurance and 1.3% surrender their policies each year. What the secondary market pays versus a carrier’s cash surrender value, and how policyholders evaluate the difference. [read more...](https://abacusgm.com/why-more-policyholders-are-exploring-what-their-life-insurance-is-worth-beyond-surrender-value/) [![How longevity is moving from a demographic trend to a financial priority](https://abacusgm.com/wp-content/uploads/2026/09/what-it-costs-to-what-it-protects-AQ-Blog-Featured-Image-4.png)](https://abacusgm.com/how-longevity-is-moving-from-a-demographic-trend-to-a-financial-priority/) ## [How longevity is moving from a demographic trend to a financial priority](https://abacusgm.com/how-longevity-is-moving-from-a-demographic-trend-to-a-financial-priority/) Sep 18, 2026 \| [Blog](https://abacusgm.com/category/blog/) U.S. life expectancy reached 79.0 in 2024 and 59% of retirees leave work earlier than planned. What a longer life changes in withdrawal rates, annuities and long-term care planning. [read more...](https://abacusgm.com/how-longevity-is-moving-from-a-demographic-trend-to-a-financial-priority/) [![The 200-Year Law Validating LifeARC](https://abacusgm.com/wp-content/uploads/2026/08/Abacus-GM-Logo-Media-Insights.png)](https://abacusgm.com/the-200-year-law-validating-lifearc/) ## [The 200-Year Law Validating LifeARC](https://abacusgm.com/the-200-year-law-validating-lifearc/) Aug 27, 2026 \| [Blog](https://abacusgm.com/category/blog/) Jay Jackson Chairman & CEO Dr. Jay Olshansky joined us at Investor Day to talk about something most people have never heard of — the Gompertz Law of Mortality. It’s a formula from 1825 that describes how human risk of death increases over time, with the basic premise... [read more...](https://abacusgm.com/the-200-year-law-validating-lifearc/) [![Reflections from Investor Day: The Infrastructure Underneath](https://abacusgm.com/wp-content/uploads/2026/08/Reflections-from-Investor-Day-The-Infrastructure-Underneath.png)](https://abacusgm.com/reflections-from-investor-day-the-infrastructure-underneath/) ## [Reflections from Investor Day: The Infrastructure Underneath](https://abacusgm.com/reflections-from-investor-day-the-infrastructure-underneath/) Aug 25, 2026 \| [Blog](https://abacusgm.com/category/blog/) Abacus’ Chief Investment Officer Elena Plesco opened her Investor Day remarks with a question that seemed simple: What is Amazon’s largest revenue-generating business? Most people in the room said AWS, and as we’ve found, most people think that. But it’s not true.... [read more...](https://abacusgm.com/reflections-from-investor-day-the-infrastructure-underneath/) [![The Infrastructure Is Coming to Life](https://abacusgm.com/wp-content/uploads/2026/08/The-Infrastructure-Is-Coming-to-Life.png)](https://abacusgm.com/everyone-gets-the-same-weather-forecast-2/) ## [The Infrastructure Is Coming to Life](https://abacusgm.com/everyone-gets-the-same-weather-forecast-2/) Aug 20, 2026 \| [Blog](https://abacusgm.com/category/blog/) Jay Jackson Chairman & CEO Abacus reported Q2 results this week and the momentum continued: revenue hit $73 million, up 30% year-over-year; adjusted net income came in at $27.1 million, exceeding our guidance; and adjusted EBITDA margins held above 54% even as we... [read more...](https://abacusgm.com/everyone-gets-the-same-weather-forecast-2/) [![Prepare Now for Annual Funding Notices](https://abacusgm.com/wp-content/uploads/2026/08/Prepare-Now-for-Annual-Funding-Notices-GM.png)](https://abacusgm.com/prepare-now-for-annual-funding-notices/) ## [Prepare Now for Annual Funding Notices](https://abacusgm.com/prepare-now-for-annual-funding-notices/) Aug 18, 2026 \| [Blog](https://abacusgm.com/category/blog/) August is Pension Protection Month, a reminder that protecting a pension plan begins with protecting the quality of the data behind it. While Annual Funding Notices (AFNs) are distributed after the close of the plan year, the work to ensure accurate reporting starts... [read more...](https://abacusgm.com/prepare-now-for-annual-funding-notices/) [« Older Entries](https://abacusgm.com/wp-cron.php/page/2/?doing_wp_cron=1792608406.5738670825958251953125&et_blog) --- ### [Salesforce Login Page Frame](https://abacusgm.com/salesforce-login-page-frame/) **Published:** May 19, 2026 **Author:** Hannah Crosby **Content:** NYSE | ABX Loading... Minimum 15 minutes delayed. Investor Relations ### Abacus Global Management Reports Second Quarter 2026 Results Visit our Investor Relations page to view our earnings results and learn more about the future of ABX. [See Q2 2026 Results](https://ir.abacusgm.com/news-events/press-releases/detail/195/abacus-global-management-inc-reports-second-quarter-2026-results) # Shaping the Future of Asset Management and Financial Service ​ --- ### [CA Privacy Policy](https://abacusgm.com/ca-privacy-policy/) **Published:** March 23, 2026 **Author:** Admin **Content:** **Privacy Notice for California Residents** Abacus Life, Inc. and its subsidiaries Abacus Settlements, LLC, Longevity Market Assets, LLC and ABL Technologies, LLC (“Abacus,” “our,” “us” or “we”) works with consumers, investment advisors, insurance companies, pension plans, financial institutions, government entities, benefit plan sponsors, and other clients to help locate people who may be eligible for benefits. We also help with our clients’ other legitimate business purposes, such as preventing fraud or avoiding overpayment of benefits to deceased individuals. Where personal information is provided to Abacus by those organizations and ABACUS is a service provider or contractor to such organizations. As the business and controller of personal information related to you, your pension plan, insurance company, or other business is the proper entity to address any questions or requests related to your personal information. 