Jay Jackson
Chairman & CEO
We held our Investor Day at the New York Stock Exchange last week. The venue was fitting—its history has been built on making capital markets efficient at scale. And that’s exactly what we’re building when it comes to lifespan-based financial products here at Abacus.
Last week, we walked investors through our four divisions: Abacus Life Solutions, Abacus Asset Group, Abacus Intel, and Abacus Wealth Advisors. We covered financials, capital markets strategy, engineering capabilities, European expansion, and more.
The core thesis underneath everything: We are the market maker of time. Every financial decision you make—when to retire, how much to withdraw, how to allocate your assets, what to leave to your heirs—all of it flows from a single unknown: how long will you actually live?
The financial industry has operated on broad assumptions: population averages, generic actuarial tables, one-size-fits-all retirement plans. Two neighbors at 65 with $2 million each get identical plans.
Except their timelines are completely different. One has 30+ years ahead based on health, family history, and medical profile. The other has 10-12 years due to chronic conditions. Their financial needs diverge significantly. Yet they receive the same advice.
The Real Impact and Scale of this Opportunity
But when we understood his actual lifespan—with 9 years remaining—the conservative approach was wrong. He could actually withdraw $317,000 annually and still grow his portfolio to nearly $10 million. He was leaving money on the table because nobody had ever told him how much time he actually had.
That’s the power of lifespan data. And it is foundational to everything we do. With our Life Solutions vertical, it means we are valuing policies correctly and accurately. With our Asset Management vertical, it means we are able to generate uncorrelated returns. With our Wealth Advisory vertical, it means we are building better, more individualized financial plans, and with Abacus intel, it means that we are making mortality data increasingly more actionable.
There’s a $124 trillion wealth transfer happening over the next 30 years. Baby Boomers passing assets to children and grandchildren. It’s the largest movement of money in history.
Every dollar in that transfer has the same question embedded in it: how long does the person holding it need it to last?
Abacus answers that question through individual lifespan modeling—powered by 20 years of proprietary data and AI-driven analysis. That’s the infrastructure the $124 trillion wealth transfer needs.
Showing Gratitude for Our Team
And our guests—Matthew Ankrum, James Morrow, John Catsimatidis and Maria Bartiromo—brought outsider perspective and credibility to what we’re building. Also a special thank you to the NYSE team who hosted us – we couldn’t have asked for a better partner.
But mostly, gratitude for the investors who showed up, paid attention, and stayed engaged through a full morning of presentations. You came to understand the business. By the end, I hope you saw what I see every day: a rare opportunity to build infrastructure for something the capital markets needs.
What Comes Next
But the core thesis remains the same: time is the most valuable commodity in the world. We’re building the infrastructure to help people understand it, value it, and make better decisions with it.