1. **About This Privacy Notice** This Privacy Notice for California Residents (the “Privacy Notice”) supplements the information contained in ABACUS’s \[\] and applies solely to personal information for individuals who reside in the State of California (“consumers” or “you”). We adopt this Privacy Notice to comply with the California Consumer Privacy Act of 2018 (Cal. Civ. Code §§ 1798.100 *et seq*.), as amended (the “CCPA”) and any terms defined in the CCPA have the same meaning when used in this Privacy Notice. This Privacy Notice does not apply to workforce-related personal information collected from ABACUS’s California-based employees, job applicants, contractors, or similar individuals. 2. **Collection of Personal Information** ABACUS collects information that identifies, relates to, describes, references, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer, household, or device (“personal information”). In particular, in the last twelve (12) months, ABACUS has collected or processed for ABACUS’s business clients the categories of personal information from consumers indicated in the third column: [table id=1 /] Personal information does not include: - Lawfully obtained, truthful information that is a matter of public concern. - Publicly available information, which is lawfully made available from federal, state and local government records; that a business has reasonable basis to believe is lawfully made available to the general public by the consumer or from widely distributed media; or made available by a person to whom the consumer has disclosed the information if the consumer has not restricted the information to a specific audience. - Deidentified or aggregated consumer information. - Information excluded from the CCPA’s scope, such as: - Health or medical information covered by the Health Insurance Portability and Accountability Act of 1996 (“HIPAA”) and the California Confidentiality of Medical Information Act (“CMIA”), clinical trial data, or other qualifying research data; or - Personal information covered by certain sector-specific privacy laws, including the Fair Credit Reporting Act (“FCRA”), the Gramm-Leach-Bliley Act (“GLBA”) or California Financial Information Privacy Act (“FIPA”), and the Driver’s Privacy Protection Act of 1994 (“DPPA”). ABACUS obtains the categories of personal information listed above from the following categories of sources: - From third parties pursuant to a servicing, licensing or vendor contract. - From government sources, such as state, local and federal government entities. - From published obituaries and death notices. - Directly from you, including phone, mail or internet forms, or in-person contact. - Indirectly from your use of ABACUS’s websites or applications or your attendance at marketing-related events, such as conferences. - From purchasing marketing lists from third parties. 3. **Use of Personal Information** ABACUS may use or disclose the personal information we collect for one or more of the following business purposes (including on behalf of ABACUS’s business clients): - To perform services pursuant to servicing contracts, including but not limited to determining life expectancies, transacting in life insurance policies, matching to death records, identifying maturities, facilitating payments that may be due to you, and confirming address and contact information for clients. - To fulfill or meet the reason you or a third party provided the information. - To offer customized content and individualized personalization of ABACUS’s services and websites to make them more relevant to your or a third party’s interests and needs. - To notify you or a third party about changes or updates to ABACUS’s services and products. - To provide you or a third party with information about ABACUS’s services as well as products, events and services of ours or our affiliates. - To invite you or a third party to participate in surveys. - To respond to your or a third party’s requests, inquiries, comments and concerns. - To provide, evaluate and improve ABACUS’s services, websites, and applications and to develop new products, services and benefits. - To identify usage trends and for data analysis, including for purposes of research, audit, reporting and license fees to third-party providers, such as data providers, or in other ways to which you or a third party acting on your behalf have expressly agreed in an agreement. - To detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, and prosecute those responsible for that activity. - To debug products to identify and repair errors that impair existing intended functionality. - Short-term transient use, provided your personal information that is not disclosed to another third party and is not used to build a profile about a consumer or otherwise alter an individual customer’s experience outside the current interaction, including, but not limited to, the contextual characterization of ads shown as part of the same interaction. - To conduct internal research for technological development and demonstration. - To perform activities to verify or maintain the quality or safety of a service or device that is owned or controlled by ABACUS, and to improve, upgrade, or enhance the service or device that is owned, or controlled by ABACUS. - To provide technical, product and other support and to help keep ABACUS’s services, websites, and applications working, safe and secure. - To perform services on behalf of ABACUS or our service providers, including maintaining or servicing accounts, providing customer service, processing or fulfilling orders and transactions, verifying customer information, processing payments, providing financing, providing advertising or marketing services, providing analytic services, or providing similar services on behalf of ABACUS or our service providers. - To comply with our legal obligations, resolve disputes, and enforce our agreements. - To evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by us about consumers is among the assets transferred. We may match or combine personal information with information that we obtain from other sources or that is already in our records, whether collected online or offline, by predecessors or another company in our family of companies, for the purposes described above. ABACUS will not collect additional categories of personal information or use the personal information we collected for materially different, unrelated, or incompatible purposes without providing you notice or updating this Privacy Notice. 4. **Disclosing Personal Information** ABACUS may disclose your personal information to a third party for a business purpose. When ABACUS makes business purpose disclosures, we enter a written contract that describes the purpose and requires the recipient to both keep personal information confidential and not to use it for any purpose except as set forth in the contract. Per our contracts, we do not allow any personal information disclosures to be resold or shared. We disclose your personal information with the following categories of third parties: - Another company in our family of companies. - Our service providers, suppliers, contractors, agents and representatives. - Our clients pursuant to servicing or licensing agreements. - An individual’s business entity sponsor, if the individual accesses ABACUS’s services, websites or applications under an entity’s agreement (for example, a company, corporation, nonprofit, partnership, bank or other business entity). 5. **Disclosures of Personal Information for a Business Purpose** In the preceding twelve (12) months, ABACUS has disclosed the following categories (which may include the sensitive information categories described above in Section 2) of personal information for a business purpose: - Category A: Identifiers - Category B: Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)) - Category C: Protected classification characteristics under California or federal law - Category F: Internet or other similar network activity - Category H: Sensory data - Category I: Professional or employment-related information We disclose your personal information for a business purpose to the following categories of third parties: - Our corporate affiliates on a need to know basis and subject to an intercompany agreement. - Our service providers, suppliers, agents and representatives, including but not limited to, payment processors, and customer support, and to process the information for us based on our instructions and in compliance with this Privacy Notice and any other appropriate confidentiality and security measures. - Our clients pursuant to servicing or licensing agreements. 6. **Your Rights and Choices** The CCPA provides California residents with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights. 7. **Right to Know and Data Portability Rights** You have the right to request that ABACUS disclose certain information to you about our collection and use of your personal information over the past twelve (12) months (the “right to know”). Once we receive your request and verify your identity (see Section 5.C. *Exercising Right to Know, Data Portability, and Right to Delete*), we will disclose to you: - The categories of personal information we collected about you. - The categories of sources for the personal information we collected about you. - Our business or commercial purpose for collecting that personal information. - The categories of third parties with whom we disclose that personal information. - The specific pieces of personal information we collected about you (also called a data portability request). - If we disclosed your personal information for a business purpose, a list describing disclosures for a business purpose, identifying the personal information categories that each category of recipient obtained. 8. **Right to Delete** You have the right to request that ABACUS delete any of your personal information that we collected from you and retained, subject to certain exceptions (the “right to delete”). Once we receive your request and verify your identity (see Section 5.C. *Exercising Right to Know, Data Portability, and Right to Delete*), we will review your request to see if an exception allowing us to retain the information applies. We may deny your deletion request if retaining the information is necessary for us or our service provider(s) to: 1. Complete the transaction for which we collected the personal information, provide a service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform our contract with you. 2. Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities. 3. Debug products to identify and repair errors that impair existing intended functionality. 4. Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law. 5. Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 et. seq.). 6. Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us. 7. Comply with a legal obligation. 8. Make other internal and lawful uses of that information that are compatible with the context in which you provided it. 9. **Right to Modify** Consumers may have the right to request correction of any inaccurate personal information that we maintain about you, taking into account the nature of the personal information and the purposes of the personal information processing. We will use commercially reasonable efforts to correct this information. 10. **Right to Limit** Consumers may have the right to request to limit our use of sensitive personal information unless our use of sensitive personal information falls into one of the limited business purposes. We do not generally collect or process sensitive personal information for the purpose of inferring characteristics about a consumer. 11. **Exercising Your Privacy Rights** To exercise the right to know or delete described above, please submit a request to us by either: - Calling us at 800-561-4148 - Visiting [https://abacuslifesettlements.com/contact-us/](https://web.archive.org/web/20250907151539/https://abacuslifesettlements.com/contact-us/) Only you, or someone legally authorized to act on your behalf, may make a request to know or delete related to your personal information. You may also make a request on behalf of your minor child. You may only make a request to know twice within a twelve (12) month period. The request to know or delete must: - Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative. - Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it. We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you. You do not need to create an account with us to submit a request to know or delete. We will only use personal information provided in a request to verify the requestor’s identity or authority to make the request. 12. **Response Timing and Format** We will confirm receipt of your request within ten (10) business days. If you do not receive confirmation within the 10-day timeframe, please call 800-561-4148. We endeavor to substantively respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time (up to forty-five (45) additional days), we will inform you of the reason and extension period in writing. We will deliver our written response by mail or electronically, at your option. Any disclosures we provide will only cover the twelve (12) month period preceding the receipt of your request. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance. We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request. 13. **Non-Discrimination** We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not: - Deny you goods or services. - Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties. - Provide you a different level or quality of goods or services. - Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services. 14. **Changes to this Privacy Notice** ABACUS reserves the right to amend this Privacy Notice at our discretion and at any time. When we make changes to this Privacy Notice, we will post the updated Privacy Notice on ABACUS’s website and will update the Privacy Notice’s effective date. **Your continued use of ABACUS’s websites, applications, and services following the posting of changes constitutes your acceptance of such changes.**15\. **Data Retention** Except as otherwise permitted or required by applicable law or regulation, we will only retain your Personal information for as long as necessary to fulfill the purposes we collected it for, as required to satisfy any legal, accounting, or reporting obligations, or as necessary to resolve disputes. To determine the appropriate retention period for personal information, we consider applicable legal requirements, the amount, nature, and sensitivity of the personal information, the potential risk of harm from unauthorized use or disclosure of your personal information, the purposes for which we process your personal information, and whether we can achieve those purposes through other means. We specify the retention periods for your personal information in our document retention policy. 16\. **Contact Information** If you have any questions, comments or requests about this Privacy Notice, the ways in which ABACUS collects and uses your information described in this Privacy Notice, your choices and rights regarding such use, or wish to exercise your rights under the CCPA, please do not hesitate to contact us at: **Phone: 800-561-4148** **Website:** https://abacuslifesettlements.com/contact-us/ **Postal Address:** ABACUS LIFE, INC. Attn: Chief Information Security Officer\] 2101 Park Center Drive Orlando, FL 32835 If you use assistive technology (such as a Braille reader, a screen reader, TTY, etc.) and the format of this Privacy Notice interferes with your ability to access this Privacy Notice, please contact ABACUS for assistance. Please indicate the nature of your accessibility problem, the preferred format you would like to receive this Privacy Notice, and your contact information so that we may respond in a manner most helpful to you. Effective Date: 1/1/2024 Last Revision: 1/1/2024 --- ### [Events - Future Proof](https://abacusgm.com/futureproof2026/) **Published:** August 27, 2025 **Author:** Leigha Fenn **Content:** # Abacus \| 2026 Future Proof Festival ### Abacus is Proud to Announce Our Attendance at the Festival in Huntington Beach, CA ![](https://abacusgm.com/wp-content/uploads/2026/08/future-proof-booth-2025.jpg "future proof booth 2025 - Abacus Global Management, Inc.") # Stop by Booth 217 to Meet Our Team Our team, Fei Xue, Jon Knowlton, and Austin Germain, will be on-site and look forward to speaking with attendees about the rapid growth underway across the Abacus business verticals. [Book your meeting with us](https://calendly.com/d/d3y2-dtn-mnv/future-proof-shared-calendar) # Meet Our Onsite Team [![](https://abacusgm.com/wp-content/uploads/2026/08/Future-Proof-Abacus-Team.png "Future Proof Abacus Team - Abacus Global Management, Inc.")](mailto:fei.xue@abacusgm.com) # Schedule A Meeting With Us # Visit Our Booth and Enter to Win To win the items below, stop by **Booth 217**, say hello, and ask us about our Raffle Giveaway. ![](https://abacusgm.com/wp-content/uploads/2026/08/FP-2026-Gifts-2.png "FP-2026-Gifts-2 - Abacus Global Management, Inc.") --- ### [Compliance Resources](https://abacusgm.com/compliance-resources/) **Published:** March 18, 2025 **Author:** Admin **Content:** # Compliance Resources # Documents - [Conflicts of Interest](https://abacusgm.com/wp-content/uploads/2025/03/Carlisle_Management_Company_Conflicts_of_interests.pdf) - [Summary of Conflict of Interest Policy](https://abacusgm.com/wp-content/uploads/2025/03/Summary-of-the-COI.pdf) - [Disclosure under SFDR and Taxonomy Regulation](https://abacusgm.com/wp-content/uploads/2025/03/Disclosure-under-SFDR-and-Taxonomy-Regulation.pdf) - [Disclaimer](https://abacusgm.com/wp-content/uploads/2025/03/Disclaimer-Carlisle-Management-Company.pdf) - [Complaint Policy](https://abacusgm.com/wp-content/uploads/2025/03/Carlisle_Management_Company_Complaint_policy.pdf) --- ### [Long Term Growth Fund](https://abacusgm.com/long-term-growth-fund/) **Published:** March 10, 2025 **Author:** Admin **Content:** # Long Term Growth Fund # What Sets Us Apart It all starts with one simple, yet powerful idea: purchasing life insurance in the secondary and tertiary markets at a discount can produce high returns. The advantage of this transaction, known as a life settlement, is that it provides an opportunity for attractive returns even in turbulent market conditions. Luxembourg Life Fund – Long Term Growth Fund (2021) is open to professional investors willing to invest into to the life insurance market, with medium- to long-term strategies and minimal correlation to traditional asset classes or financial markets. # Fund Strategy The Luxembourg Life Fund – Long Term Growth Fund (2021) is an open -end mutual fund. Our management team carefully selects life insurance policies that are beyond the contestability period. These policies are mainly sourced through secondary markets, complemented through tertiary transactions. The Fund seeks to build a large, diversified portfolio across numerous factors, including but not limited to carrier concentration, expected maturities, gender, age, medical impairment, geography and face value size. In order to properly implement a buy and hold strategy, the fund seeks to isolate mortality risk and build a large sample size. Since the majority of policies are held through maturity, extremely detailed actuarial and financial analysis is employed to ensure that the policies purchased account for longevity risk, as well as other variables of the statistical profile. The process of selecting and pricing the policies is intimately linked with an actuarial analysis. Policies are subject to such an actuarial pricing on a monthly basis. Abacus continuously screens the market in order to identify sales opportunities. Along with the collection of maturities, the fund may trade the policies to monetize returns and provide extra liquidity. The Long Term Growth Fund (2021) provides investors with an open-end investment option into life settlements. # How to Invest? To invest within any of the sub-fund within the Luxembourg Life Funds is simple and straightforward. Please request any of our prospectus and additional investor information on life settlements and mortality linked investments. [Contact Us](https://abacusgm.com/contact/) [Compliance Resources](https://abacusgm.com/compliance-resources/) ###### Abacus Global Management is a trade name of Carlisle Management Company SCA, with registered office at 9, Rue Sainte Zithe L - 2763 Luxembourg, RCS Luxembourg B144257 --- ### [Absolute Return Funds](https://abacusgm.com/absolute-return-funds/) **Published:** March 10, 2025 **Author:** Admin **Content:** # Absolute Return Funds # What Sets Us Apart It all starts with one simple, yet powerful idea: purchasing life insurance in the secondary and tertiary markets at a discount can produce high returns. The advantage of this transaction, known as a life settlement, is that it provides an opportunity for attractive returns even in turbulent market conditions. Luxembourg Life Fund II FCP RAIF – Absolute return Fund IV is made available to professional investors willing to invest into to the life insurance market, with a long-term strategies and minimal correlation to financial markets. # Fund Strategy The Absolute Return Fund IV is a closed-end investment undertaking. Unlike open-end investment entities, policies are mainly sourced through tertiary markets, and are complemented by secondary market transactions. More mature tertiary market life settlements, acquired in larger blocks, allow for the highest speed of redeployment, and ensure economies of scale while minimizing cash drag. The Absolute Return Fund IV seeks to build a large diversified portfolio across numerous factors, including but not limited to carrier concentration, expected maturities, gender, age, medical impairment, geography, and face value size. In order to properly implement a buy and hold strategy, mortality risk is isolated and a large sample size is built. Since the majority of policies are held through maturity, extremely detailed actuarial and financial analysis is employed to ensure that the policies purchased account for longevity risk, as well as other variables of the statistical profile. The process of selecting and pricing the policies is achieved by the valuation of the assets following rigorous actuarial approach. Net returns collected by the Absolute Return Fund IV are periodically distributed to the investors. The strategy of the Absolute Return Fund IV aims at providing investors with a closed-end fund investment option into life settlements with nearly no correlation to traditional asset classes. # How to Invest? To invest within any of the sub-fund within the Luxembourg Life Funds is simple and straightforward. Please request any of our prospectuses and additional investor information on life settlements and mortality linked investments. [Contact Us](https://abacusgm.com/contact/) [Compliance Resources](https://abacusgm.com/compliance-resources/) ###### Abacus Global Management is a trade name of Carlisle Management Company SCA, with registered office at 9, Rue Sainte Zithe L - 2763 Luxembourg, RCS Luxembourg B144257 --- ### [Contact](https://abacusgm.com/contact/) **Published:** February 20, 2025 **Author:** Admin **Content:** # Contact Please enable JavaScript in your browser to complete this form. Name \*First Last Company Phone \* Email \* to would like What would you like to speak with us about? \* Submit![Loading](https://abacusgm.com/wp-content/plugins/wpforms/assets/images/submit-spin.svg) # Headquarters 333 S. Garland Ave, 15th Floor Orlando, FL [(800) 561-4148](tel:800-561-4148) <info@abacusgm.com> # Our European Office 9, Rue Sainte-Zithe, L - 2763 Luxembourg [+352 268 453 59](tel:+35226845359) # Inquiry Directory ### Board Inquiries To contact the Abacus Board of Directors, please email: <board@abacusgm.com>. ### Investor Inquiries To contact Abacus Investor Relations, please email <ir@abacusgm.com>. - [News and stock price updates related to ABX](https://ir.abacusgm.com/) - [ABX's corporate governance docs](https://ir.abacusgm.com/governance/governance-documents) - [Recent SEC filings](https://ir.abacusgm.com/sec-filings/all-sec-filings) ### Press Inquiries If you are a journalist looking for news and information about Abacus or are interested in covering Abacus, please reach out to us at <press@abacusgm.com>. To schedule an interview or for direct questions, please call [(407) 561-4148](tel:407-561-4148). ### Regulatory Agency Inquiries If you are a regulatory agency representative who is looking for the appropriate contact, please call [(800) 561-4148](tel:800-561-4148). --- ### [Sample Page](https://abacusgm.com/sample-page/) **Published:** September 3, 2026 **Author:** Admin **Content:** This is an example page. It's different from a blog post because it will stay in one place and will show up in your site navigation (in most themes). Most people start with an About page that introduces them to potential site visitors. It might say something like this: > Hi there! I'm a bike messenger by day, aspiring actor by night, and this is my website. I live in Los Angeles, have a great dog named Jack, and I like piña coladas. (And gettin' caught in the rain.) ...or something like this: > The XYZ Doohickey Company was founded in 1971, and has been providing quality doohickeys to the public ever since. Located in Gotham City, XYZ employs over 2,000 people and does all kinds of awesome things for the Gotham community. As a new WordPress user, you should go to [your dashboard](https://abacusgm.com/wp-admin/) to delete this page and create new pages for your content. Have fun! --- ### [Privacy Policy](https://abacusgm.com/privacy-policy/) **Published:** September 3, 2026 **Author:** Admin **Content:** **Last Updated: June 2024** **Privacy Notice and Acceptance** At Abacus, protecting your privacy is one of our highest priorities. This Privacy Policy describes the privacy and security policies and practices of Abacus Life, Inc. and its subsidiaries, including Abacus Life Services, LLC, Longevity Market Assets, LLC and ABL Technologies, LLC (“Abacus,” “our,” “us” or “we”). By using Abacuslife.com (the “Website”), you signify your acceptance of this Privacy Policy. Abacus maintains a separate Privacy Notice for California Residents, which applies to individuals residing in California and is available at [www.abacuslife.com/ca-privacy-policy/](http://www.abacuslife.com/ca-privacy-policy/). Abacus’ website and services are not intended for residents outside of the United States. **What Kind of Information Do We Collect?** In the course of evaluating and qualifying life insurance policies, managing investment portfolios, providing wealth management services and providing death tracking services, we collect information from several sources, including: - Directly from the individual, including by phone, mail or internet forms, or in-person contact; - Insurance companies, agents, brokers, representatives; - Doctors, hospitals and other health providers; - Indirectly from use of Abacus’ services, websites, or applications; - From another company within our family of companies; and The information we receive includes, without limitation: - Personal information, such as name, address, Social Security number, tax identification number, other identification numbers issued by governmental bodies, email address, and telephone number; - Health and medical information, such as doctor and hospital records, prescription information, and life expectancy evaluations; - Life insurance and annuity information, such as the type of policy and the terms of the policy, a copy of the application, payment history, and a policy illustration; - Transactional information such as the terms of any life settlement contracts; - Consumer reporting agency information; - Cookies and Usage Data; and - Recordings of telephone calls with our representatives and call centers. When you visit the Website, we may obtain information that you provide directly to us when you interact with the website (e.g., when you use our contact form or submit a life insurance policy for evaluation). This information may include personal information about you, such as your name, email address, and phone number, and details about any life insurance policy you submit, including the insured’s medical history, age, and gender. If you submit to us someone else’s personal information (e.g., their contact information or life insurance policy information), you represent that you have the authorization to provide this information to us. **What Do We Do with the Information We Collect?** The information we collect is used for: (i) evaluating and qualifying insureds and life insurance policies for life settlements and other products; (ii) communicating with you, including responding to your requests or inquiries; (iii) processing your transactions and providing our services, including death audits and location services; (iv) quality, training, and security purposes; (v) detecting, preventing, investigating, identifying, reporting, or taking any other action with regard to any suspected or actual fraudulent or illegal activity or activity that violates our policies, including reporting insurance fraud; (vi) carrying out market research and analysis and providing you with information about our services, websites and applications as well as other products and services of ours or our affiliates; (vii) providing and developing marketing information; (viii) managing our internal operations; (ix) responding to complaints; (x) complying with applicable laws, regulations, or legal processes as well as industry standards and our company policies; (xi) establishing and defending our legal rights. Information collected through the Website may be used for additional purposes, including: (i) facilitating and personalizing your user experience; (ii) monitoring and analyzing trends, usage, and activities of Website visitors and users; and (iii) improving the website. **Who Has Access to Your Information in Our Records?** We use a system of safeguards designed to protect against unauthorized access to your nonpublic personal information contained in our records. These protections include appropriate physical, electronic and procedural practices. We have policies in place restricting access to your information to only those individuals and entities who need to know the information for the above purposes. We educate our employees about the terms of this Privacy Policy and the essential nature of confidentiality and consumer privacy. **How Does Abacuslife.com Use Cookies, Advertising, and Online Tracking?** Like most websites, Abacuslife.com uses cookies and other tracking technologies to optimize your digital experience. Information collected by these tracking technologies may include IP addresses, device identifiers, browser characteristics, operating system details, internet service provider details, language preferences, referring URLs, time and length of visits, and pages viewed. These tracking technologies may be used by us or third parties to collect personal information about your online activities over time and across different devices and online properties when you use the Website. “Cookies” are small data files stored by your web browser on your computer. Cookies may allow a website to recognize a user’s device, record user preferences, track the pages a user clicks on while visiting the Website, and identify the website visited immediately beforehand. Most browsers accept cookies automatically but allow you to disable them. We recommend that you leave cookies “turned on” so that we can offer you a better online experience. Blocking cookies may affect the availability and functionality of the Website and other websites or even invalidate opt outs that use cookies to recognize devices that have opted out. Our vendors, including Facebook and Google, may use cookies, web beacons, and other storage technologies to collect or receive information about your internet usage, including your use of this Website, and use that information to provide measurement services and target ads. We and our vendors may use first-party cookies or other first-party identifiers as well as third-party cookies or other third-party identifiers to deliver advertisements, create a generalized user profile, measure user interests, approximate the geolocation of your device, and personalize content for you. We may use certain web analytics services, including Google Analytics, to help us understand and analyze how visitors use the Website and to serve ads on our behalf across the Internet. We’ve implemented Google Analytics Advertising features, including, but not limited to remarketing with analytics, interest-based advertising, demographics and interests reporting, user segment analysis, and impression reporting. For more information on how Google Analytics uses data collected through the Website, visit [**policies.google.com/technologies/partner-sites**](http://policies.google.com/technologies/partner-sites). You may also be able to opt out of Google Analytics by visiting [**tools.google.com/dlpage/gaoptout**](http://tools.google.com/dlpage/gaoptout). For more information about third-party cookies and other tracking technologies, including information about how to opt out of these technologies, visit [**www.networkadvertising.org/managing/opt\_out.asp**](http://www.networkadvertising.org/managing/opt_out.asp) and [**www.aboutads.info/choices/**](http://www.aboutads.info/choices/). In addition, you may opt out of Google’s network of interest-based advertising at [**adssettings.google.com**](http://adssettings.google.com/) and Facebook Custom Audiences by logging into your Facebook account and changing your privacy or advertising settings. You may be able to opt out of certain interest-based advertising using the settings on your device. Your web browser may have settings that allow you to transmit a “Do Not Track” signal when you visit various websites or use online services. Like many websites, the Website is not designed to respond to “Do Not Track” signals received from browsers. To learn more about “Do Not Track” signals, visit [**www.allaboutdnt.com**](http://www.allaboutdnt.com/). **Third Party Privacy Practices.** Abacus is not responsible for the privacy, information or other practices of any third parties such as insurance companies, annuity providers, agents, brokers, or other service providers or entities. We are not responsible for the collection, usage and disclosure policies and practices (including the data security practices) of other organizations, such as Facebook, Twitter, Instagram, Apple, Google, Microsoft, or any other software application developer or provider, social media platform, operating system or wireless service provider, or device manufacturer, including with respect to any information you disclose on Abacus’s social media pages. The Website may include links to other websites that are not owned or operated by Abacus. This Privacy Policy does not apply to those websites, which may have their own privacy policies or notices that you should review to understand how they may collect, use, or disclose your personal information. Abacus is not responsible for the content or privacy practices of any linked websites that it does not control. **Use of Abacus Website by Minors.** The Website is not directed to individuals under the age of eighteen (18) and we request that these individuals do not provide personal information through the Website. If we learn that individual under the age of eighteen (18) has provided us with personal information, we will delete it or otherwise comply with applicable law. **Mobile Policy** No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties **Changes to this Privacy Policy.** We reserve the right to modify or supplement our Privacy Policy at any time in accordance with applicable law or our business practices. We will indicate changes to the Privacy Policy by updating the “Last Updated” date at the beginning of the Privacy Policy. Your continued use of the Website after any update to this Privacy Policy will constitute your acceptance of the changes. **How to Contact Us.** If you have any questions about this Privacy Policy, please contact us: - By email: info@abacuslife.com - By visiting this page on our website: abacusgm.com/contact-us - By phone number: 800-561-4148 --- ## Categories ### [Uncategorized](https://abacusgm.com/category/uncategorized/) --- ### [Interview](https://abacusgm.com/category/interview/) --- ### [WABC](https://abacusgm.com/category/wabc/) --- ### [Blog](https://abacusgm.com/category/blog/) --- ## Tags ### [video](https://abacusgm.com/tag/video/) --- ### [interview](https://abacusgm.com/tag/interview/) ---